with all the coverage of impending market crashes, what are you doing?

SB1980

Sorry if this has been covered in other posts.

As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance?

I am half tempted to sell some funds i'm pretty much 100% global equities in ISA LISA and Pension, 45yo M. My thoughts are that thing every is advised to avoid, timing the markets, sell now (high) hold in cash until the upcoming (therein lies the risk, i know) fall and then buy back in low.

I am not sure i am brave enough to actually do it, but is/has/will anyone attempt this?

Swipe

I'll wait for it to crash and then periodically buy more when it's down.

MeteredOut

SB1980 said:

Sorry if this has been covered in other posts.

As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance?

I am half tempted to sell some funds i'm pretty much 100% global equities in ISA LISA and Pension, 45yo M. My thoughts are that thing every is advised to avoid, timing the markets, sell now (high) hold in cash until the upcoming (therein lies the risk, i know) fall and then buy back in low.

I am not sure i am brave enough to actually do it, but is/has/will anyone attempt this?

Where are you seeing this?

If its online (especially social media) its more like confirmation bias, where you're engaging with content and the platforms algorithms recognise that so give you more of the same to keep you sticky.

The number of times I've had to explain that to a younger relative who says something along the lines of "how do you not know this, its all over the news" when referring to some z-list celebrity whose latest relationship has ended.

I'm not saying there has been talk of it in the mainstream media (the AI bubble, not the z-lister), but it's always good to be aware of how we consume the information we might base decisions on.

Zekko

Stay invested in 100% equities for the forseeable (at least 15-20 years).

Probably buy more if the market drops.

dunstonh

with all the coverage of impending market crashes, what are you doing?

Nothing.     

There is a crash coming 365 days a year every year.  There is never a time when a crash is not coming.

Statistically, you are better off closing your eyes and punching through the volailtiy and coming out the other side rather than trying to time the markets.

SB1980

MeteredOut said:

SB1980 said:

Sorry if this has been covered in other posts.

As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance?

I am half tempted to sell some funds i'm pretty much 100% global equities in ISA LISA and Pension, 45yo M. My thoughts are that thing every is advised to avoid, timing the markets, sell now (high) hold in cash until the upcoming (therein lies the risk, i know) fall and then buy back in low.

I am not sure i am brave enough to actually do it, but is/has/will anyone attempt this?

Where are you seeing this?

If its online (especially social media) its more like confirmation bias, where you're engaging with content and the platforms algorithms recognise that so give you more of the same to keep you sticky.

The number of times I've had to explain that to a younger relative who says something along the lines of "how do you not know this, its all over the news" when referring to some z-list celebrity whose latest relationship has ended.

I'm not saying there has been talk of it in the mainstream media (the AI bubble, not the z-lister), but it's always good to be aware of how we consume the information we might base decisions on.

thanks for the reply, and i absolutely agree with your point regarding algorithms.  I do see this mostly online, but not only from the motleyfool etc storied but from relatively (usually) reputable sources 

https://www.telegraph.co.uk/money/investing/stocks-shares/ai-may-cause-global-stock-market-crash-how-could-play-out/

https://www.theguardian.com/business/live/2025/oct/17/us-dollar-worst-week-since-august-trade-tensions-stock-markets-bonds-business-live-news

https://www.telegraph.co.uk/money/investing/stocks-shares/experts-warning-stock-market-bubble-heres-how-you-invest/

i understand this is speculation.

just wondering is it an opportunity, and is anyone thinking the same... 

Rt90

I’ll just stick to my plan. 100% global equities. That will change at some point in the future but it won’t be dictated by market rumours.

I don’t pay close attention to the markets now to be honest. As someone said there’s always a crash coming. They’ll be right eventually.
If you’re confident in what your doing then I wouldn’t sweat it. Time in the market is probably your best chance of getting it right.

Albermarle

OP - If you are getting a bit nervous ( and nothing wrong with that), then maybe a good idea to dial down the 100% a bit. There has been a good bull run this year, so maybe some profit taking and putting 20% into bonds might not be a bad idea. Kind of hedging your bets rather than trying to time the market.

MEM62

SB1980 said:

As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance?

Reports from whom?  Crashes are a periodic event so someone that is constantly saying that a crash is imminent at some point is going to be correct.  I am not sure why you would be persuaded to act differently now compared to any other time. 

I will not be doing anything different.  However, if a significant drop in the market does occur, I will scrape together what spare cash I have and stick it in my S&S ISA wile it is 'on sale'.  

wmb194

SB1980 said:

Sorry if this has been covered in other posts.

As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance?

I am half tempted to sell some funds i'm pretty much 100% global equities in ISA LISA and Pension, 45yo M. My thoughts are that thing every is advised to avoid, timing the markets, sell now (high) hold in cash until the upcoming (therein lies the risk, i know) fall and then buy back in low.

I am not sure i am brave enough to actually do it, but is/has/will anyone attempt this?

Holding more cash and then I’ll nibble on the dips. You need to find your ‘sleep level’ and at least for the moment you can earn a reasonable yield on cash.

InvesterJones

I'm doing the same thing I said in all the previous threads about impeding market crashes.