Savings & investments

An elderly relative has a couple of savings accounts with Kent Reliance. KR are moving these to online management only. She doesn’t feel happy about online banking so has asked me to manage them for her. I have power of attorney although have never needed to use it before. She’s perfectly sound of mind; just doesn’t want…

I've posted some content in another thread about this but I'm getting frustrated. All I want to do is open an NS&I Guaranteed Income Bond, but I keep falling at the hurdles. I was hoping to do a bank transfer to NS&I but, for some reason, this isn't allowed. They only allow debit card transactions. To make sure my bank…

Recommendations for an easy access savings account for three members of same family? All to be able to operate the account individually ie. without requiring three signatures?

My Cahoot instant access account pays interest Monthly. I recently "upgraded" the account as they were going to drop the interest rate. Without going into details (though if you'd like me to I'm happy to do so) The amount I'm getting has dropped substantially. Balance has remained roughly the same and the interest rate is…

I have to submit a personal tax return and my income is through £12.5k salary and the rest in around £37.5k in dividends from my own Ltd company. Last FY, I declared, for the first time some savings interest of £685. I was surprised to be hit with a 33.75% tax charge as this had apparently taken my income above the basic…

I have a share certificate, 5 shares for Agilent Technologies. I got this years ago as I had a small number of HP shares when Agilent was born. I'd like to ask if you know how I could cash this in. A letter that is with it mentions Harris bank Thanks

I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues? 

Question about opening one of these accounts… You need a debit card when you apply, which suggests that the cash will leave your current account when you apply. They they aim to have your account open in 7-10 days, so do you start earning interest immediately, or after 7-10 days when the account is opened?

Just tried using Cora (Ulster banks chatbot) to ask what I thought was a straightforward question. "where can i find which issue of limited edition saver i have" Answer "I can see that you have an error message when trying to login to your Anytime Internet Banking. Which of the options below best describes the issue you…

It took me a few years to get a basic understanding of bonds – stuff about duration only really sunk in after interest rates rose in 2022 (though by luck not judgement I mostly held short duration). The only actively managed bond fund I hold is Man GLG Sterling Corporate Bond which has performed well since its launch in…

For those who opened the Monmouthshire app exclusive RS at £1000 per month at 7% as well as the Regular Saver at 6% last August now is the ideal time to close and reopen the 6% one as it is still available to avoid the problem of £18k maturing at the same time I requested closure this morning after having zeroed my account…

hi I’m in a bit of a strange situation, a close family member has given me a very large amount of money to invest for my kids future, massively kind and totally unexpected. The situation however isn’t as simple as adding the money to their existing savings accounts. I’m part of a joint UC claim as my partner hasn’t been…

As above, this has now past one year since I opened it and paid in but no interest paid and it has not been downgraded, anyone know what's going on?

Hey, I'm new to this. I saw this deal where I can invest £100 and get £50 cashback. Anyone done this? Does it work? https://www.goal.com/en-gb/news/play-the-long-game-etoro-sign-up-bonus/blt68d30c6cb1172b91

My 18 year old daughter has been bequeathed money from my late mum. The will states "Thirty Thousand Pounds (£30,000) to Xxxx on attaining the age of 21 for her own use and benefit absolutely". The solicitor dealing with the will says me and my sister ( who are the executors of the will ) need to set up a trust account for…

Hi, I have used up my ISA allowance and the amount I put into my pension for this tax year but have 40k to invest. I am a 40% tax payer and know if I open a savings account I will be lieable to heavy tax after £500. Martin Lewis discusses Premium Bonds but they sound perhaps not the way. My questions are: Do Premium bonds…

I have a FRB maturing on Monday. Yesterday I received an email from them saying they had launched new maturity options which may be of interest. As I had already provided maturity options they said if the new options were of interest either to use their chat function to contact them or to email them. They also said if…

For those with Skipton accounts, maybe with only £1 in them, worth having £100 or more saved with Skipton as they are doing a monthly draw starting in October……..

Apologies for this question which I ought to know but don't and can't easily find the answer… If you're otherwise a basic-rate taxpayer, i.e. lets say you earn £40k, and you make a large capital gain (e.g. from selling a rental property) which gives you say chargeable capital gain of £150K, what rate of CGT do you pay? Is…

dont know if this has been posted before but https://www.ajbell.co.uk/investment/accounts/offers/raf