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Making the most of my saving
Hi, I'm 45 and have made the decision to move into my parents house for 3 years to get out of the rental market and actually get myself financially sorted. I'm on a pretty good wage now but due to rent, costs, a ridiculous amount of university etc I've always rented, been in and out of debt and never been able to save. So…
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Latest Monument App crashes
Anyone else having problems with the Monument App? Just had an update from the playstore (to 1.33.0) and now it crashes before displaying any info. It accepts my PIN, says "Good afternoon Alan", then disappears. This is on Android 16.
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Savings Interest and Tax Code change
My tax code has been changed this month. Looking at it there is an assumed amount of interest they have figured for me, which is way off at £2,500. It will be much closer to £1,000. They wrongly assumed £2,500 which puts me into the 40% bracket which reduces my PSA of course. Do I call HMRC this year/now or does this…
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Investment Trusts
I am looking for a fund that will pay out income. Most Equity income funds only payout twice a year, but it seems investment trusts pay out 6 times per year, which would be better for me. However, I have always thought that ITs are more expensive due to the extra layer of management. Am I thinking wrong? Can anyone point…
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BBSI Untaxed interest list query
Hi All, My requested list for 23-24 and 24-25 contains so many errors I really don't know where to start or who to approach first. I requested the list because I was shocked at the interest they claimed I earned 24-25 On looking at the list I'm finding yes they have estimated based on the previous tax year as expected, BUT…
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'Expected profit' on Sharia savings accounts
Looking at a 1 year fixed-rate Sharia account (Al Rayan via Prosper, 4.56%) for a large lump sum deposit & just wanted to hear any Forumites experiences with Sharia 'expected profit'.Anyone had less profit at maturity than that advertised when account was opened? Or is it likely/possible to get more than the advertised…
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Trading 212 MSE link
I've opened a Trading 212 account but it's asking my to deposit 1k - how do i take up the latest MSE offer of depositing £100 and getting £50 of free shares. I can't even find how to enter the code given
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Top Cash Back Confirmed?
I've just had a payment from a Santander account but I also have a Cahoot account in the pipeline this has been showing confirmed for the past 7 days. Any thoughts on how long it takes to become payable please.
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Coventry First Home Regular Saver 'maturing'
I have had this account for almost 3 years and its 'maturing' mid December 2025. Received email from Coventry advising me of this and saying details of presumably options had been sent by letter. Have not received this letter yet to which they refer to despite being sent out 20th November. Anyone else received the…
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What is the best savings account to have
Which account should I put my savings in I know I might be a simple answer but I’m new an not sure what the AER etc means so not sure if the highest is the best thanks
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where do I start
I watched Martins TV slot on investments and decided I might give it a go. I have around 10k to invest but other than figuring I need a stocks and shares mixed portfolio ISA from the show, I have no idea where to start. Ive tried googling and just get tons of companies who want to charge meloads of money for their advice.
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SS to cash ISAs from April 2027
I've read through a few pages about RR's 2027 changes to ISAs... I'm apparently fine as 65+ but the wife is not yet there. I take it that for me nothing changes, I can add £20k to a cash ISA or any other proportion. I also assume that after April 2027 I can still freely move £££ from cash to SS and vice versa? The wife…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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Bad time to buy stock?
I have been moving money into stocks but realized that both the S&P500 and the FTSE100 are at an all time high which did not bother me at first since it is possible for them to still grow in one year's time. After checking the graphics historically I noticed that nearly the whole growth stems from 6 months of increases up…
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Zopa Biscuits Transfers..
A bit of advice please , signed up to a Zopa account but a bit confused on how the bonus system works. Does £500 have to be transfered every month into the main account to get the bonus interest rates ? Could I setup a direct debit from my starling account into the zopa main account and then an automatic transfer into the…
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Silver and the US
I have been putting money on Silver on the LSE which is working out well but today I noticed that when the market opened at 8am it took a minute or two for the ticker to start updating and then suddenly it shot up quite a lot. I do not believe that the movement was natural as it was too sudden so I really don't think it…
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Transferring USD to GBP?
I received some RSUs from a previous employer a few years ago. Recently sold these so have just under $10k that I need to withdraw from E*trade and then want to transfer to any GBP account.I found some old threads on the Forum that suggested Wise or Revolut but as these threads were a few years old I wanted to check if…
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Alternative to Hargreaves Lansdown
Does anyone know of a better alternativ to Hargreaves Lansdown for Stock & Shares ISA's, Cash ISA's and Savings accounts?
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Personal Finances
I have a current account, savings accounts, a work based pension plan, a private sip, a defined benefits pension, uk premium bonds, a credit card and an house. I wish there was a single application where I could monitor all of my finances anyone fancy getting together to build a new company to manage personal finances
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ii new platform plans 2026
Received an email flagging new plan charges to be introduced February next year. In my case my current £21.99 tariff covering ISA, GIA, SIPP accounts will reduce to £14.99 (Plus plan) with improved trading and FX charges and ability to tack on family accounts ( up to £100k) for no additional charge. In these inflationary…
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Most recent: Gatehouse transfer in by allegro120
29 December at 9:01PM
