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Progressive Building Society unable to get money out
I requested a withdrawal online and they said they would send a code by email which never arrived. Requested them to resend it they said it would be sent by WhatsApp but I do not use this App. Any ideas welcome. Thanks
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Zopa not mentioned....
Is there any reason why Zopa doesn't seem to get mentioned in the weekly MSE email, any more? Chase seems to be the 'top' Saver, despite Zopa offering 4.75%, with easy access!
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Virginmoney regular saver 3 interest question
Just realized i opened this on August 1st have paid in 4 times (250 x 4) and have not received any interest, isn't this supposed to pay quarterly interest?
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Woodford compensation and No Win No Fee fees
I joined the class action with Harcus Parker for redress from the Woodford catastrophe which to cut a long story short was not heard in court and instead redress was made via FCA. I received the compensation which was a small fraction of what was lost and was very surprised to receive a bill from Harcus Parker for almost…
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Coventry BS - Login authentication not working.
After entering username and password, the system tries to send a passcode for 2FA.At this point I get an error message: "Page Not Available. We're sorry we haven't been able to load this page."I use Firefox on a Win 10 PC.I have tried three times now. Anyone else seeing this?
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Investment Bonds
I have been left some investment bonds in a will. Managed through St James They have to be split 10 ways and the total value is about 270k. The financial adviser have advised not to encash the total amount, but to split the investment and allow the individuals to choose if they want to "cash in" or not. I need the money so…
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Tax treatment if selling a gilt at a profit
A stupid question but something I've not considered before as it's not something I'd intend to do: Lets say we're talking about T26 which matures on 30/01/2026 I understand that if somebody bought that during 2025 at say 96p they'd receive £1 on maturity and that return to par uplift is exempt from CGT or Income Tax.…
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Santander £100,000 prize draw - closes 30/11/2025
Hot on the heels on the Cahoot prize draw announced yesterday, now a draw for a single £100k prize from Santander. One lucky winner will have their turkey paid for this year. Full details:…
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Investment of £40,000
Hi. We're looking at investing £40,000. Were both retired (60), living off our personal pensions and rental income from a property we own. We're looking to invest £40,000 over 4 years into a medium risk investment. Any advice would be greatly appreciated.
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Transfer Stocks and Shares Isa From M&G to Fidelity/Hargreeves
I have a M&G Global Strategic Fund S&S ISA, can I transfer the fund out to another less costly provider to reduce the yearly fund costs which is currently well over £1k per year on £55k or is this a competitive price Thanks
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Should the tax year be the same for Capital gain and Interest for an Offshore reporting fund?
I have a couple offshore reporting (fixed-income) funds which are still open, but I have made a couple of sells in the middle. The tax year for the interest or the ERI (Excess Reportable Income) should be determined by the fund distribution date (FY2025-2026). The data for the sells would however fall into the previous tax…
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Transfer Cash ISA to Stocks & Shares ISA - remaining allowance has reduced??
Hello, Any help appreciated. I initiated the transfer from Zopa Cash ISA to Trading 212 Stocks ISA, which is now complete. Prior to transfer Zopa app said “£33,424.47 left to save this tax year”. However Trading212 app says remaining allowance is £20,000. I thought as-long as the transfer was initiated via the provider…
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Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
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Selling certificated shares
I've got a shareholding I want to sell (worth about £7.5K), and I have paper certificates. The registrar's fees (Link Asset Services) are, natch, rapacious. I used to have a Jarvis X-O account, so I now have a ii account costing me nothing to run (until January?). Is it worth looking for somewhere else to do this trade, or…
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Investment email security
Hi. I have a folder on my Gmail called 'Investments' showing all the confirmation emails etc so that I can keep track of my investments. As it is a gmail account, I can obviously sign onto it online, which is why I don't have the app on my phone. When I log in on my Mac, all the subfolders are there but when I look on my…
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Co-Op Bank Savings Interest Transfer
I opened a Fixed term Deposit with the Co-Op bank all went smoothly with the option of monthly interest to an account with another bank. The terms advise that the monthly interest will be credited to your stipulated account on the monthly anniversary of the account being open , Unless its a non working day and today the…
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Index-Linked Gilts question
In the attached screen shot from Yieldgimp, what can "Gross Real Yield" mean, given that the future yield in unknown as it is a function of future RPI/CPI? Perhaps it is the yield without inflation? So,for T28 for example, which has a "Gross Real Yield" of 0.49%, the gilt will pay at least that yield if held to maturity?…
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Do any UK citizens on here use Interactive Brokers?
I have used the interactive brokers paper trading account (and API) for the last few years and I enjoy it - it is working out quite well. Albeit I take more risks with it being a paper trading account.Does any UK citizens on here use Interactive Brokers: https://www.interactivebrokers.co.uk/ in a live trading account? I am…
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Smithson
I got a nice letter from Smirhson today, which was kind of them since I sold out of the ISA some years ago, and sold my last tranche of unwrapped on April 6th for a gain of 3k to avoid CGT. Apparently they are converting to an OEIC, presumably to get rid of that pesky discount that never seemed to get better and makes them…
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NS&I Green Savings Bond
I missed out on setting up a one year Income Bond Is it worth going with the Green Saver which is fixed for three years at 5.7%
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Most recent: ISAs with monthly interest (and possibly some access as well) by Nearlyold
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