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Has anyone invested with UKX Capital
I am new to trading. Over the past 2 months I have invested with UKX Capital whose platform has pretty good reviews in online trading literature. However, the trader who is dealing with my money is pressuring me to invest more than I am comfortable with- has talked me into a co-financing agreement that I have tried to get…
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Where to put my cash to get a decent return
Where to put my money if I do not require access for next 3 years to get the best return? I can think of fixed-rate savings accounts and easy-access accounts.
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IG Promotion - Invest £50 or more and get between £40 to £200 in bonus shares
Hi, Just came across this promotion and having read the T&C's I am not fully clear. https://www.ig.com/uk/bonus-shares-promotion-oct-25 1. Open the account e.g. S&S ISA or GIA and pay at least £50 in 2. Buy some shares and use up the full £50 in one transaction, ideally you make 2 small extra trades (higher pay in…
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Santander freezing accounts - Unfair Terms -any ideas?
This posting has a suggestion which may be useful and a request for information. Our accounts containing some £119,000 have been frozen since February 2026 and are still frozen over 4 months later. Santander refuse to say why or whether some investigations they claim to be doing will end, and our savings be released,…
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Barclays Direct Investing application form not working?
Having read about the recent fee changes for Barclays Direct Investing, I tried to open a Direct Investing ISA account (as a new customer, as I don't have any Barclays accounts), but the form process seems to fail with an error after submitting the first page and trying to load the second page, saying that it can't…
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Pensions for adult grandchildren
Hi, we have adult grandchildren which we would like to create pensions for their retirement which is many years away. We currently have building society accounts for each of them which we pay in £25 per month but believe changing this monthly payment into a pension fund for them would be advantageous but not sure how to…
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Dual US&UK citizen investment options
Hi Am trying to help a dual US and UK citizen so they can start investing a modest amount (ie 3 figures per month rather than a six figure lump sum). They are currently being put off because of the complexity. My limited understanding is that this area is a minefield and there’s realistically about 4 funds that they can…
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Let's discuss... corporate bonds
There is
surprisingly little discussion of corporate bonds on the forum. That surprises
me, both because they comprise a huge market – higher overall market cap than
equities – and because I see them as a good source of diversification and income.
So I thought I’d start this thread. There is a
sizeable contingent of people…
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Does money paid into Pension pot count as savings?
So me and my wife (mainly me) are the boring people and track all income and outcome on a spreadsheet. (12 tabs for months, 1 tab of Taxable Interest, 1 tab for savings, 1 tab for dividends, 1 tab of ISA Interest and lastly 1 tab as my dashboard.) In the Savings tab, for this tax year I said "well the money I pay into my…
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Zopa transfer issue, help!
Hi I’m having a bit of a nightmare and need some advice of how to proceed. I made a transfer from my Zopa smart saver to my Santander linked account last friday and the money never arrived. I’ve used this previously with no issue, and have tested another £1 since that also worked fine. Zopa are insisting that the money…
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Anyone else having issues with Hargreaves Lansdown web site using latest version of Firefox?
Maybe slightly off-topic (and apologies if this is posted in the wrong forum), but I've just come back off holiday and noticed that my Firefox browser has updated to the latest version (152.0.5 (64-bit)). When I log into Hargreaves Lansdown and click on any of my investment accounts, the tabs load, but none of the actual…
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Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
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Barclays behaviour
A couple of days ago I tried to login to Barclays online banking and was met with a landing page that informed me that I was gong paperless today. "As soon as you continue into online banking, you'll be paperless" "By continuing, you agree to become paperless" and a big blue button to click labelled "continue to go…
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Keep LISA open after house purchase?
DD is using her LISA funds for a first time buy. She has the option to keep the LISA open. What would be the advantage on doing so? Or downside?
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west brom 4.9%
decided to take the offer from west brom bs 18 months 4.9%, cant seeing rates going past that in 18 months but thats part of the gamble
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Paying Capital Gains Tax - process
I recently sold some shares that I purchased through a work scheme. My profit was roughly £3,600 so I'm around £600 over the allowed threshold. What is the process for paying CGT?
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Security Phone calls
I can't access my NSandI account, as when they make the security phone call to send the access code, the call doesn't come through. I've tried it many times, and it still doesn't work. I've complained to them, and they say it happens sometimes. It's happening every time, so I can't get into my account. I have the App on my…
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Skipton new app
Skipton have published a new app which I was notified of when logging-in on the old app this morning, it's called "SBS by invite" on the App Store, and seems simple enough to set up and start using, one improvement I can see is the ability to view closed accounts… Shame I only have their easy access with a £1 balance in…
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Seeking UK-Australia financial advisor
Can anyone recommend a financial advisor with knowledge of both Australian and UK financial landscapes, with specific experience in property, estates, investment, tax in both jurisdictions and superannuation/pension? I'm looking for someone who really knows their stuff and can offer a one-off review and planning session…
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Investment Clubs
Hi Guys, We are a bunch of 10 retired guys who meet monthly and run a small investment club in our village. Our current broker (Interactive Investor) have advised they are removing the service for clubs. We've looked at other brokers who have some legacy clubs, but none so far are taking on new or transferred clubs. Does…
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