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Child's inheritance - ADVICE NEEDED!
My 10‑year‑old daughter has inherited £75,000 from her uncle. Before he passed away, he mentioned that he had intended to update his will to include her younger brother, who was a baby at the time, but he never had the chance to do so. My husband and I have decided not to tell the children about the inheritance yet. We…
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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5k savings options
Hi all. I'm a top rate tax payer. All my savings are currently tied up in a work placed shares scheme and i'm looking to diversify to spread the risk of any potential crash and to make sure i have access to the cash to fund university fees from next year. I am planning to sell circa 5-10K shares and looking where best to…
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Fund and Share acc Hargreaves Landsdown
Hi Forumites noddy questions ...sorry! can someone explain to me the differences between Cash on Capital account and Income when talking about a Fund Share account? Is Cash on Capital account classed as Income? I have changed my preference to reinvestment only as I want to save for the future in shares ..but want to check…
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Company Shares - Computershare - Bed and ISA
Has anyone had their employer grant them company shares (gradual vesting) with the shares held with Computershare, and then been able to Bed and ISA these shares (presumably involving a transfer to a broker like AJ Bell since Computershare don't do ISAs)? Just trying to understand the steps involved. Thanks
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Selling shares - lastminute.com
I have some shares in lastminute.com I bought in 2000 and found in a drawer the other day. I have the original share certificate. Does anyone know how I can sell these? A friend recommened Fidelity but I don't think they deal in shares with this company. I think they are listed in Swiss Francs, from what I can see. I have…
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iWeb Change to Scottish Widows
I've just logged into my iWeb account and noticed a banner that they are now going to be known as Scottish Widows sharedealing which will also give access to the Scottish Widows app. https://www.iweb-sharedealing.co.uk/changes.html I wonder if this name change will increase their reach and profile to gain more customers…
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Nest funds
My current work place pays into nest I was wondering on people's view of their available funds. Do they have any passive index global funds. Many thanks
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Royal London – caution for overseas pension holders
I’m posting this as a factual heads-up for anyone with a Royal London pension who is living overseas, or considering a move abroad.Over an extended period, I was given multiple instances of incorrect information by Royal London about my pension options, including being told drawdown was available when it was not, and being…
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Monzo 1p challenge upgrade worth it?
Monzo is allowing users to put away money away into a pot as a savings challenge. They take 1p on the first day, 2p on the 2nd day and keep going until a year passes. In total this will amount to £667.95. However if you upgrade to Monzo Extra which costs £3 a month, they let you save x4 as much so 4p a day instead of 1p a…
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Selling HSBC MDAABG for ACWI
I currently have around 60k invested HSBC IDX TKR INV FTSE ALL WORLD INDEX C ACC (MDAABG) and looking to sell and rebuy ACWI but not too sure the best way of going about it . The ACWI is around .10 cheaper than the HSBC fund ( ( I think ) . Is it worth the effort - looking to keep it for atleast 10 - 15 years.
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Fidelity Junior ISA - Does anyone know how other people can pay in? Friends/Family?
Hi all, Sorry if this is a daft question, I promise I did look around but my nephew's just had a JISA opened & his mum (my sis) put the first £100 in, and some of his family/friends also want to contribute but directly, rather than sending her the cash, for her to then put in. Surely there's a way to do this by bank…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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Chip prize draw account
Anyone got the chip prize draw account is it worth it I’m used to having all my money making money in accounts with interest so wondered what people’s views are on it 😊
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Investing - Where's the pot of gold?
I'm dubiously looking into investments instead of saving. Everyone says investments beat savings given a long view. The number one question is, how much do they pay? One or two sources describe 2% - 4% or 2% - 6% as a 'strong yield', at least for income investments. Then I looked at Hargreaves Lansdown's platform (as I…
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ii new platform plans 2026
Received an email flagging new plan charges to be introduced February next year. In my case my current £21.99 tariff covering ISA, GIA, SIPP accounts will reduce to £14.99 (Plus plan) with improved trading and FX charges and ability to tack on family accounts ( up to £100k) for no additional charge. In these inflationary…
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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 4.07% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers…
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What to do with inheritance?
My daughter is 21 and has roughly £140k from inheritance. It's currently in a trust, but the question is what should she do with it? She's about to finish her Masters. I have no idea how she can make most of it, invest it? If so how? Property? Would love some smart suggestions. (She also has no idea what best route is)
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Habib Zurich 12 months bond
Has anyone opened a 12 months bond with this bank? They have a 12 months bond giving 4.44% AER, which I opened on 23.12.2025 as I had a bond with them before. I thought I would put in £1,000 to begin with to make sure it gets there before I fund the account further. They have set up an account in my name as when I made the…
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Orbis Investments.
Does anybody use or has used Orbis Investments?Was thinking of having a punt on Global Equity Fund.Is the 'We only charge a fee when the fund beats its benchmark' a good system?Would it be better to buy through Orbis or my Scottish Widows account, I already have S&S Isa with SW.
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