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CAHOOT
Hi I've just opened a new savings account with cahoot. Do they always give you OTP (one time passwords) every time you transfer money in and out of the account?
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Did I make a mistake? ISA & Fixed 1Yr Saving Account
Hello, newbie here just after a bit of advice or confirmation please. I had £50k saved in a Regular savings account for year and it paid £600 interest in October. I then put £20k into an ISA @ 4.2% and £20k into a 1Yr Fixed Term Savings Account @ 4.5% and left £10k in my regular savings account at 1%. I am Basic tax rate…
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Getting dividends
HMRC is charging me tax left and right because of my interest income so I have been looking for ways to make a return on my savings elsewhere. I have already moved money to Premium Bonds but I want to move more of it away and have seen that I have a £500 dividend allowance that I would like to maximize. I have already…
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Taxation on Short Term Money Market fund
I have a question about taxation on Short Term Money Market funds. Specifically: Royal London Short Term Money Market Y Acc ISIN: GB00B8XYYQ86 I plan to hold this fund in a normal investment account (I have used my ISA allowance). Am I correct that: 1. When I sell, the difference between buy and sell price will be subject…
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Chase
Anyone having problems with Chase? My savings account has disappeared and can only see current account. Can't access statements either.. Edit.. It’s just come back
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Habib Bank Zurich
MSE best savings is now showing Habib Bank Zurich @ 5.75% for 6 month, but when I go to the bank webpage, it is only 5.30 % for 6 month. Seems like the MSE rate is wrong????
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with all the coverage of impending market crashes, what are you doing?
Sorry if this has been covered in other posts. As the title says really... all i see these days are reports that the AI bubble will crash, a market correction is coming etc etc i know that no one really knows, but is anyone doing anything in advance? I am half tempted to sell some funds i'm pretty much 100% global equities…
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Raisin welcome bonus
Hi is the £100 raisin welcome bonus only open to new customers ? I already have account that's matured so can I get the offer as existing customer?
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Blockchain wallet email
I received an email from Brendon Johnson of Blockchain Support Department in my junk folder saying my account was classified as dormant due to inactivity. It also said my wallet holds a balance of 2.6 BTC equivalent to €255,619.72 EUR. TBH I don’t know anything about this as cannot recall ever investing. Is it a scam ??…
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Equalisation payments and s104 holding of income fund units in a GIA
I understand that an equalisation payment is a return of capital invested when I buy fund units between ex-div dates. The fund in question is the HSBC FTSE All-World Index Fund C Income held in a GIA. Presumably this is just a calculation of the portion of the reporting period that I have owned the units i.e. if the…
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Cheapest stocks & share ISA for buying funds only
Hi, After research, I have decided to invest in the HSBC FTSE all world index fund (small ongoing fee 0.13%). You can get this with HSBC in an S&S ISA - with a platform / account fee of 0.25% which seems quite reasonable in comparison to others (such as HL 0.45%). I want to have the fund with a reputable platform (hence…
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Alternatives to Waverton Real Assets
I'm looking at Waverton Real Assets as a diversifier to my SIPP which is essentially a regular mainstream equity/fixed income 60/40 mix. In one fund it offers: infrastructure, commodities, property and some debt financing. Its recent form has been OK but it's not offered on Hargreaves Lansdown where I hold my SIPP. I don't…
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I sold my S&S ISA 4 months ago
and in that time the ftse global all cap is up 17.45%. I sold for a good reason though, to secure my money to buy my first property, but 17.45% in 4 months after selling makes me feel sick to my stomach. Considering the market averages 9% per year, losing out on nearly 18% in 4 months is gut wrenching. And the worst part…
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Lump sum from will
I will be getting £300,000 from a will of a relative, I don't want to invest it or play risky games with it I just want to get maximum interest on it for the time being until I decide what to do with it. What are my options ?
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Chase Saver With Boosted Rate
I'm in the process of moving my savings from Monument Bank as their rates are now dragging behind and I'm looking at the Chase Saver With Boosted Rate as I prefer to have instant or short access(30 days max ). However I find the following a little confusing; The MoneyFacts website states that the Chase Saver With Boosted…
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VLS80 vs 100 & 60
Why does the 80% equities option do so well & outperform both the sixty & hundred, I find it hard to find information about what stocks it invest in. What are some other funds with similar performance to this over the last 12 months, three years and five years
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Royal Mint - Unable to Login
Just wondering if anybody else is having problems logging in to the Royal Mint website today? The login/account icon (for want of a better word) has disappeared from my home screen and if I navigate to the login page directly from google it tells me that my account was not found. Also I've tried this from two different…
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NatWest fixed rate bonds ?
They have a 1 year bond and a 2 year bond available at the moment , but the funding is unlike most other bonds. Regarding the 1 year bond for new customers closing date for applications is 19th November, last date for deposits is 2nd December, and the bond start date is December 3rd. So would any money deposited before 3rd…
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Partial Isa transfer from Charter to trading 212
Is it possible to transfer a partial amount from my Charter bank isa into a trading 212 account ? The funds which in the Charter account are from the previous years allowance. I was told it had to be the full amount but not too sure if this correct .. Thanks
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Capital gains tax when changing tax residence
I have a question regarding stock market and share taxin the event of a change in tax residency.Around 2002, as a Polish resident, I purchased shares in a Polish company, which I still own today and on which I have made a large loss.I have been a UK tax resident since 2004.Can I offset this loss from the time I was a…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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160.6K comments
Most recent: Have I lost my Isa allowance by Kim_13
10 November at 10:36PM
