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Investment choices for Aviva pension
First the facts… We (my wife and I) are 51 yrs old and are fortunate to have enough savings and pension to retire, although it will be another 4 yrs until I am able to claim a pension (and I will likely delay this for a further 5-10 yrs) . My Aviva pension has over £500k, currently invested 50% in Multi-asset Plus Fund…
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Shareholder Perks
Hi, I remember reading years ago that certain companies offered shareholders various perks and freebies for minimal investment. I have a very small pot to play with in addition to my main holdings, so was wondering if anyone knows of good companies to invest in that still offer good perks eg brewers? Also interested in…
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AJ Bell Transfer
Do you lose access to a closed account once transfered to another provider. I want a closing statement and my log in details don't seem to be working, but I can see the transfer has happened. Their faqs don't say.
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Experienced Investors - Help me spend my cash!
Sorry for the clickbait title. The reality is that I find myself sitting on a considerable amount of cash in savings and ISAs having been indecisive about my general direction and potential property purchase, etc for some time. Anyway, I now feel that my cash savings, earning about 4.5% interest, are a potential liabilty…
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Bonus for WeBull users equivalent to 10 per cent interest
If you're an existing WeBull user you may have a bonus offer.Open the app, click on menu and look at the promotion centre.It's a tiered offer but if you can transfer the minimum of £2,000 then you should receive £100 - equivalent to 10% interest over the six months you'll need to keep the money there for.WeBull has a small…
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Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
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Are you planning for a stock market correction
It is often said that failure to plan is planning to fail. Right now lots of people with stocks , particularly certain trackers and tech are anxious about a big correction, it almost seems inevitable and a big one could be followed by years to recovery, another lost decade maybe ? But many seem to be very relaxed , citing…
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Temporary parking large sums
Hi All - I am raising a large amount of cash by remortgaging my current house for building work. While going through the planning part, it will be another 4-5 months before the funds start getting used. I am thinking to put it in Cash ISA (not sure if Vanguard money market funds or easy access ) and NS&I, wondering if that…
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Increasing income
Hi currently £1747.81 in my bank at Nationwide I've opened Flexone saver as well as a Flexone regular saver which one has 5.00 interest the regular saver as 6.5% interest. Anyways as I'm 17 I'm looking to get money as it's not easy nowadays are there any apps or accounts anyone recommends to try? 🤔🙏🏽
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Cahoot Simple Saver dropping rate
Just a heads up Cahoot is dropping their rate from 4.40% from some weeks back was highlighted as a good rate to 4.07 for the Simple saver, also note Cahoot does not make it easy to take your money out if its a relatively large amount, no app only PC and thats not well designed or intuitive either!
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help to save or other saving account
Im looking into help to save as i get universal credit. In a few years im hoping to come off universal credit, would i still be eligible for the help to save account? if not what other long term saving at a little amount is best. thank you.
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Chase £100 cash reward
I logged onto Chase App and see £100 cash reward- £1,000 invest by 5th May in stocks/shares ISA, general investment account and get £100 cash reward by 31 may 2027. I have done my cash isa for this year, is this a good idea for next tax year after 5th April to put at least £1k into a stocks/shares ISA?
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Transfering Share dealing Account from H/L to Scottish Widows
I opened a Scots Widows share dealing account and initiated a transfer of my shares held in Hargreaves Lansdown to them on 9th Feb. I haven't heard anything from either so far…anyone have any experience of idea how long this is likely to take?
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Pay off mortgage or Invest
Would love your thoughts This time next year, our ridiculously low 1.7% five year fixed mortgage rate (secured just before the lettuce budget) comes to an end. The mortgage balance is now £100k. We’ve got the £100k in the bank, and have been making our 10% overpayments throughout the term. I’m wondering if come 2027 should…
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Monmouthshire BS Regular Saver 6%
For those who opened the Monmouthshire app exclusive RS at £1000 per month at 7% as well as the Regular Saver at 6% last August now is the ideal time to close and reopen the 6% one as it is still available to avoid the problem of £18k maturing at the same time I requested closure this morning after having zeroed my account…
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Selling Foreign Share - how to calculate tax.
Hello, I am very lucky to have inherited some stocks and shares in the USA from my late mother, and some were transferred from a trust set up in the US for my cousins and I, and split and transferred into my stocks and shared account managed by cousin. I am looking to by a house (I am a uk resident and not a us citizen) in…
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Your opinions about QMMFs please
Two lots of questions, always assuming that the purchasing power of the initial capital should be preserved: 1 - Compared with global multi-asset funds, how risky do you consider QMMFs to be? 2 - If your investment horizon is not more than 5 years, would you choose a QMMF or stick with cash? Or split your money across both?
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ii new platform plans 2026
Received an email flagging new plan charges to be introduced February next year. In my case my current £21.99 tariff covering ISA, GIA, SIPP accounts will reduce to £14.99 (Plus plan) with improved trading and FX charges and ability to tack on family accounts ( up to £100k) for no additional charge. In these inflationary…
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Best Cash ISA Rates
I have seen a cash ISA rate at 4.33% from Moneyfarm, has anyone seen or had dealings with this company? This seems like a good rate but I have not seen any feedback about them anywhere
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Savings/Investing Advice for Newbie
Looking for some advice on investing 40-50k. We have 15k of savings in easy access savings account. My wife’s company SAYE shares scheme just matured making us a healthy profit. This was with Equiniti who helped us setup a dealing account & S&S ISA, 20k worth of shares put into ISA and now sold, looking to move the…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
