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LHV Bank app confusion
I went to 1 Year fixed and picked the first one LHV. On my
computer this is. I went to their website and I am told that I have to get
their app using google play. I am fearful of these things as you don’t know
what you might install. I installed the second as it had the same logo but was suspicious
as it appears as LHV AS…
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Advice needed for CGT when selling shares
Hi everyone I hope this is allowed. My husband has been paying into a company share save scheme for 5 years which has reached maturity and we have an initial investment of 18k which when the shares have been purchased and sold will be worth around 45k. We have been given some advice that seems to go against everything I am…
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FTSE @9,000 for the first time in its history
Richard Murphy, there is a stock market crash coming Posted on July 31st 2025 We've seen it before — 1929, 1987, 2000, 2008, 2020. Markets rise, then fall off a cliff. But this time, the economic damage could be worse. Trump's tariffs, political incompetence, poverty, and debt are all tightening the screws. In this video,…
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Implications of Junior ISA opened by grandparent
Hello! A few years ago, I opened three Junior ISAs for my grandchildren and have since topped them up. I understand that I am entitled to contribute but not to open. This is only for parents. They have naturally grown through interest but I am concerned that they may be cancelled and refunded without interest. I am…
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Do you lose one days interest when moving money across accounts?
I made withdrawal from Monument to place money into RCI & Skipton the money came into a current linked account, but the other two accounts aren’t ready yet so today I’ve shifted it back into Monument rather than have it sat there earning nothing and I will have to do the same when the accounts are ready to receive…
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Kent Reliance Problems
Opened a new savings account with this business at the weekend and have had nothing but problems with it so closed today. Initial setup process was problematical with continued outages of their system. When finally opened and I tried to transfer money in post the CAP period Kent Reliance kept returning no account held to…
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Woodford
https://www.trustnet.com/news/13455011/woodford-slapped-with-huge-fines-and-management-ban-by-the-fca It always amazes me how long it takes anything to be done in this country for things that are so obviously self evident.
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NS&I Income Bonds - Is each bond £500?
Hopefully a simple question, but I can't find the information on their site. Can you only put money into the bond in multiple of £500? (i.e. £500, £1000 etc.) Or is the minimum £500, and after that I could put in, say, £1234. TIA
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Savings account for large intial deposit
Advice needed, please! My Daughter has a lump sum of £28,000 from the sale of her house. She is currently living abroad but plans to return to the UK within the next 2-3 years. Her money is currently in a UK account, but she is only earning £65 per month interest. She is not particularly money savvy and doesn't know the…
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Virgin Money Regular Saver
I have the 10% regular saver from last summer. I've been paying the max £250 in each month. Can I not make any more payments and just leave what's there accruing interest at 10% until it matures please? Or do I have to continue making a minimum payment?
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SVS Securities - shut down?
I tried to access my account this morning and it just times out (eventually). There are some rumours online that it shut down yesterday, but it's not exactly plastered all over the place, and I've never heard of the sites carrying the rumours (so no idea how reliable they are).…
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Trading 212 - missing bonus?
I put something into Trading 212 as one of the MSE top picks for savings in January this year. Unfortunately I did not make notes and the info they provide is very scanty. I believe the deal I got was a bonus (£100?) after six months but that time has passed and all I'm seeing on top of the original sum are the monthly…
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my dad bought shares in my name over 30 years ago - is there a way to find them
He didn't do it out of the goodness of his heart and it wasn't for my benefit. He's long gone now, but I'm just wondering if there's some kind of database for share ownership? I've got a vague idea some were in Lloyd's Bank and BT but, ah me, it was such a long time ago
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Tax and Profits
I have posted about how to make my money (all within ISA) work best for me - thank you for all the helpful replies, that was more straight forward for me as it was all tax free. However, as I have now used up my ISA allowance and I do not have 'partner/ spouse' to split the allowance'. I need to rethink of my options. As I…
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The rule of 70 explained
What Is the Rule of 70? The Rule of 70 is a simple formula used to estimate the time it takes for an investment to double in size based on its growth rate, taking into account compounding interest over the years. By dividing 70 by the growth rate percentage, you can quickly determine the doubling time. How Do You Calculate…
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Children's savings limits
My daughter is turning 16 and various financial institutions are contacting us both re changes to her accounts, permissions, providing ID etc when that happens. She currently has the following; High Street bank savings account £10k 2.05% Credit union account £2.5k 1.75% ISA (child trust fund) £2.5k 3.5% Building society…
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Tax Implications of buying an annuity
I would appreciate advice please. I consolidated various small pensions into two drawdown pots, with Pensionbee and Moneyfarm. I'm now considering buying an annuity with the capital in the pots. A financial advisor told me that I would be liable for tax on the capital amount when moved, as well as the income from an…
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Premium Bond
Please do not buy premium bonds( NSI and sandi) for children under 18, my son turned 18 in February and having no returns on them I have told him to cash out, Well that was beginning of February everything has to be done via download paperwork, which we have submitted countless times, and many phone calls, here we are end…
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More than one withdrawal daily from Chase Saver?
Hi, I've got a Chase Saver currently paying a boosted 4.55%. I thought I read somewhere that if you make more than one withdrawal per day you're penalised in some way but I'm not sure if I've made that up. Does anyone know if that's right? Thanks
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Birmingham Bank?
Hi, does anyone have any experience of Birmingham Bank? I am looking to lock away some savings in a fixed rate 3-5 year account and these guys seem to be offering the highest rate at the moment. I'd never heard of them before they were recommended here.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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Most recent: Change to the Flexible ISA Regulation (5DDB) dated 15 July 2025 by eskbanker
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