-
Found money , how much can i invest long term to accumulate
Slightly jovial thread ……. found 5p today in a car park and like others occaisionaly find a coin. This thread is to accumulate any other finds and invest purely for fun to see how much free money we can make over time…….. Guessing there are no investments that will accept 5p …… but open to ideas , thoughts etc…. So current…
-
yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
-
Companies Without Savings Apps
Following on from my 13th payment project ( https://forums.moneysavingexpert.com/discussion/comment/80737194#Comment_80737194?utm_source=community-search&utm_medium=organic-search&utm_term=13th+payment+ ) here is a list I've been working on for longer. Building Societies: BeverleyBuckinghamshireChorleyDarlingtonDudleyEarl…
-
Building Society Passbook not proof of account
Prior to the 2008 financial crisis, I opened Passbook savings accounts with various building societies attaining membership rights. Following the 2008, their interest rates reduced considerably so most of my savings went to stocks and share ISA's leaving the Building Society accounts dormant accruing negligible annual…
-
Should we invest in our daughter's stakeholder CTF
Our 17 year old child has the standard Government Child Trust Fund. We have never paid into it, it's grown slightly vs was originally invested. It's a stakeholder CTF and I've read that these are low-risk to ensure no major stock market crashes in the run up to it maturing when your child turns 18. I'm uncertain about…
-
Stockbrokers for Investment Clubs Sep’25
I’m a member of a longstanding Investment Club. Our Broker, ii, has just given us 2 months notice that they are ceasing service for Investment Clubs. Can anyone suggest an alternative Broker please?
-
Difficulties transferring Tembo Easy Access Cash ISA to a new Cash ISA provider
Tembo do not provide customers with a Sort Code or Account Number. How can I transfer a Tembo Cash ISA I opened in the 2024/25 tax year to a new 5 year fixed Cash ISA with a different provider without losing its tax free status please? This is what Tembo say about Sort Code and Account Numbers:…
-
Savings Pots - Alternatives
I currently have 5 savings pots with TSB, with standing orders setup each month to save for Christmas, Summer Hols, Birthdays etc. The interest rate on this has fallen to 1.44%, so I'm trying to find an alternative method with better rates. I've been searching around but cant find anywhere as simple as the setup I have…
-
HMRC expired cheque question
Hi, I hope this is the right place to get some help for this question, I found an old HMRC cheque for a tax rebate of about £1000 a few months ago, the cheque was about 11 years old. I'd lost it and never cashed it, I called HMRC and they asked me to send it in and they would have a look, since then I've heard from them…
-
Sipp Question
Hi, Can someone answer this for me please? I invested £2880.0 into a Sipp in 2025 and receivd the 20% tax relief if I leave the money there will I get 20% this year or should I draw down and put £2880 back in. Thanks
-
Santander Edge Saver Closure
Has anyone tried to close an Edge Saver recently using the online chat? I requested mine to be closed on the 1st of June and Sandi said it would be done within 5 working days but it is still there.
-
Trying to submit a 25/26 tax return; computer says no
I have submitted a tax return online for many years; however I cannot find the option to submit one this year. I am using the log-in-file-self-assessment-tax-return url followed by signing into government gateway option. Any help would be much appreciated.
-
Progressive regular saver
Can I miss a monthly deposit without losing the account…or is there a minimum deposit…on half pay long term sick..hopefully going back soon..but also in middle of moving house…could so with missing a deposit…thanks
-
Filling in Scottish Widow Transfer Form A
So got my Scottish Widow account setup and talked to one of their agents via the web chat who was really helpful. I've filled out the Crest Form. Now doing their Transfer Form A. But it asks for Book Cost. "please enter the original total amount you paid for your investment" But it was way back in 2010 so I don't remember.…
-
Experiences of Freetrade?
I started an ISA with InvestEngine a year ago for tucking away spare money, separate from my pension savings. While I like the offering from them, ease of using the app and obviously the low cost of investing, I can't shake off an uneasy feeling about their reliability. For example, they pulled their new Life plan managed…
-
Forced to move ISA and GIA from InvestEngine, how to proceed?
Hello, I have been with InvestEngine for almost 2 years now and have both ISA and GIA, there has been no issues until recently. I've been asked to provide additional documents to confirm source funds, e.g. bank statements and gov ID that I have provided. I thought that will be it, but they also ask me to hold my ID and do…
-
Mid 30s Advice
Afternoon all, I'd be grateful for some general advice on the position I'm in. Turn 36 in August. Recently became mortgage free. Only "debt" I have is c.£20k for Plan 1 student debt; in theory that gets wiped in 10 years. There's no salary sacrifice at my work to lower my monthly payment. £130k in a SIPP £10k in a S&S ISA…
-
Buying gilts - which platform to use?
I am considering buying some (conventional and index-linked) gilts and am not sure about which platform to use. It seems that Fidelity don't offer gilts at all (only gilts funds and ETFs), whereas Scottish Widows (formerly iWeb) offer them. Any other platform which offers gilts? Thanks for the help!
-
TG30 - 0 3/8% Treasury Gilt 2030
Apologies for the basic nature of this post, but from a complete novice perspective I'm just trying to get the fundamentals right. I have some cash savings I'm trying to redeploy into various 'capital preservation' vehicles for a couple of years. Looking at short term Gilts I've identified the TG30 as potentially…
-
Base rate vote
Vote 7-2 to hold @ 3.75% https://www.bankofengland.co.uk/monetary-policy-summary-and-minutes/2026/june-2026
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.9K discussions
168.2K comments
Most recent: Worst Cash ISA transfer saga … by auser99
2 July at 9:48PM
