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Revolut £20 cashback tracking issue...just me??
I opened a new Revolut account last month - did everything correctly (yes, I clicked on the MSE link and entered my phone number before downloading the Revolut App). Still no £25. Apparently (Revolut chatbot) I've fulfilled all criteria but the campaign hasn't tracked from the MSE link. Anyone any idea what to do as…
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just seen that you have mentioned a Halifax regular saver account which pay 8% interest.
How will it work as I believe that Lloyds are taking over the Halifax accounts. Will this be for savings accounts as well as current accounts?
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Only able to open 1x8% RS..?
Long story short…opened BOS got acc no's for CA…opened Lloyds RS straight after …got acc details…funded their RS…got log in details today for BOS online …can't see option to open up "BOS" RS…chatbot saying only allowed 1 per acc..!! SORTED..!!! Gives you the option through their "app"…immediately… doesn't online only….
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What to do with my money?
Hi all. Prob an age old question but . . . I recently moved house and into something more than adequate for my needs, where me and the wife will be happy to see our lives out - both mid 70's. This has left me with a few 100Ks to invest wherever I can (horrible task) but that is not the concern. Due to a mental breakdown…
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Gilts held offshore and CGT
A good friend of mine with a French brokerage account (but resident and tax-resident in the UK only) wants to buy gilts and keep them in her offshore account. The idea is to buy low interest gilts and to hold them to maturity. So I've asked an AI whether gilts held offshore enjoy the same CGT exemption as gilts held here…
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Hydrogen Capital Growth
They have been delisted, but my last message from HL states "The details of the return of capital have not yet been confirmed by the company." Shareholders who own private shares and wish to trade can do so via a Matched Bargain Facility, which is what Google came up with. I have no idea how much I own; my original…
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The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…
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79th Group investment
Looking to see if anyone has had any success, or positive progress, in recovering their investment, following the collapse of the 79th Group?
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What would you do?
Would you move money from a flexible ISA into a taxable account or take pension drawdown to fill a void in your tax free allowance. My partner and I are both non tax payers and retired. I draw a private pension but am not yet of state pension age. My partner doesn't draw their pension and is also not of state pension age.…
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NS&I Index Linked Savings Certificates Maturing - Options
Mine are maturing shortly and I don't think I'll be renewing. I've just looked on the NS&I website at maturity options and it seems the only way to not renew is to "cash in" which is literally cash to your bank. Is there really no option to transfer directly to an NS&I Direct Saver or Premium Bonds? I find it hard to…
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CSH2: taxation and performance
I have feeling this could open issues such as excess reportable income which I don't (yet) understand, but are CSH2 gains taxed as interest or capital gain?
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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The most unnecessary laborious existing customer Coop Regular Saver application possible
I’ve been with Coop for years. Yet after my Regular Saver matured I applied for a new one while logged in and they made me fill in all details as if I was a newbie. Even then it’s not enough. They have to review the application before granting the opening of the account. They need to up their it game. Had a false start…
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Moving some of the more volatile stuff
A good while ago we had a GIA portfolio (actually two, but they can be treated as one) with a roughly 50/50 mix of gilts and stocks/ETFs (mostly some good dividend titles and the usual Vanguard VLS40…80). Nowadays it's more like 40/60 (gilts/stocks) because the stocks/ETFs have had significant gains. Additionally, we're a…
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Capital Gains Tax on Shares outside an ISA - Purchase price unknown
With saved cash and voluntary redundancy money, I bought two or three certificates in an investment trust years ago, probably for £10,000 each or suchlike transferred them into x-o.co.uk but never kept a record of what I paid for them, as I thought the whole point of investing was to tuck them away and forget about it..…
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35 year investment for early retirement?
Any flaws with this idea? I'm wanting to help give my 19yr son the option of retiring earlier than the private pension age (currently 57 for him) or state pension age, by investing some money for him in his name - we'll do it together. I'll soon be retiring myself at age 55 and I'd like him to have the same option. Topping…
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NS&I website login problems with telephone code
Anyone else had this problem? Entering an on-screen six digit code via telephone is the second part of the two-factor authentication process to log into NS&I accounts. It's the part that usually goes wrong and prevents me from logging in. This issue has plagued me for months and has never worked consistently. There's no…
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Transferring Stocks & Shares from 1 broker to another
In 2023 I transferred a stocks and shares ISA from II to Iweb. Today I logged into the II platform to look for some historical information from the account. I was surprised to see that I had just over a £100 in it. Surprise turned to anger when looking through the history to see that shortly after the transfer a dividend…
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Cahoot Simple Saver Matured
Does anyone know what is the quickest method to close the old and open and fund the new account please?
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Scottish Friendly Help
can anyone help me with Scottish Friendly. In short, we have something with them (I assume life insurance, but we don’t know what) so, over 20 years ago we had a mortgage and obviously life insurance that came with it. Over the mists of time Santander (our mortgage lender) moved this to Scottish Friendly (we think) however…