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Old tab shares
hi all my grandad sadly passed away recently and part of his estate that is being passed to my nan was 708 tsb shares. Now we know tsb was taken over by Lloyds but does that mean the shares automatically became Lloyds shares and are currently valued as per the current Lloyds share price? Any help would be greatly…
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Selling commonwealth bank of Australia shares
Hi My late mother and (not late) father own some shares in the commonwealth bank of australia (ASX code CBA). Details are vague but they somehow came into ownership of these many years ago via a scheme offered by the teachers union they were both members of. For clarity my mum and dad are both UK residents and have only…
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Transferring Tesco Shares
Wife worked in Tesco and paye into Tesco shares, is now retired and still receives free shares twice a year. She has the paper certificates up to date (over 20,000 shares )but they are held with equiniti shareview. With the shares doing well they are worth a 6 figure sum. Whats the best plan of action regarding…
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II interactive investment S&S ISA transfer
hi just heads up recently initiated the in specie transfer of my S&S ISA from charles stanley direct to II - really impressed took 10mins to set up my II account and transfer instruction. The transfer completed seamlessly in less than a week. II functionality seems great so far really easy to set up monthly investing And…
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S&S ISA Transfer - Scottish Widows to AJ Bell
Hello, Can anyone who's done this give me an idea of how long it took? AJ Bell are offering a £500 Amazon voucher to do this. I'm currently getting about £22 a day in my ISA in a MMF with Scottish Widows and would lose this during the transfer process. Thanks
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Scottish Power Takeover scam
My wife was approached as a Scottish Power shareholder by an American caller asking if she wanted to sell her shares to a secretive buyer who is trying to take over Iberdrola, who own Scottish power. The story is that the buyer wishes to remain anonymous until s/he/they have acquired enough share backing to launch a…
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Monmouthshire BS Regular Saver 6%
For those who opened the Monmouthshire app exclusive RS at £1000 per month at 7% as well as the Regular Saver at 6% last August now is the ideal time to close and reopen the 6% one as it is still available to avoid the problem of £18k maturing at the same time I requested closure this morning after having zeroed my account…
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Quality Value ETF
Having been with Fundsmith since I started DIYing in 2017, I’m
losing patience. I still think quality is worth holding, but with markets now less
predictable than the one way street largely powered by QE, Fundsmith's concentrated do-nothing
style feels a little less appropriate. Fundsmith (the Stewardship/Sustainable…
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HMRC say I’ve received £15,301 in untaxed interest on savings in 2024/5
HMRC say I’ve received £15,301 in untaxed interest on savings in 2024/5. This is incorrect, the actual figure being approximately £5,357. I’m retired (previously PAYE) & they intend to recover what they claim is owed by changing the tax code on my company pension. I’ve spent hours fruitlessly trying to find a way to…
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Is This a Good Investment Strategy?
Hi, Have been getting really into the weeds and I just need to get started. Is the below an okay investment strategy? Weight Role Ticker ISIN Code TER 80% Developed World WRDA IE00BD4TXV59 0.06% 10% Emerging Markets EIMI IE00BKM4GZ66 0.18% 10% Global Small Cap WSML IE00BF4RFH31 0.35% According to my research, the FTSE…
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Haven't had my royal mail shares payed into bank after sell off.
Hi everyone….. I've not been in country working....I totally forgot about my royal mail shares. Since the company was bought by Křetínský..…Those that didn't reply ( including me) does anyone know who I contact to get it back...Many thanks 😃
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Taxation of Investment Platform Transfer Bonuses
Bonuses for switching bank accounts appear to be tax free, but I have not been able to find an authoritative statement for the taxation of investment platform account transfer bonuses. Does anyone have a link?
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Incoherent responses from Hargreaves lansdown re monthly investing
as a family of 6 we have a number of accounts with HL me a Lisa My partner a Lisa and sipp My 19 yr old son a Lisa a sipp a s&s isa and a cash isa 17 yr old , 8 year old and 7 year old each have sipps we were using hl for all this as they were one of the few to offer S&S Lisa’s at the time and we bundled the kids and other…
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Transferring Shares to my Spouse
It seems sensible to transfer some of my shares to my spouse so we can sell them and each receive our own CGT allowance. My question is about how to transfer them. They are current held by Morgan Stanley in the US, they trade on the NYSE. Do I need to actually need to 'transfer' the shares anywhere or can I just document…
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Union Bank of India
This bank is in the top list of 12 months bond on the savings site. Anyone had an account with this bank before and can comment on your experience with them? I am thinking of opening a 12 months bond with them.
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to max or not?
Currently hold £40k in PB. Returns in the last 12 months have been around 2.5% equiv (tax-free, I realise). Maxed out ISA for the year, what are your feelings on adding more to PB to the max investment - those with the maximum have a greater chance of a win? How best to roll the dice!?
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HMRC and Tax Codes
Hi, my estimated interest for April 2026 - April 2027 outside of my ISA's will be less than £1000 a year. However HMRC have my tax code for 2026 - 2027 as 1207L and deductions as £500? This was because I told them that my interest for 2025 - 2026 would be about £1500. Where do I update this via my HMRC account please?…
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Abbey Wealth - whats happenjng
I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues?
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Capital gain tax for foreign currency on (non-tax-sheltered) brokerage account
Some of the brokerage account can hold foreign currencies directly but I wasn't sure how should the tax be treated if it's non-tax-sheltered. I want to hold some dollars to buy and sell securities, and I don't convert the dollar back to pounds in between different transactions, as I plan to continue to invest on dollar…
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Close Brothers 12 month bond coming to maturity
Anyone had a 12 month bond with Close Brother before? I have one that is maturing on 4 December this year, that is in 12 days' time but I haven't heard from them to notify me that the bond is maturing and giving me options on what to do with the proceeds. Should I have heard something by now?
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