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15k advice
hi looking for advice I recently inherited 15k..first time I have such money , I’ve not long finished paying off debts etc so this is a great start for me. What’s best way to sort this money? I’m thinking 10k in easy access isa for emergency fund as I’ve never had a chance to even save for one! And rest in easy access…
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Transferring SIPP from Hargreaves Lansdown to Vanguard
Hi, I have decided to do the above, as although I feel I have learnt a lot studying investments and differences between different funds, advice on fees and platforms, I find it really difficult still picking investments, knowing when to sell or keep them, what price to buy and sell out, how do the physical transfer,…
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Revolut app crashing
As per title. I get to the log on stage, type my numbers in, but the app crashes. Have tried reinstalling the app but still getting the same problem. Is anyone else experiencing problems?
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Looking for best 1 year fixed rate bond/ gilt
Hi I'm Looking for best bank or treasury gilts 1 year. So far the best I have seem is Habib Zurich at 4.91% one year fixed. Any better? Thanks
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In a position to save, what’s best
currently, I have zero savings. From next month I will be in a position to start saving between £500-£700 per month. As a total newbie to saving, what would you say is my best option? Where shall I save it? Looking forward good interest. I’m completely new to this so apologies if this sounds silly.
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Vanguard investor
evening all, my son has just told me about vanguard, he's saying he's getting 15% return on the £250 he's invested, this sounds too good to be true?
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Invest or save
I have a lump sum to invest and have been advised 50% into smoothed PRU fund (risk level 2) and 50% into a mutual fund (risk level 3). I've tried to understand it all but feeling overwhelmed and now considering just half of the money into PRU as a form of saving for retirement and keeping the rest in savings with no risk.…
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Trading 212 1.5% Cashback
I only just noticed on my app it's asking me to add a subscription to my card to receive the 1.5% cashback, is this new? I'd never set up a subscription from thte 212 card before and have been getting the 1.5%cashback? Also would a monthly sim deal count as a subscription?
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Is it short duration...?
Royal London Short Duration Credit has, according to its fact sheet, a duration of 3.32 years. The fact sheet also shows its ten largest holdings having maturities of 2051, Perp, 2035, 2035, 2034, 2029, 2032, 2032, 2034, 2032. Are the largest holdings atypical of the overall fund or is something else going on?
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Best savings account for my almost 16 year old
My son has just over 4K in a children’s savings account with Bank of Scotland, the decent rate ended ages ago and we need to move the money elsewhere to make it work a bit better. What would your recommendations be please? Does it have to be a children’s saver or would it be more beneficial to invest in an adult account in…
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X-O (Jarvis) online platform to close in the summer
Most accounts (including ISA accounts) to transfer to Interactive Investor. Information here:- https://www.x-o.co.uk/faq.pdf
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Virgin money regular saver 3 maturity
As above, this has now past one year since I opened it and paid in but no interest paid and it has not been downgraded, anyone know what's going on?
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Investing in uncertain times and diversifying
I was speaking with someone recently and they scared me with talk about the Iran war and everything happening globally. It made me panic sell my holdings, not at a loss, but I reduced my profit. I had over £300k in index funds. What do others invest in during times like this? I do want to start my own business eventually,…
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Yorkshire Electricity Group plc
Going through my late dad's belongings I came across two share certificates for Yorkshire Electricity Group plc one has the registrar named as National Westminster Bank and the second Royal Bank of Scotland. I have checked online and can see Yorkshire Electricity Group plc is still active, but I do not believe either of…
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best platform for low amounts
hi, asking for a friend - a pal of mine wants to start S&S investing through an ISA - i recommended interactive investor having recently moved there myself but didn't think about him only starting with £0 and paying in £100/month their flat fee of £6/month would be punitive I previously used charles stanley but they have a…
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Zopa Biscuit account
I've just opened a Zopa Biscuit account, after MSE recommendation, and have had massive problems from the word go, including inability to access the money we've transferred in and now they have closed their telephone helpline due to 'technical issues'. This means that we currently have no access to significant amounts of…
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Zopa Regular Savings question
I've just opened a Biscuit account in order to get access to the 7.1% regular saver. On the Zopa app home page I've tapped on "hit your savings goals sooner with up to 7.1%" and then "open an account now". It then prompts me to "start application" but it's talking about Smart Saver. I don't understand how you apply for the…
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Generating statements for banks and building societies
I thought this might be a useful list to publish. I've recently had to generate statements from multiple banks/building societies as part of a property purchase. Some were easier to generate statements for than others, please find below a list of the ones I generated statements for with my remarks. Note this list is…
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Handling savings for elderly parents
My parents (76, stage 3 ca; 74, mobility problems) have asked me to manage/look after their savings. They will be arranging financial POA, but still currently have capacity. They just want a trusted person to take the responsibility off their hands. The savings largely originate from my late brother and they want to be…
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Duplicate Junior Stock and Shares Isas
Hi. I have three JISAs for my children, which wer invested with the Woodward Equity Income fund, suspended in 2019. As I could not contribute any more funds, I opened a further three with AJ Bell in 2019. I now realise I shouldn’t have more than one set of them, but in seven years have never been contacted by HMRC. Should…
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Most recent: Quickest ISA transfer by sheffieldeagle
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