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Aviva Savings Gift card
Opened a savings account with GB bank via Aviva savings back on 23rd July.Put £10000 in and supposed to receive an email to pick a £20 giftcard but have had nothing.Rang Aviva a week ago said i should get one within a week but still no email. Has anyone on here received one or had their giftcard. I am going to have to ring…
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Interactive Investor £200 incentive to move pension. Can be stacked with Quidco?
Hi, I have a small old work pension worth about £15,000 and was considering transferring it to Interactive Investor. I noticed they’re currently offering a £200 incentive for moving a pension into a new SIPP with them. I was wondering if this would stack with Quidco’s offer? Many thanks,
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Cahoot/Rapport
I have just joined Cahoot, and they advise installing Rapport software. Firstly, should I? I use either Chrome or Firefox on Android tablets for internet banking. No apps. On home wifi only. Secondly, in the event of any issue, would I potentially not get reimbursed if I haven't used the software they've suggested?
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Advice please regarding investment bond 5% rule - after a capital reduction.
I invested £300,000 in a bond many years ago. I have taken the full 5% per annum cumulatively, but in the early years I withdrew half the capital to help build a house. Is the 5% now calculated on the original £300k or the residual £150k? My IFA says the latter but everything I read on line suggests the former but I cannot…
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NU Portfolio Step Down Option
I took out a NU Portfolio Step Down Option 20 years ago and have received 5% income each year. I would now like to pass the Gift ie. cash in the bond, for my two sons is this possible and are there any tax implications.
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Shawbrook Bank - Ignores undelivered maturity emails- assumes you've received them.
I've just been reviewing my savings accounts and found 2 cash ISAs that had matured back in Jan 25 & Feb 25 but where I haven't received any maturity communications (either by post or email) No letters or emails offering me any options like they've normally done over the many years I've saved with them. I went online and…
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Protecting child savings
Are there any other ways to protect savings for your children, other than a child ISA. I’m at the limit for that for this year but have other money I wish to protect for them. Thanks
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T212 ISA transfer in woes
Hi, ISA transfer from Fidelity to T212.. kept me waiting for 10 days without a word. Followed up and told I need to start selling holdings because some of the securities don't match and so cannot be transferred in specie.. all are non-specialist non-restricted LSE listed investment trusts and ETFs Tried to explain in great…
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yougov.finance bribe
It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…
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Can an GIA become negative?
I have recently done a referral on Monzo for a GIA. Basically they have given me £10 for free to invest in their GIA. Very straightforward. I don't really care about the money so I am just ignoring the account but my question is.. can this account actually go into the negative making me owe them money? I know that stocks…
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Monument Bank
Does anyone have the legitimate email address for this bank
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Melton Building Society - Standing order not credited after nearly a week
Hi everyone Last Friday, my normal long-standing standing order left my bank account but has still not been credited to my Melton BS savings account. I notice that there is a banner on their website about issues crediting interest but just wondered if anyone is having the same issue as me? I sent a message but haven’t…
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Royal Mint Login Issues
My second attempt to post this questio as the original seems to be mysteriously locked?? Apologies. Just wondering if anybody else is having problems logging in to the Royal Mint website today? The login/account icon (for want of a better word) has disappeared from my home screen and if I navigate to the login page…
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Need to move funds
Hi, I have 3 weeks left until the chase boosted rate ends. I need to move the funds into another high interest account for a month whilst I hope chase send me another boosted offer. Any recommendations please? I did try Chip but then found out it's just 3 withdrawals per year. Thanks
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£100 Amazon voucher for Santander account
I tried 3 times to do this via the link for Santander's Everyday Account and kept getting 'Something Went Wrong' message. I had just put in my name and surname in the blue bars. Can someone please tell me exactly which link to do this from on the MSE website. Thank you!
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NS&I website login problems with telephone code
Anyone else had this problem? Entering an on-screen six digit code via telephone is the second part of the two-factor authentication process to log into NS&I accounts. It's the part that usually goes wrong and prevents me from logging in. This issue has plagued me for months and has never worked consistently. There's no…
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Notice of interest rate reduction on notice accounts
I've got a 95 day account with RCI Bank still paying a generous 5.6%, although not for too much longer. Their summary box says "The interest rate is variable, and we can change the rate of interest on existing accounts by giving you at least 109 days’ notice" I have a 90 day account with Oxbury which says "Oxbury can make…
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Zopa Biscuit account
I've just opened a Zopa Biscuit account, after MSE recommendation, and have had massive problems from the word go, including inability to access the money we've transferred in and now they have closed their telephone helpline due to 'technical issues'. This means that we currently have no access to significant amounts of…
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Disabled Persons Trust
Hi All, Trying to navigate investing money in my son's disabled persons trust fund. It seems some platforms (Interactive Investor, Trading 212) do not accept trust accounts. Has anyone on here found a low fee platform which does accept disabled persons trust accounts? many thanks
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Moneda Capital Warning
There have been a few threads in the past about Moneda Capital that seem to have disappeared . The bank they claimed to be working with has confirmed that they have no contractual relationship with them but interestingly Moneda Capital has now amended their advertising. Although they are still targeting social media…
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Most recent: Have I lost my Isa allowance by Kim_13
10 November at 10:36PM
