Savings & investments

Just had this mature today, but can't open another yet, how long do i have to wait?

I am looking to open another Santander Edge Saver account, please can someone remind me how to do this so I can open another ? I think the last time I did it was via the phone and wait for the account to be closed and reapplied?? Is this the way to do it or quicker to do it via chat bot, please?

Hi all, I’m looking for some guidance on what is best for me. I have £29000 in a Fixed 1 year cash ISA which is with Halifax (now Lloyds) only at 3.64% and locked away until 16/3/27. I have two new regular savers, one with Chase at 6.5% which I’m paying the max of £300 per month, and one with Lloyds at 6.25% which I’m…

Is investing in Bitcoin really worth it or is it all just a scam ? 

For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…

Hi all. I have a saving account with Chase which I keep around 30k in. I get interest paid on the first of every month and the account is 4.5% AER Boosted. At the end of August I had 31k in my account. On the 1st of September I put in £1000 and made no withdrawals during the month. I checked what interest I had earned this…

Hello. Been years since I was here So I had a big win on my bonds and dont know what to do with it. My isa is maxxed, no mortgage and am a basic rate taxpayer and our house is up for sale. House market is sluggish and that win was to add to my house sale to buy a bungalow. Its in our current account but it could be sitting…

I was planning to open one on 7 October. If I chose the compounded interest option as it’s not available until the end of the six month would it be taxed in the 2027/28 tax year?

Hi All Looking around and found spring Accelerate saver @ 5% for up to 5k Just looking for any thoughts from any one who's using Spring bank , hit or miss Thanks Steve

I noticed today in my Chase app that JP Morgan have a promotion for new users to their investment platform that sign up via the Chase app. They are giving a £100 reward if you manage to deposit and keep £1,000 invested between 5th May 2026 and 5th May 2027. I mainly use and plan to continue using Trading 212 as my primary…

I’m hoping someone might be able to offer some advice because I feel like I’m rapidly running out of road with Kent Reliance! I’ll start by saying what an awful service and experience I’m having with them. What should have been a relatively straightforward situation has turned into a two month saga, with a different answer…

Hi I'm Looking for best bank or treasury gilts 1 year. So far the best I have seem is Habib Zurich at 4.91% one year fixed. Any better? Thanks

Hi, what’s the best advice to give my som when he receives his CTF money upon turning 18? (Approx £12k) Was thinking of a lifetime ISA, cash ISA or stocks and shares ISA. Or a combination or something else ? Any thought appreciated

I just signed up for a Trading 212 account, but I’ve already closed it. I spent over 30 minutes trying to transfer money from my First Direct account and couldn’t get it sorted. I contacted customer support, but unfortunately I didn’t find them particularly helpful either. I also found the website quite clunky and not very…

Hey, Just wanted to give all of you a heads up that there is a new Chase regular saver account available to open via the app. I haven't seen any other discussion or topics about this so it's probably a new product. It's a 1 year fixed rate in-app saver (it doesn't come with account number or sort code). The interest rate…

It was only a matter of time. Personally I've never minded the off-topic comments in the main threads to discuss top easy access and regular savings accounts, but I can see it's becoming a greater problem given that there just isn't a whole lot going on in the top end of the savings accounts market right now and possibly…

I keep most of my cash in various investments for long term and pension and to guard against inflation. A friend had an electrical fault recently which led to him needing a full house rewire. He is having to pay around 7k including decorating etc and of course home insurance does not cover this from what I understand. I am…

Is anyone else having trouble trying to log in to the Cambridge Portal before I make a phone call? Thanks

I am new to trading. Over the past 2 months I have invested with UKX Capital whose platform has pretty good reviews in online trading literature. However, the trader who is dealing with my money is pressuring me to invest more than I am comfortable with- has talked me into a co-financing agreement that I have tried to get…

Just a heads up Just opened Etoro via mse link to claim £100 free shares if you deposit £200 I added Initial small payment to check it worked ok Then sent second payment to make up to £200 However it appears that only the first payment is accepted so needs to be £200 to qualify for free shares Therefore I have just wasted…