-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
-
The Cashback for Bank or Investment Accounts *No Chat*
This is the "No Chat" thread, please only post announcements and use the discussion thread for anything else Open and fund any Prosper savings or investment account with a minimum of £10,000 and get £100 when you keep it on the platform for at least six months across savings and…
-
Junior Investment ISA
I'm tempted to open a Junior Investment ISA for my 10 year old grandson. I am risk averse but would like to try and get the best return for him. What are your thoughts and the best way to go about it please?
-
What to do with inheritance?
Hello everyone, I’m making this post on behalf of my sister. She’s had her share of the inheritance in premium bonds but now she is 18 she is allowed access to them. She is planning to take a gap year after completing her A levels this summer and then do a university course. What is the best thing to do with this money in…
-
Where do II take fund trading fees from?
Little confused here. Or just blind. I have an II "Plus" subscription so it includes one free trade a month and additional fund trades should be £1.49 each. On Friday I placed 3x sell orders for funds in my ISA. All three have executed. What I'm not seeing is the fees being taken for the trades. If 1x sell order is covered…
-
My S&S diary - investing from February 2026
After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…
-
Inheritance has not appeared in my ISA
hi Hoping for some help!! My grandfather passed away and he left me some money. The solicitors made the payment last week, I got the notification from NatWest saying that the payment had been received but to the current moment no money is showing in the account. The selected account was a cash isa, so my original thought…
-
Pay into my pension or cash ISA?
I've had a workplace pension for just under a year. I contribute 7% of my monthly pay, which is the most that my employer will match. But I can contribute more if i want to. I was looking at it today and it says that it has gone up by over 9% since I started it. I've also got a cash ISA that's earning 4.52%. I would…
-
Shawbrook Bank - Ignores undelivered maturity emails- assumes you've received them.
I've just been reviewing my savings accounts and found 2 cash ISAs that had matured back in Jan 25 & Feb 25 but where I haven't received any maturity communications (either by post or email) No letters or emails offering me any options like they've normally done over the many years I've saved with them. I went online and…
-
Investing in uncertain times and diversifying
I was speaking with someone recently and they scared me with talk about the Iran war and everything happening globally. It made me panic sell my holdings, not at a loss, but I reduced my profit. I had over £300k in index funds. What do others invest in during times like this? I do want to start my own business eventually,…
-
Selling Shares (Paper Certificate) One Time Only
I have small number of shares for which I hold a paper share certificate - ie they are not managed as part of a portfolio or held by a broker. They're worth a few hundred quid and I want to sell them and get the cash. I understand I've probably got to find a brokerage platform that supports certificated share dealing and…
-
Check Santander Edge Saver 12 month bonus has come to an end
Many will have opened a Santander Edge Saver (SES) just over 12 months ago @7%, 2.5% of which was a 12 month bonus. The 12 months is up which means your bonus will end and your interest will drop to 4.5%.The available SES has an interest rate of 6% including a 12 month bonus of 1.5%.To achieve another 12 months of 1.5%…
-
Shawbrook Bank - how do they get away with it?
I had a 1 year ISA, maturing on 10th April 2026. In March they asked me what I wanted to do with the funds. As they didn't have any decent rates I informed them, with 30 days notice, that I would be transferring all of the funds out of the ISA on maturity. The ISA transfer was pending for 30 days. I would have thought a…
-
SpaceX IPO
I am a UK citizen/passport holder and reside in the UK (for tax purposes). I do not have any other nationality. I wish to take part in SpaceX's upcoming IPO to the tune of in excess of £50k ideally using cash I already have prepared for the IPO currently held in a (UK online broker) stocks & shares ISA. I understand that…
-
How to transfer an ISA from Trading212 to another ISA provider?
I assumed it would be easy but the provider wants a sort code and account to Trading212, they don't use sort codes. So, does that mean I need to transfer it back to my bank account, but doesn't doing this remove the "ISA wrapper"?
-
Genuine?
Returned home after some weeks away to find this (opened) in my mail. It was addressed to a sadly now deceased family member at an address he used to live at near me some years ago. It is now an air B&B so I can only assume given the delay from letter date, that the owners were up at some point recently and knew to put it…
-
MSE News: M&S Bank completes official transfer to HSBC
M&S Bank has been part of the HSBC Group for more than 20 years, but today (Monday 1 June), it's been legally transferred to HSBC UK Bank. This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. https://www.moneysavingexpert.com/news/2026/06/m-and-s-hsbc-transfer/
-
Melton Adcock Regular Saver - Interest paid away?
Just noticed that interest due today on this account has been paid to my nominated account instead of being added to my account balance. :( Last year it was added to my account.. Has anyone else had this?
-
JP Morgan Personal Investing - £100 Cash Offer
I noticed today in my Chase app that JP Morgan have a promotion for new users to their investment platform that sign up via the Chase app. They are giving a £100 reward if you manage to deposit and keep £1,000 invested between 5th May 2026 and 5th May 2027. I mainly use and plan to continue using Trading 212 as my primary…
-
Tembo HomeSaver Account 5.75% - advice/thoughts?
Hi, I saw this Tembo Home Saver Account advertised online. Link at end of this post. Would welcome anyone's opinions on the account, including safety of any deposits with Tembo? The account is for depositing a maximum of £20K - so well within the FCA protected £120K limit. And their site says savings are protected with…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.8K discussions
167.4K comments
Most recent: Nationwide ISA Transfer Delay - any experience of this? by Sandyra
3 June at 10:08PM
