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ERNS.L iShares GBP Ultrashort Bond UCITS ETF - Change to Quarterly divis
I was mildly surprised to see ERNS went ex-dividend this morning. I missed the change to quarterly dividends from the start of this year and was expecting the next dividend at the end of June. I raise it in case anyone holds ERNS outside of tax shelters because the payment date is 31st March. It's also worth noting the…
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S&P 500 VUAG £1000 here's how it's profiting6mnth,now
Good afternoon all as per title I have near £1,000 in. S&p VUAG for 6 months now and it's showing I have a profit of 4 pence - not exactly the kinds of interest I was expecting from listening to podcasts & experts that said that even a bog standard GIA(General account) would earn 6-8% interest, even my maths is telling me…
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Found an Old Share Certificate for US company
I have a share certificate, 5 shares for Agilent Technologies. I got this years ago as I had a small number of HP shares when Agilent was born. I'd like to ask if you know how I could cash this in. A letter that is with it mentions Harris bank Thanks
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Bristol & West Liquidation Payments
I submitted Bank Details using their on-line 'registration process' but because of how HSBC name an executors account, the submission failed their a/c name matching process. A response was along time coming from Bristol & West, who asked for a copy of a bank statement. This was duly supplied, but, they chose not to process…
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Shawbrook Bank - Ignores undelivered maturity emails- assumes you've received them.
I've just been reviewing my savings accounts and found 2 cash ISAs that had matured back in Jan 25 & Feb 25 but where I haven't received any maturity communications (either by post or email) No letters or emails offering me any options like they've normally done over the many years I've saved with them. I went online and…
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Investing
Hi, my cash ISA is maxed out for this year and will be for the new tax year when I fund it, but I'm wanting to put £50 or so away in something similar to a stocks and shares ISA. I'm aware I can't though as my cash ISAs are maxed out. Can I still open a S&S ISA or is there something else I can go for? Thanks
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S&P 500 Distributing ETF
I have invested in FTSE 100 and FTSE world distributing ETF but not yet invested in the S&P 500 ETF. Anyone can comment on a S&P 500 distributing ETF in sterling that you have invested in the past or present? The name of fund? Thanks. Not looking for advice or opinion, just a fact, that is, the actual name of the fund.
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Experiences of Freetrade?
I started an ISA with InvestEngine a year ago for tucking away spare money, separate from my pension savings. While I like the offering from them, ease of using the app and obviously the low cost of investing, I can't shake off an uneasy feeling about their reliability. For example, they pulled their new Life plan managed…
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SIPP and LISA fees
Hi, I currently have a SIPP with Fidelity, in ETFs, so I pay £7.50 a month in fees. My question is, does it make sense for the £7.50 to come out of my SIPP or a CMA. From my understanding if I pay it out of my SIPP, I put £6 in, get the 25% (£1.50) uplift to make £7.50 and pay it with that. However, if I pay out of my CMA,…
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RBS Digital Regular Saver
The max monthly deposit is £150. Is this net or total? Ie if I withdraw £4k on 1st April, can I add the £4k back in on 25th April, as long as the balance does not increase by more than £150 (plus interest) in the month? I'm sure i've seen this asked before but could not find!
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Materialisation of Shares
I wish to move my electronic shareholding from Hargreaves Lansdown to Computershare, which is the registrar for those shares. Computershare will only accept materialised shares held as share certificates, but Hargreaves Lansdown is unable to convert the shares from being electronically held into share certificates. I need…
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Impax Environmental Markets Investment Trust
I would welcome any thoughts on what action I should take on the proposed tendering of shares in Impax Environmental Markets IT in order to thwart a takeover by activist investor Saba. There appears to be a chance to profit from a NAV discount of around 7% by accepting the tender offer. Does it matter which way I vote?
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Downsized and want investment advice
Hi, my wife and I downsized and now have no mortgage and about £115k to invest but don't know much about investing or pensions. When the new tax year starts we will probably put 20k each into a stocks and shares Isa. We are mid/late 40s so retirement a long way off. I have a small Sipp (18k) and my wife has a small work…
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Ford Money inability to transfer my money on maturity to my bank account
I've a fixed bond maturing with Ford Money on the 6th April 26. They have asked for my maturity instructions. I want the money transferred to my bank account so I can move it elsewhere. The drop down menu on their on-line account doesn’t allow for this. Although the written instructions say it’s an option. The drop down…
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Found old Unit Trust certificates (person has died)
Hi there, I have found 2 Unit Trust certificates (Pearl Unit Trusts) in my mum's name - she died 5 years ago. I have no idea what these are and how to proceed if there is a monetary value to them. It seems that Pearl Unit Trusts no longer exist. Any advice greatly appreciated. Thank you.
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Barclays, upto £2500 cash back for a cash, investments, or ISA transfer
https://www.barclays.co.uk/smart-investor/campaign/transfer/?campaign=SI_Email_Acquire_Campaign_email_Premier-2915-competitor_&chnnl=EMC Got an email about this, this morning. Need to transfer over £200k to get the maximum cash back and it’s paid out within 12 weeks after the end of the offer window I think, so around end…
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Unforseen&Non upfront advertised Investment platform
Hi all. Some platforms don't show the charges & restrictions that they impose on you and your cash until you learn the hard way when you want to take uninvested cash out & then they inform via a brief info that it's 4 business days, I guess that would be 6 if a wknd is involved so investment platforms aren't like banks…
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Newbie needing advice on FSC regulations and amounts you're covered for
Hi, I'm new to this group and not sure if I'm posting in the right forum! Please let me know if I'm not. We have money in a Barclays account but also wish to set up Chase and Trading 212 Cash ISAs in this financial year. We know that Barclays is a banking partner to both Chase and Trading 212 and therefore would like to…
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MPC Meeting Thursday 19th March.
Whats the general opinion on interest rate changes on Thursday.....up, down or no change ?
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Tax implications of selling long term incentive scheme shares
Hi there I am struggling to understand tax implications of selling my long term incentive shares that are about to vest and wondered if someone can help me please. I have quite a number of shares in the company I work for already. The latest LTI award I was given as part of my bonus 3 years ago is about to vest. My…
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Most recent: LISA addition before end of tax year by LeadFarmer
20 March at 8:18PM
