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IWEB Unable to find ETF
OH wants to purchase Invesco USD AT1 CoCo Bond UCITS ETF Dist in his IWeb ISA. Despite several Invesco products available, this one doesn't seem to be listed as available to purchase. Do you have any suggestions for anything similar please? TIA
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Buying silver bullion coins
Morning all, I have a smallish portfolio of unit trusts, Investment trusts and shares. Reasonably well spread, although “top heavy” on UK. “Rainy day” cash also held. I quite like the thought of a dabble in silver bullion coins but despite having read quite a bit on line, I’m still struggling to get clear in my head what…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
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Why is CSH2 outperforming SONIA?
So based on the data I have over the last 6 months, SONIA has averaged 3.76% annualised. If CSH2 was tracking it accurately, I'd therefore expect a 6 month return of 1.88% before charges. Instead, Trustnet is telling me that the actual 6 month return is 2.0%, while Freetrade (where I have my largest holding) says it's…
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Why does Marcus by Goldman Sachs want inheritance documentation for opening a 4.90% fixed bond?
They asked for a bunch of documentation as proof of inheritance when I tried to open the account and chose inheritance as source of money, now I'm worried the product will get pulled while they get around to checking my uploaded documents, however long that takes. Maybe next time in future I'll just pick Savings as source…
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Trading 212 - Cash ISA
Hi, I opened a Trading 212 account a while ago through the free £10 investment promotion. I’m now looking to open a Cash ISA, and I’ve seen that MoneySavingExpert has an incentive for new customers. This might be a silly question, but does anyone know if I would be classed as a new customer for the Cash ISA offer, or an…
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Why do account-opening money laundering steps vary so much?
Hello, I have some money mostly from an inheritance 5 years ago at I've had in Barclays, then in Chase (better rate), and now that the rate is ended, I am looking to move the money to another instance access savings account with a decent rate. What I am finding is there is a massive difference between the how banks allow…
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Santander's new 8% regular saver?
What are peoples' thoughts on their new offering - especially for existing customers? Is it a no brainer? How quick was it to actually close your old RS when going via chat before you were able to open the new RS? I note that rather than rolling into a new RS in 12 months time (with accumulated funds and accrued interest…
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HBOS shareholder
I am trying to locate if my 371 shares under Folio (Removed by Forum Team) The last statement I can find is dated 10/09/01
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Herald Investment Trust
Symbol: HRI, ISIN:GB0004228648 Any thoughts on the future of Herald Investment Trust? Just had the majority of my shares in this sold via corporate event (I had previously agreed to this). From what I can establish it seems that Herald are being taken over by Aberdeen which appears to have become necessary due to hostile…
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Investment Planning
(moved from another board to here..) I hope this is the right place to ask for thoughts on how to plan my investments. I am trying to have a diverse asset allocation while keeping it simple (eg hold 2 funds) but at the same time not putting all my eggs in 1 (to 2) basket, but I feel I am going in circles. Background…
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Stocks and Shares ISA with monthly interest withdrawals
I've got about £28,000 in two cash ISAs. I have them set to pay out the monthly interest into my bank account to supplement my income. They have matured now so I'm shopping around and was wondering if I could put them into a S&S ISA and get the monthly interest paid as per my cash ISAs as the rates seem higher. I'm happy…
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Skipton B.Soc Privacy policy email
Received an email from Skipton BS today telling me about their updated privacy policy. In particular I note that · We will securely share
some basic information about you (such as your email address) with our
carefully chosen advertising partners, plus social media companies. NO - you will NOT be sharing my email address…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Closing Multiple Accounts
Hi, I have a good few accounts empty accounts now from taking up offers for ISA's and savings and I am wanting to close them. Am I right in saying that it's best to download a copy of all statements from an account you're about to close so you have a trail of where your money has been in case you need to prove anything in…
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extra fees for buying on different stock markets?
Hi I've got a freetrade account I had an interest in buying these shares: EssilorLuxottica €ELp I notice when I buy or sell there appears to be a FX fee can anyone fill me in on what this is and how much it takes per transaction etc?? is it worth on this basis avoiding either individual shares, or specifically individual…
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At What Portfolio Size Would You Consider Professional Advice?
I've always been curious about this. Many people manage their own investments successfully, but at what point do you think it becomes worth getting professional advice? For example: £100k? £500k? £1 million+? Only when retiring? Never? Is it about the amount of money, or is it more about life events like retirement,…
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Vanguard lowering fees - that's nice
Just got an email that Vanguard are lowering the fees on their FTSE All-World ETF from 0.19% to 0.14% - a 26% reduction! Not to be sniffed at - I wonder what drove them to that - presumably the competition and loss of customers?
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SpaceX IPO
I am a UK citizen/passport holder and reside in the UK (for tax purposes). I do not have any other nationality. I wish to take part in SpaceX's upcoming IPO to the tune of in excess of £50k ideally using cash I already have prepared for the IPO currently held in a (UK online broker) stocks & shares ISA. I understand that…
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Old before your time?
Saga has a 4.5% easy access account. At the moment that seems to be the best non-ISA rate for large amounts. Saga is marketed to over-50s but is available to over-18s. I ‘qualify’ on both counts but doubt I would have opened an account when much younger. What is your age and would you have opened a Saga account if you were…
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