Savings & investments

After sitting to learn about investing into the stock market, I finally jumped in. The 6th of February 2026. I am writing the diary for myself to remember the journey. I could see that I, probably the same as others, tend to only feel comfortable to tell others about what we do, when we are doing fine with S&S, and choose…

Lloyds has launched an Online Fixed Bond which pays you the 4% interest upfront. https://www.lloydsbank.com/savings/upfront-interest-online-fixed-bond.html

It's one of these almost-too-good-to-be-true stories, but it is true. First mentioned by @Bridlington1 in the Natwest Regular Saver thread, but I reckon this deserves its own thread as it could be of interest to those who have at least 10 current, credit card and savings accounts and not everyone reads the Natwest RS…

I signed up for the Etoro £75 free shares offer using the MSE link, reached a page with a Claim your free shares link and created my account. Funded my account with the required £200.00. But no evidence of any choice of any free shares or any free shares at all. The Chatbot advises that the £75 of free shares will only be…

I'm a cautious investor and have been with the same Financial Advisor for four years. He gets £1000 a year from me but my money is invested in 2 Funds so he does nothing for his money. Last year I arranged a meeting with him following a significant change in circumstances and sought advice from him. However a week later I…

I have just had a I yr fixed bond that has come to an end and on maturity it was transferred to a new Bond Issue 92 paying 4.82%. Is it worth me cancelling this Bond and moving it into Issue 93 paying 4.99% as it is within the 30days?

Can someone help me with an interest calculation? My Cahoot Sunny Day Saver pays 5% annually on balances up to £3,000. I have £3,000 in it. Will I get £150? Or is the interest calculated in a way that means I get less? And would I be better off having a balance of less than £3,000? (e.g, £2,850, and putting that remaining…

Just tried to open a new savings account with Cynergy Bank and got a email saying To complete your application we need you to provide the following documents which should be sent to the address below within eight calendar days (from the date of this email): Is this now the norm to open an account??????? To complete your…

I have £90k in easy access account paying 4.5%, want to utilize it better, been thinking of either: Buy to let, purchase one bed flat for around £250k; £90k deposit borrow the rest. This will keep me busy as have free time. Net rent app 5% taxable at 40% plus tenant's headaches and compliances. Plus point is property…

I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…

SIX YEARS AGO MOTHER DIED, FATHER DIED PREVIOUSLY TO HER AND THEIR JOINT I.T. ALLOWANCE IS £625K. THE ASSETS CAME TO MUCH LESS THAN THIS SO NO INHERITANCE TAX TO PAY. BECAUSE OF OBSTRUCTIONS FROM THE OTHER EXECUTOR THE SHARES HAVE ONLY JUST BEEN SOLD BUT PROCEEDS STILL COME TO BELOW THE ALLOWANCE. DO THE SHARE PROCEEDS…

I've been with HL for many years and have had little to complain about until now. I use the app and have been logging using my fingerprint for nearly all that time. Then on the 24th Sept it stopped accepting my biometrics and I cannot turn if back on via the app or website. I have phoned twice and emailed their tech…

Good morning, Looking to bed and ISA and minimise time out of market. I've already got the cash in my S&S so can execute the trades at the same time. However, I'm selling a fund (VAATTT) with Scottish Widows and buying ETF (FWRG) with T212. So I'm looking for valuation points for VAATTT; I'm guessing it's at the end of…

Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…

Hi All My brain is fried. Can anyone point me in the right direction to save or invest 40k for 6 months only, without having to open lots of accounts all over the place etc. Thanks.

Amundi is carrying out a stock split on 27 October 2026. To allow the split to be processed, trading of CSH2 will be suspended from 22 October to 28 October 2026, inclusive. During this period, you will not be able to buy or sell shares of Amundi Smart Overnight Return (CSH2). Trading of this fund will resume on 29 October…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.

A trust has been set up by my dads solicitors as per my mum and dads wills. My dads house sale is going through and when sold , 50% will be invested in the trust and the other 50% in my dads bank account. My self and my sister are trustees and would like some advise on investing the funds aproximately £240000.

I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…