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Savings- ISA?
Hey all, I'm looking for some advice about opening some savings accounts. I have a chunk in premium bonds, but I'm not impressed with how much winnings I'm getting and would like to move it somewhere with higher interest rates. I want it reasonably safe and accessible though. Then is another chunk of cash that is currently…
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Redundancy Payment & Saving
I'm due to receive a hefty redundancy payment next week, and umming and arring over how to save/invest it. The plan is to put a chunk into a savings account where I can 'pay' myself each month into my current account a salary equivalent to I was receiving each month in a job. The rest will be split between Stocks and…
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Using Lemfi for savings. Any feedback please
Hi, recently Which recommended LemFi for a great (clean) EA savings rate - 5% inc. bonus - via their App. FSCS protection by Clearbank. Does anyone on here have any experience of them please ? I'd like to place quite a lot of money with them. Cheers. Joe
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
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The Top Fixed Interest Savings Discussion Area
I'm interested in people's thoughts and recommendations for the best fixed interest accounts. With BOE interests rates recently starting to increase we have to consider the desirability of long term fixed interest savings. Since withdrawals are usually not permitted before the end of the fixed period, such general interest…
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NS&I website login problems with telephone code
Anyone else had this problem? Entering an on-screen six digit code via telephone is the second part of the two-factor authentication process to log into NS&I accounts. It's the part that usually goes wrong and prevents me from logging in. This issue has plagued me for months and has never worked consistently. There's no…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Monmouthshire BS Deposits
Anyone know if there's any known issues with depositing funds recently?, I ask because I sent £1 to my easy access account at around 1am yesterday and it's not shown up yet.
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Oxbury
Anyone having trouble getting logged into Oxbury??? Unable to log in. App states unable to connect to Oxbury and no reply on phone at bottom of emails
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Zopa to Oxbury
Hi all….1st post here …bear with me if in wrong thread….long story short…tried to move my money from Zopa to Oxbury…Oxbury not under open banking connections…so entered manually…Zopa has asked for Oxbury statement to verify before transaction can be approved..!!! If that makes sense….
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Should I hedge stock investment because it's "overheated"?
I've been sitting on cash that's not keeping up with inflation for decades under some misguided view I would need it to buy a bigger house + apathy and ignorance. Enough's enough - I need to accept a house upgrade isn't going to happen for 5 or even 10 years. I've got about 250k to invest but I feel stocks are quite…
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Revolut Instant Saver 5% rate not available after opening account for £20 reward
As stated in the title, I have just opened my Revolut account with the free Standard plan, hoping to get a £20 reward after spending £20, as suggested in the weekly email. The other perk is supposed to be access to an instant access savings account with a promotional rate of 5% until 4 December 2026. However: With my newly…
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etoro - Market gains without risking what you put in
Is anyone familiar with this, or similar offers? capital protection account I received this marketing email from etoro which piqued my interest. It claims that if you remain invested for 2.5 years you're guaranteed to get out at least what you put in, but possibly more. The investments are 50% in equities like S&P 500,…
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Interest on non ISA savings
Although my salary is slightly into the 40% tax bracket at £53k, my workplace salary sacrifice lowers the salary to about £46k. Does this mean that any non ISA savings interest I earn is taxed at 40% or 20%. I try to keep the non ISA interest to below £1000 per annum by using ISAs. I don't have any other earnings apart…
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The Faster Payments Cut Off Times List
Welcome to this thread. The purpose of this thread
is to provide a regularly updated list of the cut off times for faster payments
made into the savings accounts offered by various banks and building societies
to begin earning interest the same day. Given the sheer number of banks/building societies
there's bound to be…
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west brom 4.9%
decided to take the offer from west brom bs 18 months 4.9%, cant seeing rates going past that in 18 months but thats part of the gamble
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Setting up 3 DDs for bank switch
Hello Need to set up 3 DDs to enable bank of Scotland switch bonus on a bank account which currently has no DDs I can see there are sites that offer option to set up dds for small charge Any one used one and if so was everything ok and any recommendations for best one to use appreciated Many thanks
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NS&I to pay £367 million to bereaved families after failing to trace savings
Tens of thousands of bereaved families will be contacted by NS&I and told how to access their loved ones' cash. It comes after the state-owned savings provider initially failed to locate the accounts… Read the full story: NS&I to pay £367 million to bereaved families after failing to trace savings If you haven’t…
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Nationwide 5% 15 month Members Bond
Just seen this on Nationwide's website. 5% Members only 15 month fixed rate. Max £10k
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Revolut £20 cashback
Hello, Today I've opened a Revolut standard account. I have the virtual debit card in my Google wallet & I have spent over £40 in three separate transactions. The app wants me to complete setup by ordering a physical debit card with a £4.99 delivery fee. I do not require a physical card. Will I still get the £20 cashback &…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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