Savings & investments

I have just had a I yr fixed bond that has come to an end and on maturity it was transferred to a new Bond Issue 92 paying 4.82%. Is it worth me cancelling this Bond and moving it into Issue 93 paying 4.99% as it is within the 30days?

Can someone help me with an interest calculation? My Cahoot Sunny Day Saver pays 5% annually on balances up to £3,000. I have £3,000 in it. Will I get £150? Or is the interest calculated in a way that means I get less? And would I be better off having a balance of less than £3,000? (e.g, £2,850, and putting that remaining…

Just tried to open a new savings account with Cynergy Bank and got a email saying To complete your application we need you to provide the following documents which should be sent to the address below within eight calendar days (from the date of this email): Is this now the norm to open an account??????? To complete your…

I have £90k in easy access account paying 4.5%, want to utilize it better, been thinking of either: Buy to let, purchase one bed flat for around £250k; £90k deposit borrow the rest. This will keep me busy as have free time. Net rent app 5% taxable at 40% plus tenant's headaches and compliances. Plus point is property…

I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…

SIX YEARS AGO MOTHER DIED, FATHER DIED PREVIOUSLY TO HER AND THEIR JOINT I.T. ALLOWANCE IS £625K. THE ASSETS CAME TO MUCH LESS THAN THIS SO NO INHERITANCE TAX TO PAY. BECAUSE OF OBSTRUCTIONS FROM THE OTHER EXECUTOR THE SHARES HAVE ONLY JUST BEEN SOLD BUT PROCEEDS STILL COME TO BELOW THE ALLOWANCE. DO THE SHARE PROCEEDS…

I've been with HL for many years and have had little to complain about until now. I use the app and have been logging using my fingerprint for nearly all that time. Then on the 24th Sept it stopped accepting my biometrics and I cannot turn if back on via the app or website. I have phoned twice and emailed their tech…

Good morning, Looking to bed and ISA and minimise time out of market. I've already got the cash in my S&S so can execute the trades at the same time. However, I'm selling a fund (VAATTT) with Scottish Widows and buying ETF (FWRG) with T212. So I'm looking for valuation points for VAATTT; I'm guessing it's at the end of…

Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…

Hi All My brain is fried. Can anyone point me in the right direction to save or invest 40k for 6 months only, without having to open lots of accounts all over the place etc. Thanks.

Amundi is carrying out a stock split on 27 October 2026. To allow the split to be processed, trading of CSH2 will be suspended from 22 October to 28 October 2026, inclusive. During this period, you will not be able to buy or sell shares of Amundi Smart Overnight Return (CSH2). Trading of this fund will resume on 29 October…

Knowing First Active is part of NatWest Group is a good reason not to touch it. I have had many problems with every NatWest Group account I have ever opened - such as not getting the interest rate that was advertised, not being able to close an account without jumping through endless hoops, etc.

A trust has been set up by my dads solicitors as per my mum and dads wills. My dads house sale is going through and when sold , 50% will be invested in the trust and the other 50% in my dads bank account. My self and my sister are trustees and would like some advise on investing the funds aproximately £240000.

I have saving accounts with flagstone but the monthly statement of interest doesn't match with how much I've been paid. I've contacted them a couple of months ago and told it would be investigated but now I just get ignored? What do I do? I'm nearly £500 down.

Hello MSE forum, I am hoping to get some advice on what to do as I have just sold my flat but have not yet found a further onward property to purchase. I have to move out of the flat I have sold due to exchange and completion dates are set for next month. I have found a rental property in the mean time to bridge the gap. I…

My wife has a few thousand in an ISA account and because of low interest rates decided to transfer it to Yorkshire Building Society. After a month Yorkshire sent me a message which stated that "Shawbrook are not in a position to proceed with the transfer". I also had an account with them and last November I transferred to…

Hi, Has anyone had issues signing up to Union Bank of India at all? I was wanting to open a fixed rate savings account as recommended on MSE. I complete the form and hit the 'verify' email address. This is supposed to send an OTP to my email which I then enter on the site. However, the OTP never arrives…… I tried several…

I'm a newbie to investing. I've just opened an S&S ISA to use up the allowance for this tax year after receiving a small inheritance. I see that as a long term investment (ie to leave something to the kids). My issue is that I'm not sure I really understand the various fund options on the AJ Bell platform. There's so many!…

Hi, My children (16 and 12) have inherited around £8500 each from their grandpaents. The both currently have several Halifax savings accounts and I am looking for recommendations of what to do with this inheritance. Put it all in stock and shares isas? or split it between a S&S ISA and cash ISA? Or split it 3 ways between…

I have continuously lent money since 2016 to a friend abroad, with promises of payments back since 2024. It is now 2 years and 3 months on, and there is no sign of any payments being made. The person was due money back from a sibling house sale, which was going to be paid to cover the money he has got from me. He had made…