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MSE News: Government-backed NS&I's new fixed-rate savings pay up to 4.85% interest
NS&I has launched new fixed-rate savings accounts that let you lock in good rates for one to five years with total safety, as NS&I is backed by the Treasury. They're worth looking at if you're keen to save with a big name and won't need access to your savings – though you can earn a bit more from the top payers elsewhere……
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Different Types of Gilt TN, TR, T, TG and TRxA etc.
I am considering moving some of my cash (held in the RL short-term money market fund) to Gilts as a hedge against interest rate decreases. On the II website (my chosen platform), I can see numerous Gilts with various references; see the title for examples. What do the references mean? Also, if I want to sell them before…
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Santander Edge Saver ended
I am looking to open another Santander Edge Saver account, please can someone remind me how to do this so I can open another ? I think the last time I did it was via the phone and wait for the account to be closed and reapplied?? Is this the way to do it or quicker to do it via chat bot, please?
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A weird phone call about shares
About an hour ago, I got a phone call asking to speak to me about my Centrica shares. I didn't quite catch the full name of the caller. In a loud and clear voice I said "who are you?", then the line went dead. The thing is they knew my name and I do own Centrica shares, held in my Interactive Investor account. Does anyone…
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The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
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Day Trading platforms
I am learning day trading and have been trading in Simul8or for a few weeks with a fair amount of success. I've been watching Ross Cameron's videos and learning his methods. I am heading towards wanting to open a trading account and seeing if I can replicate my Simul8or successes in the real markets. What platforms are you…
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Saga rejected application
My wife and I have an easy access account with Chase but it is in her name only as she is a non tax payer. The interest rate on this account drops from today so we decided to open a new account with Saga. I phoned them to check if we could open the account because my wife had previously had an account with them and the…
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Health is important with investing, not just wealth.
I was having a think about investing recently and even compared to 10-15 years ago we have never had so much advice and information at out fingertips regarding investing. Loads of online videos, forums, online journals and you can order investing books online as well. i remember in the early days of Youtube things were a…
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Cahoot simple saver
Hi all, not sure if this has been said before, apologies if so. I opened a simple saver a couple of months ago, variable rate. Just noticed there was a new issue with a higher interest rate. Why doesn't Cahoot increase my variable rate to the new rate automatically? Instead and only because I keep a close watch on interest…
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Help. Shareholding in Australia
Hi all I am trying to get a shareholding transferred into my name. Both my late Father and Late Brother had shares in CBA. The shares are managed by MUFG corporate markets. I am the sole executor of both estates.Both Father and Brother died intestate. I have had to use an Australian solicitor to do a reseal of probate in…
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Saving whilst working overseas
My daughter is currently working in China but would like to put some of her spare money into savings. As I understand it because she’s not resident in the uk any longer she can’t add any more to her existing isa and she can’t open a new UK savings account ? Does anyone have any suggestions what she could do to invest…
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Tesco Internet Saver – bonus interest
Tesco Internet Saver – bonus interest Hi guys, just wondering if anyone has experience with Tesco Bank. My Tesco Internet Saver was opened on 15 August 2025, so the 12-month period ends today. I haven't received the bonus interest yet. Has anyone else had a Tesco Internet Saver mature recently? If so, when did the bonus…
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Bad experiences with Cynergy bank app
This is just a heads-up to anyone considering opening a Cynergy bank account (currently featured in the top Savings Accounts listings), to say you might want to check other users' experiences before doing so. In my case it ended in a frustrating, bad experience and me abandoning my newly-created account in favour of a…
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Shawbrook Bank - Ignores undelivered maturity emails- assumes you've received them.
I've just been reviewing my savings accounts and found 2 cash ISAs that had matured back in Jan 25 & Feb 25 but where I haven't received any maturity communications (either by post or email) No letters or emails offering me any options like they've normally done over the many years I've saved with them. I went online and…
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Etoro free £100 shares
Just a heads up Just opened Etoro via mse link to claim £100 free shares if you deposit £200 I added Initial small payment to check it worked ok Then sent second payment to make up to £200 However it appears that only the first payment is accepted so needs to be £200 to qualify for free shares Therefore I have just wasted…
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How to establish share cost for CGT purposes?
This may appear complex, hence the request for guidance. I acquired some shares in 1999 as part of an acquisition of
part of a company I held shares in (The value of my original holding was
obviously devalued at the time). I am now looking to sell the acquired shares, however, I’m
unsure as to what share price can now be…
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Vanquis Fixed Rate Maturity
My one year fix ended today. I gave them instructions to pay out to my nominated account a couple of weeks ago. At 8 this morning they confirmed they sent the money, but nothing showing at HSBC yet. Is this normal? I'm used to payments being virtually instant these days, so slightly perturbed, as it's £50K plus interest.
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£10 e voucher for getting Yorkshire Building Society App - newbies only
I was glad I hadn`t downloaded the YBS App yet after receiving an email which offers an £10 e voucher for customers who haven`t downloaded the app. "Download, register and log in to our app for the first time by midnight 3 August 2026 and we'll treat you to a £10 e-voucher. Choose from over 200 stores. Terms and conditions…
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How many regular savers do you have? - The League Table
Welcome to this thread. This thread is intended to run alongside and complement the existing Top Regular Savers Discussion Thread and the Archived History Of Regular Savers Thread *** NO CHAT*** threads as a successor to the previous Being nosey... How many Regular Saver accounts do you have? thread. The central feature of…
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Why does Marcus by Goldman Sachs want inheritance documentation for opening a 4.90% fixed bond?
They asked for a bunch of documentation as proof of inheritance when I tried to open the account and chose inheritance as source of money, now I'm worried the product will get pulled while they get around to checking my uploaded documents, however long that takes. Maybe next time in future I'll just pick Savings as source…
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
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