-
Tax code change due to interest on my savings
How does a tax code K171X which is £1,710 needs to be added to your pay or pension so the extra tax can be collected work? I knew that from tax year 24/25 and 25/26 I would go over the £1000 tax free threshold. Would this underpayment be from both those tax years put together? As although I went over by £47 on my two bond…
-
Being nosey... How many Regular Saver accounts do you have?
For ease of finding the RS League Table that Bobblehat compiles, I've added it to this 1st post. The updates will appear here periodically rather than embedded in the thread and a post will be made to the latest page to announce an update. Please send your data as usual and it will appear in the next update when it's…
-
Non Resident Shares Sale - Broker
I have some Aviva shares, registered at Sharecenter and want to sell them, but I'm not UK resident hence Sharecenter wont act for me. I have had no luck trying to identify a broker for this, does anyone know of a broker that will transact on behalf of non-residents?
-
When savings - including ISAs - hit £85,000....
I feel sure this is a stupid question, but presumably if and when my ISA hits £85k, I should open an ISA account with a different bank to avoid falling foul of what is protected... Right? And therefore any interest going into an £85k ISA needs to be transferred out for safekeeping.... Right? It just occured to me that if…
-
Where would you Invest £550,000 inheritance for at least 6 years until entitlement
A simple question cause much deliberation. Onshore or Offshore?
-
Are "Negotiated Orders" safe
I'm trying to buy some gilts (£10k of TG31 on Iweb), and even the relatively small number of a gilts produces the comment below.. (same for TN28) Am I exposing myself to risk, commiting to buy without any price limit or guarranty Negotiated Order Your order can not be completed automatically Your order cannot be completed…
-
CGT. Self assessment advice if the profit is within the allowance
Hi i'm looking for some advice if possible please. I've recently sold some shares and my profit was around £1350. I know there is an allowance of £3000 for 2025/2026. Should i submit a self assessment anyway because when the sale money was paid into my bank, the profit and the purchase amount went in together in one lump…
-
The Archived History Of Regular Savers Thread *** NO CHAT***
Welcome to this thread The main purposes of this thread are three-fold: * To provide a list of current and historic regular saver Ts&Cs. * To serve as an archive of when key changes to The Top Regular Savers Discussion Thread and the accounts listed on it were made. * To serve as a defacto no-chat regular savers thread to…
-
S&P without FX fees?
I have been buying S&P 500 stocks on Trade212 but I noticed recently that when I buy company stocks I pay an FX fee since they are American but when I buy S&P 500 stocks which are also American I do not pay any FX fees and the share price is shown in GBP. The stock is even listed on the LSE which does not make sense to me.…
-
Reallocating profit in a S&S ISA
using loose example here to understand principle This financial year I have put 12 K in a cash ISA I have put 6K in a stocks and SHARES isa,scattered around a selection of tracking funds and a Money fund to hold in prior to investing. I invest into these most financial years within the same S&S isa provider However, I wish…
-
Raisin £100 bonus for opening easy access account in July
Raisin had an offer in the summer for a £100 bonus if you quoted a WELCOME100 code. Think you had to keep the money in for six months? Got the account in July. Anybody received this yet?
-
BBSI Untaxed interest list query
Hi All, My requested list for 23-24 and 24-25 contains so many errors I really don't know where to start or who to approach first. I requested the list because I was shocked at the interest they claimed I earned 24-25 On looking at the list I'm finding yes they have estimated based on the previous tax year as expected, BUT…
-
Old premium bonds
I'm currently 70 and have been a premium bond holder since mid sixties. My parents purchased a few but I can no longer find them. I have looked on the web to see if i can change my address but it asks for a number. I know i have them as forty years ago I won two lots of fifty pounds. How would i go about trying to change…
-
NatWest fixed rate bonds ?
They have a 1 year bond and a 2 year bond available at the moment , but the funding is unlike most other bonds. Regarding the 1 year bond for new customers closing date for applications is 19th November, last date for deposits is 2nd December, and the bond start date is December 3rd. So would any money deposited before 3rd…
-
Cahoot a/c upgrade
Apologies if this is old news and I'm late to the party but had my eye off my savings for a while, but my Simple Saver 12 months expired and saw for the first time the Account Upgrade option which basically keeps all the same account info be signs up again for another 12 months at the 4.40% AER. How simple and how useful…
-
Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top Easy Access discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10, available to open & manage online, Easy Access accounts, with links. The purpose of this thread is…
-
What to do with mums finances as LPA as she goes into Nursing Care?
Can anyone advise what to do for the best- Mum saved diligently all her life, worked hard as a primary learning support teacher, she's been mentally ill last few years (I've done my best to care for her, had to give up my job and take my meagre pensions early as she lives far away and been splitting my own life 50/50 at…
-
Great British Invest off or Passive V Active Updates
For those who are curious to compare their Passive or Active investment strategies I'm starting a new thread today with monthly updates (Bottom lines only in £). For details see https://forums.moneysavingexpert.com/discussion/5719517/great-british-invest-off-or-passive-v-active-discussion Monthly updates on portfolio…
-
On going FA charge (sorry)
I have a small pot of £360k with Prudential that I cashed in 2022. The Pru appointed an FA and he set up a Prufund RM3 and Prufund Planet RM3. It just sits there and I have an annual review that takes about 30 minutes and its the only time he interacts with me. The Pru pay him monthly out of my fund. He has dropped his on…
-
Moved: Transfers from S&S ISA to be scrapped
This discussion has been moved.
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.3K discussions
161.7K comments
Most recent: Cash ISAs: The Best Currently Available List by Patr100
Today at 10:01PM
