Interactive Investor - lower costs from Feb 2026

soulsaver

By email today: "We’re introducing new charges with a simpler, all-in-one flat fee to cover your ISAs, pensions, and investments.  We wanted to give you plenty of notice ahead of time so you can see how these changes will affect you.  What’s changing for you? From 1 February 2026, you’ll move to our new Plus plan. Your monthly fee will decrease from £21.99 to £14.99. Don’t worry, you aren’t losing anything. The simpler pricing even allows us to add some new benefits.

Your new price plan includes:   Fee-free accounts for up to 5 family members (previously 2 family accounts) – they can each invest up to £100,000 with no monthly fee   Free Junior ISAs for all your children   Buy and sell funds for just £1.49 (lowered from £3.99)   International trades (not UK or US) from just £7.99 (lowered from £9.99)    Lower foreign exchange fees – now 0.75% up to £50,000 and 0.25% on any amount over that

easysaver

See https://www.ii.co.uk/our-charges/new-pricing
Old pricing https://www.ii.co.uk/our-charges

It would appear that some will see increased fees, perhaps the title should read "different costs" or "lower costs for those ISA and/or Trading Account + SIPP"?

DavidT67

Free Junior ISAs will give Fidelity International some more competition in that space.  But unlike HL there's still some trading fees on II and FI JISAs.

JGB1955

Mine has gone UP from £11.99.

jimjames

JGB1955 said:

Mine has gone UP from £11.99.

Same here. Their old pricing always seemed a bit odd that it cost more to have an ISA as well as a SIPP or trading account but they're maybe finding the competition with lower prices elsewhere. At least I might be able to include my wife on my account to reduce the fee she pays.

Alexland

DavidT67 said:

Free Junior ISAs will give Fidelity International some more competition in that space.  But unlike HL there's still some trading fees on II and FI JISAs.

Depends what you buy. If you stick to OEIC funds then there are no trading costs at Fidelity and the child can even benefit from their fund discounts such as Fidelity Index World at 0.10%

jaybeetoo

My charges are going up for my SIPP.  However, from the 1st Feb it makes sense for me to move my S&S ISA and trading account to ii as it will be cheaper to have all 3 accounts on ii.