The New Top Easy Access Savings Discussion Area

MSE_JC

This thread is for discussion of the Easy Access Savings Guide

A previous version of this thread which ran from Nov 2007 to June 2024 can be found here:

https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1

Zopa_Trooper

I'll go first?

Malchester

2nd!!!!!!!!!!!

[Deleted User]

3rd if we are doing this.

MisterMotivated

Just missed out on a podium place

Bridlington1

TOTP- Temporarily here whilst @soulsaver takes a well earned break.

Easy(ish) Access, Top 10 (ish) of The Pots. 

BoE BR 30/07 held at 3.75%. Next MPC meet: 17/09/26.

Updated 28/08 at c11.00hrs - Starter for 10; not comprehensive, DYOR. Latest/recent changes in bold. Links added for all accounts. TIA for all contributions. Bracketed dates = date rate added here.

Note: see Small(ish) Balance, near 'ToTP' rates, lower on the page..

1 First Active Instant Access 4.55% inc.1st yr Bonus (07/08) (up 0.05% 19/08)

2 Tesco Internet SVR 4.53% inc. 3.48% Fxd 1st yr Bonus (25/08) 

3 Cahoot Simple SVR iss18 4.52% (04/08)

4 Monument Welcome Svr 4.51 £25k Min Newbies Only (19/08) AO

5 Saga EA Svr - 4.50% (14/07) see trail

6 Chase boost 4.50% inc. newbie-only 1yr bonus (29/12) AO see trail

7 Oxbury EA Summer Ac (Issue 1): 4.33%  £1k min, new customers only (29/07)

8 Post Office O/L Svr (Iss 89) - 4.31% (inc 3.33% 1st yr bonus) - £1 min (16/07)

9 UTB Limited Access Svr - 4.30% £5k min, restricted 2 w/ds (10/06)

10 Principality O/L Triple Access - 4.30% £1 min (12/08)

Small(er) balance, near /ToTP rates:

Virgin Money Linked Svr EA 5.09% (fixed for 1st yr) £10k max - newbs to NW c/a or VM c/a (18/08) **see trail**

Spring 'Accelerate Saver' 5.00% Max £5k AO (13/08) 

Tembo Home Svr 4.55% inc.fx1st yr bns, £20k max(new iss 28/05) **see trail DYOR** AO

Santander Edge Saver Iss5 6.0 % £4k MAX inc 2.5% 1yr bns (23/09) **see trail 23/09**.

Cahoot Sunny Day Saver (Issue 6) 5.00% £3k maxFR (from iss 5 - 04/03)

Nationwide FlexDirect 5.00% to £1.5k (1st year only)

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I've missed out on being the first post in this thread but just so this is near the top (I'll settle for 5th):
For those who are new to this thread @soulsaver maintains a most excellent list of the top EA accounts on offer. His/her efforts in maintaining this list over the years are much appreciated. (see below).
https://forums.moneysavingexpert.com/discussion/6392978/top-easy-access-acs-ranked-top-of-the-pots-no-chat/p1

A reminder that the above thread should not to be used for general discussion, all discussion should be kept in this thread.

S_uk

If this thread lasts as long as the last one it will run until 2040.

I wonder what interest rates will be then?

Sg28

S_uk said:

If this thread lasts as long as the last one it will run until 2040.

I wonder what interest rates will be then?

4.75%

Lets set a reminder to come back and check.

jameseonline

MSE_JC said:

This thread is for discussion of the Easy Access Savings Guide

A previous version of this thread which ran from Nov 2007 to June 2024 can be found here:

https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1

Will there be a new thread for Regulars?, Fixed? Easy no chat?

Bridlington1

jameseonline said:

MSE_JC said:

This thread is for discussion of the Easy Access Savings Guide

A previous version of this thread which ran from Nov 2007 to June 2024 can be found here:

https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1

Will there be a new thread for Regulars?, Fixed? Easy no chat?

I doubt there will be just yet. The old EA thread was closed and restarted because of a technical issue which cropped up exclusively on the EA thread. AFAIK this issue hasn't occurred on the other threads (yet) so the threads you mention don't need to be restarted.

ircE

Edit: Oops, made a whimsical reference to the political situation before immediately seeing the banner at the top of the forum.

Hello everyone, look at the shiny new thread! (That'll do...)