The New Top Easy Access Savings Discussion Area

flaneurs_lobster

flobbalobbalob said:

janusdesign said:

flobbalobbalob said:

Can someone confirm that Shawbrook is sending log in authorisation codes. Both myself and spouse having the same problem ( ie not getting them 🙂).  Thanks

just tried and no sms codes are arriving - though if you choose the voice code option, that works.

Thank you very much, I've never used voice code option but shall now.

The Shawbrook site is currently (Sun 16/06 09:15) down for "maintenance".

ircE

True EA accounts are those that can be opened and maintained from £1 and allow unlimited deposits and withdrawals. True Instant EA accounts are those True EA accounts that advertise immediate transfer times (usually minutes) 24/7. Green highlights are increases in interest rates since last time, red highlights show declines in interest rates, and blue highlights are new entries to the respective table.

Since last time, Chase's rise up the ranks is the biggest story. It was already a top 10 instant account, now it's by far the leader (for now). 

MPC meeting next week.

Wheres_My_Cashback

ircE said:

True EA accounts are those that can be opened and maintained from £1 and allow unlimited deposits and withdrawals. True Instant EA accounts are those True EA accounts that advertise immediate transfer times (usually minutes) 24/7. Green highlights are increases in interest rates since last time, red highlights show declines in interest rates, and blue highlights are new entries to the respective table.

Since last time, Chase's rise up the ranks is the biggest story. It was already a top 10 instant account, now it's by far the leader (for now). 

MPC meeting next week.

The consensus out in the financial markets seems to indicate that there is very little chance of any change to the base rate.

dcs34

Am I missing a trick as to why the 5.2% Ulster account isn't on the list? Is it because that rate only applies if the account balance is £5k or above?

Middle_of_the_Road

dcs34 said:

Am I missing a trick as to why the 5.2% Ulster account isn't on the list? Is it because that rate only applies if the account balance is £5k or above?

And also the fact you need to have their current account.

auser99

ircE said:

True EA accounts are those that can be opened and maintained from £1 and allow unlimited deposits and withdrawals. True Instant EA accounts are those True EA accounts that advertise immediate transfer times (usually minutes) 24/7. Green highlights are increases in interest rates since last time, red highlights show declines in interest rates, and blue highlights are new entries to the respective table.

Since last time, Chase's rise up the ranks is the biggest story. It was already a top 10 instant account, now it's by far the leader (for now). 

MPC meeting next week.

Probably something I'm missing, but does Kent's 4.85% account not fit either of these?
Min is £1k, but you can presumably operate with the £1 and just get a minimal rate until you meet 1k?

https://www.kentreliance.co.uk/savings/easy-access-savings-account

mebu60

Just back from a week away. Prior to my departure there was some discussion about Cynergy dropping rates and much comment about folks not having received email notification.

Be grateful if someone can remind me what the new underlying rate is to be and from when as I've still not received any information from them. Thx. 

AndyTh_2

mebu60 said:

Just back from a week away. Prior to my departure there was some discussion about Cynergy dropping rates and much comment about folks not having received email notification.

Be grateful if someone can remind me what the new underlying rate is to be and from when as I've still not received any information from them. Thx. 

Cynergy issue:
* 68 - 3.85% (with the 1.15% 12 month bonus making it 5%) - 27th June
* 69 - 3.90% (with the 1.10% 12 month bonus making it 5%) - 1st July

my guess is if any more affected later issues if with bonus > 5% go to 5% with bonus

also inconsistently I got just one email when having both issues

mebu60

AndyTh_2 said:

mebu60 said:

Just back from a week away. Prior to my departure there was some discussion about Cynergy dropping rates and much comment about folks not having received email notification.

Be grateful if someone can remind me what the new underlying rate is to be and from when as I've still not received any information from them. Thx. 

Cynergy issue:
* 68 - 3.85% (with the 1.15% 12 month bonus making it 5%) - 27th June
* 69 - 3.90% (with the 1.10% 12 month bonus making it 5%) - 1st July

my guess is if any more affected later issues are also affected if with bonus > 5% go to 5% with bonus

also inconsistently I got just one email when having both issues

Thanks. I have the 68. Shall check in on the 27th. If/when the rate has decreased without notification I shall make suitable noises at them. 

ircE

dcs34 said:

Am I missing a trick as to why the 5.2% Ulster account isn't on the list? Is it because that rate only applies if the account balance is £5k or above?

Yes.

auser99 said:

Probably something I'm missing, but does Kent's 4.85% account not fit either of these?
Min is £1k, but you can presumably operate with the £1 and just get a minimal rate until you meet 1k?

https://www.kentreliance.co.uk/savings/easy-access-savings-account

Yes, the point is to show you the accounts that earn you the headline interest rate from £1.