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Reclaim PPI & other insurance

The place to discuss payment protection insurance (PPI) claims and claims relating to other types of insurance.

We've now got a 'reclaim car finance' board for Qs about discretionary commission
If you've got a question about car finance complaints relating to the probe into the use of discretionary commission, please see our new Reclaim car finance board.
💸 New to the Reclaim PPI & Other Insurance board? Start here
💸 Useful links to MoneySavingExpert.com guides * PPI: Can I still reclaim? * Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it 💡 If there's a link you think we should include here, please send me a message!
Income protection insurance
I've realised my income protection insurance has been incorrect for 5 years since changing jobs and significantly reducing my salary so I have therefore been paying too much. I've raised this with the insurance provider to see if I can get a refund on the amount I have overpaid but they have said it is my responsibility to…
Harcus Parker PPI finance claim
Any ideas please. I followed the link to the Harcus Parker who are doing the group claim for PPI and Volkswagen Finance Services are not listed? I am wanting to claim for a Skoda that I had purchased on a PCP contract. Please advise Largeshark70
Fast Track Reclaim are invoicing me for an tax refund six years after they completed my PPI claim
Hi all In 2019 I used Fast Track Reclaim to get a PPI refundOn 22/1/2025 I received an income tax refund from HMRC for the 2023/4 tax year for £924.80On 4/2/2025 I received an invoice from FTR headed HMRC Tax Refund Fee for £332.93 + VAT of £66.59 (total £399.52) I seem to remember that I authorised FTR to act as my tax…
News on PPI claims
Hi, With the recent news regarding the supreme court and complaints to re cupe possible hidden commission..how would that work if a decision is made to automatically contact their customer service have moved and changed address etc..
Fasttrack Reclaim HMRC scam
I received a P800 letter from HMRC early July 2023. They said I had paid to much tax and was owed a refund which I could claim by signing up to their official Gov website, this I did and made and received my refund about 5 days later. Move forward to last week (mid Sept) I received a letter from Fasttrack Reclaim saying…
Possible claim against Black Horse
Back in the 2000's I took out a secured loan with Black Horse for £24000. I paid them for about 5 years until they came out of the personal loan market, and they sold on my loan to another company. I continued this arrangement until I fully paid off the loan about 4 years ago and had the charge removed from my mortgage,…
My car was scrapped by the council.
Good afternoon, I am stuck between a rock and a hard place. The council about a year ago scrapped my car due to it being damaged and left outside by the garage ready for repairs. The reason they had scrapped it is because I had not gone to collect it , however , the letter I received by the council said the latest date I…
Accident management company questions.
Hello guys. I recently got into a non fault accident were the car behind me hit me from behind on a wet foggy night. Anyway during the commotion luckily there was a car recovery driver passing by who offered to recover my car, and put it into storage locally and also said he will pass on my info to his company who can deal…
Litigation claim for unpaid recovery invoice
Hi all, Have just received an email stating litigation action has started following an unpaid invoice from 2018.The invoice was from Ingram Toft, regarding a compensation claim from Wonga. However I did not receive a payout due to wonga being in administration and have a number of emails from Ingram Toft up to 2020…
VW car finance overpayment
Just sent the regular template to VW finance on possible overpayment made on 2 cars they have replied with a "goodwill" gesture payment of £100. Is that the end of it?
Paying life insurance every month and insurance company has No record
I have been paying life insurance every month from my account , my wife dealt with these matters and sadly when she passed I have not got a clue or cannot find documents ,I paid Phoneix life every month and when contacting them they cannot find myself or my wife in their data bank or policy , I think they took over policy…
Buildings & home insurance
Hi everyone, my son has hit my front door with his quad bike by accident causing it to bow at the bottom & now it’s difficult to lock , would this be covered on my insurance? To worried to call & ask
Whatever Happens old PC World insurance cover for Laptop - now with Currys
Hello all, I have a query with regards to an old 'Whatever Happens' insurance cover for my laptop which I took out in 2013 with PC World when I first bought the Laptop. It is £5 per month and is supposed to cover almost everything including accidental damage, breakdown and so on. It would include collection of the laptop…
quote me happy home insurance
hi, renewing home insurance and wondered if anyone has used Quote Me Happy before. if so, any good? thanks
Car insurance young drivers
I’ve been recently trying to get car insurance for me and my 17 year old son. I have 2 insurance policies - the first one has my other son(19) as the main driver and is a new policy taken out last year and doesn’t have a no claims discount. The second policy is in my name with my 17 year old as a second driver and I have…
Start date and end date for holiday insurance
Leave UK Feb 23rd, return on April 24th - is this 60 days total I need to be insured for?
Diesel Claim - Cancel claim
It seems I am part or a large group of people that is making a claim through a uk law firm. I have been assured that it is no win no fee. If I pull out at this stage and the case loses then I may be liable for court fees.If I stay in then I am protected by the insurance that the law firm has taken out. I have asked for…
Google and Microsoft Ai claim
I have recently heard on the radio about claiming against Google and Microsoft for using personal data without consent. There as usual seems to be a law firm getting in early and charging the earth if you win or "don't co-operate" does anyone have an idea how to submit these claims and have a template to use?
UK Insurance LTD
Anyone have experience of dealing with UK Insurance LTD? I reported a bump (my car-clutch at a stop- no visible damage/ no damage the other party could note at incident but 2 days later messaged me stating were scratches that she wanted sorted privately) to By Miles (i contacted my car insurance as a note of interest by…
Is my mortgage lender public knowledge
Hi all,I had my current mortgage arranged by a person at a building society who i beleve was an independant advisor and they arranged my mortgage with HSBC which i have had for nearly 5 years and it's coming to an end in March and so HSBC have emailed me to ask me to pick a new mortage rate which is currently about £60 a…

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MSE News

Warning: 'WASPI' women affected by State Pension age rise should watch out for 'steep rise' in scams
If you're a woman born in the 1950s affected by changes to your State Pension age, be on high alert for scams offering compensation for this. Campaign group Women Against State Pension Inequality (WASPI) and charity Independent Age have warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group.
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.
Went to an employment tribunal between 2013 and 2017? Can you reclaim £100s?
Tens of thousands who overpaid employment tribunal fees are now due a share of £13 million, which could be worth £100s. But refunds aren't automatic, so you need to act to get your money back. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.

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Reclaim PPI & other insurance

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