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Reclaim PPI & other insurance

The place to discuss payment protection insurance (PPI) claims and claims relating to other types of insurance.

We've now got a 'reclaim car finance' board for Qs about discretionary commission
If you've got a question about car finance complaints relating to the probe into the use of discretionary commission, please see our new Reclaim car finance board.
💸 New to the Reclaim PPI & Other Insurance board? Start here
💸 Useful links to MoneySavingExpert.com guides * PPI: Can I still reclaim? * Martin Lewis: Had a PPI payout? If so, you can reclaim the tax on it 💡 If there's a link you think we should include here, please send me a message!
Income Protection Payment Insurance after Redundancy - Am I being stitched up?
Hi Just some advice please or intel on if my payment protection Insurance company is acting appropriately? 2 years ago, not long after the pandemic, things in my job sector were feeling a little shaky and as a 60 year old single woman with a large monthly mortgage, I decided to I needed to act in case something happened to…
Paying CCJ from the claims guys for PPI
Hi all Is anyone able to help please? My husband had a CCJ from repayments claimed yrs ago from the claims guys. We want to pay it off to re mortgage however we're unable to locate them. The only claims guys we've found is a legal firm amd it's not them. They have an answerphone for contacting the ppi firm (of the same…
Income protection insurance
I've realised my income protection insurance has been incorrect for 5 years since changing jobs and significantly reducing my salary so I have therefore been paying too much. I've raised this with the insurance provider to see if I can get a refund on the amount I have overpaid but they have said it is my responsibility to…
Harcus Parker PPI finance claim
Any ideas please. I followed the link to the Harcus Parker who are doing the group claim for PPI and Volkswagen Finance Services are not listed? I am wanting to claim for a Skoda that I had purchased on a PCP contract. Please advise Largeshark70
Fast Track Reclaim are invoicing me for an tax refund six years after they completed my PPI claim
Hi all In 2019 I used Fast Track Reclaim to get a PPI refundOn 22/1/2025 I received an income tax refund from HMRC for the 2023/4 tax year for £924.80On 4/2/2025 I received an invoice from FTR headed HMRC Tax Refund Fee for £332.93 + VAT of £66.59 (total £399.52) I seem to remember that I authorised FTR to act as my tax…
News on PPI claims
Hi, With the recent news regarding the supreme court and complaints to re cupe possible hidden commission..how would that work if a decision is made to automatically contact their customer service have moved and changed address etc..
Fasttrack Reclaim HMRC scam
I received a P800 letter from HMRC early July 2023. They said I had paid to much tax and was owed a refund which I could claim by signing up to their official Gov website, this I did and made and received my refund about 5 days later. Move forward to last week (mid Sept) I received a letter from Fasttrack Reclaim saying…
Possible claim against Black Horse
Back in the 2000's I took out a secured loan with Black Horse for £24000. I paid them for about 5 years until they came out of the personal loan market, and they sold on my loan to another company. I continued this arrangement until I fully paid off the loan about 4 years ago and had the charge removed from my mortgage,…
My car was scrapped by the council.
Good afternoon, I am stuck between a rock and a hard place. The council about a year ago scrapped my car due to it being damaged and left outside by the garage ready for repairs. The reason they had scrapped it is because I had not gone to collect it , however , the letter I received by the council said the latest date I…
Accident management company questions.
Hello guys. I recently got into a non fault accident were the car behind me hit me from behind on a wet foggy night. Anyway during the commotion luckily there was a car recovery driver passing by who offered to recover my car, and put it into storage locally and also said he will pass on my info to his company who can deal…
Litigation claim for unpaid recovery invoice
Hi all, Have just received an email stating litigation action has started following an unpaid invoice from 2018.The invoice was from Ingram Toft, regarding a compensation claim from Wonga. However I did not receive a payout due to wonga being in administration and have a number of emails from Ingram Toft up to 2020…
VW car finance overpayment
Just sent the regular template to VW finance on possible overpayment made on 2 cars they have replied with a "goodwill" gesture payment of £100. Is that the end of it?
Paying life insurance every month and insurance company has No record
I have been paying life insurance every month from my account , my wife dealt with these matters and sadly when she passed I have not got a clue or cannot find documents ,I paid Phoneix life every month and when contacting them they cannot find myself or my wife in their data bank or policy , I think they took over policy…
Buildings & home insurance
Hi everyone, my son has hit my front door with his quad bike by accident causing it to bow at the bottom & now it’s difficult to lock , would this be covered on my insurance? To worried to call & ask
Whatever Happens old PC World insurance cover for Laptop - now with Currys
Hello all, I have a query with regards to an old 'Whatever Happens' insurance cover for my laptop which I took out in 2013 with PC World when I first bought the Laptop. It is £5 per month and is supposed to cover almost everything including accidental damage, breakdown and so on. It would include collection of the laptop…
quote me happy home insurance
hi, renewing home insurance and wondered if anyone has used Quote Me Happy before. if so, any good? thanks
Car insurance young drivers
I’ve been recently trying to get car insurance for me and my 17 year old son. I have 2 insurance policies - the first one has my other son(19) as the main driver and is a new policy taken out last year and doesn’t have a no claims discount. The second policy is in my name with my 17 year old as a second driver and I have…
Diesel Claim - Cancel claim
It seems I am part or a large group of people that is making a claim through a uk law firm. I have been assured that it is no win no fee. If I pull out at this stage and the case loses then I may be liable for court fees.If I stay in then I am protected by the insurance that the law firm has taken out. I have asked for…
Google and Microsoft Ai claim
I have recently heard on the radio about claiming against Google and Microsoft for using personal data without consent. There as usual seems to be a law firm getting in early and charging the earth if you win or "don't co-operate" does anyone have an idea how to submit these claims and have a template to use?
UK Insurance LTD
Anyone have experience of dealing with UK Insurance LTD? I reported a bump (my car-clutch at a stop- no visible damage/ no damage the other party could note at incident but 2 days later messaged me stating were scratches that she wanted sorted privately) to By Miles (i contacted my car insurance as a note of interest by…

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MSE News

Martin Lewis: Just got a win on hopefully changing hideous council tax debt collection that hurts millions
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
Martin Lewis: Mobile and broadband mid-contract inflation hikes are BANNED – but there are winners and losers
Inflation-linked broadband, mobile and TV price hikes have been banned. It means some will see bills rise by a specified amount in pounds and pence going forward. However, MoneySavingExpert.com founder Martin Lewis has warned that many WILL still see above-inflation rises in future despite the new rules.
'Catastrophic' Council Tax debt collection practices to be investigated by Government – Martin Lewis says move is 'brilliant news'
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
MoneySaver's 'unbelievable' £675 refund from Complete Savings – how to check if you can claim too
MoneySaver Ray secured a £675 refund from Complete Savings after reading our warning about the 'cashback with a catch' site's misleading 'click to claim' ads. And Ray's not the only one, as we've been swamped with similar successes.
Origin broadband customer? You'll soon be moved to Utility Warehouse – here's what you need to know
If you're an Origin broadband and home phone customer, you'll soon be automatically transferred to Utility Warehouse – but your service will continue as before and you should keep paying your bills as normal.
Bank of England cuts base rate to 4.25% – here's what it means for your mortgage and savings
The base rate has been cut to 4.25% from 4.5% by the Bank of England. This rate is used by the central bank to charge other banks and lenders when they borrow money, so the move can impact mortgage and savings rates.
Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.

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Reclaim PPI & other insurance

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