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Underhand bank
Could anyone please advise. Had my mortgage statement through from Halifax and notice ‘monthly insurance installment’ of £64. After 5 days of calls we have discovered we’ve been paying for home and contents insurance for 8 years that was cancelled and looks like it was hidden in a ‘sub account’. Miraculously, after hours…
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Ingram Toft claim ref Amigo
Hello, I had a loan with Amigo back in 2018. I had filled in a claim form with Ingram toft to seek compensation from Amigo of which was back in 2020. I am aware that the first scheme was declinded by the high courts in 2021. I then had emails from Amigo to submit a claim and to ensure my details such as address, bank…
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Indemnity policy
Hi In the throws of moving house . Our buyers solicitor has asked us to have an indemnity policy for our oil boiler cos we have no installation certificate. Boilers only 9 yrs old and has a full service history. I read these policies are not worth the paper they are written on. The boiler was put in by a fully qualified…
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PCP (or HP, both on documents!) documents not complete
My daughter has
autism and ADHD (medically diagnosed) and is vulnerable in all aspects of life.
She also has had a hand and neck operation and is finding a manual difficult.
she has contacted the finance company about affordability and the possibility of
changing to automatic but they are not offering any help. She took…
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Fast track reclaim
I've just got an email from fast track reclaim stating that if i don't pay them for their service to reclaim ppi they are going to start county court proceedings against me, even though I haven't signed anything for them to claim ppi for me (oringally i only asked them to look into it for me) can anyone advise me on what…
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Claims management company
Looking for some advice please, a car crashed in to my front wall and damaged it as well as the fence and lifting the resin drive. The driver was insured and has totally written off my neighbours car! My question is I do not want to use my house insurance as will have the joy of increased premiums next year! And in…
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Norther Rock insurance
Long time ago but it seems NR has had a few red flags over the years . Late 1980s had a mortgage with NR . Took out insurance for illness . Was told if unable to return to work that my mortgage would be paid off . Late1990s was ill and claimed the insurance for 9 months .(could claim for a year) Rang to ask them what would…
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PPI and Tax
Looking to enlighten myself a bit.... I submitted a R40 form in March to claim back tax paid on a PPI rebate for FY 2021/21 - specifically the element Deduction from statutory compensation for income tax at 20% As I was under the impression I had a personal savings allowance of £1000 before I had to pay tax on it (and I…
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RECENTLY DISCOVERED SERIOUS ISSUE WITH LLOYDS BANK APPLICATION TO SCOTTISH WIDOWS
2009: I was urged by my then Lloyds TSB Bank employee to abandon thoughts of a renewal of my previous endowment policy which was at that time close to maturity. He 'strongly urged' me to take up a policy with Scottish Widows instead which he described as a policy that 'goes above and beyond the benefits' I could ever…
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Business insurance mis-selling
My brother and I set up a small business together back in 2002. We had several meetings with a High St bank (one that my brother had used all his life up to that point), and were given the option of opening a business account with them, but in order to get the account (and possibly "free business banking", although we were…
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Motor Insurer's Bureau (MIB) and Road Traffic Accident Victims
Hi everyone, I'm wondering if you've had any trouble with the Motor Insurer's Bureau (MIB)? The MIB are the UK's safety-net insurance company that all motorists pay into when they renew their car insurance. It's a government quango setup in the 1940s to compensate road traffic victims of uninsured drivers and untraced…
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mis sold solar panel insurance
I've been contacted by a company called writenwords they say if I pay them £800 that they can get £12000 compensation for the fact that the installers of my solar system went into liquidation, then started up another company using assets from previous company. Is this a scam.
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Mallard Vehicle Finance
I’ve been trying to negotiate with this company as my business is struggling for 2 months and tried to organise a payment plan. They won’t discuss it, they’re not open to help people at all, they just send a termination notice. It’s really not helping my mental health at all, as I’m on anti-depressants, this company are…
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Tax Refund
I received a letter from HMCE in April last year telling me that I was owed £108.46, they also said that they would send a cheque to Phillipson Hardwick Advisory Ltd within two weeks, to date I have not received anything at all. Can someone tell me why I have not received this money.
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Mis-sold Critical injury insurance by Mortgage advisor.
Hi, 2 years ago I bought a share in a help to buy property. Not knowing anything about the process I followed a link to a free Mortgage advisor that I found on the Help to buy website (a .gov site) and they helped me through a few of the steps, but informed me I needed Critical injury insurance. for the Mortgage. I…
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Tax Rebate claimed by a 3rd party
Hi. I don't know where else to ask this. I had a letter from HMRC last year advising that I was entitled to a tax rebate and it had been sent to a claims company. Said company then emailed to say they wanted my details to send the rebate to me. I hadn't authorised this, so I emailed claims co. and asked them to refund my…
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PCP claims, are they a scam?
Hi - new to the forum. I was wondering if there are any genuine PCP claims out there that have been processed/successful, or are they just a scam. I was contacted a while back and was told that due to my credit score being good at the time and that I was charged 6.3% when it should have been much less I had a case. I was…
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Are The Claims Guys Legal Ltd. being Underhanded?
So, back in the day and PPI reclaiming was at it's height, I used The Claims Guys - not to be confused with The Claims Guys Legal allegedly! - to see if I had any claim for PPI on a No Win/No Fee basis. And to be fair, they were brilliant and the amount of PPI I had returned from lenders over several years went to pay for…
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I think I'm being conned by Allay (PPI)
Please forgive the lengthy post, hopefully someone has been in the same situation as I'm currently in who can advise me what to do next. Back in January I saw an advert on Facebook for a CMC called Allay Claims who were offering free, no obligation searches for PPI's, and as I thought I might have a claim but wasn't sure,…
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Leasholder building insurance
I have seen that there is a recent class action to reclaim buildig insurance commisions charged to leaseholds. See below for more information Freeholders face class action over insurance commissions - Leasehold Knowledge Partnership Will my landlord charge any legal fees in dedending this action to all leaseholers in the…
