Mallard Vehicle Finance

q17creative

I’ve been trying to negotiate with this company as my business is struggling for 2 months and tried to organise a payment plan. They won’t discuss it, they’re not open to help people at all, they just send a termination notice. It’s really not helping my mental health at all, as I’m on anti-depressants, this company are just the worst, unhelpful in a time of need 

Nasqueron

If you don't have a question here, you should post on the vents sub forum - not sure what you are after here - what does the firm's terms say about payment plans etc?

CliveOfIndia

If you're able to supply a few more details then we may be able to offer some constructive advice.  However ....

q17creative said:

my business is struggling

The implication is that the finance is possibly for a company vehicle ?  If so, your options may be somewhat different to those covered by consumer law/guidelines.  If it's a B2B arrangement then different guideline will apply.

DullGreyGuy

q17creative said:

I’ve been trying to negotiate with this company as my business is struggling for 2 months and tried to organise a payment plan. They won’t discuss it, they’re not open to help people at all, they just send a termination notice. It’s really not helping my mental health at all, as I’m on anti-depressants, this company are just the worst, unhelpful in a time of need 

Is this a commercial lease/finance or is it a private lease/finance which you're struggling with because your income is down at the moment because of your business? 

The requirements on them are different if they are dealing with a business than if they are dealing with a private individual