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Home insurance no claims.
Hi all I am just filling in a form for home insurance and it is asking about claims with my last insurance company. there is a scale 0 to 9+ years, I made a claim last year but previous to that claim I had never claimed in 40+ years. Do I go back to zero because of that claim.........TIA
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boiler insurance combined with cylinder service / why are cylinders not included ?
Hello, i am used to having boiler insurance and getting the boiler serviced. We have had an indirect system for many years but just realised that the hot water cylinder should be serviced each year but none of the plumbers even mentioned it. I cant find any company that will service both the boiler and the cylinder as part…
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FOS can’t look into my complaint as >6 years, can I go to MCOL?
Basically I have a car finance mis selling claim that I complained 6 years 2 months ago. The company alluded to the fact that the mis sold it in their final response by saying that it may have been mis-sold, but rejected it because it was over 6 months and said that they don’t permit the FOS to look into it. It was…
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Over 50's Life Cover Plan - Miss-sold?
Hello, I'm hoping someone can help me on the next steps to be taken? My father is 84 and we have just been going through his finances. He took out an "Over 50's Life Cover Plan" with Engage Mutual Assurance in 2006 and has been paying them £12 a month for £1700 death cover. He has obviously paid a lot more into this policy…
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Mis-sold Shares
Has anybody used the company Gains Clark Ltd to reclaim money for mis-sold shares?
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AXA & HOME PROTECT DELAYING CLAIM SETTLEMENT FOR NEARLY 2 YEARS!
Hello everyone - I need your help in how to deal with AXA's failure to pay an almost 2-year old insurance claim... THE BELOW IS THE EMAIL I SENT AXA & OTHERS AFTER MANY, MANY DOCUMENTS CORRESPONDED. MY "FINAL DEMAND" EMAIL IS WHAT FOLLOWS BELOW. AS OF TODAY, STILL NO ACTION WHATSOEVER. ANY ADVICE WOULD BE WELCOME!! SORRY…
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Reclaiming tax on interest on joint PPI claim - check my workings, please?
Hello all you lovely knowledgable people! Got a PPI payout on a joint loan, and rather than a separate payment each it was a single payment into our joint account. I want to claim back the tax paid on the interest, and just want to make sure I'm doing this right. Questions:1 - does it have to be split 50/50? I'm a…
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Diesel claim
Is it worth signing up for the diesel claim as I've heard a lot of advertising about them and have had 2 diesel BMW over the past 5 years.
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Accident plan mis-sold as Life Insurance!
My Husband was sold Life Insurance in or around November 1999, via his Bank through Stonebridge Intl. Guess it was over a phone call, whilst he was at work. He was given the impression that it will be provide peace of mind and financial security to our 2 Daughters in case something were to happen as he was a sole earner at…
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PPI Tax Rebate - Brooksdale
I have recently been called by a very pushy person from the above company claiming o am due a tax refund on PPI. Although I can't remember this person claims they processed my PPI claim before and they did have my personal details so they probably did. What i do remember is that i received NO PPI refund as no co. could…
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RAC platinum extended warranty - how to claim for mis-selling/ unsuitability?
I bought a 3 year RAC Platinum plus warranty when I purchased my used car 2 years ago, priced £799, on the basis that it would provide total peace of mind for any issues (as the sales person said). All I was given was a leaflet, the whole policy came via email afterwards. Having now read the small print, as I was intending…
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Public Liability Insurance as music consultant for a venue
Hello everyone, I've recently taken on the role of a music consultant and director for a venue, operating as a subcontractor responsible for managing their music programming and overall musical image. As part of my responsibilities, I need to organize the schedule for the venue's DJs, and their contract agreement…
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Courtesy car not given by insurance despite stated in Policy
First of all Happy New Year everyone My hasn't started well with my Car Insurance, I had an accident due to the heavy snow, I am fully comp and my Policy states I can have a courtesy car while my car gets repaired When I called the Operator said that I might not be entitled to a courtesy car and I am looking at a total…
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How is my company affected by injury claim?
Hi all Hoping to get some advice. I have a relatively new company ( roofing) 2 years old I have insurance. 6 people within the company 2 are directors. Recently we had a claim made for a personal injury claim this was made by an ex employee (disgruntled I believe) who I had to sack due to conduct (on phone all the time not…
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Opt Out of Diesel Claim
Hi Everyone I looked into joining a diesel claim and after reviewing the possible costs if not winning and costs associated with following the case I decided not to go through with it and did not provide them with the relevant information that would allow them to proceed. Now Slater & Gordon are claiming that I actually…
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phillipson hardwick advisory
Hello just needing a bit of advise please used this company phillipson hardwick advisory. I know with out being told I'm a fool for using them I was sent over by a company who did a very good job getting all my ppi back so thought they would be OK with out reading into them. The problem with them is the have had my tax…
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Can I take out a pay monthly buildings insurance policy without a hard credit search?
So I need to take out some landlord buildings insurance, but as I want to manage my cash flow I’d prefer to pay monthly. However each company I speak to says that I’d have to have a hard credit search ran on me. I obviously want to avoid this to preserve my credit score as I have some other important bits of credit I need…
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Dealing with no-fault valuation offer
Hi, I was rear-ended in an accident last week by a speeding driver and initiated a no-fault claim through my insurer. I was given a hire car that I assumed was a courtesy car by a third-party company who then called me about the valuation offer. I have disagreed with it completely as they are offering 7.5k but the market…
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Then.tax Ltd PPI interest claim
Hi I claimed alot of PPI back using a company called Allay Claims. It seems that they have partnered with a company called then.tax to claim back the PPI interest that was deducted. I agreed to let them look into it and signed their form on 19th Oct. I was having a read of the agreement last night and didn't particularly…
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Ppi tax reclaim taking ages
I submitted my R40 form 7 weeks ago. I had an acknowledgement saying we will be in touch within 14 days but have heard nothing. Is this normal?
