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PCP claims, are they a scam?
Hi - new to the forum. I was wondering if there are any genuine PCP claims out there that have been processed/successful, or are they just a scam. I was contacted a while back and was told that due to my credit score being good at the time and that I was charged 6.3% when it should have been much less I had a case. I was…
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Are The Claims Guys Legal Ltd. being Underhanded?
So, back in the day and PPI reclaiming was at it's height, I used The Claims Guys - not to be confused with The Claims Guys Legal allegedly! - to see if I had any claim for PPI on a No Win/No Fee basis. And to be fair, they were brilliant and the amount of PPI I had returned from lenders over several years went to pay for…
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I think I'm being conned by Allay (PPI)
Please forgive the lengthy post, hopefully someone has been in the same situation as I'm currently in who can advise me what to do next. Back in January I saw an advert on Facebook for a CMC called Allay Claims who were offering free, no obligation searches for PPI's, and as I thought I might have a claim but wasn't sure,…
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Leasholder building insurance
I have seen that there is a recent class action to reclaim buildig insurance commisions charged to leaseholds. See below for more information Freeholders face class action over insurance commissions - Leasehold Knowledge Partnership Will my landlord charge any legal fees in dedending this action to all leaseholers in the…
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Non Standard Finance - everyday loans/George Banco
Seems that they have agreed a level of finance for Everyday loans complaints at 25.73p to the pound. Non-Standard Finance group (NSF) proposed a Scheme of Arrangement in March 2023. This Scheme was approved in June 23. Although payment was due originally in April. Those who complained about unaffordable lending who had…
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Barclaycard Historical PPI Claim Resulting in a CCJ!
Buckle up everyone! I need some help & advice please before I totally lose the will to live! Ok, so in a nutshell I received notification in the middle of June from Credit Karma that a CCJ had been applied to my credit profile. Initially I thought that it was an error, but on further investigation I found out that the CCJ…
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20% Tax withheld by Churchill on compensatory interest
Hi all Randomly after 7 years Churchill have sent me a letting outlining that they under paid for a written off vehicle. As well as paying this amount a compensatory amount of just over just under £270. In the letter they are deducting 20% basic rate income tax 'in accordance with HMRC' from the compensation. In my head,…
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Clockwork Claims - Plevin Group Litigation
I've been bombarded with emails, text messages and a phone call to sign up to the Plevin Group Litigation. I've previously had a very small payout a couple of years ago for PPI. Clockwork looks and sounds legit but I would be great to hear from others. If I'm not wrong they did say a payout would be subject to a 50% fee…
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Halifax TMP
I took out TMP alongside my mortgage with Halifax in 2008. I sold the property in 2019 and paid off the mortgage. I got in touch with them twice afterwards to cancel the policy. I had no mortgage, no kids and didn’t feel like I needed this anymore. On the first call it felt like I was given the hard sell on the life…
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Post Office Insurance Society
My mother has sadly passed away and we are starting to go
through her paperwork. We have found a policy that relates to my late father who
worked for the Post Office. The policy was in a side cupboard and we are pretty
sure that my mother knew nothing of this policy even when my late father passed
away. My Father started…
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GE Capital Woodchester
I am new to this forum so please bear with me ! I had a car loan (through a Dealership) from above named, in 2004 and I note that they are no longer operating. I have looked at website and baffled as to how/who to contact re a potential claim ? any advice will be greatly accepted !
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Martin Lewis: Three must-dos by 5 April
There's just weeks left to submit claims potentially worth £100s on everything from incorrect tax codes to uniform tax rebates. With all of these you can only reclaim for the past four tax years, so you need to act now for the 2017/18 financial year, warns MoneySavingExpert.com founder Martin Lewis during the final episode…
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St James Place compensation
I submitted a claim to SJP direct in over three months ago. I received acknowledgment via my SJP partner but have heard nothing since. How long are claims taking to be processed
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Mis sold life & critical illness insurance
Over 25 years ago I was sold life & critical illness cover with a Halifax mortgage and despite cancelling the original mortgage with them when I moved and changed mortgage providers I have been paying monthly for this cover ever since. Only in recent years have I realised that I’m not sure it was the best thing for me to…
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FOS consultation: Charge to be made to complain to FOS if you use a claims company
The Financial Ombudsman Service (FOS) has proposed changes to its fee structure in a consultation paper. Under the proposals, FOS intends to charge Claims Management Companies and other professional representatives (e.g. solicitors) up to £250 to lodge a case, which is reduced to £75 if the case outcome is in favour of the…
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Hastings Direct
Since I sent a cancellation request by email on 31/1/23, Hastings have auto renewed me twice (over £1200) and now only offer a protata return from the time I brought this matter to their attention (so called insurance period from 2/24 to 2/25). I have sent them a copy of my bill of sale for the car and a copy of my emailed…
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Mis-sold Life Assurance but start date is 1 July 1988 is there no hope?
Hi Thanks for your time looking at this. I was sold a life assurance policy back in 1988 when I was just 20yrs old, I didn't have a mortgage, I had no dependents and my health was good. It was sold to me on the basis that i paid in a small monthly amount and it would pay out £100,000 on the event of death for my next of…
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Home insurance claim about an old leak that was discovered recently
Hello folks, I recently bought a house (this is my first month in). Soon after moving in, I realised that there is a leak coming from the top floor. I called a plumber for investigation and it appears that the shower is leaking from underneath the tray for a while. As a result, the floor (cheap wood board) has rotten…
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Out of Date Claim
Hi Martin I've received a letter from HMRC to advise my claim is out of date for a tax refund paid on a PPI payout in 2018. Is there any other way I can claim the tax back. Rung the tax office but they only quoted to 4 year rule. Many thanks
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Tax Tree
I recently found out through HMRC that i was due a rebate. on double checking to make sure it was genuine i noticed that the cheque was being sent to a company called Tax Tree. I spoke to HMRC who said i had signed a document giving Tax Tree permission to act as my agent - news to me. After considerable time HMRC agrees to…
