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UK Insurance LTD
Anyone have experience of dealing with UK Insurance LTD? I reported a bump (my car-clutch at a stop- no visible damage/ no damage the other party could note at incident but 2 days later messaged me stating were scratches that she wanted sorted privately) to By Miles (i contacted my car insurance as a note of interest by…
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Is my mortgage lender public knowledge
Hi all,I had my current mortgage arranged by a person at a building society who i beleve was an independant advisor and they arranged my mortgage with HSBC which i have had for nearly 5 years and it's coming to an end in March and so HSBC have emailed me to ask me to pick a new mortage rate which is currently about £60 a…
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Was a mis-sold car loan?
So about 8 years ago I bought a 2nd hand golf for around £9k from Volkswagen. Now I had the cash, but wanted to pay by credit card so I could take advantage of the cashback offer on my credit card. Anyway they said i could only pay max £500 on credit card rest debit. But this is the thing. They said if I take car loan then…
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Possible Plevin claim
I have been trying for awhile to look at possible money refund from a mortgage my parents had and under Plevin rules. They had a mortgage with Alliance and Leicester which obviously would be with Santander looking into it now. Yes, I was executor and have probate. I used a company awhile ago to look into it for me and they…
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Diesel emission claim for deceased.
Hello, My grandfather passed away 30/05/2022. He had a finance agreement on a vehicle with BMW Financial Services. I have the agreement number, registration etc. Am I right in believing that I can draft an enquiry/complaint using the MSE tool and amend the details to be on behalf of my deceased grandfather rather than on…
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Surecover Group
Hi This company are an appliance cover group Since January 24 they have been debiting £240 per fortnight from my mothers bank account My mum spotted 2 transactions in August and called them, was promised a refund - none received I was reviewing her financial transactions with her and her bank last week and discovered that…
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RETROSPECTIVE Claim - Combined Life and Critical IIlness Protection and Income Protection
Hello Everyone, I was wondering if anyone knows anything about making a retrospective claim for the above-mentioned policy. I paid premiums between 2010 and 2023. In 2020, I became unwell and, as a result, stopped working. I never claimed anything (although I was still paying premiums) simply because I was not well enough…
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Underhand bank
Could anyone please advise. Had my mortgage statement through from Halifax and notice ‘monthly insurance installment’ of £64. After 5 days of calls we have discovered we’ve been paying for home and contents insurance for 8 years that was cancelled and looks like it was hidden in a ‘sub account’. Miraculously, after hours…
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Ingram Toft claim ref Amigo
Hello, I had a loan with Amigo back in 2018. I had filled in a claim form with Ingram toft to seek compensation from Amigo of which was back in 2020. I am aware that the first scheme was declinded by the high courts in 2021. I then had emails from Amigo to submit a claim and to ensure my details such as address, bank…
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Indemnity policy
Hi In the throws of moving house . Our buyers solicitor has asked us to have an indemnity policy for our oil boiler cos we have no installation certificate. Boilers only 9 yrs old and has a full service history. I read these policies are not worth the paper they are written on. The boiler was put in by a fully qualified…
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PCP (or HP, both on documents!) documents not complete
My daughter has
autism and ADHD (medically diagnosed) and is vulnerable in all aspects of life.
She also has had a hand and neck operation and is finding a manual difficult.
she has contacted the finance company about affordability and the possibility of
changing to automatic but they are not offering any help. She took…
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Fast track reclaim
I've just got an email from fast track reclaim stating that if i don't pay them for their service to reclaim ppi they are going to start county court proceedings against me, even though I haven't signed anything for them to claim ppi for me (oringally i only asked them to look into it for me) can anyone advise me on what…
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Claims management company
Looking for some advice please, a car crashed in to my front wall and damaged it as well as the fence and lifting the resin drive. The driver was insured and has totally written off my neighbours car! My question is I do not want to use my house insurance as will have the joy of increased premiums next year! And in…
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Norther Rock insurance
Long time ago but it seems NR has had a few red flags over the years . Late 1980s had a mortgage with NR . Took out insurance for illness . Was told if unable to return to work that my mortgage would be paid off . Late1990s was ill and claimed the insurance for 9 months .(could claim for a year) Rang to ask them what would…
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PPI and Tax
Looking to enlighten myself a bit.... I submitted a R40 form in March to claim back tax paid on a PPI rebate for FY 2021/21 - specifically the element Deduction from statutory compensation for income tax at 20% As I was under the impression I had a personal savings allowance of £1000 before I had to pay tax on it (and I…
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RECENTLY DISCOVERED SERIOUS ISSUE WITH LLOYDS BANK APPLICATION TO SCOTTISH WIDOWS
2009: I was urged by my then Lloyds TSB Bank employee to abandon thoughts of a renewal of my previous endowment policy which was at that time close to maturity. He 'strongly urged' me to take up a policy with Scottish Widows instead which he described as a policy that 'goes above and beyond the benefits' I could ever…
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Business insurance mis-selling
My brother and I set up a small business together back in 2002. We had several meetings with a High St bank (one that my brother had used all his life up to that point), and were given the option of opening a business account with them, but in order to get the account (and possibly "free business banking", although we were…
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Motor Insurer's Bureau (MIB) and Road Traffic Accident Victims
Hi everyone, I'm wondering if you've had any trouble with the Motor Insurer's Bureau (MIB)? The MIB are the UK's safety-net insurance company that all motorists pay into when they renew their car insurance. It's a government quango setup in the 1940s to compensate road traffic victims of uninsured drivers and untraced…
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mis sold solar panel insurance
I've been contacted by a company called writenwords they say if I pay them £800 that they can get £12000 compensation for the fact that the installers of my solar system went into liquidation, then started up another company using assets from previous company. Is this a scam.
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Mallard Vehicle Finance
I’ve been trying to negotiate with this company as my business is struggling for 2 months and tried to organise a payment plan. They won’t discuss it, they’re not open to help people at all, they just send a termination notice. It’s really not helping my mental health at all, as I’m on anti-depressants, this company are…
