📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Travel Insurance

Options
I booked a holiday last year for a holiday I’m going on this year. At the time of booking I had annual holiday cover with additional medical cover. I’ve now renewed but they have refused to give me any additional medical cover as I’m under investigation for an unrelated issue. Am I covered on the original expired cover should anything happen related to the originally covered medical condition while I’m away? Very confused how it works when your insurance changes when you renew after booking?

Comments

  • Browntoa
    Browntoa Posts: 49,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not covered on your expired insurance

    Staysure cover existing conditions, they will just exclude cover for the new condition 
    Ex forum ambassador

    Long term forum member
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    magd36 said:
    I booked a holiday last year for a holiday I’m going on this year. At the time of booking I had annual holiday cover with additional medical cover. I’ve now renewed but they have refused to give me any additional medical cover as I’m under investigation for an unrelated issue. Am I covered on the original expired cover should anything happen related to the originally covered medical condition while I’m away? Very confused how it works when your insurance changes when you renew after booking?
    You'd have been covered had you had to cancel during that period of insurance, having not needed to cancel back then you are now under the terms of your new policy which excludes the condition. 

    You may want to consider buying separate insurance, no one is going to cover an undiagnosed/under investigation condition which will result in a broad exclusion but they will consider covering other unrelated pre-existing conditions. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.