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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Barclaycard Online Servicing now closed
Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..
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Barclaycard CSV exports
In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…
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Cards to use abroad
We normally go on holiday to Europe and load a Caxton card with euros to use while we are away. However, we are off to Stockholm very soon and are wondering whether it will be better to use our Nat West ordinary credit card, or a Santander All in One to pay in kroner. I also have a Santander Edge debit card. In the Money…
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Halifax moving from Mastercard to Visa
Anyone else got the email to inform them their credit card is moving from Mastercard to Visa? I have a Clarity credit card as I get free foreign transactions, which I thought was just a mastercard thing. It doesnt really say if this will still apply when switching to Visa, and even Halifax helpdesk werent sure when I spoke…
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Vanquis travel credit card
I chanced upon this whilst trawling Facebook - has one unusual perk apparently - free airport lounge access if your flight is delayed 90 minutes or more. Also a facility for applying for refunds when compensation is due. No fees on foreign transactions when purchasing goods or services. Anybody got one and had experience…
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How quickly can I change credit card provider without it hurting my credit score/history?
For context: This is my first credit card and I'm not looking to change to get more credit, I want to change because my current provider has been an absolute nightmare to deal with and their customer service has been terrible (by 'change' I mean get another credit card and cancel this one)
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JAJA Minimum payment
Hi, Foolishly assumed my minimum payment was the interest plus a percentage of the balance which iis how previous cards had worked. I have been paying the card off but recently my balance has climbed so now having to pay the minimum for next few months. My interest rate is 40% so am trying to clear card and cancel ASAP. My…
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Best Credit Card For Buyer Protection?
I am looking at a credit card purely for purchase protection (I do buy from reputable suppliers). This can be goods or services, so I mean chargebacks and section 75 refunds. Specifically one that is easy to deal with. I've not had any bad experiences, and don't need a card for delayed payments (cashback would be good…
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Declined Section 75 claim. No valid DCS link
I hope that someone can help. I was tricked by a roofing company into paying £2500 for 30 minutes work. I later complained to my credit card company that I had been promised a 25 year guarantee for the work but didn't receive it. They declined to raise a Section 75 claim as there was a fourth party involved. The roofing…
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CapitalOne moved to mobile app only
I like to view my CapitalOne credit card account online on my laptop. They have just, on 4th August, moved to a new system whereby you have to download an app onto your mobile phone instead. You can't use the secure messaging function any more unless through the app. I phoned them, and said I understood I could download…
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Getting refund via credit card
I purchased some theatre tickets for Paddington the musical from a site which I believed to be the official ticket site. I used my credit card to buy the tickets, once purchased I realised that it wasn’t the official site but a third party and I was charged £16 per ticket in fees. My question is that although the tickets…
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M&S Credit card rejected with excellent credit
I’ve just been rejected for an M&S credit card even though I have an excellent credit score low debts and pass all pointers so must be M&S algorithm think I’m not worthy..? I pass all of the “How to get a good credit score” etc and my ClearScore account shows I have no issues. completely perplexed at being refused ? would…
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Lloyds Ultra Credit card minimum paymt/due date weirdy
Tried uploading an image but it's not happening. When I check my app, the Statement balance is showing, but Minimum payment is showing as NIL and Due date N/A. Obviously this is wrong, and I've had to go hunting round to find the statement so I can get the correct details. OH also has a LUCC (different account) and his app…
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Told that Halifax balance transfer can't be made to MBNA card
This discussion was created from comments split from: Halifax zero balance transfer is a joke.
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MBNA to Lloyds / Halifax Balance transfer
Possible or not as part of same group. Lloyds saying only not possible to other Lloyds cards ?
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Lloyds credit card is unusable due to overzealous security algorithm
I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for Lloyds whose automated security algorithms have twice stopped me from buying something with my Lloyds so-called 'Ultra' credit card, and then blocked the card. This is…
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AI doing its own thing with online payments?
Autonomous action by AI has already spread online payments, as well as AI developers. A cautionary tale. Last night I tried to buy some unexciting car parts online from a well known (ie. legitimate) Audi supplier. I did so using a link supplied by them with a pre completed on line invoice. I tried to pay with Barclaycard:…
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Jacamo / JD williams overcharging (CHECK NOW!)
Hi, I wanted to ask if everyone with a JD williams or jacamo pay account to check their statements. I recently found them to be overcharging me on my jacamo account after firstly dismissing me at first and we're very blunt that they would fix it and refund the discrepancy but then I checked my JD williams account and found…
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Credit score help
Hello, I was wondering if anyone can give me advice on how to fight back on credit score being low due to missed payments. When I changed to a new bank account, I updated my phone contract with my new card details but every month they contact me saying I have missed my bill payment. Thanks so much in advance.
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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