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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Merchant name on statement
I recently bought new glasses from Vision Express in-store at Tesco. Everything was fine until I checked my American Express statement. The two transactions I expected had gone through but the Merchant name was a Drama group that I know to be located about a mile up the road, no reference to Vision Express. I contacted…
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0% credit cards
Hi I am buying a couple of high value items in the order of few thousand pounds and came across zero percent credit cards; applied for the Natwest card and within mins email from bank saying new shiny card on the way, btw I am premium Natwest customer so would have been v disappointed if was declined, I have no issue with…
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Section 75 Help - Fraudulent item
I bought a Tag Heuer watch as a gift in 2023 it was still under the original warranty and was bought from an online watch shop. It came with all warranty documents, all the tags, stickers the works. The warranty also was registered with tag confirmed on their now defunct (because it was worthless) warranty checker. It was…
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Existing Customer Transfer Offers
What Money or Balance transfer offers are existing customers getting and where from? I’m especially interested in the percentage fee. For example Lloyds are currently offering me 24m BT with 3% fee.
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Barclaycard CSV exports
In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…
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BARCLAYCARD MONEY TRANSFER OFFERS DRYING UP?
Husband has had a Barclaycard for many years (with me as an additional cardholder) and we use it for most of our spending and normally pay it off IN FULL 😄every month. Whenever he logged in there were offers for 0% balance transfers and money transfers. Last year we were buying a house and he also needed some expensive…
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Using HSBC Credit Card
I've just received an HSBC Credit Card, however the paperwork says nothing about the 3 year transfer at 0% mentioned on the newsletter, the main reason I applied, only an expensive 24.9%. It seems like a standard piece of paper though. Has anyone explicitly received the 0% rate? Second question is, can the card be managed…
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Keep old AMEX open or close it down?
I just applied for and was accepted for an AMEX Gold card. I have an AMEX BA card which I have had since 2017. It's actually currently my oldest running card. But as I rarely fly BA / use Avios anymore, I have no need for it. My question is should I keep the BA Amex open just for the tenure of the card. Or just close it…
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Paypal Credit - Pre-scheduled payment system changes the date!
Hi All I have a major problem with my paypal credit account and i am wondering if anyone else out there is currently dealing with the same problem - or can test their paypal credit account and see if they have the same problem! I have always used Paypals 'pre-scheduled' payment option - so at the beginning of the month, i…
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Contacting the Financial Ombudsman after a case is closed
Earlier this year I took a case about my credit card to the Financial Ombudsman and the case was closed in March. I now need to contact the Ombudsman about a particular piece of evidence, and am not sure how to do it. I can log in to the ombudsman site and see my complaint but don't understand how I can contact them about…
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Need help to sort out credit card dilemma
We are heading off to Australia soon for 4+ weeks. When we arrive I will need to pay the balance of our accommodation costs - £5000+ This need to be paid in AU$ Originally I had booked somewhere else that wanted payment in UK£ so, in the last 2 weeks, I increased my credit limit on my Avios Barclay Card to £7,500 However,…
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Lyods cashback disappeared!
Hi - since January I've been putting all spending on my Lloyd's Ultra card, after switching to them for the £250 offer. It gives 1% cashback till January next year. The amount always used to be shown in the app along with balance etc. It stood at around £250. Now the app has been "refreshed" I can't locate it. The "reward"…
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Credit Card in Credit
Are all Credit Card companies happy if you have your Credit Card in credit? I spend a couple of months overseas in the winter, and for a long time I have added around £1000 onto my Halifax Clarity Card, and use that when purchasing goods, supermarket shopping etc. without any problems. I have became very dissatisfied with…
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Good starter credit card to build up credit score for 22 year old
Hi, My daughter (22 year old) has just finished Uni and has a couple of part time jobs and is earning reasonable money. She has no debt (apart from student loan) and currently just uses her debit card to purchase fuel, clothes, socialising etc. She is now wanting to start building her credit score and is looking at getting…
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Credit Cards and ATMs
Why is it that, when I ask for a balance, instead of telling my what my current balance is, the ATM tells me my available credit? I'm looking for what I owe, not what I still have available to spend.
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Cards to use abroad
We normally go on holiday to Europe and load a Caxton card with euros to use while we are away. However, we are off to Stockholm very soon and are wondering whether it will be better to use our Nat West ordinary credit card, or a Santander All in One to pay in kroner. I also have a Santander Edge debit card. In the Money…
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Authorisation - any record ?
When a retailer authorises £1000 against a VISA credit card and subsequently takes £500, does any record remain of the original authorisation ?
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Lloyds credit card is unusable due to overzealous security algorithm
I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for Lloyds whose automated security algorithms have twice stopped me from buying something with my Lloyds so-called 'Ultra' credit card, and then blocked the card. This is…
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Barclaycard Online Servicing now closed
Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..
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Warning over Amazon Barclaycard
Just been told by Amazon Barclaycard that they currently can't increase people's credit limits. Just to be clear, I don't mean that they won't give me a higher credit limit but that on the Amazon Barclaycard the system isn't set up to be able to do this 🤬 I have never heard anything so ridiculous for a major brand -…
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