Credit cards

💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…

I have a Halifax Clarity CC from the days when 'no foreign transaction fees' was unusual, but as this is no longer the case I hardly ever use it. As far as I can see it offers no other benefits. I also have Lloyds current accounts, so the CC now appears alongside these when I log on to Lloyds. Lloyds make it easy to change…

Hi all, Hopefully someone can shed some light and/or point me in the right direction. The short version is that my partner and I are starting to consider buying a property. I spoke to a mortgage broker who advised that I apply for a credit card (my credit score is good, everything is clean, etc., but I've no credit…

hi has anyone had problems with their Halifax credit card accounts. Back in sept well before the 5th oct after getting my Halifax statement in their app, I received an invitation to download and move my account to Lloyds, I carefully followed their instructions , but Lloyds would not recognise my account . So I went back…

Evening, I signed up for the Barclay card on the 11th Sept, it was accepted and I have the card which works fine. Has anyone else who signed up had the Apple TV+ code through at all? regards, Greg

Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..

Has anyone else had problems with trying to close a credit card? It is a Royal Bank of Scotland balance transfer card that I have paid off in full a few days ago. The balance does show as zero. If I try to close through the mobile app, I get a Submit button, but when I click on it the button does change to the same button…

So I checked my DDs this morning (NatWest) and my Capital One DD is showing as cancelled (I did not cancel it and no payments have ever failed from it.) DD still showing as in place on the Capital One app. I have a vague recollection a few months ago of them saying you might see two DDs from us but only one would claim…

I have 2 Barclaycard. One I don't use and has a small positive balance, one I do use. The website has been turned off for payments, so on Friday I paid the statement balance of the one I do use (£560). This has been credited to the wrong account. If I click on the correct card to pay my bill, it shows both cards. The one…

I recently had an unexpected item of expenditure so when my credit card bill came in I paid off most of it, but not all. I paid well over the minimum and well within the payment date. I paid the balance off four days later. HSBC wanted to charge me interest on the total amount of the bill. I had assumed that I would only…

In anticipation of the closure of the Barclaycard Online Servicing web facility on 19th August, I decided to investigate the current Barclaycard facilities in Barclays Online Banking. As a long-time user of the CSV export facility of transactions, I tried the facility on the Barclays site. Not only are the columns in a…

I've just been approved for a Santander Rewards credit card, I partly applied for the rewards and to now ensure I have a Mastercard (again). I currently have the following: Santander - credit limit £6400 Barclays reward - credit limit £5000 Halifax Clarity - credit limit £5000 I was going to close my Barclays one as it…

My wife has a secondary card but no CC of her own. If she buys plane tickets, these will not be covered by section 75 as the secondary cardholder card is used.If I use the main card to buy tickets for her, these still will not be covered by section 75 as I am not buying them for myself.I am NOT flying with her.Am I correct…

Hi all, I have a balance transfer credit card and 2 other normal everyday spending credit cards. Im thinking of applying for a rewards card but was wondering what would be a good rate to get on the rewards card if I'm accepted and would it help or hinder my application if I closed either of the everyday spending cards or…

just a rant thats all, out shopping today, teatime today cc app req a auth for sportdirect online £170, it wasnt me and i live on my own looked for my card and somehow fell out my backpocket, called natwest straightaway, and straight through cancelled the card they also blocked the device used, no other transactions were…

I was able to get a vanquis card with 6 month free interest, which I was using to target my capital one card debt. In my rush, I accidently did it against the wrong account I had with them (one was a balance of £1.65k, one had a limit of £200). Silly me did it against rhe £200 putting me something like £750 in credit.…

Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?

Just had a look at the Co-operative Bank's credit card pages, to find this message: We're not currently accepting credit card applications while we update our services. We're sorry for any inconvenience. I know the Co-op Bank is currently updating all manner of their systems, and this looks to be part of that process. Just…

Halifax moved to Lloyds. For the Clarity credit card which I always use abroad due to great/nil fees as historically recommended by MSE :-) , will the new card have exactly the same benefits abroad ? Thanks

Hi, Apologies if this has already been asked elsewhere.😊 I'm looking into applying for a credit card at the moment, and I can see some have minimum salary requirements, e.g. must be earning above £7000 to apply. I fulfil that criteria for now, but I just wondered, what would happen if I lost my job or had a period between…

I have recently received my new AMEX Platinum Reward card which I applied for having read MSE's analysis of it's benefits, specifically the introductory 2% maximum reward rate (for purchases over £10K pa) available to new applicants until 12/01/2027. I have just received confirmation that I have activated the card…