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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Declined Section 75 claim. No valid DCS link
I hope that someone can help. I was tricked by a roofing company into paying £2500 for 30 minutes work. I later complained to my credit card company that I had been promised a 25 year guarantee for the work but didn't receive it. They declined to raise a Section 75 claim as there was a fourth party involved. The roofing…
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Lloyds Ultra Credit card minimum paymt/due date weirdy
Tried uploading an image but it's not happening. When I check my app, the Statement balance is showing, but Minimum payment is showing as NIL and Due date N/A. Obviously this is wrong, and I've had to go hunting round to find the statement so I can get the correct details. OH also has a LUCC (different account) and his app…
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Told that Halifax balance transfer can't be made to MBNA card
This discussion was created from comments split from: Halifax zero balance transfer is a joke.
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MBNA to Lloyds / Halifax Balance transfer
Possible or not as part of same group. Lloyds saying only not possible to other Lloyds cards ?
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How quickly can I change credit card provider without it hurting my credit score/history?
For context: This is my first credit card and I'm not looking to change to get more credit, I want to change because my current provider has been an absolute nightmare to deal with and their customer service has been terrible (by 'change' I mean get another credit card and cancel this one)
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Lloyds credit card is unusable due to overzealous security algorithm
I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for Lloyds whose automated security algorithms have twice stopped me from buying something with my Lloyds so-called 'Ultra' credit card, and then blocked the card. This is…
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AI doing its own thing with online payments?
Autonomous action by AI has already spread online payments, as well as AI developers. A cautionary tale. Last night I tried to buy some unexciting car parts online from a well known (ie. legitimate) Audi supplier. I did so using a link supplied by them with a pre completed on line invoice. I tried to pay with Barclaycard:…
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Jacamo / JD williams overcharging (CHECK NOW!)
Hi, I wanted to ask if everyone with a JD williams or jacamo pay account to check their statements. I recently found them to be overcharging me on my jacamo account after firstly dismissing me at first and we're very blunt that they would fix it and refund the discrepancy but then I checked my JD williams account and found…
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Credit score help
Hello, I was wondering if anyone can give me advice on how to fight back on credit score being low due to missed payments. When I changed to a new bank account, I updated my phone contract with my new card details but every month they contact me saying I have missed my bill payment. Thanks so much in advance.
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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Barclaycard Online Servicing now closed
Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..
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Amazon Barclaycard
first time posting so hope this is the right place. I wanted to transfer a balance from the Amazon Barclaycard to a new 0% card. The new one said it wasn’t possible from Amazon Barclaycard. I contacted them via live chat and the confirm they don’t allow balance transfers out. How can this be right???
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NatWest needs IT staff
I started life with a Sainsburys credits card. Recently it was taken over by NatWest. I have to say at this stage that the changeover was straightforward and fine. I even helped my friend to transfer. The card continued as a master card until earlier this year I was informed this was changing to Visa. Fast forward until…
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Halifax Clarity card moving from MasterCard to Visa
I've had a Halifax Clarity card for many years, originally acquired for its cost-effective handling of transactions when abroad. One additional benefit I have perceived with this arrangement in the past is that it is on MasterCard, thus providing an alternative clearing infrastructure if Visa isn't working for some reason.…
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Switching from Smile cc to Coop members cc
I've had a Smile cc for many years but when I switched my Smile current a/c to elsewhere to get a switch bonus I became no longer entitled to cashback with the cc and no new Smile current a/c can be opened anymore. So I want to switch to a Co-op members cc operated by Coop bank where I have a current a/c already. This will…
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Cancelling my Netflix subscription and UNSUBBY got in the way with £9.95 from my CC.
Well I've been in the past very careful to avoid Scammers and fake web sites etc. until this evening. I wanted to cancel my Netflix subscription and could not find how to on my Netflix website so put a search in my Browser for Netflix cancelation and by accident got the Unsubby website. Yes I was stupid but a little tired…
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How does an interest free period actually work?
Apologies if this is a simple question but I haven't had a credit card for a long long time. I've applied for a card with "15 months interest free" on spending. Does this mean I can spend up to the credit limit over 15months, save the cash to get interest and then pay it off? I was hoping so but I might be making a big…
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Monzo Flex Card Payment request letter
Morning All, Odd one here I have had a letter from monzo bank stating that there are 2 overdue payments on my monzo flex account. I do not have a monzo account or a flex card. The letter shows no account numbers or the like. I have called monzo and they do not have me on their system at all. Anyone else experienced this??…
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Mastercard users may be eligible for up to £70
https://www.bbc.co.uk/news/articles/c14kkjyrk20o am I reading this right ? Claim form here https://mastercardconsumerclaim.co.uk/ (Not live yet but soon will be) You could be eligible for up to £70 from the Mastercard settlement - even if you never used the provider Millions of Britons could receive up to £70 each…
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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