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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Do new NatWest credit cards need a signature on the back?
My old NatWest CC has a signature strip with 'authorised signature' printed above it. My new card also has what looks like a signore strip below the magnetic strip but no wording above the apparent signature strip and nothing related to it on the letter that the card was attached to. I'm assuming that a signature isn't…
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Avios Barclaycard
After reading on MSE you could get rewards by paying your council tax monthly on your credit card to get the AVIOS i started doing it, every month received 1 avios per £1 spent on council tax. This month none received, has anyone else had this issue
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Credit Cards - Fees on Gift Cards
For the second time I have been charged a cash transaction fee on a Caffe Nero gift card. The first time the card company and vendor blamed each other so I decided to use a different card this time - with the same result. I called MBNA to query it - expecting them to blame Caffe Nero - but instead the representative…
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25p for charity
there was a previous thread with this title (now closed). How do I find the information regarding how regularly do these donations get passed onto the charity - daily/weekly/monthly or even less often??
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Do I lose S75 rights, if the credit card is paid off and closed/cancelled?
I have an interest free card which is coming to an end (m&s). I made some big purchases on these, car parts for car, a swiss watch etc. I have acquired two new interest free on purchase cards, and managed to move the balance using the stoozing technique onto the new cards (no balance transfer fees here). The original card…
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Shocking treatment and marketing
So how insane, manipulative and irresponsible is this. Out of the blue, Barclays cut my platinum credit card limit by 15 times... Apparently following an alert from a credit referencing agency, despite NEVER missing a payment or ever approaching my credit ceiling in 15 years, my balance has been cleared by direct debit…
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Is the Chase Credit Card Better than Halifax Clarity?
I'm trying to slim down some of the different banks I have accounts with. At the moment, I have a Halifax Clarity credit card, which I use rarely but it's useful when I do use it - most of my spends are on American Express. The primary reason I got it years ago was the fee free spending abroad, although it's also useful…
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American Express Platinum Cashback Credit Card
I have this credit card and have reached £100 cashback (I’ve had this for 2 months now). I have until the end of March with the 5% cashback offer before it drops to 0.5%, it says that there is a maximum of £100 that I can earn. Is that per month or per year? It isn’t clear on the website.
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Sainsbury’s credit card transfer to NatWest
I have a Sainsbury’s credit card and have received various communications regarding the transfer to NatWest - I’ve received security info and activation codes from NatWest - l have registered for the app - I’ve had confirmation that my details have now transferred to NatWest but when logging in to the app the message says…
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M&S moving to HSBC
Did anyone else get the email yesterday about the proposed move of M&S credit cards moving to HSBC? I was rejected for a card by HSBC despite banking with them I'm a bit worried they will close my account after any merger as they previously rejected me, which will be next summer the high court says yes.
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Credit Card claim
My husband died in June 2025. I have noticed that he paid a deposit of £1665 for a holiday for May 2026 using his Barclaycard. He had not sorted out travel insurance, but I wondered if I could claim the deposit back from Barclaycard as I am no longer able to take this holiday. Thank you
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Paying off Skoda VMFS finance agreement with Lloyds Ultra credit card
So I've got a PCP with Skoda VMFS and I'd like to pay it off with Lloyds Ultra credit card and I have two questions. 1. Will I get the 1% cashback? Have any of you tried it? Most probably not but I want to double check if any of you have tried and had the luck. 2. Will I be charged for it? It does say free cash withdrawals…
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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Mortimer clarke / cabot historic debt with barclycard
Mortimer clarke sent me a letter this week acting on behalf of cabot who purchased an old debt from barclaycard I have never spoken with cabot ever I am disabled now on benifits amd not well Barclays £1500 debt they say with court fees with be over £2000 I have not paid anything from the debt since before covid as i was…
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Can someone help dumb this down (even more) for someone who's trying to learn credit card basics...
Hi! So for the past few years, I've made tried to make the effort to learn about credit cards and how they work, but for the life of me, my brain just can't grasp even the most basic of information in relation to how they work, when to use them, when I should pay off a credit card etc. etc. I don't know why I'm struggling…
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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Credit cards - cancelling and applying for new
I currently have a British Airways American Express® Premium Plus Card, with a hefty annual fee of £300, due to be renewed in January 2026. Having shopped around, the American Express® Preferred Rewards Gold Credit Card is more aligned to my spending habits, so my question is this: Should I cancel and close down my current…
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Transferring funds from a PlusNet reward card
Hi all, I've recently signed up to plusnet and have been given a plusnet reward card. I'd rather have the 65 quid in my bank account to help pay off a 0% Overdraft I used to pay an unexpected demand for fees from my PhD. However I can't seem to find away to do it. The terms of the card say I can't withdraw cash from it at…
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Balance Transfer Credit Card - minimum payment 1% of balance
I hope someone can help. I have a credit card whose 0% offer is expiring in the next few days. I need to transfer the remaining balance (around £6500) on to a new Balance Transfer Credit Card. Currently the minimum payment is 1% of the balance, and I need a credit card that matches that. I got a long way through the…
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Balance Transfer card - does transfer have to happen when opening account?
Please can I ask a very quick and hopefully simple question about balance transfer cards. Im looking to transfer around £750 to a 0% balance transfer card and pay it off over around 6 months - in general, do you need to do a transfer during the application process or can you transfer afterwards? Ive done the eligibility…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: Virgin Credit Card Balance Transfer by flaneurs_lobster
10 December at 8:23PM
