-
New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
-
Best card for regular 0% offers?
I’ve got a Barclaycard, Virgin and MBNA and regularly use them for large purchases and then transfer the balance to obtain the 0% offers. It’s worked well for a number of years but of late the Barclaycard offers have dried up, when historically they were probably the best of the 3. Can anyone recommend another card that…
-
Unsolicited email offering refund on car rental insurance
We hired a car 18 months ago and suddenly had an email asking for proof that we had bought CDW insurance- which I provided- they rejected first offering from me, but accepted second document I sent (is that trying to lull me into security?). So now, for small refund of 28Euros, they want my card details to pay me back. But…
-
New Santander 3% cashback card
Santander have launched a new credit card, paying up to 3% cashback, with no f/x or annual fees. Details at https://www.santander.co.uk/personal/credit-cards/santander-rewards-credit-card
-
Physical Credit/Debit Cards vs Apple Pay
Hi Despite having Apple Pay setup with all my credit and debit cards, I've always carried at least 2 cards in my phone wallet and always used the physical cards for payments. However, recently when abroad, I went to pay for something with my credit card and it wouldn't accept it - presumably as at €150 it was over the…
-
Prepaid US Visa with $1.02 Balance But Live In UK - Ideas To Use, Plz?
Was sent a prepaid US Visa card from a rewards app. Edit: It's a virtual card not a physical card so can't use it in a shop. The issuer is "Tremendous" and the balance is US $1.02. I live in the UK and am stumped as to what to do with it. Amazon won't accept it, Paypal won't accept it, I've added it to eBay but can't find…
-
Nationwide Member Credit Card
I applied for a Nationwide Member Credit Card at 01:10 on Wednesday 6th May 2026. The application information, only visible for three minutes "to keep my data safe", said I should hear from Nationwide within 7 working days. I took screenshots. I heard nothing. I assumed (my bad) Nationwide were busy with Fairer Share and…
-
Ample savings, lived in UK for decades *but* lived abroad for a decade
I moved back to the UK last month after a 12 years away in Canada essentially to retire early. My employment income is zero and I will only have a four figure annual pension for the next five years. However I have savings abroad which I am drawing from which are more than sufficient to live on. How should I report my…
-
Halifax Clarity card moving from MasterCard to Visa
I've had a Halifax Clarity card for many years, originally acquired for its cost-effective handling of transactions when abroad. One additional benefit I have perceived with this arrangement in the past is that it is on MasterCard, thus providing an alternative clearing infrastructure if Visa isn't working for some reason.…
-
Managing a credit card responsibly after being in debt with a DMP/defaults
Hi all, I've just got my first new credit card in over 10 years after a period of being very in debt (all old CCs are closed/paid off). I'm looking for some advice/pearls of wisdom on how to manage a credit card so that it works to enhance my financial status/credit-worthiness, and generally make life easier! For context,…
-
M&S credit card, Expedia problems
I recently signed up for an m&s credit card that is 0% interest for 25 months. I’ve got a limit of 6k and having been trying to book a holiday on Expedia for 1k, when booking the payment went through and then was reversed instantly. The card works with other merchants but seems to be a problem with Expedia and love…
-
Vanquis Credit Card Fraud - Issues resolving
Wanting some advice please Daughter has a Vanquis credit card. Overnight on 12th May there were 12 transactions all for slightly different amounts amounting to over £600 debited against her card and all of which were to Vinted. She does have a vinted account but the card is not linked to that account and she only makes…
-
safestyle door repairs
Safestyle installed windows and doors to my property on 13/02/23, and I paid the deposit with my credit card and the outstanding amount from my bank account. After the installation, I had some issues with the doors. Safestyle returned to make adjustments of the doors, as they did not close correctly. Unfortunately, the…
-
Flight refund on credit card after job loss
Hi, My wife and I were due to fly to Corsica on 28th June with easy jet and Air Corsica. I have just lost my job and was wondering if i can claim the flight costs back on our credit card?
-
Trying to find a credit card debt financial adviser
Hello, After several years of juggling substantial credit card debt and now paying a lot of interest every month (a big part of our income), we are feeling quite overwhelmed and defeated and wondered if we could pay for someone to help us untangle the mess in the best way possible. We have tried to find financial advisers…
-
Alternative to American Express card
I have had an Amex card for a few years, but find it is so often not accepted, I would recommend people think carefully about getting an Amex card because you will need another way of paying so many times… so I am looking for another credit card that also gives rewards. Are there any best or favourites here on the forum?
-
Closing an old card vs not
I currently have 2 credit cards (both 0%): Chase - NIL balance - £7k limit Tesco - £2k balance - £6k limit Should I close the Chase card as I'm not currently using it, and don't intend to in the future? I'm just thinking of chances of acceptance for a new one, when the Tesco card ends, as my credit utilisation will go up…
-
Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
-
RBS Credit Card statement date
A bit of a long shot, but has anyone opened a new RBS credit card recently? I’m trying to establish how soon after 1st use a statement will be produced. (I’m using full credit card payment DD on unused current ac I want to switch but would like to know how long it’s likely to be before payment is taken?)
-
Moving abroad - how to handle credit card debt?
Hi, I hope this is the right place to post this. My husband and I are looking to move to an EU country in the very immediate future. He is being made redundant as his workplace is closing, and he has managed to secure a job in my home country. We have a 1 year old, so it seemed like the right time to move to be close to…
-
Using A Credit Card For Safe Puchases Instead of Paypal
Thinking about getting a credit card to: (mainly) provide a way of getting my money back in case of dispute/scam earn points for purchases I usually use Paypal to purchase for reason (1), but having recently attempted a chargeback following a dispute with a seller, they immediately refused as it was past 30 days.…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.5K comments
Most recent: Amex is good-but be careful. by Emmia
10 June at 10:37PM
