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New to the Credit Cards board? Start here
💳 Useful threads on this board * Best Balance Transfers Discussion Area 💳 Related content on MoneySavingExpert.com * Our main Credit Cards page * Our Getting your first credit card guide * The Credit Card Eligibility Calculator * Credit Club * Our American Express tips & tricks guide 💳 Other boards on this forum * Our…
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Spam Button
Hi Everyone Just a quick reminder for long term users and a heads up for new users: if you spot any genuine Spam on this board, could you all please hit the spam button - it helps the forum team deal with it much quicker if we all work together to get it bashed. Please don't reply to the spam as this will just keep it at…
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Debt consolidation
I have come across a real conundrum. I have several credit cards that are zero interest amounts that mature soon and I wish to clear them by taking out a mortgage on an unencumbered property I own. I discovered to my amazement that although I’m only borrowing a fraction of the value of the property for the purpose of debt…
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Barclaycard Rewards
Just received email from Barclaycard We’re relaunching our Barclaycard Cashback Rewards service in the app and changing the name to Barclays Cashback Rewards. Keep an eye on your inbox for more news and updates soon. Wonder what other changes are in the pipeline beyond the name change ?
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Moved: Credit card after death
This discussion has been moved.
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Incorrect Tyres Fitted - Chargeback?
Hi Team MSE, I have question relating to Chargeback and Section 75. I had ordered two car tyres online and recieved confirmation via email confirming my selection (product and tyre size). On the the day of fitting, once the tyres had been fitted and payment taken, I went to inspect the tyres whilst the car was still on…
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claiming a refund under section 75 of consumer credit act 1974
I am in dispute with Anyvan.com I paid £1000 with Barclaycard for a very poor house move service,so I am trying to get some compensation. according to the letter from Barclaycard I am not covered ,Why?
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NatWest 0% credit card – no first payment taken despite DD being set up?
EDIT!!!!!!! I had misread the email, which I still think is a little misleading it meant I cannot add MORE balance to what I currently have Doh! Your offer to transfer a balance at 0% is about to end soon Credit Card account ending 2324 Hi all, Hoping someone can help or share if they’ve had a similar experience. I took…
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Interest on a credit card (even though paying off using a direct debit )
Hi, I have a credit card with Halifax. When I originally setup the card a direct debit was setup to pay the amount in full every month. However recently i have seen an INTEREST amount being taken from my card (although a small amount less than £1) I don't understand why I am having to pay any interest, as my direct debit…
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Credit cards whose app / website that have passcode (numbers) not password (letters) login
I am shortly going to apply for a new credit card with 0% spending. But I am dyslexic so really struggle with apps / websites where part of the login is to type in the 3rd, 5th, 7th etc letter of your password. I invariably write the password down and then count which letter is which. This kinda defeats the object of the…
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Cannot add credit card to Apple Pay
I have been told by Halifax Clarity that they will not allow my credit card to be added to Apple Pay because my IMEI of a phone I bought brand new has apparently been associated with fraud Having first wrongly claimed it was Mastercard who kept the data base they now refuse to tell me who has misinformed them and sent a…
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Lloyds Ultra Credit Card
Just seen that Lloyds have released a new Cashback CC with both no FX and 0.25% cashback. https://www.lloydsbank.com/credit-cards/ultra.html What are people's thoughts in comparison to the Barclaycard Rewards offering that is so often discussed around here?
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Halifax moving from Mastercard to Visa
Anyone else got the email to inform them their credit card is moving from Mastercard to Visa? I have a Clarity credit card as I get free foreign transactions, which I thought was just a mastercard thing. It doesnt really say if this will still apply when switching to Visa, and even Halifax helpdesk werent sure when I spoke…
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Cancelled a service paid by credit card but refund offered to my current account (what protection)
I'll try to make a long story short.. I contacted a very small company just over two weeks ago who provide a service as their product. Their service costs £600 initially and later another £400 for the second part. After an initial free consultation, my daughter paid the first payment over the phone with her Mastercard…
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Unexplained transactions on my Halifax Credit Card
I have a Halifax Credit Card used solely for the purposes of balance transfers. I've had it since 2022. I've never used it to purchase anything nor has it ever been linked to any online account or app. It is not a shared card. I keep it in my wallet. On Tue 7 Oct, a £10 transaction came out, appearing to go to "AMAZON",…
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New to Airline Reward Points
We're going to start saving points, probably towards upgrading flights to Australia in a few years. We plan to a get the Amex Gold for a year to start us off and then review the perks against second year fee to see if we keep that. We also plan to get the Avios Barclaycard to use where Amex isn't accepted. Looking at MSE…
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Possible unauthorized transaction - charity donation
I've just noticed a small £2 card transaction to a charity on my statement. I only made one other transaction that day so I'm wondering if it's one of them where a charity donation has been added on at the point of sale and I've missed it? Just wondering where I stand legally. I did not press anything to add the donation,…
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Refunds don’t count towards payments
Hidden in the small print, a refund to your credit card doesn't count as a payment, they still want your monthly payment. I had a refund of £700, which I (stupidly??) thought would count as a payment as it reduced my balance by same amount. I therefore missed my £10 minimum payment assuming they’d already had £700 that…
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Moved: Going to court?
This discussion has been moved.
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Sainsbury’s credit card transfer to NatWest
I have a Sainsbury’s credit card and have received various communications regarding the transfer to NatWest - I’ve received security info and activation codes from NatWest - l have registered for the app - I’ve had confirmation that my details have now transferred to NatWest but when logging in to the app the message says…
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Lloyds credit card swap
Hey, I've had my generic Lloyds credit card since 2010. I have a perfect payment history and excellent credit score, paying it in full every month, which means I'm not paying interest. I got a notification about the new Lloyds Ultra credit card, which has a decent cashback offer/perks, plus a lower APR. I'm pre-approved,…
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Barclays Credit card
I recently applied & was accepted for a Barclays credit card ( 24 months interest free ) through MSE site. I was looking to purchase some electronics. I purchase the goods without issue but before I have even received my first statement I receive a letter saying they are closing my account. I called up to find out why but…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: 3% fee BT on Virgin Credit Card by retiredbanker1
30 October at 4:36PM
