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M&S Credit Card £25 offer
Hello there, am I dreaming or was there an offer for a reward on MSE for the M&S credit card and a reward of £25....... I thought it was in the last month but I can't finid it anywhere.... Many thanks Lachie.
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Chase credit card
An email today as a Chase current account holder.Heads up to keep watch over the next few days for the upcoming launch of a credit card - current account holders will be the first eligible to apply apparently. Hopefully they will allow additional cardholders.
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Credit card
My credit cards are drowning me I have £5k to pay off across 2 credit cards. I pay the minimums off every month and only put necessities on there whilst I have been on mat leave. I just find the interest are swallowing me - I have applied for 0% balance transfer but got rejected. When I start getting paid again I want to…
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Pre Approved 0% Balance Transfer - PCP?
Is there any way I can transfer my PCP balance to a 0% Balance Transfer Card? I've been pre approved for both MBNA and Virgin with 12k limits at 0% 34 months.... Would ideally like to do around 15k at 0% with 2.99 fee and pay over 34 months
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First Credit Card Mistake
Hi all. I recently helped my fiancée get a credit card to help her build a positive credit history as part of our future planning as we intend to buy a house together within the next 5 years and therefore apply for a mortgage together. She has pretty much no credit report with no loans, credit cards, mortgage or even a…
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Credit Cards - Fees on Gift Cards
For the second time I have been charged a cash transaction fee on a Caffe Nero gift card. The first time the card company and vendor blamed each other so I decided to use a different card this time - with the same result. I called MBNA to query it - expecting them to blame Caffe Nero - but instead the representative…
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Gift cards and chargebacks
Hi can someone advise re the below please.. I purchased some Currys gift cards through a 3rd party site with my credit card. Spent the vouchers on Currys web site and they confirmed the order but then cancelled it which was 3 weeks ago. Despite numerous phone calls, webchats and emails it is impossible to get anything…
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Older Credit card Debt
I will try and keep this brief. Contractor working away, but back in Aug 2018 i had an accident all resulting in lung surgery. it took me a long time to get over and covid scares had to hide etc. I had a credit card with around £11k. I Informed Barclayard and they gladly put the account on hold. After periodic check-ins…
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Credit card debt sold to link
Hi all - hoping for some advice, I am sure there are many comments on the site however I’m struggling to find any insight. Marbles and Aqua credit card debt has been sold to Link Financial Outsourcing. I haven’t been connect by Link yet so they will not discuss with me but I just wondered that monthly payments they would…
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UK credit cards in the States
Hi all, I'm a UK citizen and will be in the States for my first time next month, on the east side for three weeks. I don't want to carry much cash with me, so want to pay for almost everything by card. All the hotels have been booked and paid for and I don't have enough liquid money for every day stuff, restaurants etc, so…
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Paying utilities via Credit Card
Good morning all. I am aware that certain UK utilities can be paid via credit card, but I've only been able to find manual payment methods. Is there a way to set up a credit card as an automatic payment method, so effectively it will work the same as a direct debit? I'm looking to put as much on my credit card as I can to…
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Tesco Credit Card - Notice Of Arrears
I have come home tonight and had a notice of arrears from Tesco Bank for my Tesco Credit Card. They are saying that for the last 2 months I haven't made the minimum payments but I believe I have. I have not been charged any late payment fees by them or any interest at all. My promotional rates of 0% are still intact which…
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cancelling a dispute with airlline
i raised a dispute with airline as they were unable to book special assistance. cc company have now told me it could take 45 days to resolve, and i may lose my money if the airline cancels the flight and dispute goes in their favour. flight is on friday, so i asked cc company to cancel the dispute as i cannot afford to…
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Balance Transfer an existing Balance transfer?
Hello all, A few months ago I completely a Balance Transfer and the terms on the new card were 21 months 0% interest to pay off the Balance Transfer and an additional 3 months 0% on purchases. I made an error however. I believed the 3 months 0% purchase balance could be paid off in 21 months time. Unfortunately I have had…
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Barclaycard PD question
Hi all, newbie here, looking for some advice. I am paying the minimum monthly payment off my Barclaycard each month via DD. They contacted me to say that I am in a Persistent Debt situation and it will take 35 years to pay off the £8166 by just paying this amount each month. The suggested amount to pay it off in 3 years…
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Unauthorised conversion into Sterling
What to do if a merchant makes an unauthorised conversion of a payment into Sterling on your card? Naturally, it's at a very poor rate. I have screenshots which show the EUR amount which I agreed to. I have complained to the merchant, who just keep referring me to their useless chatbot, and to curve, through whom I made…
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Combining credit limits on cards with same provider (Virgin)
Hi, Has anyone any recent experience of requesting credit limits be 'merged' when you have two (or more) cards from the same provider, in order to get one large limit on a better card, and then close down the old card? I remember this being a thing in the early stoozing days with MBNA, and maybe Virgin and typically I've…
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Unidentified Credit Card Charges
nyx*independent wigan appears on my Nationwide VIsa credit card statment. The bank says it cannot identify the merchant via VISA. Its a card reader where there is no human intervention e.g. vending machine, toll booth etc. Nationwide have refunded the money. Is Nationwide obliged by its terms and conditions to identify…
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Credit Card fraud keeps happening on my account
Hi all, 4 weeks ago I noticed that my credit card details had been stole and a lot payments had been made which I didn't make, after phoning the fraud department they cancel the card and refunded me all of the transactions and they gave me a new card. They also gave me advice, not to save the new card to any websites. 4…
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Loss of 0% Interest Rate With Cash Transaction Fee Added?
Hi, I have a Nat West credit card on a 0% purchase and repayment basis. Balance varies but try to keep around £1000. I recently bought a £50 Waitrose/John Lewis gift card online as a thank you for my son/daughter in law using the credit card. Total gift card charge was £52.75, but I see there is a cash transaction fee of…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Lloyds 0% overdraft by pecunianonolet
29 September at 8:42PM
