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Tesco 22 month interest free credit card
I have just got this card, as i had a large purchase i wanted to make, I am now thinking about making another purchase using the card, but can not find out anywhere , If there is a date when the purchase that will be eligible for the interest free period, ends, on another card i have it is purchases with in 30 days, Is it…
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2 default notices for same debt?
Hi all I have a small forgotten credit card debt from years ago, which ive just been contacted about by a dca. I issued a sar to the lender and dca The results were that the credit card company issued 2 default notices ( which are not on my credit file) 1 in early 2019 and the other in late 2024 The last payment on the…
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Braclays Balance transfer credit card
Hi, I was wondering if it is possible to get a balance transfer credit card from the same bank that has provided the mortgage. The credit card will be used for some house related purchases. I currently have a bank account with Lloyds and a mortgage with Barclays. Ideally, I would like to get the Barclays card which has the…
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Section 75 claim for used car
Hi, I purchased a car November 24 using my credit card for the deposit, traded in my car and paid the balance by debit card. ( the one I used was my husbands but it's a joint account. The bulk of the purchase was the car we traded in. There was 6 months warranty provided, the card had been having issues and I contacted the…
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Virgin Money Section 75 Claim - Car Purchase
Hi, This might be slightly long but it has been 7 months and I just want to try and give all the facts :) My partner was having twins last November and we both had 5 seater cars and another 4 year old therefore I went out and purchased a used 7 seater for around £3000 on November 22nd 2021. All was fine with the car until…
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Close credit card?
I have a card with a high limit, and I almost never use that card, as I have others that I use. Are there any advantages or disadvantages to closing it? I would still have Visa, Mastercard, and Amex in existence. I make occasional non-UK purchases (mostly software) but travel outside the UK is unlikely. The limits on my…
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Amazon Barclaycard, are people closing their normal Barclaycard for this?
There is a lot on here who have the card, but there is a limitation that you cannot apply if you have a normal Barclaycard. So curious if people have found a way round it, or they just cancelled and waited 6 months to apply?
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FLUID CREDIT CARD (NEW DAY)
Has any fluid Customers been affected i rang fluid as i wanted to make a payment (they have just closed totally they have removed the app (The answer phone says that they have sold My account pleaser do not make any payments to them but it doesnt say who has purchased the account they did not notiffy me before hand and if…
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LOVEHOL-DOM
I saw a post on your website and faced similar issues with the same merchant, LOVEHOL-DOM. As the post mentioned, I am in a similar situation. On 22nd July, LOVEHOL-DOM made three transactions on my HSBC credit card: one for £0.30 and two for £750 each. (None of these transactions required OTP verification or triggered a…
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Trying to get a refund from Amex
I have had my Amex card for a while, never had an issue, never needed to get a refund. Until this year. I had to cancel a trip and the hotel refunded me £1200 to the Amex card. I contacted Amex and requested this money was sent from Amex into my bank account. I have a few bank accounts. According to Amex the money would…
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Balance left on deceased relative's credit card
HI, my uncle in law passed away some time ago and his wife is now living in a care home. The solicitors dealing with his estate have gone incommunicado due the only solicitor now being unwell. A couple of months ago we managed to get some of the details of my uncle's assets and liabilities, and I noticed that he had an…
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Barclaycard Interest Rate
In 2015 I took out a Barclaycard Platinum card which offered an interest rate for purchases of 6.5% for as long as you had the card. Hard to believe now, but that was the deal. It appears that a couple of years ago they’ve started slowly increasing this and it’s now up to 20%. I accept that I have been a bit slow to spot…
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Do Natwest accept balance transfers from Amex?
Can anyone advise on whether Natwest will allow a balance transfer from an Amex card. I've tried and failed to get an answer from them on twitter (utterly useless 'help' account!), I can't call them without a credit card number and the chat bot doesn't understand my question!!! I don't want to go through the process of…
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Charge back for small amount
I brought something from a website I thought was UK based, the quality is not great on enquiring about a return they want me to post to China even though no mention is made of being China based. The returns page even references a London address. The cost of the item is £30 and the postage will eat that up etc. Can I get…
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AMEX Direct Debit policy
I set up direct debits to pay my credit card bills off in full each month but Amex takes money from my account 12 days before the payment is due, whereas for other banks I can set a DD up for a couple of days before the balance has to be paid. I've spoken to them and, whilst they can shift all the dates, they're not…
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Card to use abroad / Account to buy BTC
When I was abroad I used my Nat West debit card quite a bit. More than one person recommended using a certain other card as there were no exchange fees (plus other benefits - I forget!). I can't remember the name of the bank/ Card. It was from an unusual bank (online only maybe?) but I'd heard of it. I think it was one of…
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Bizarre Experience with Vanquis Bank
Hi there! Having a bit of an odd time with Vanquis. I was approved for a card with a high limit, 0% offer which is nice considering they are subprime. I was approved, card & PIN sent in the post, took around a week and a half and both arrived together. I activated the card with the Vanquis app, all done and registered.…
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Barclaycard Paydown Plan and credit file
I owe approx 10,500 on my Barclaycard (20.32% APR)My minimum payment is about 270 each month, and I usually pay about 300.I then sometimes use the card in an emergency if close to payday.I never go over my limit and always leave headroom in the available balance for the upcoming monthly interest charge. I know this is not…
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Nationwide CC direct debit
Is it possible to set up direct debit online for nationwide CC????
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Paying interest on non-Sterling transaction fee
I recently had to use my credit card to make an emergency purchase abroad - a non-Sterling transaction fee was applied, of about £2. (In hindsight should have used a different card with no fees, but that's irrelevant now.) I've got 0% on purchases for 20 months, but am being charged interest on that £2 - only a tiny amount…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: 3% fee BT on Virgin Credit Card by retiredbanker1
30 October at 4:36PM
