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Refund to closed credit card
Hi, I have had to cancel our holiday we booked last year due to a change in circumstances. The refund went to a cancelled credit card, its been 3 months and still can't remember who I had it with. I know the last 4 digits and that is all, it over 1k refund. Is there a way to find out who I've had cards with? (Used credit…
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Refund from credit card due to me cancelling Holiday due ito injury
I was going to Alaska with my partner for my 60th birthday and a cruise. Unfortunately he has just had an Achilles tendon ruptured injury and can't fly. Will my credit card I paid for the holiday pay a refund. My holiday insurance only states paying £1500. But the holiday cost me £6000. Please help. We were due to go in 8…
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Credit card / overdraft debt
Hi, I have two credit cards with limits of £15k and £14k, plus an overdraft of £4k, all with the same bank. Together, that’s about £33,000. I’ve used them all up to their limits and have missed payments for the last five months. One of the credit cards has already been cancelled. I was a temporary resident in the UK, but…
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Best Balance Transfers Discussion Area
This is the discussion area for the guide Best Balance Transfers: Cut the cost of existing debts Please click reply to discuss
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0% balance transfer from UK credit card to European card. Is it possible?
UK citizen presently living and working in Portugal (self-employed). I have a UK credit card registered at my mum's address from my time in the UK military, with MBNA. It presently has a debt, and I want to transfer it to a 0% interest-free credit card. However, I'm not eligible for another UK card because I have not lived…
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Most rewarding credit card
I have a John Lewis credit card that gives me points that translate into vouchers for Waitrose. My local waitrose is handy for me so the vouchers are useful even though I do my main shop elsewhere. The number of points per £ spent has been slashed so I’m wondering if there is another card with a better reward. interest…
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MBNA app
Hello I’ve just recently like 3 days ago been excepted for a new MBNA balance transfer card 33 months 0% I currently already have a MBNA credit card that’s I can view and make payments on the app. My question is does anyone know how I can add the 2nd card to the app so it’s all in one place I’ve looked it up online and…
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Credit card blocked when trying to hire a car - had to purchase additional premium cover
Hi all, Two weeks ago, I flew to Pisa in Italy with my family. I attempted to use my Virgin Money credit card to pay the deposit for the car hire at Pisa Airport. The transaction was blocked by the VM fraud team. I then attempted to call to find out why the transaction was blocked but I could not get through to anyone.…
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Has anyone had issues which changing Direct Debit details with AMEX?
Hi All Ive been trying to change my direct debit details with AMEX for well over a month and the process has been a nightmare. Ive submitted the DD Mandate and shared my bank account letter to confirm its my account and it keeps getting rejected. Just wondering if anyone else has faced this?
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Vanquis Bank/Capital One balance transfer
Hello, I'm having a bit of a tough time and was hoping for some input. I applied to Vanquis Bank for a balance transfer card. They paid Capital One the transfer amount and added it to my new card balance but it never showed up on my Capital One account. I raised my concerns pretty quickly with both banks and they have been…
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Fastest 0% credit card to arrive
I'm wanting a 0% purchase card for sudden high expenditure (which I can afford but would ideally like to have at 0%). Does anyone know which of the current best offers for this type of credit card would arrive the fastest?
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residential status for credit card application
Hi, I am a bit stuck filling out the form to apply for a credit card. Our house is in my Civil Partners name, we don't have a mortgage, None of the 4 choices of, Home owner, private Renter, Council Tennent or Living with parents apply to me. Has anyone else had this issue and did you get passed it. Thanks Vince
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M&S credit card application
Hi, I have done M&S credit card eligible to check and it showed up pre-approved. I decided to go ahead with full application. This was on Saturday, at the end of the application. It said that they will come back to me within five working days. Do the credit check the application straight away even if it’s on weekend bank…
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Fuid card application,or try a different card?
The best pre approved (for me) on the Credit card eligibility calculator is Fluid, but the link takes me to some mickey mouse page, it is all text and the tick boxes etc dont work. Going directly to their site ,which at least looks real, but the card shows lower 0% period, and there is no link to apply
Do I wait until…
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Credit Card Vs Loan
Hi. I am buying a new kitchen from Wren Kitchens. I can't afford the deposit required for the lowest repayment option of their interest free credit so will have to go down the credit applying route of 3.4%. I am wondering if I can pay for the kitchen on an interest free credit card and then do a balance transfer to a…
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Credit score confusion
Hi, I'm very very new to all things related to credit. Up to now I've only ever used a debit card, and I've been told by my family that I shouldn't get a credit card. However I'm aware that having a good credit score will help me to get a loan for a house in the future (in the UK). The problem is when I try to check if I…
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Difficulty in obtaining 0% balance transfer card
OK, I'm about to make a purchase of £5500. I have the cash available to make the purchase, but I'm trying to be savvy by finding a 0% balance transfer credit card and spreading the cost over several months / years if possible and leaving my cash where I can get a return on it. However, We both have a relatively low income…
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Old Tesco Credit Card just added to Credit report
On 12th August 2025, I noticed an old Tesco Credit Card was added to my credit report. I contacted Tesco on 20th August and they have told me there are a lot of old CC's added to peoples credit reports. I have put in a complaint, but wanted to know (1) if anyone else has had this issue? & (2) what can be done about getting…
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Santander Everyday Long Term Balance Transfer Credit Card
Hi Everyone, I've recently opened a Santander Everyday Long Term Balance Transfer Credit Card. I'm just wondering if anyone knows how long the balance transfer window is on this card. I've been reading my paperwork to see if it states it; however, it does not mention a specific timeframe. The only thing my paperwork says…
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Wise card transaction dispute : Money should be back in your account
Hello everyone, I'm currently travelling in Japan and use a Wise card because it seems convenient but something worrying happened to me. I recently noticed a suspiscious transaction that i don't recognise and with such a high amount it made me panic when i noticed it. I reported it to the Wise support and issued a dispute.…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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19.3K comments
Most recent: 3% fee BT on Virgin Credit Card by retiredbanker1
30 October at 4:36PM
