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Unsolicited email offering refund on car rental insurance
We hired a car 18 months ago and suddenly had an email asking for proof that we had bought CDW insurance- which I provided- they rejected first offering from me, but accepted second document I sent (is that trying to lull me into security?). So now, for small refund of 28Euros, they want my card details to pay me back. But…
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safestyle door repairs
Safestyle installed windows and doors to my property on 13/02/23, and I paid the deposit with my credit card and the outstanding amount from my bank account. After the installation, I had some issues with the doors. Safestyle returned to make adjustments of the doors, as they did not close correctly. Unfortunately, the…
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Credit Card Eligibility Calculator - Workings
I'm about to look for a 0% no fee credit card to do a balance transfer so used the the eligibility calculator and found that Virgin was giving me a 0% probability(even when setting the transfer amount to virtually nothing) while Natwest gave me a 100% rating. I know that you can't know for certain what their selection…
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Nationwide Member Credit Card
I applied for a Nationwide Member Credit Card at 01:10 on Wednesday 6th May 2026. The application information, only visible for three minutes "to keep my data safe", said I should hear from Nationwide within 7 working days. I took screenshots. I heard nothing. I assumed (my bad) Nationwide were busy with Fairer Share and…
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Ample savings, lived in UK for decades *but* lived abroad for a decade
I moved back to the UK last month after a 12 years away in Canada essentially to retire early. My employment income is zero and I will only have a four figure annual pension for the next five years. However I have savings abroad which I am drawing from which are more than sufficient to live on. How should I report my…
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Managing a credit card responsibly after being in debt with a DMP/defaults
Hi all, I've just got my first new credit card in over 10 years after a period of being very in debt (all old CCs are closed/paid off). I'm looking for some advice/pearls of wisdom on how to manage a credit card so that it works to enhance my financial status/credit-worthiness, and generally make life easier! For context,…
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M&S credit card, Expedia problems
I recently signed up for an m&s credit card that is 0% interest for 25 months. I’ve got a limit of 6k and having been trying to book a holiday on Expedia for 1k, when booking the payment went through and then was reversed instantly. The card works with other merchants but seems to be a problem with Expedia and love…
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Trying to find a credit card debt financial adviser
Hello, After several years of juggling substantial credit card debt and now paying a lot of interest every month (a big part of our income), we are feeling quite overwhelmed and defeated and wondered if we could pay for someone to help us untangle the mess in the best way possible. We have tried to find financial advisers…
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Alternative to American Express card
I have had an Amex card for a few years, but find it is so often not accepted, I would recommend people think carefully about getting an Amex card because you will need another way of paying so many times… so I am looking for another credit card that also gives rewards. Are there any best or favourites here on the forum?
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Closing an old card vs not
I currently have 2 credit cards (both 0%): Chase - NIL balance - £7k limit Tesco - £2k balance - £6k limit Should I close the Chase card as I'm not currently using it, and don't intend to in the future? I'm just thinking of chances of acceptance for a new one, when the Tesco card ends, as my credit utilisation will go up…
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RBS Credit Card statement date
A bit of a long shot, but has anyone opened a new RBS credit card recently? I’m trying to establish how soon after 1st use a statement will be produced. (I’m using full credit card payment DD on unused current ac I want to switch but would like to know how long it’s likely to be before payment is taken?)
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Moving abroad - how to handle credit card debt?
Hi, I hope this is the right place to post this. My husband and I are looking to move to an EU country in the very immediate future. He is being made redundant as his workplace is closing, and he has managed to secure a job in my home country. We have a 1 year old, so it seemed like the right time to move to be close to…
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Using A Credit Card For Safe Puchases Instead of Paypal
Thinking about getting a credit card to: (mainly) provide a way of getting my money back in case of dispute/scam earn points for purchases I usually use Paypal to purchase for reason (1), but having recently attempted a chargeback following a dispute with a seller, they immediately refused as it was past 30 days.…
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Barclaycard Rewards Card - ATM Cash Advances
Just looking for confirmation that I’m correct in believing that the Barclaycard Rewards Credit Card does not make a charge for Cash Withdrawals from ATM machines AND doesn’t charge interest until the end of the month, (ie they treat it as a normal transaction), so you can pay it off without interest. If that’s correct I’m…
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Credit card not showing on credit report
Hi all, After a bit of advice on the best way to correct something on my credit report. I have 2 credit cards, both with NatWest. One has a balance of about £5300 at 0% until Dec 2026 and a limit of £7,100. I use it for all my day to day spending and have the equivalent in savings ready to pay it off if and when needed.…
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My credit limit just increased 10x out of the blue.
I had a capital one credit card with a £500 limit and have had the card for about 4 years. I just used it to pay my monthly phone contract and paid it off in full each month to build credit. Never had any late payments or anything, today I just got an email from capital one telling me they're upping my credit limit to…
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Statement dates and balance payment
One month I bought a duvet and some bedlinen. I received a message saying I was over my credit limit. As I knew I had spent £600, and this was below my credit limit I had a panic, paid off the bill in full. In May I bought junior some birthday presents and wasn't billed in June. What had happened is payments from the…
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Klarna
I need to pay a company £250 it’s for a service not a shop on Klarna list, and was wondering if anyone knows can I use the Klarna debit card or credit card and use my Klarna balance to pay it, has anyone ever done it before any advice.
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Santander 0% Credit Card offer
Just had an email from Santander offering 0% interest until end of December 2026 on my credit card purchases. Total balance to be paid in January or interest will be added. Sounds like to good an offer to refuse.
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Serious issue with my Barclays Business Barclaycard.
I've run into a serious issue with my Barclays Business Barclaycard. For context, I've had a Barclays business account for around 25 years and a Barclays Business Barclaycard for roughly the same length of time. I don't use the card very often, but I have used it over the years for some larger purchases, flights, and…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.6K comments
Most recent: Recent success stories of tra… by GOTfan
10 September at 2:03PM
