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Mattress Purchase On CC.
Bought a new mattress using my credit card but through klarna, I’ve had problems with the mattress which they replaced but the second one is having the exact same problem again but they are not offering to do anything else going forward despite the mattress having a 5 year warranty, I’ve called my credit card company and…
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Curve
Lloyds is buying Curve. HFP says it's the end of Curve https://www.headforpoints.com/2025/07/13/lloyds-bank-in-talks-to-buy-curve/ .
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Barclaycard Reward card foreign transaction refund different to original payment (not exchange rate)
A hotel in Australia charged my account with $800.19 and then refunded it 4 days later with $800.19. However the Sterling amount came out at £399.43 and £393.31 respectively meaning I lost £6.12. Why is this? It can't be down to exchange rate by that much in 4 days and Barclaycard rewards say no foreign transaction…
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Cancelled a service paid by credit card but refund offered to my current account (what protection)
I'll try to make a long story short.. I contacted a very small company just over two weeks ago who provide a service as their product. Their service costs £600 initially and later another £400 for the second part. After an initial free consultation, my daughter paid the first payment over the phone with her Mastercard…
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spending abroad
Is it better to use a credit card which has no foreign transaction fees or my tesco clubcard - which although incurs a transaction fee of 2.75%, appears to earn me 1000 points for each £100 spend.
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Can i use a spending credit card to pay off a car loan?
Good evening I have just read the article about spending credit cards and balance transfer cards. I wondered if someone could explain to me the following please. I wish to make the end payment on my car which i had intended just putting on my credit card then paying off. I still wonder though if i could use a 0 per cent…
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Unknown debt / fraud ?
My son has just received a letter from Lowell , for an unpaid credit card from Capital One. Looking on his credit report , it was opened / created in 2022. He didn't live at that address then , and has been at his current address for the last 6 years, and he was 16 when he moved to the current address. What can I do to…
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CC Balance transfer failure
Last week got a new Virgin CC at 0% and had a successful balance transfer-in on opening it. Still below the Virgin credit limit and a further CC balance with the RBS bank CC. So in the Virgin App tried to transfer the RBS in as well, but that was not accepted, simple saying 'cannot transfer in from any CC in the Clydesdale…
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Password protector?
Further to my previous post regarding credit card fraud, can any one here recommend a good easy to use password protector? any tips appreciated.
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Old Llloys TSB Duo Avios
Hi, I had tens of thousands of Avios points accrued since 1995 when Lloyds parted from TSB and replaced the Duo with the Cashback Credit Card. As a result my Avios points have vanished. I've spoken with Lloyds Customer Service in December last year who promised to resolve within 72 hours. Theey've done nothing since.I cant…
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0% balance transfer rate at an end...
My 0% balance transfer rate is coming to an end with Barclaycard. I've just done a quick check on here to see if anyone else might give me a 0% balance transfer card for me to transfer my outstanding Barclaycard balance to, and the MSE eligibility checker has come up with nothing. Meanwhile, I keep getting letters from…
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Tesco Clubcard Pay+ altertnative
It's no surprise that after the Barclays takeover, TescoBank have announced that they are withdrawing this card from April 2026. I have found this card invaluable in places that won't accept cash but can be risky carrying your usual debit card ie. swimming pool, where you leave valuables in a locker. I would like open a…
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HSBC credit card length of promotional period
I took a new card for 0% purchases in July, but I can't find anywhere that tells me how long that promotional period is (yes I should have written it down at the time)! Current offer seems to be 20 months but I can't find it written on my statements or in the HSBC app (not tried the website OLB yet) so it might have been…
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Aqua "service" e-mails
I always turn all marking off as don't need to be spammed. Two emails from Aqua today, one about I can use Google pay another I can use their instalment plans. They class these as service mailings, but I classed them as marketing, as I wrong? (none of my other CC sent me anything like these e-mails).
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0% moving stuff around
So just want some advice if this can work and makes sense…… So credit card 1 has £700 on it 0% ends in 1 month was at £2,500 but now have a new offer on the card for 12 months 0% 3% fee So I do have a RBS card with 0 balance but no offers but I can transfer to this card 0 fee at the standard rate 23% could I take transfer…
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Getting a credit card when I've recently been living abroad
Hi everyone, I'm keen to get a credit card to build up my credit history. I used the soft checker on here and got '100% pre approval' on an M&S purchase plus credit card. However I had the same result with a different card a few months ago, but when I went to apply they said I wasn't eligible due to not having 3 years of…
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Natwest CC Application - Radio Silence?
I submitted an application for a Natwest CC on Sunday, got sent a pre-contract agreement and submitted the Liveness check/documents for Mitek ID verification. I received an email on Sunday saying that I’d hear from Mitek if they needed anything else, and if not, I’d hear from Natwest instead confirming that my card was on…
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Is there an up-to-date list of how quickly credit card providers will deem you a new customer again?
I'm thinking of closing several credit cards and then reapplying to the same providers in order to take advantage of new customer interest-free deals. Is there an up-to-date list of how quickly the different providers will deem you a new customer? I remember seeing one online years ago, but I can't find it now.
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Section 75 query (following successful claim)
After causing me nearly £400 of expenses, British Airways refused to refund them. They did not contest that their lack of duty of duty of care caused the extra expenses, but stated that they didn't believe they should pay me back. So I made a Section 75 claim with my credit card company (not a chargeback). The amount…
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Can I balance transfer credit cards and my overdraft onto a new 0% credit card?
Looking to consolidate my existing credit cards and also my overdraft onto one balance transfer card. Is this possible and if so, what is it called? I'm unsure what exactly I'm searching for
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.4K comments
Most recent: The valley of death - seek advice on 0% spending cards stoozing, offers drying up, what to do next? by madbilly
14 January at 10:06PM
