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Santander Everyday Long Term Balance Transfer Credit Card
Hi Everyone, I've recently opened a Santander Everyday Long Term Balance Transfer Credit Card. I'm just wondering if anyone knows how long the balance transfer window is on this card. I've been reading my paperwork to see if it states it; however, it does not mention a specific timeframe. The only thing my paperwork says…
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Wise card transaction dispute : Money should be back in your account
Hello everyone, I'm currently travelling in Japan and use a Wise card because it seems convenient but something worrying happened to me. I recently noticed a suspiscious transaction that i don't recognise and with such a high amount it made me panic when i noticed it. I reported it to the Wise support and issued a dispute.…
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Credit card scammers - warning!
Perhaps no sensible person on here would ever fall for this scam, but I did, so I'm going to share what happened in case it helps someone. I could never understand how people could be caught out by dodgy phone calls and give away banking details over the phone, so I've always assumed something is a scam unless there is…
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Multiple debt agencies chasing credit card debt that isn't mine
Last week I received a letter from a debt collection agency saying that I had almost £10,000 of credit card debt with Tesco. I did some research and came upon this forum and the Prove-It letter so got that posted last week recorded delivery. Today, I got a new letter, different debt collection agency, different credit card…
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Fraudulent Payments on my Credit card, so unhappy with TSB
I noticed two payments to amazon, one for £15 and another for £30. the TSB app didn't alert me to approve any of these payments, but later on it did alert for two further attempts to Amazon, through the app it said I should report the card as lost or stolen, which I did. I do shop at amazon alot, and they told me someone…
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Contradictory advice from Credit Report Insights from MSE Credit Club
Does this make sense to anyone? You have 2 things to work on You aren’t using the credit available to you Try to pay down the amount of debt you have, if you can
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Barclays Credit Card
applied for the interest free card, used it happily for 6 months, then came in an interest charge, when we called and explained, we were told there were no offers on this card and must have been a late payment, although we had paid weekly amounts way over, i tried to check the information on the emails sent, but it says…
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Emergency cash
Apologies if this is the wrong category. It’s the best fit I could find. Hi, I always keep emergency money in various places (<£20 and always notes which is easier to stash and lighter) in case I lose, forget, break my phone. Examples could be car, weekend/going away bag, hiking rucksack,house etc. On the recent occasions…
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Section 75 claim goodwill settlement rejected, but paid anyway
Hi, I would be grateful for some advice on a section 75 claim we are in the middle of, after our charge back was rejected and escalated to a section 75 claim. We brought a car from an independent dealer in Nov 24 after our previous car was written off in a crash. We took out a 0% purchase credit card especially to do so,…
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Debt collectors are chasing!!
Your account: Intrum UK Finance Limited Balance £8,401.12 Dear Customer, We have recently contacted you regarding your Intrum UK Finance Limited account now owned by LC Asset 2 S.a r.l.. We understand that you may not be able to clear the balance today, but you do need to contact us so that we can discuss your intentions…
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Halifax clarity credit card
Does anyone know if Halifax has announced any plans to remove the free fee element of spending abroad (goods purchases) using the clarity credit card? it's no longer listed on many websites that list fee free credit cards abroad
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Barclaycard Reward Foreign usage: Are fees just hidden in their Visa conversion rate?
MSE recommends using a Barclaycard Reward in preference to a Lloyds credit card abroad. But, I'm failing to spot a considerable difference between the cards if you look at their small print and how they calculate their FX and conversions. Is this correct? Or am I comparing apples and oranges? Apologies, very new to all…
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118118 Money credit card application
I've been approved for a 118118 credit card and have tried completing the application online however it asks for your bank details to verify yourself. I have 3 bank accounts, starling, zopa and revolut and I have tried all 3 but every time I click verify it just clears the text boxes and says I need to enter them again.…
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John Lewis credit card - rewards reducing
Not sure if other people are aware, points going to the basement floor. Was 1 point for £4 eleswhere. Now 1 point for £10 elsewhere. https://www.theguardian.com/business/2025/jun/07/john-lewis-points-credit-card-purchases
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Debenhams credit card new points system
I've had a Debenhams credit card for quite a few years after a cashier in store suggested I get one to take advantage of the discount that was on offer at the time. I still have the Debenhams credit card, and recently they've brought back points, which can be converted to a voucher to spend online at debenhams.com. I just…
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using cards on line 2025+
I have become increasingly alarmed at a type of payment system used for online purchase of subscriptions. As members here will no doubt have experience the dirty tricks played with certain subscription services eg streaming, magazines, website services - especially AI and so on. Payment for goods is normally through a…
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Tesco Bank messages
I get emails saying you have unread messages but I cant find any way through the app or website how to access them?. The help sections send you round in circles. Anybody have access?
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What to do when the fraud squad sides with the fraudster? [Amex]
As per some previous threads on here... Someone got access to my account, used it, I contacted Amex & got the money back. FFWD some weeks/couple month (I forget the duration) and it happened again. Turned out to be a subscription - so 2 payments before I noticed. Raised this with Amex, told me to contact their fraud dept,…
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Paying ‘ballon’ payment on pcp car with 0 pc cred card?
Good evening I am to pay off the final payment for my car soon I wondered if it is advisable/sensible or even possible to use a 0 per cent credit card for such a thing? The pcp finance is through Santander, and the card i am thinking of getting is a marks and spencer card ad mention on Martin Lewises newsletter. Thankiy
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Paypal Credit 'card' or account number?
Hello everyone. I have a balance on PPC (PayPal Credit) that I wish to transfer to my Barclaycard. When I try to initiate this on the Barclaycard app, it asks for the 'card number'. Now, as we know, PPC isn't a traditional credit card so no idea what to put here. If I download a PPC statement there is a 16 digit account…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
Today at 12:21PM
