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Contactless... limitless
The current limit of £100 can be lifted by the banks, even to unlimited amounts, it appears. https://www.theguardian.com/money/2025/dec/19/uk-contactless-card-limit-of-100-to-be-scrapped-from-19-march The article has also this nugget: "However, despite rising shop prices, a survey done for the FCA found 76% of consumers…
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Amex and payments
I was looking to take out an Amex Gold card and one of the offers is spend £6k in first 6m to get x-amount of Reward points. My question is, if I did a balance transfer of say £1k to pay off some debt from a NatWest credit card using the Amex, would this be classed as a payment and count towards that £6k target? Of course…
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Barclaycard issue
Hi 👋 all, Is there anyway I can change my Barclaycard online PDF statements to look like this Without changing my Barclays statements to large print? As my Barclaycard Online PDF statements have changed to look like this without my consent! is this not possible? I am not Happy 😡 about it but will accept it if can’t be done
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AED account
do you recommend any account that allows me to use AED?
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Unidentified Credit Card Charges
nyx*independent wigan appears on my Nationwide VIsa credit card statment. The bank says it cannot identify the merchant via VISA. Its a card reader where there is no human intervention e.g. vending machine, toll booth etc. Nationwide have refunded the money. Is Nationwide obliged by its terms and conditions to identify…
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Chargeback or Section 75 Protection
I called out an emergency electrician recently and was
billed on the spot for £300. I asked if I could get an invoice for insurance
purposes. They said yes, just text the company and give my email address. I paid
using my credit card, then texted and left my email. Then each day for a week I
chased up the invoice, each…
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Do new NatWest credit cards need a signature on the back?
My old NatWest CC has a signature strip with 'authorised signature' printed above it. My new card also has what looks like a signore strip below the magnetic strip but no wording above the apparent signature strip and nothing related to it on the letter that the card was attached to. I'm assuming that a signature isn't…
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Virgin Money Credit Cards
A few years ago, Virgin Money abandoned their online banking offering for credit cards (i.e., accessed via web browsers), and required users to access their accounts via a phone app. Is that still the situation, or do they once again offer web access? TIA
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Can I get recourse through section 75?
Hello, would appreciate advice from those in the know. In March this year I bought some HiFi speakers for approx. £2000. I paid on my Barclaycard Visa (deposit first and full balance a little later). One of the speakers has since split on the side casing. Not through damage, it just split. Also this is approx. 6-7 months…
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Barclaycard to Fluid
This discussion was created from comments split from: Finally learned my lesson.
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Clearpay charging me the wrong amount for an Amazon order
I bought a book on Amazon for £18.95. No problem, order details stated £18.95 as the total. All fine book delivered. My big mistake was paying for it via Clearpay . They have charged me £21.82 and have set up payments accordingly. I have queried this with them but in spite of opening a dispute with Clearpay they are giving…
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Avios Barclaycard
After reading on MSE you could get rewards by paying your council tax monthly on your credit card to get the AVIOS i started doing it, every month received 1 avios per £1 spent on council tax. This month none received, has anyone else had this issue
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25p for charity
there was a previous thread with this title (now closed). How do I find the information regarding how regularly do these donations get passed onto the charity - daily/weekly/monthly or even less often??
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Shocking treatment and marketing
So how insane, manipulative and irresponsible is this. Out of the blue, Barclays cut my platinum credit card limit by 15 times... Apparently following an alert from a credit referencing agency, despite NEVER missing a payment or ever approaching my credit ceiling in 15 years, my balance has been cleared by direct debit…
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American Express Platinum Cashback Credit Card
I have this credit card and have reached £100 cashback (I’ve had this for 2 months now). I have until the end of March with the 5% cashback offer before it drops to 0.5%, it says that there is a maximum of £100 that I can earn. Is that per month or per year? It isn’t clear on the website.
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Sainsbury’s credit card transfer to NatWest
I have a Sainsbury’s credit card and have received various communications regarding the transfer to NatWest - I’ve received security info and activation codes from NatWest - l have registered for the app - I’ve had confirmation that my details have now transferred to NatWest but when logging in to the app the message says…
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M&S moving to HSBC
Did anyone else get the email yesterday about the proposed move of M&S credit cards moving to HSBC? I was rejected for a card by HSBC despite banking with them I'm a bit worried they will close my account after any merger as they previously rejected me, which will be next summer the high court says yes.
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Credit Card claim
My husband died in June 2025. I have noticed that he paid a deposit of £1665 for a holiday for May 2026 using his Barclaycard. He had not sorted out travel insurance, but I wondered if I could claim the deposit back from Barclaycard as I am no longer able to take this holiday. Thank you
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Mortimer clarke / cabot historic debt with barclycard
Mortimer clarke sent me a letter this week acting on behalf of cabot who purchased an old debt from barclaycard I have never spoken with cabot ever I am disabled now on benifits amd not well Barclays £1500 debt they say with court fees with be over £2000 I have not paid anything from the debt since before covid as i was…
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Can someone help dumb this down (even more) for someone who's trying to learn credit card basics...
Hi! So for the past few years, I've made tried to make the effort to learn about credit cards and how they work, but for the life of me, my brain just can't grasp even the most basic of information in relation to how they work, when to use them, when I should pay off a credit card etc. etc. I don't know why I'm struggling…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.4K comments
Most recent: Buying discounted gift cards with credit card by Nasqueron
1 April at 10:41AM
