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Tesco Customer Services e-mail address
Anyone know one? Very deaf and can't get the hang of Relay. Otherwise getting a visit from a helper or sending a letter. TIA
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Scam website Subscription and Credit Card Payment
Oh guys! I need your advice! I came across a link on Facebook last night offering a Stanley Cup for £3 (I should have known!) I paid the £3 by my credit card and then realised afterwards it’s signed me up to a subscription with Azbuds for £45 a fortnight! I have emailed them to ask them to cancel this ASAP (as advised to…
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What is the benefit to credit card companies of a 0% balance transfer fee 0% interest card?
I’ve always paid off such cards before the interest free period ends and get how the debt could benefit the card company if I failed to pay it off but as I think many people do this stoozing I wonder if there is actually some benefit to the card companies even if the card is not used for spending and the balance is cleared…
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Help!
Hello all, and thank you for accepting me! I really need some help. I recently found out that we have a lot more debt than I thought. My husband deals with all our finances, he always has done. I knew we had quite a bit of credit card debt and a car loan, and a loan he’d got out in an attempt to control our CC debt. We…
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APPLY FOR CARD TO INCREASE RE-MORTGAGE CHANCE
I'm due to re-mortgage in April 2025. My credit rating shown on MSE website is only classed as 'Fair', despite not having a bad credit history & no outstanding debts other than my mortgage. Just haven't needed a card for many years (at least 5yrs) I thought I'd apply for a credit card to use on my monthly purchases (food…
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Section 75 claim - which credit card company to lodge it with?
Hi, I am looking for advice on which credit card provider to approach. I booked a Vienna hotel for 7 night s via Speedybookers and paid with my Sainsbury's Mastercard. On arrival at hotel there was no reservation for me and no room, so I had to rebook the whole 7 nights in another hotel, this time via booking.com and using…
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0% Chance for a Halifax Credit Card - What gives?
Hi all, I was just doing my annual transfer searches for the best deals. Normally I have a good half dozen good options available to me via the eligibility checker on MSE & this time around is just as decent, however I decided to click the option to show me the cards where I had 0% chance. Most of them are cards I already…
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Eligibility
Filling out the calculator -to answer this question -How much do you pay each month towards the cost of your rent or mortgage? Do I add my half of the mortgage or what we pay as a mortgage each month?
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Advice needed please re duel 0% card.
Hello all firstly thanks for anyone that answers. I'm getting a little confused re a CC offer, I have been 100% pre approved for a duel spending and balance transfer card via credit club on here which is great, I would like to flick over 4k I have on a loan to make that 0% and I would be interested in possibly the 0%…
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John Lewis Credit Card reducing interest free period for those who pay in full
John Lewis Credit Card (New Day Ltd) have changed the direct debit collection process for those who pay their bill in full every month. My statement date historically was the 21st of the month with payment due and taken on the 5th of the following month. Starting this month, the statement date has changed to the 26th with…
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100% pre approved balance transfer but limit is less than what I asked for?
Hi MSE I was 100% pre approved with virgin money for a 26 month 0% balance transfer which I decided to take on. After completing the application, I was told that the amount I was approved for was almost half than my balance transfer amount requested. The application has been approved and I've got the email confirming this…
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MBNA - online services reconciliation error
I can't reconcile my online MBNA statement. Before I phone them, I was wondering if anyone here knows of a general problem? It's not a big deal for me, since the error appears to be in my favour. But it's bugging me a bit. My last statement showed a balance of £391.79. I'm happy to agree that - it matches my own…
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Should I use a credit card for a larger purchase?
I have a trading 212 card and a Tesco credit card. The Tesco credit card offers 0.5% cashback on purchases and the trading 21 card currently offers 1.5% cashback on purchases. Is there any benefit of using the Tesco credit card to make a large purchase from a reputable company? For example, does it offer more insurance? I…
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Pay Credit Card Balance or Balance Transfer and keep cash in savings
I will try and keep this as short as possible. Credit Card statements balance is £3231 (summer holiday flights). I have the money available in savings however would I be better off doing a balance transfer (3.3% BT fee (£96.73)) and leaving the money in savings (Chase 4.85%)? Savings balance is currently £5210. Any advice?…
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NatWest Rewards Credit Card
Hi Thinking of getting the NatWest Travel Rewards Credit Card for my holiday spending and extra cashback as I spend a bit on holidays. I already have the original reward credit card and my question is will there be any issue with earning rewards on two credit cards on MyRewards Cashback site?
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Cashback Credit Card For Son
Hi, My 23 year old son has just started his grad job and will be taking home around £2K per month. He's living with us and has no debt or other credit card balances to pay off. He has a Santander credit card that he setup during his 1 year student industrial placement but is looking at switching to a card that has some…
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Purchase protection
My wife has a Santander credit card account for which I have a second card. Santander have told us that purchases made on my second card are not protected under Section 75. Is this the case for all or other credit cards? Thanks
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Seconds Card - Yes or No?
I took out a Credit Card about 6 months ago. I've never had a balance of more than about 10% of my credit limit. What would be the pros and cons of a second card? What would the extra credit limit do to my credit rating?
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Barclaycard times?
Hi there, 6 weeks ago i applied for the Barclay forward card and was given the message ‘ We need to check a few things before we can confirm your eligibility’ Since then I've not had a single call or letter. Then i applied for the Avios card and this was 3 weeks ago still i haven’t heard anything back. Has anyone else had…
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Credit Card not taking full payment
I have set up to pay my credit card "IN FULL" as Martin always advises but I have noticed there is still quite a large balance after taking my monthly direct debit (I have signed up to take the full balance every month). I know it can take a few days for things to clear and I know things can show as pending but that isn't…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.1K comments
Most recent: Any no fee balance transfer credit card out there, excluding Barclaycard 0% and Natwest 0%? by DJSINGH
2 December at 10:19PM