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Chase launches new credit card with spending perks – but is it worth getting?
Chase has launched its first ever credit card offering 15 months at 0% on spending, as well as being fee free to use overseas. However, it's only available to customers with its current account. So is it worth getting? Our analysis shows it can be beaten – here's what you need to know: Chase launches new credit card with…
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Holiday Money - on Credit Card
Hello, looking at a good credit card, for spending on holiday, will need some cash, but would also like to use for taxis, restaurant's, shopping etc. When returning home, may no be able to pay off in one hit so concerned at the 30%APR cards. Any ideas? Thank you.
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AMEX Gold card renewal or downgrade?
Hi there, I have taken out an Amex Gold card last year in July and in a month the renewal would be up, which would cost me £195 to have it for another year. As great as the benefits are, the price is not worth it for me to extend it's term as I have only made limited use of the offers. I am not sure yet, if I downgrade to…
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Section 75 ?
Hi all Forumites - I am a member of a club with approx 120 members. If we get a club credit card for larger purchases...within the Section 75 limits, are we still covered under the act? I know how it works for an individual but unsure if it covers larger purchases for a club.....?
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Lloyds and Halifax Payments and Card Being Blocked
Hi I have a Halifax Credit Card that I use for everyday spending, and I pay off the balance every month. This is not the first time that I have had problems with a payment being blocked to a genuine UK company (In this case to pay the balance on a holiday), on the grounds that it is a suspicious transaction as it is…
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Lloyds/MBNA
So I’m getting close to when I’ll need to move a 0% balance that is ending it’s around 4-5k on there websites direct I'm pre approved £3,500 for both cards so I was hoping to only need one card. We go away in 3 weeks for 4 weeks so realistically don’t think I can make up extra payments maybe when we got back to pay off…
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Barclaycard Rewards Card CPAs
The dental practice that I use has introduced new computer software. Previously, monthly subscriptions were taken by Direct Debit. The new software does not support that. They can now collect monthly subscriptions only via credit or debit card Continuous Payment Authorities (CPAs).They wanted me to set up a CPA up over the…
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Festival Cancelled – CC Refund Claims Being Rejected
I purchased a ticket for a music festival in Nov 2024, to be held Jun 2025, but it was cancelled circa 1 month prior to the event. (It seems that it was due to financial viability as the organiser cancelled several festivals, but their company status is still “Active” at CH.)I paid with my Mastercard and bought the ticket…
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Section 75 or Chargeback query
Hi, I purchased a watch in Lanzarote mid March on holiday. It was over £100 and payment made using a credit card When I got home I discovered the watch wasn't working. I contacted the manufacturer in the UK and they wouldn't accept it as a return as it wasn't purchased in the UK. The best they could offer was for me to…
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Got new 0% balance transfer CC from Vanquish, but Zable won't allow me to do transfer balance
I've been working on rebuilding my credit and my scores have finally increased to qualify for a 9month 0% balance transfer cc - i applied with the sole intention of shifting over my very expensive Zable CC and paying off during the offer period. I was accepted for the new card and put the the details of my Zable CC to…
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Amex preferred rewards gold card worth it?
For the last few years my wife and I have largely used our Amex Platinum Cashback credit cards for everyday spending this has an annual £25 fee and we pay the balance off in full every month without question. The result is usually around £250 to £300 back annually from Amex from spending between £1200 and £2000 a month.…
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Can we have a credit card on a joint account?
My partner and I have a joint bank account for household bills and each have a personal account with the same bank - Nationwide. We each have a credit card for our personal accounts. Sometimes we want to buy stuff for the household on a credit card and my partner usually uses his card but it would be more convenient if we…
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HSBC Caffe Nero offer
I got an email just now: "Make your everyday spend pay Turn everyday credit card spending into Caffè Nero drinks All you have to do is use your credit card 5 times a month – from 1 April 2025 to 30 June 2025. Each time you make 5 transactions you’ll get a handcrafted hot or cold drink at Caffè Nero. And you can get up to 3…
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Argos store card repayment plan
I couldn’t find a topic category for store cards so chose credit cards. Hope that’s ok! I have an Argos store card and have been struggling to bring my balance down because the interest is so high each month. I called them in February and arranged a repayment plan for 6 months which freezes the interest and allows me to…
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Late payment
I checked multiple times and my Lloyds credit card statement definitely says . "We'll take your Direct Debit of £3.58 from your bank account on 30/06/25." Payment due to reach account by 30/06/25. It wasn't taken. On the afternoon of the 30th I paid it manually from the current account. It's dated 30/06 on credit card…
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Virgin Atlantic Rewards Card
Some friends were raving about this card saying that they put all their spending through it and get free flights and holidays etc. Also it looks like you can use points to get flight upgrades to higher classes of seat. Does anyone have experience that can back this up? I was looking on the web site and it looks like it…
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Barclaycard - 0% Balance transfer offer - with Avios
Barclaycard has a very interesting offer this month – a balance transfer offer with Avios. It’s not something I’d consider atm, but if someone is looking to transfer their balance, they can get Avios for their transfer. Barclaycard Avios 1 Avios for every £1 you transfer Barclaycard Avios Plus 1.5 Avios for every £1 you…
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Hitting Amex 3k spend
Hi took out a amex gold rewards card for the reward points as I am going on holiday this year and thought I would easily hit the spending in 3 months. However as I found out some of holiday expenses won't accept amex like certain hotels. What other ways are there to manufacture spend.? I have already looked at utility…
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Got turned down for credit card
Hi I dont have a credit card at the moment and applied for a Barclaycard which I got turned down for. i have a Barclays Bank account which is in good order, I’ve not had any overdrafts, debts, CCJs, poorly managed loans or anything else I can think of that might consider me a bad risk. I’ve had credit cards, loans and…
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Credit card application
Hi, I've just been on the MSE website to check my Halifax credit card is still a good option to use abroad. I see it charges nearly 3% above the exchange rate, so I checked my eligibility for Barclaycard, as recommended by MSE. I have just retired. If I put my income from employment as £0 and my pension amount in other…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
