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Barclaycard Rewards
Hi all :smile: are there any credit Cards out there that's better than Barclaycard Rewards?
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Reconciling my Amazon spending
I spend a lot of money with Amazon but I like to reconcile my purchases as listed with Amazon with the credit card I use to pay. It is always a bit tricky but since I started using the Barclays( Amazon) card I am finding it nigh impossible. Anyone else have this problem or am I just getting old ? I know most people don't…
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Instant use credit card with welcome bonus?
Does anyone know if there is currently a credit card with a welcome bonus (cashback, supermarket points, gift card etc) that can be used instantly (without having to wait for a physically card by adding it to Apple wallet for example)? Looking to purchase flights in the next 48 hours, so thought it’s a good opportunity to…
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PayPal Credit credit card
In an email from PayPal Credit I see mention of a credit card: Nothing really around that I can find apart from a coming soon page on their US site (although the link starts on the UK FAQ page) https://www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
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Charged interest for balance transfer on Asda Money Credit Card
Hi all, I recently signed up to an Asda Money Credit Card to do a balance transfer as it was advertised as 0% for 12m. However, they started charging interest (around £100) as I missed a minimum monthly payment as I set up a direct debit up too close to the due date and a payment was missed. They made no attempt to contact…
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Balance transfers
Hi am wondering if anyone can help me please, I’m looking at funding a surgery privately, it may cost around £10.000, I have an offer with my bank for a personal loan but after paying off current loan and paying for this years holiday it will leave me around £2000 for the surgery deposit, I have 2 credit cards both with…
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M&S credit card offer ??
Hi everyone, I signed up for the M&S credit card through a MoneySavingExpert offer back in November/early December. I’ve finally received the card, but I’ve completely forgotten the exact details of the signup bonus! Does anyone happen to remember what the MSE-exclusive offer was at that time? My searching skills are…
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Virgin credit card issue regarding balance
Basically when I opened up my Virgin credit card app it shows me my available balance and how much I owe when I click on that it comes up what makes up my balance when I click on that it then appears we have a balance of £2018.57 with a list of promotional rate purchases promotional money transfers and cash and other…
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Advice needed for help with a high interest credit card
Hello, I'm trying to manage the debt spiral I'm in. I have 3 cards on 0%, and my problem card with Vanquis. It has £4355 balance, the interest is crazy. So I followed the advice about a debt shuffle and called them to see if they could shift to 0% or freeze interest to allow me time to reduce it. They told me the interest…
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RBS Credit Card Blocked
Hi My 0% rate is due to end in Jan. On 22nd Dec I did 1 balance trasfer to another card I have, another 1 balance transfer to a new card that I will be replacing this one with. I also made 2 payments. My usual monthly payment from RBS account and another from my savings also RBS to clear the blance. In total about 9k for…
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Section 75 for Legacy JL Card
I need to make a section 75 claim for a transaction made on my John Lewis partnership card back in January 2022. I no longer have a John Lewis account but I understand that I can still make a claim despite this. I did some reaerch and found that John Lewis used to use HSBC at that time (they switched to Newday later in…
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Is the Chase Credit Card Better than Halifax Clarity?
I'm trying to slim down some of the different banks I have accounts with. At the moment, I have a Halifax Clarity credit card, which I use rarely but it's useful when I do use it - most of my spends are on American Express. The primary reason I got it years ago was the fee free spending abroad, although it's also useful…
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Balance transfer question.
I have £1700 on one credit card which is a mixture of balance transfers until 2027 and a very small amount of purchases. It has a deal of a balance transfer of 5.9% rate over 30 months with a 0% fee. My other credit card has a zero balance and 0% balance transfer rate with a 3.5% fee until end of 2026. I pay off around…
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Section 75 claim for defective laptop repairers won't return?
Hi all, I'd like to understand my options and chances of success for an S75 claim for a faulty laptop. I bought this in August 2024 but it was never right, partly because it was not fit for purpose, probably not because of a defect but because of an inherent design issue, and partly because of a number of manufacturing…
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UK-drive.com
A relative has recently moved and absolutely believes she changed her address with the DVLA on the official gov.uk website. However, she has now noticed that she is being charged £39 a month via her credit card. We googled the site from the statement reference. She doesn't recognise the website and doesn't have any emails…
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New credit card
I recently switched current account from Smile to Lloyds. Partly because Smile’s website is showing its age/becoming glitchy and partly to take advantage of Lloyds £200 switching incentive. I also decided to close my little used, nil balance credit card with Smile, thinking it would be simpler to have one with Lloyds.…
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Finally learned my lesson
Hi, I have been in debt since the age of 18. I am 49 now. I am paying off a DMP with 6k left. I have 5 credit cards, all with a 0 balance. I log on every day and it fills me with joy to see a 0 balance. I use them but pay them off in full every month so I never pay any interest. This is my 3rd and final DMP. I'm so happy…
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Moved: usd saving account with high interest rate
This discussion has been moved.
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Crediy Card Chargeback - Who is Liable?
An insurance company promised to refund my credit card after I cancelled an insurance policy within the 14 day cooling off. They didn't refund the money. Therefore, I spoke to my CC card company who arranged a chargeback. 4 weeks later the insurance company also refunded the money to my credit card account out of the blue.…
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Revolut card question
Hi, I lost my Revolut card today. I've re-ordered another one which won't arrive until around 10th December. I am going on a trip on Tuesday to Germany. The card had £14 on it. I've put a virtual card in my google wallet - will I be able to use the virtual card before I get the physical card? I don't want to top up my…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.5K comments
Most recent: Amex is good-but be careful. by clive0510
3 July at 11:00AM
