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John Lewis Credit Card prior to New Day
Hi I've been trying to get hold of credit card statements from 2021 and 2022 when the John Lewis cc was with HSBC before they moved to New Day. I need them for court. I have tried: - John Lewis Finance/Money (New Day) - cannot help for the period in question - phoning HSBC various numbers, eventually beat the voice menu to…
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Order of allocation of payments for refunds
I have a Barclaycard with a Balance Transfer, which I am using for purchases, because Barclaycard charge no interest on purchases if they are paid off after the statement date and before the due date. Paying off the precise amount of purchases each month allows my BT to remain intact at the full amount. Unfortunately I was…
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Nationwide credit card in Mauritius
Hi all, I'm going to Mauritius tomorrow and I'm going to take my nationwide member credit card as back up. If I use it should I pay in Mauritius rupees? New to taking credit card abroad. Many thanks
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Tesco Customer Services e-mail address
Anyone know one? Very deaf and can't get the hang of Relay. Otherwise getting a visit from a helper or sending a letter. TIA
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New Lloyds Card Terms, no charges for foreign transactions, or are there?
Received an updated terms from Lloyds today for my credit card, active from 30th June, including: "we've changed the name of the 'non-sterling transaction fee' to 'non-sterling purchase fee' and we'll stop charging it when you use your card for cash transactions in a foreign currency. A cash transaction fee may still…
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MSE CC eligibility checker inaccurate
Hi I applied for a Barclaycard 0% balance transfer card yesterday. First I checked on MSE's eligibility checker tool, and it gave me 0% chance of being accepted. I thought that was wrong, as my credit is good and my income is well above the threshold for that card. So I just went ahead and applied, and today received an…
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Retiree credit application
I am recently retired and drawing down my pension via UFPLS. For tax reasons I only budget to take £17K pa and then if need be take another chunk, I could easily withdraw a substantially larger amount each year but see no need to at the moment. When applying for credit cards I am unsure what amount to enter, I have entered…
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Credit card security blockage abroad - due diligence failures - have you been caught out?
Halifax clarity credit card is promoted as the "bees knees" when traveling abroad - it can be a disastrous failure On a cruise this line this year Halifax blocked the card when the cruise line attempted to set up payments for onboard incidentals using a $1 deduction. Halifax knew we were abroad by the trail of card usage…
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Tesco Credit Card and PayPal Friends & Family
Does Tesco Bank charge a cash advance fee when using PayPal for Friends and Family payments?
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Virgin money
Ok so I applied for a virgin credit card and was asked to send over some documents via a link, about 6 hours after doing this I got a email saying my application was declined. But today I get email saying my card is in post and my credit limit ect. As for the Barclaycard I’m going to send that one back as I prefer virgin…
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AMEX Application Expired - Should I re-apply for another credit card?
Hi all, I hope somebody is able to help give me some advice Back in December 2024 I was approved for my first credit card - the AMEX Cashback Everyday Card. Unfortunately I was late providing my additional documentation as proof of address and the application expired in January (I had recently moved house and needed to…
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Vanquis 5% cashback use
i actually dont use my credit cards but i have had a vanquis one for a few years, not used in over a year. Apparently i'm being offered a 5% cashback deal (capped at £20 max cashback) Not going to use it just for the sake of it but my vehicletax is due next week, at £350. Is this transaction elligeible for this offer? i…
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Card blocked when travelling
Recently went to Vietnam via Dubai airport. In Dubai airport i bought something on my card, it went through fine. Subsequent transactions were blocked, and i received a text from Halifax asking them to confirm its me making the purchase. I did then all good. I did worry travelling Vietnam for 3 week i would have the same…
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Irresponsible Lending
I have been told by a colleague about the irresponsible lending claim for credit cards..... Is this still something we can claim on? How do you go about this?
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M&S 0% 24 Months, MSE says 90% Approval, M&S Says 0% Approval
Which one do I believe before applying? I am surprised by the 0% approval tbh
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Pay BIP card using Vanquish money transfer then pay that off same day with a Fluid balance transfer
Hi there, So I recently received a Fluid balance transfer card to pay off my BIP credit card. I didn't realise a balance transfer couldn't be carried out as the companies are owned by the same people. Could I pull the cash via money transfer from a Vanquish credit card to pay off the BIP card then transfer that balance…
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Barclay Card Reward Card - decline/acceptance
Last week I applied for the above card and was declined and not very happy about it as I have a good credit rating, but I believe it was due to the fact that I had over 50% owing on another CC - I'm only paying the monthly minimum due to it being interest free until May next year so. Yesterday, after getting Martin's email…
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Low fee or no fee?
I have posted recently about this and only received one response. I have 7k to balance transfer- the 0% finishes in September. I have various preapproved offers, though the no fee santander card is £3 a month with 15mths interest free. I've been preapproved for a tesco 32mth balance transfer 3.19%fee, on 7k the fee will be…
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New help understanding owed interest
Hi folks, my car died last month and I needed one. I wouldn’t be in a position to pay it off for a couple of weeks. So, I put £12,299 on my Virgin Credit Card Statement rendered on the 5th of April with a payment due by date of 24th of April. I paid £6,000 on 11th of April I paid £5,750 on the 16th of April I have £549…
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Clear balance or transfer balance
My credit card debt is less than my savings. If I transfer the balance to a new 0% interest card, and keep the savings, I’ll earn about £400 interest over the 0% term. There will be a £200 fee to transfer the balance. Should I just clear the balance with my savings? Or transfer it and make a net profit of about £200 over…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
