Lloyds Ultra credit card

pysifr

I've been reading about this new cashback card - 1% unlimited for a year. But according to the eligibility calculator on the website I have zero chance of being approved - and so no link appears. How does this calculator work - I have £90,000 pensions and other income, zero mortgage, home owner? All other cashback cards are at 100% chance of approval?

Ayr_Rage

pysifr said:

I've been reading about this new cashback card - 1% unlimited for a year. But according to the eligibility calculator on the website I have zero chance of being approved - and so no link appears. How does this calculator work - I have £90,000 pensions and other income, zero mortgage, home owner? All other cashback cards are at 100% chance of approval?

Same here, retired, no mortgage, one wife, income of around £75,000 (pension and dividends).

I though I'd give it a go, just applied and was successful subject to final checks with a credit limit of £9,000

Now off to read the 5 emails that pinged into my inbox during the process.

pysifr

I went on-line directly with Lloyds and filled in an application, and a message appeared "your application is under review. Please do not apply again." Within 30 minutes I received and email that it was approved. I went on-line and the card had appeared in my Lloyds on-line banking page. I then applied to add my wife, and that was over and done with in 5 minutes. So, I suspect there is a problem with the MSE calculator. 

jbrassy

It's always better to use the eligibility checker on the bank's website rather than the MSE checker. It will be more accurate.

ZZ_von_Schnerk

Hahaha they are idiots They just rejected me as well. £000s in pensions and other income, zero mortgage, home owner, six figure amount in one of my bank accounts.