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Onmo card not transferring ballance
Hello, I have an onmo credit card, I wanted to transfer my balance but they said they only allow to certain cards, but won't tell me which ones. Has anyone encountered this issue before and been able to transfer to another card? I had a fluid card to transfer the balance to, but fluid told me the same thing as onmo, they…
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'Excellent' credit rating, 10 plus years with bank but credit card refused
I have been with the Co-op for 40+ years and have had a premium account (with £300 o\d) for at least ten. Apart from a tight patch 15 years ago during redundancy/ illness, I have had no problems in that time. I have two credit cards (Aqua & Sainsburys), each with around £7k limit which is way more than I need. I usually…
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Credit Market Consolidation
Is there less competition in the credit card market with Virgin, Tesco, Sainsbury being taken over. I must admit with charging 25% rates I thought these companies were making a killing but obviously not. What is the long term prognosis of this consolidation will we see less 0% deals etc
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Travelling abroad to make a big purchase - would like to put it on a new 0% Credit Card
As per the description I intend to fly to Tokyo in the next few months to make a large single purchase and want to put this on a credit card, mostly for the section 75 protection, but also as a form of convenience so I don't have to sell down investments to cover the initial outlay. To clarify I have enough assets to…
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Start date question
Hi I'm thinking of getting a 0% 24m cc to pay off over 12-24m for a larger purchase. Can I check when the 'offer' would start generally? Once you make the purchase and 24m from then or as soon as the application is successful? Thanks
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AMEX Cashback £3000 Spend Requirement
AMEX require you to spend +£3000 to be eligible for cash back earned, I assume this would not include refunded items? We’ve been using another card this last 12 months but have £35 cash back due paid next month, including a £25 referral bonus and would be a shame to lose it.
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Barclaycard
Hello I applied for a Barclaycard and a few hours later it said application successfull via email, told me my credit rating and says card and pin will arrive within 9 days… is that 100 percent guarantee that I been accepted as they have said they willl be sending me the card in 9 days.. anyone ever had this and then not…
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M&S Credit Card Application
Hi there, Curious to know if anyone else is waiting for their credit card to arrive? I signed the agreement on 7 April and still nothing through the post, that seems awfully longer than I would have expected. Not sure if it's just an isolated experience or if others are also waiting? Thanks
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Buying a car money transfer card ?
I'm trying to work out the best and cheapest way to buy a Car which will be from a dealer. The car in question is £25k I have a an excellent credit rating and have been pre approved for a few loans with an intrest of 6.2%. But I'm wondering if I can use a credit card that transfers money into my bank account to buy the…
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MBNA - update to agreement
Advised by email from MBNA that cover letter and details in my online service digital inbox. So I have gone into my account to get the details. I see they have made some changes to the document delivery system. I can read the document on the screen ok, but cannot download it like I have done in the past. Wondered if just…
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Existing Balance and AMEX
Hi, I currently have 3 active credit cards, two with zero balance and one with +/-£2.5k on it. I have a friend who has an AMEX card who enjoys the points etc he gets with it. I asked him for a referral code, which he has sent me and I can get 6000 Avios points if I spend £2k in the first 3 months. Couple of questions from…
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Credit Cards - Fees on Gift Cards
For the second time I have been charged a cash transaction fee on a Caffe Nero gift card. The first time the card company and vendor blamed each other so I decided to use a different card this time - with the same result. I called MBNA to query it - expecting them to blame Caffe Nero - but instead the representative…
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Virgin Money Payment Allocation
Afternoon All, Looking for some help, I have a card with a range of payment allocations on it. So a small amount of general payments made, a larger balance transfer that ends in January next year and then an instalment plan that runs for 24 months, this one is new so not even one payment made yet. I have a lump sum that I…
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Which card is best for buying something in Euros online (in UK)
I want to buy something online and the website sells in Euros. Whats the best debit or credit card to use without getting stung with a currency conversion fee/ bad exchange rate? In the past I've used Chase, Nationwide Select and Halifax Clarity but I'm not sure if those ones are still the best picks around?
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Changing balance transfer target
I applied for a new card (Card A) to pay off a balance on Card B. I provided the Card B number as my transfer target. The new card will not arrive in time and so I have had to pay off B's balance with a transfer to card C. A message from Card A says that when it arrives and I verify it that will trigger the payment to Card…
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Credit card or longer loan. How do I calculate balance?
Hi I’m trying to work out what would cost me less in interest from the following options: I have £15k left to pay on a credit card 0% deal that is coming to an end. I have another card that I can balance transfer to with an offer of 5.9% over 2 years. i know I won’t be able to clear that amount in 2 years and could pay…
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Santander Edge Credit Card 2% Cashback
I've just received and started using my Edge credit card. Is there any way to see a running total of Cashback earned? I've looked in the app and online but can't see anything. I'd like to know when I reach the £15 maximum so I can use my Chase account for the rest of the month.
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Closing a credit card and extra charges
Just took out a new credit card with a decent 0% balance transfer rate. Moved most of the balance across, and intend to pay the little remaining at the end of the month when I get paid. Interest rate etc. on that card doesn't work for me, so I want to close it completely. How do I make sure that if say there's £100 left, I…
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Resolved
Resolved..
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HSBC Application
I applied for a credit card with HSBC on 3rd December. I had no acknowledgement from them and heard nothing further, although later in the month I noticed that they'd done credit file searches the same day. By the beginning of January, I was a bit concerned about this and so I called them. The person I spoke to said that…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: 3% fee BT on Virgin Credit Card by TadleyBaggie
8 August at 8:22PM
