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Section 75 eligibility.
Hi. My son is buying a car. He does not have a credit card. If my husband pays the deposit on our credit card or even all of it on our credit card does this invalidate Section 75 protection? The car will be registered and insured in son’s name at the point of purchase. Thank you.
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Can't find Virgin zero fee CC on their website.
The Money Tips Email has a link to a Virgin Balance transfer credit card with 0%, 13m and zero fee. It only takes me to the eligibility checker, with no link to the actual website. When I looked on Virgin Money site there was no zero fee card there. Can anyone else find the link ? I don't want to fill out the checker.
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App Needed to pay online by credit card
I tried to pay an invoice by creit card, but when it came to the authorisation I needed to have the app. Previously they would sent a code to my phone and this worked well. I don't want another app cluttering my phone and get frustrated by all these companies urging you to install their apps. Does anyone know of a card…
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Uneven split on mortgage payments in credit card application
Hi all! Who has experience of declaring that you pay less than 50% of your household mortgage payments in a credit card application? (i.e. your partner pays more). Does it cause any problems? Is it totally normal? I've in recent months been making use of my existing credit limit for the first time after many years banking…
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Weird transaction SQ *GREAT CASTLE STREET Ilford.
I don't think that this is fraudulent rather lack of memory. We have a bill for £20 to SQ *GREAT CASTLE STREET Ilford. Any ideas?
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Warning: MBNA 0% for 22 Months credit card.
This was entirely my fault, but in case anyone else sometimes fails to read the small-print then the 22 month interest free offer from MBNA is not entirley what it seems. So when you see the following.... ...you may (fairly reasonably) expect to be able to make purchases on the card for 22 months @ 0% interest. But that's…
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Section 75 advice please (Reject Repair?)
Hi, I am after a little advice please. I have a TV from a large UK electrical retailer purchased Nov 2020, it has a 5 year warranty from the retailer which expires in Nov 2025, it is a 75" Samsung The TV has broken down on 3 occasions. Repair 1 - Nov 2023 - Screen replaced Repair 2 - March 2025 TV Kept switching off -…
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Paypal Payment - Help Required
Hi, just a bit of advice required, as I made aa massive error. Not sure if this is the correct place, but it dies involve a credit arrangement. I purchased something from an unknown
shop I found after searching for a particular product on google shopping, I had
a dig around the website and it looked legit with 100’s of…
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4 free airport lounge passes
If you take out an AMEX gold card (credit card) you get 4 free lounge passes. you can use 2 at a time. extra guests charged £24. The card is free in first year then £195 a year so remember to cancel if its not for you. You also get 2 x £5 deliveroo discount each month if you use these apps. If you spend 3K on your card in…
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Refund to closed credit card
Hi, I have had to cancel our holiday we booked last year due to a change in circumstances. The refund went to a cancelled credit card, its been 3 months and still can't remember who I had it with. I know the last 4 digits and that is all, it over 1k refund. Is there a way to find out who I've had cards with? (Used credit…
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Refund from credit card due to me cancelling Holiday due ito injury
I was going to Alaska with my partner for my 60th birthday and a cruise. Unfortunately he has just had an Achilles tendon ruptured injury and can't fly. Will my credit card I paid for the holiday pay a refund. My holiday insurance only states paying £1500. But the holiday cost me £6000. Please help. We were due to go in 8…
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Credit card / overdraft debt
Hi, I have two credit cards with limits of £15k and £14k, plus an overdraft of £4k, all with the same bank. Together, that’s about £33,000. I’ve used them all up to their limits and have missed payments for the last five months. One of the credit cards has already been cancelled. I was a temporary resident in the UK, but…
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Best Balance Transfers Discussion Area
This is the discussion area for the guide Best Balance Transfers: Cut the cost of existing debts Please click reply to discuss
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0% balance transfer from UK credit card to European card. Is it possible?
UK citizen presently living and working in Portugal (self-employed). I have a UK credit card registered at my mum's address from my time in the UK military, with MBNA. It presently has a debt, and I want to transfer it to a 0% interest-free credit card. However, I'm not eligible for another UK card because I have not lived…
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Most rewarding credit card
I have a John Lewis credit card that gives me points that translate into vouchers for Waitrose. My local waitrose is handy for me so the vouchers are useful even though I do my main shop elsewhere. The number of points per £ spent has been slashed so I’m wondering if there is another card with a better reward. interest…
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MBNA app
Hello I’ve just recently like 3 days ago been excepted for a new MBNA balance transfer card 33 months 0% I currently already have a MBNA credit card that’s I can view and make payments on the app. My question is does anyone know how I can add the 2nd card to the app so it’s all in one place I’ve looked it up online and…
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Credit card blocked when trying to hire a car - had to purchase additional premium cover
Hi all, Two weeks ago, I flew to Pisa in Italy with my family. I attempted to use my Virgin Money credit card to pay the deposit for the car hire at Pisa Airport. The transaction was blocked by the VM fraud team. I then attempted to call to find out why the transaction was blocked but I could not get through to anyone.…
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Has anyone had issues which changing Direct Debit details with AMEX?
Hi All Ive been trying to change my direct debit details with AMEX for well over a month and the process has been a nightmare. Ive submitted the DD Mandate and shared my bank account letter to confirm its my account and it keeps getting rejected. Just wondering if anyone else has faced this?
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Vanquis Bank/Capital One balance transfer
Hello, I'm having a bit of a tough time and was hoping for some input. I applied to Vanquis Bank for a balance transfer card. They paid Capital One the transfer amount and added it to my new card balance but it never showed up on my Capital One account. I raised my concerns pretty quickly with both banks and they have been…
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Fastest 0% credit card to arrive
I'm wanting a 0% purchase card for sudden high expenditure (which I can afford but would ideally like to have at 0%). Does anyone know which of the current best offers for this type of credit card would arrive the fastest?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
