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Santander Credit card
I have just done an eligibility check for Santander credit card through the app. It came up pre approved after I have inputted all my details. Has anyone been declined after putting through the application? Thanks
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Does anyone actually use Curve Fronted, is it worth it anymore? Thinking of paying car finance off?
I dont actually have the curve card, but contemplating it for paying off car finance with 0% card? Maybe buying premium bonds with it and then cashing it back into bank account?
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How to optimise CC spend
Hi all, I’m doing quite a lot of uk at the moment which I’m putting on my credit card and clearing every month. It’s got me thinking about if there’s anything I could be doing by way of cash back cards or Avios(?) or any other scheme to benefit in some way. I’m spending about £600 on fuel and £500 on (non chain) hotels (I…
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Why cant i get a travel credit card?
Hi all. I have recently used the eligibility credit card calculator to try and apply for a travel credit card to use for an upcoming holiday. Alas the calculator said i have 0% chance of getting a travel credit card. My credit report is great on Experian and Equifax and i currently have 2 credit cards that i use as normal…
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Capital One - Recurring Payment Authority (RPA) not showing on their app.
I wanted to know if any RPA's existed on my Capital One CC but despite them saying I could manage this via their Mobile App I can see no facility for showing these future charges neither on their app or website. Ref: How to Stop Automatic Payments | Capital One There is a reference to the subscription manager tool though I…
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Zable - Can't stop repayments?
Does anyone else here use Zable? I've been struggling to pay off my debts and last month made the difficult decision to let everything default because I just can't afford to pay anything at the moment. I cancelled all my direct debits but my Zable card, which is MOBILE APP only, won't let me delete/stop payments. Payments…
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Samsung Pay+/Curve suspended
The new curve card is NOT a debit card, and it does NOT offer fronted. Does any other service offer an all in one debit card that can be used to pay hmrc etc with a credit card using "fronted"
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Credit cards
Is anyone else having problems with the Virgin Money Credit card app? I can’t get on and it’s been 3 days now and the information coming from Virgin is nil!
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Onmo credit card pre-approved
I checked my credit report apps yesterday, TotallyMoney being the first one and saw that I was 100% pre-approved for an Onmo credit card at £500 credit limit. I decided to check their website as I hadn't heard of them before and did an eligibility check on there. It came back approved for £500 credit limit and bought up…
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Amex points --> Miles & More
I am wondering whether there is a way to get Miles & More (Lufthansa) miles via a UK credit card nowadays. I saw that one can transfer Amex points into Singapore airlines miles, but I am not sure they can be converted to Miles & More afterwards. All UK credit cards seems to be stuck with Avios. But maybe there is still a…
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Denied Credit Card
I did an eligibility checker for a credit card (which I only want to build my awful 219/1000 credit score) with Santander. It said they can't offer me a credit card. I'm 32. I own my £360k house with no mortgage. Paid £240k for it - £75k deposit and paid off £165k in 5 years with my wife Never missed a payment on anything,…
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why won’t anyone lend us money for debt consolidation with £300,000 equity?!
so, we own our home with no mortgage. both aged 51, house value around 300,000 we both work full time with a combined income of 75,000 before tax, 3 dependants (13, 16 year old twins) we’re stuck in a cycle with mounting credit card debts/ overdraft (started when i was on maternity and snowballed) the monthly payments are…
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Does this mean Ive been accepted and will get a credit card?
Sorry to sound dumb, but does this mean I have been approved? I signed up via the link on here when I put my details in to check eligibility and was approved with only Virgin, which I'm surprised about, as I have a poor credit score. Abit surprised I got approved still, Is this just a pre-approval before another check?
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Defaults and CCA Agreements
Hi everyone, just joined here and looking for some advice. in 2019 I incurred some defaults on credit cards. I have been making minimal payments every month to the debt collection agencies. I checked my credit file today and notice the defaults are now not showing. I read soemwhere about requesting the CCA's from the debt…
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Balance transfer
Evening, I have a 9 month balance transfer offer from Vanquis. Took this and went to transfer a balance. Looked like this was successful but now it won’t me do any more and it was only £669 when my available limit is £2,000. I wanted to transfer at least one more balance from another card. It would only be £400. Do you…
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Barclaycard Rewards and Overseas
Hi, Just received my Barclaycard Rewards card based on the recommendations on this website: - No fees on spending or ATM withdrawals overseas - No interest on cash withdrawals if paid IN FULL - 0.25% cashback on most spending I'm trying to get my head around what I'll be charged if I use it abroad and I will be settling…
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Spending limit reduced from £3500 to £100
Barclaycard Platinum. Would this be because I rarely use the card? I have an Experian score of 999, only one other credit card (zero balance) and no debt or borrowing. Checking the app, it says I cannot increase my spending limit as it has been imposed or something like. Experian updates at the end of the month so I'll…
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Balance Transfer from my company's credit card to my personal credit card
I really need your help about balance transfer before I can apply a credit card for that purpose. I am a sole company director for a micro business company which is registered with the Company House. Currently I have been using my company's Capital on Tap credit card quite a lot. Therefore, I am planning to open a new…
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Santander Edge monthly fee increase
The Santander Edge credit card fees are going up to £4 a month. Not sure if this is just for new customers. Also the 2% cashback introductory offer is no more plus the £15 a month limit for cashback has been reduced to £10 https://www.santander.co.uk/personal/credit-cards/santander-edge-credit-card
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Paypal, Klarna buyer protection vs credit/debit card chargeback, which is best?
Hi everyone, I couldn't find definitive advice on the MSE website nor any existing forum threads which answer this, so please excuse me if they're there, I guess search engines aren't what they used to be. I know about S75 protection for purchases on credit cards over £100 (and below £30k?). This question is not about…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: 3% fee BT on Virgin Credit Card by retiredbanker1
30 October at 4:36PM
