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JaJa & ASDA Money
MrSilk
Posts: 1,507 Forumite
in Credit cards
Hi All,
I've got a ASDA Money credit card with a small limit of £500. I put all my spending (Inc Asda petrol) through the card to accumulate generous cashback but I find myself having to pay it off twice, sometimes three times a month.
I called them yesterday and they said that JaJa are not offering any increases at the moment to any customers. I asked why and she didn't really say. Are they in trouble?
You can't even ask for an increase through the app which I find strange.
I've got a ASDA Money credit card with a small limit of £500. I put all my spending (Inc Asda petrol) through the card to accumulate generous cashback but I find myself having to pay it off twice, sometimes three times a month.
I called them yesterday and they said that JaJa are not offering any increases at the moment to any customers. I asked why and she didn't really say. Are they in trouble?
You can't even ask for an increase through the app which I find strange.
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Comments
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Mine was increased automatically from £1k to £1.5k last month, maximum I've ever had as a balance is about £200 which is cleared in full every month. I mainly use it at Asda, rarely use for anything else.
CC limits £26000
Long term CC debt £0
Total low rate loan debt £3000
Almost debt free feeling, priceless.
Ex money nightmare, learnt from my mistakes and never going back there again, in control of my finances for the first time in my adult life and it feels amazing.0 -
spinningsheep said:Mine was increased automatically from £1k to £1.5k last month, maximum I've ever had as a balance is about £200 which is cleared in full every month. I mainly use it at Asda, rarely use for anything else.0
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MrSilk said:Hi All,
I've got a ASDA Money credit card with a small limit of £500. I put all my spending (Inc Asda petrol) through the card to accumulate generous cashback but I find myself having to pay it off twice, sometimes three times a month.
I called them yesterday and they said that JaJa are not offering any increases at the moment to any customers. I asked why and she didn't really say. Are they in trouble?
You can't even ask for an increase through the app which I find strange.
Not in trouble, but understood to be freeing up their float for a new affinity product. They also binned off a large amount of their ex Bank of Ireland (inc Post Office and AA) book in recent months.
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I got £2000 though at higher apr 30:850
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My starting limit was £1200. It’s taken 10 months for an increase to £1800. I dont always pay in full but do ensure I pay way above the minimum.0
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I have a £4k credit limit on a card opened in Oct23 and have never been offered an increase.Best Regards,
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MrSilk said:spinningsheep said:Mine was increased automatically from £1k to £1.5k last month, maximum I've ever had as a balance is about £200 which is cleared in full every month. I mainly use it at Asda, rarely use for anything else.
Sam Vimes' Boots Theory of Socioeconomic Unfairness:
People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.
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I’ve had this card for almost a year now and I’m still on the limit they give me when I opened the account which is £1,000 and like you say you can’t even request in the app for a rise.0
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