JaJa & ASDA Money

MrSilk

Hi All,

I've got a ASDA Money credit card with a small limit of £500. I put all my spending (Inc Asda petrol) through the card to accumulate generous cashback but I find myself having to pay it off twice, sometimes three times a month.

I called them yesterday and they said that JaJa are not offering any increases at the moment to any customers. I asked why and she didn't really say. Are they in trouble?

You can't even ask for an increase through the app which I find strange.  

spinningsheep

Mine was increased automatically from £1k to £1.5k last month, maximum I've ever had as a balance is about £200 which is cleared in full every month. I mainly use it at Asda, rarely use for anything else. 

MrSilk

spinningsheep said:

Mine was increased automatically from £1k to £1.5k last month, maximum I've ever had as a balance is about £200 which is cleared in full every month. I mainly use it at Asda, rarely use for anything else. 

Strange why they told me they aren't giving increases at the moment. I'll wait a another 4 - 6 months then if nothing changes I'll go somewhere else. 

WillPS

MrSilk said:

Hi All,

I've got a ASDA Money credit card with a small limit of £500. I put all my spending (Inc Asda petrol) through the card to accumulate generous cashback but I find myself having to pay it off twice, sometimes three times a month.

I called them yesterday and they said that JaJa are not offering any increases at the moment to any customers. I asked why and she didn't really say. Are they in trouble?

You can't even ask for an increase through the app which I find strange.  

Not in trouble, but understood to be freeing up their float for a new affinity product. They also binned off a large amount of their ex Bank of Ireland (inc Post Office and AA) book in recent months.

emperormessia

I got £2000 though at higher apr 30:85