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Switching to a different Mastercard credit card - which one and how?
For several years now I have been using a Mastercard from Tesco Bank, which has always been paid off in full each month. So while they have never had a problem with me, I'm now after a different provider simply because I'm sick to death of Tesco's app not showing the true situation with my account, and payments in always…
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Letters Issued to the Wrong Address
Hi All, I have recently been informed that letters sent to me by my credit card company have been going to a separate address due to an error by the credit card company. It only got discovered when the person receiving the letters was able to track me down. They advised that they had opened some of my letters whilst others…
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claiming a refund under section 75 of consumer credit act 1974
I am in dispute with Anyvan.com I paid £1000 with Barclaycard for a very poor house move service,so I am trying to get some compensation. according to the letter from Barclaycard I am not covered ,Why?
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Credit Card Company Cannot Give Me Specific Date With Regards to Credit Card Default!?
I am in arrears with a certain UK credit card company. I am close to defaulting. I want to avoid default, as I may need credit in future for “emergencies.” I have just phoned their call centre, and I asked repeatedly “on which date will the default specifically be activated, if I do not manage to clear the arrears or setup…
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0% interest rate - Minimum Payment
Hello! I'm very new to the world of credit cards and am exploring a 0% interest rate card for large payment soon. I am getting my head around the minimum payment rules and have been confused by some. There is a barclaycard one that I am eligible for which states: "always pay at least the monthly minimum repayment (1% of…
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What can I do? (think I was irresponsibly approved a credit card)
So I applied for a credit card in 2021, I was employed for 2 months at the time (and job before that was employed 3 weeks left to go to that job, and before that I was unemployed for 6 months and all jobs before were temps) and I was approved and the next month after I was fired, so naturally I used the card to stay on top…
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Son used my credit card without permission, even after card replaced
This discussion was created from comments split from: Has anyone ever made an unaffordable lending claim?.
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Dodgy govuk message
Just received a text message about applying for winter fuel payment, liked at it and they wanted my Debit or credit card number, the DWP already knows my bank details as they pay my benefits into it. Just letting everyone know what they are doing now, I’ve given them no information and reported it and blocked them.
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Credit card fraud
I took out a Lloyds credit card last April purely for the money transfer option which was 24 months at 0% as it was a far cheaper option than a short term loan. I haven't used it at all since the transfer and it is in the safe. This month I went online to pay my monthly payment and noticed 4 Amazon transactions on it that…
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A warning - stay way off Barclaycard when abroad
I'm sure many of you savvy folk know they charge 2.99% on non-sterling transactions so using them to spend abroad or draw cash makes no financial sense. However I did use them for the deposit of a car rental because I wanted the section 75 protection and as it's just a deposit no real transaction takes place - they just…
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Fraud on an MBNA credit card - a (mostly) good experience
A couple of weeks ago, I logged on to my MBNA account and immediately saw that there was something wrong - the total owed was about £1,200 when it should have been about £50. A closer look revealed three fraudulent transactions a week earlier - two debits and (very strangely) a £50 credit. There was no way that these could…
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Halifax Credit Card - Interest Charges
Ok, help me with this question! I have several credit cards, barely used and if they are they are paid in full when the statement is issued so I do not pay interest. It was my understanding that: You buy something You get a statement showing your purchases weeks / days later You pay in full before the due date You don’t…
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Section 75 and grey area
If I use my credit card to pay £1 of a £120 pound product and my partner uses her debit card for the other £119 ... can I claim section 75 for the whole £120 if there is a problem with the product?
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Chase launches new credit card with spending perks – but is it worth getting?
Chase has launched its first ever credit card offering 15 months at 0% on spending, as well as being fee free to use overseas. However, it's only available to customers with its current account. So is it worth getting? Our analysis shows it can be beaten – here's what you need to know: Chase launches new credit card with…
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Holiday Money - on Credit Card
Hello, looking at a good credit card, for spending on holiday, will need some cash, but would also like to use for taxis, restaurant's, shopping etc. When returning home, may no be able to pay off in one hit so concerned at the 30%APR cards. Any ideas? Thank you.
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AMEX Gold card renewal or downgrade?
Hi there, I have taken out an Amex Gold card last year in July and in a month the renewal would be up, which would cost me £195 to have it for another year. As great as the benefits are, the price is not worth it for me to extend it's term as I have only made limited use of the offers. I am not sure yet, if I downgrade to…
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Section 75 ?
Hi all Forumites - I am a member of a club with approx 120 members. If we get a club credit card for larger purchases...within the Section 75 limits, are we still covered under the act? I know how it works for an individual but unsure if it covers larger purchases for a club.....?
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Lloyds and Halifax Payments and Card Being Blocked
Hi I have a Halifax Credit Card that I use for everyday spending, and I pay off the balance every month. This is not the first time that I have had problems with a payment being blocked to a genuine UK company (In this case to pay the balance on a holiday), on the grounds that it is a suspicious transaction as it is…
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Lloyds/MBNA
So I’m getting close to when I’ll need to move a 0% balance that is ending it’s around 4-5k on there websites direct I'm pre approved £3,500 for both cards so I was hoping to only need one card. We go away in 3 weeks for 4 weeks so realistically don’t think I can make up extra payments maybe when we got back to pay off…
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Barclaycard Rewards Card CPAs
The dental practice that I use has introduced new computer software. Previously, monthly subscriptions were taken by Direct Debit. The new software does not support that. They can now collect monthly subscriptions only via credit or debit card Continuous Payment Authorities (CPAs).They wanted me to set up a CPA up over the…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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Most recent: 3% fee BT on Virgin Credit Card by Mcrib
9 August at 6:05PM
