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Which Kind of Direct Debit for Card?
Setting up a Direct Debit to pay the Fluid Credit Card, there are 3 main choices. * Payment Requested - Contractual minimum payment:plus an optional recommended extra payment which may vary depending on your balance * Fixed amount: Allows you to pay a set amount each month. If this fixed amount is less than the contractual…
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Barclaycard Amazon joke
Recently applied for the amazon barclaycard, simply to get the free £20 credit on amazon. The credit came through really quick, the card came a few days later. It tells me i have to register it on the barclays app, which i try and do but it always hangs with an error message. I phone barclays and they try various things…
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Amex Welcome Gift
Hi! I’ve recently signed up to the Amex preferred rewards gold credit card to get the 25k bonus points when I’ve spent £3k on it in the first 3 months. i subsequently read that the offer ends on the 14th October. It’s not clear, and I can’t find any info, on whether that means I need to physically spend £3k on it by then,…
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Halifax Clarity Credit Card
For years I've been using this abroad for spending as it was fee free. Just noticed it no longer appears on MSE's list of recommended cards for spending abroad - so just checking it is still fee free and that I haven't missed any changes to t & c? Thanks in advance
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MBNA can't refund credit balance
I'd had a 0% balance transfer coming to an end and realised that the last DD would be taken the day after the offer ended leaving me with the problem of paying a bit of interest. OK 1 day interest for £250 wouldn't be much but it would annoy me. So I paid the final £250 early to clear the balance. I suspected that they…
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Halifax balance transfer
Hi First post as I'm trying to figure out what this means before I do it. Halifax are offering me a balance transfer of 0% over 15 months with a 3% fee or 5.9% per annum over 30 months, no fee. Can someone simply explain the cost of the 5.9% per annum if I were to transfer £2000. This account is currently at £0 so no extra…
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Section 75 eligibility.
Hi. My son is buying a car. He does not have a credit card. If my husband pays the deposit on our credit card or even all of it on our credit card does this invalidate Section 75 protection? The car will be registered and insured in son’s name at the point of purchase. Thank you.
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Can't find Virgin zero fee CC on their website.
The Money Tips Email has a link to a Virgin Balance transfer credit card with 0%, 13m and zero fee. It only takes me to the eligibility checker, with no link to the actual website. When I looked on Virgin Money site there was no zero fee card there. Can anyone else find the link ? I don't want to fill out the checker.
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App Needed to pay online by credit card
I tried to pay an invoice by creit card, but when it came to the authorisation I needed to have the app. Previously they would sent a code to my phone and this worked well. I don't want another app cluttering my phone and get frustrated by all these companies urging you to install their apps. Does anyone know of a card…
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Uneven split on mortgage payments in credit card application
Hi all! Who has experience of declaring that you pay less than 50% of your household mortgage payments in a credit card application? (i.e. your partner pays more). Does it cause any problems? Is it totally normal? I've in recent months been making use of my existing credit limit for the first time after many years banking…
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Weird transaction SQ *GREAT CASTLE STREET Ilford.
I don't think that this is fraudulent rather lack of memory. We have a bill for £20 to SQ *GREAT CASTLE STREET Ilford. Any ideas?
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Warning: MBNA 0% for 22 Months credit card.
This was entirely my fault, but in case anyone else sometimes fails to read the small-print then the 22 month interest free offer from MBNA is not entirley what it seems. So when you see the following.... ...you may (fairly reasonably) expect to be able to make purchases on the card for 22 months @ 0% interest. But that's…
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Section 75 advice please (Reject Repair?)
Hi, I am after a little advice please. I have a TV from a large UK electrical retailer purchased Nov 2020, it has a 5 year warranty from the retailer which expires in Nov 2025, it is a 75" Samsung The TV has broken down on 3 occasions. Repair 1 - Nov 2023 - Screen replaced Repair 2 - March 2025 TV Kept switching off -…
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Paypal Payment - Help Required
Hi, just a bit of advice required, as I made aa massive error. Not sure if this is the correct place, but it dies involve a credit arrangement. I purchased something from an unknown
shop I found after searching for a particular product on google shopping, I had
a dig around the website and it looked legit with 100’s of…
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4 free airport lounge passes
If you take out an AMEX gold card (credit card) you get 4 free lounge passes. you can use 2 at a time. extra guests charged £24. The card is free in first year then £195 a year so remember to cancel if its not for you. You also get 2 x £5 deliveroo discount each month if you use these apps. If you spend 3K on your card in…
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Refund to closed credit card
Hi, I have had to cancel our holiday we booked last year due to a change in circumstances. The refund went to a cancelled credit card, its been 3 months and still can't remember who I had it with. I know the last 4 digits and that is all, it over 1k refund. Is there a way to find out who I've had cards with? (Used credit…
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Refund from credit card due to me cancelling Holiday due ito injury
I was going to Alaska with my partner for my 60th birthday and a cruise. Unfortunately he has just had an Achilles tendon ruptured injury and can't fly. Will my credit card I paid for the holiday pay a refund. My holiday insurance only states paying £1500. But the holiday cost me £6000. Please help. We were due to go in 8…
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Credit card / overdraft debt
Hi, I have two credit cards with limits of £15k and £14k, plus an overdraft of £4k, all with the same bank. Together, that’s about £33,000. I’ve used them all up to their limits and have missed payments for the last five months. One of the credit cards has already been cancelled. I was a temporary resident in the UK, but…
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Best Balance Transfers Discussion Area
This is the discussion area for the guide Best Balance Transfers: Cut the cost of existing debts Please click reply to discuss
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0% balance transfer from UK credit card to European card. Is it possible?
UK citizen presently living and working in Portugal (self-employed). I have a UK credit card registered at my mum's address from my time in the UK military, with MBNA. It presently has a debt, and I want to transfer it to a 0% interest-free credit card. However, I'm not eligible for another UK card because I have not lived…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Lloyds 0% overdraft by pecunianonolet
29 September at 8:42PM
