Credit cards

My wife and I have been considering getting a credit card. We've always been very adverse to opening an account as we have a strict no debt policy, aside from our car and home payment. However, I know people who have free or very cheap credit cards to collect airline points or other benefits. There is no interest if you…

I’m hoping someone can advise me because I’m really confused by something that happened with Klarna. Back in 2024, my Klarna card suddenly stopped working. When I contacted Klarna, they told me that around 20 different email addresses/accounts were linked to my personal details. I didn’t recognise any of them. After…

Hi all. I intend to browse the pages and search but I wanted to ask for opinions about using a credit card for daily purchases. I’m in a lucky financial position that I have ample funds to be able to use a credit card as my primary spending card and then pay the balance off IN FULL at the end of the month. I feel like this…

I am in my 80's enjoyed my Credit Card for the vouchers I received. (I always paid the balance at the end of each month.) In May of this year I discovered that Card also was 'covering' 2 other Credit Card companies and the hackers opened accounts in those. OK my money was refunded but I decided there and then not to use…

Having been a member of Nielsen IQ for a long time, I have accrued quite a few points to convert. I have exchange points for Amazon vouchers in the past, but have noticed that you can also get a virtual visa debit card from them. This is shown as being acceptable at anywhere that accepts Visa debit cards. Before I go ahead…

Hi I have a Revolut pre paid card for travel. Just heard this is changing to bank account. I don't want another bank account does anybody know if these is any option to keep this pre paid card or do I need to close account. The MSE Website is still showing the option for this as a pre paid card

I need a new credit card and HSBC was the highest-placed contender on the MSE recommendation list. I have good credit and was 100% pre-approved on the MSE ranking. I filled out the application and got a screen at the end that said (I am probably paraphrasing) "thank you for your application, we'll review it and respond…

I hope that someone can help. I was tricked by a roofing company into paying £2500 for 30 minutes work. I later complained to my credit card company that I had been promised a 25 year guarantee for the work but didn't receive it. They declined to raise a Section 75 claim as there was a fourth party involved. The roofing…

Hi, My window for overpayment on my mortgage is up on 31/8 and would like to keep up my plan to pay it off as quick as possible. I had some resolved health issue at the start of the year so this looks to be the best option. Repayment isn't an issue so would I be able to take a credit card out (as long as eligible), pay off…

Hi, Foolishly assumed my minimum payment was the interest plus a percentage of the balance which iis how previous cards had worked. I have been paying the card off but recently my balance has climbed so now having to pay the minimum for next few months. My interest rate is 40% so am trying to clear card and cancel ASAP. My…

I chanced upon this whilst trawling Facebook - has one unusual perk apparently - free airport lounge access if your flight is delayed 90 minutes or more. Also a facility for applying for refunds when compensation is due. No fees on foreign transactions when purchasing goods or services. Anybody got one and had experience…

Was sent a prepaid US Visa card from a rewards app. Edit: It's a virtual card not a physical card so can't use it in a shop. The issuer is "Tremendous" and the balance is US $1.02. I live in the UK and am stumped as to what to do with it. Amazon won't accept it, Paypal won't accept it, I've added it to eBay but can't find…

Has anyone got any insight here. I have a subscription with a well known tea provider. Over the years I have had several different subscriptions which I have managed to delay or skip deliveries as required. Service has always been excellent. Last month my usual subscription reminder came through and I tried to delay it but…

For context: This is my first credit card and I'm not looking to change to get more credit, I want to change because my current provider has been an absolute nightmare to deal with and their customer service has been terrible (by 'change' I mean get another credit card and cancel this one)

I am looking at a credit card purely for purchase protection (I do buy from reputable suppliers). This can be goods or services, so I mean chargebacks and section 75 refunds. Specifically one that is easy to deal with. I've not had any bad experiences, and don't need a card for delayed payments (cashback would be good…

I purchased some theatre tickets for Paddington the musical from a site which I believed to be the official ticket site. I used my credit card to buy the tickets, once purchased I realised that it wasn’t the official site but a third party and I was charged £16 per ticket in fees. My question is that although the tickets…

I’ve just been rejected for an M&S credit card even though I have an excellent credit score low debts and pass all pointers so must be M&S algorithm think I’m not worthy..? I pass all of the “How to get a good credit score” etc and my ClearScore account shows I have no issues. completely perplexed at being refused ? would…

Tried uploading an image but it's not happening. When I check my app, the Statement balance is showing, but Minimum payment is showing as NIL and Due date N/A. Obviously this is wrong, and I've had to go hunting round to find the statement so I can get the correct details. OH also has a LUCC (different account) and his app…

This discussion was created from comments split from: Halifax zero balance transfer is a joke.

Possible or not as part of same group. Lloyds saying only not possible to other Lloyds cards ?