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Paypal Credit - Pre-scheduled payment system changes the date!
Hi All I have a major problem with my paypal credit account and i am wondering if anyone else out there is currently dealing with the same problem - or can test their paypal credit account and see if they have the same problem! I have always used Paypals 'pre-scheduled' payment option - so at the beginning of the month, i…
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Contacting the Financial Ombudsman after a case is closed
Earlier this year I took a case about my credit card to the Financial Ombudsman and the case was closed in March. I now need to contact the Ombudsman about a particular piece of evidence, and am not sure how to do it. I can log in to the ombudsman site and see my complaint but don't understand how I can contact them about…
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Need help to sort out credit card dilemma
We are heading off to Australia soon for 4+ weeks. When we arrive I will need to pay the balance of our accommodation costs - £5000+ This need to be paid in AU$ Originally I had booked somewhere else that wanted payment in UK£ so, in the last 2 weeks, I increased my credit limit on my Avios Barclay Card to £7,500 However,…
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Lyods cashback disappeared!
Hi - since January I've been putting all spending on my Lloyd's Ultra card, after switching to them for the £250 offer. It gives 1% cashback till January next year. The amount always used to be shown in the app along with balance etc. It stood at around £250. Now the app has been "refreshed" I can't locate it. The "reward"…
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Good starter credit card to build up credit score for 22 year old
Hi, My daughter (22 year old) has just finished Uni and has a couple of part time jobs and is earning reasonable money. She has no debt (apart from student loan) and currently just uses her debit card to purchase fuel, clothes, socialising etc. She is now wanting to start building her credit score and is looking at getting…
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Credit Cards and ATMs
Why is it that, when I ask for a balance, instead of telling my what my current balance is, the ATM tells me my available credit? I'm looking for what I owe, not what I still have available to spend.
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Cards to use abroad
We normally go on holiday to Europe and load a Caxton card with euros to use while we are away. However, we are off to Stockholm very soon and are wondering whether it will be better to use our Nat West ordinary credit card, or a Santander All in One to pay in kroner. I also have a Santander Edge debit card. In the Money…
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Authorisation - any record ?
When a retailer authorises £1000 against a VISA credit card and subsequently takes £500, does any record remain of the original authorisation ?
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Lloyds credit card is unusable due to overzealous security algorithm
I am fortunate in that I have never been out of work or had any financial problems, and have an excellent credit history. That is not good enough for Lloyds whose automated security algorithms have twice stopped me from buying something with my Lloyds so-called 'Ultra' credit card, and then blocked the card. This is…
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Warning over Amazon Barclaycard
Just been told by Amazon Barclaycard that they currently can't increase people's credit limits. Just to be clear, I don't mean that they won't give me a higher credit limit but that on the Amazon Barclaycard the system isn't set up to be able to do this 🤬 I have never heard anything so ridiculous for a major brand -…
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Promotional offers on Llloyds Bank credit cards
Not sure if it is only me by Lloyds have the habit of adding promotional 0 percent purchase offers on my credit cards but only by chance do i notice they are there. One in particular has had one since January 2025 for 20 months but never received any communication from them it was available. Also the same with Halifax…
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CapitalOne moved to mobile app only
I like to view my CapitalOne credit card account online on my laptop. They have just, on 4th August, moved to a new system whereby you have to download an app onto your mobile phone instead. You can't use the secure messaging function any more unless through the app. I phoned them, and said I understood I could download…
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Downfalls of credit cards when you can afford paying in full?
My wife and I have been considering getting a credit card. We've always been very adverse to opening an account as we have a strict no debt policy, aside from our car and home payment. However, I know people who have free or very cheap credit cards to collect airline points or other benefits. There is no interest if you…
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Klarna has linked another account to my details — advice?
I’m hoping someone can advise me because I’m really confused by something that happened with Klarna. Back in 2024, my Klarna card suddenly stopped working. When I contacted Klarna, they told me that around 20 different email addresses/accounts were linked to my personal details. I didn’t recognise any of them. After…
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Credit vs debit
Hi all. I intend to browse the pages and search but I wanted to ask for opinions about using a credit card for daily purchases. I’m in a lucky financial position that I have ample funds to be able to use a credit card as my primary spending card and then pay the balance off IN FULL at the end of the month. I feel like this…
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Credit Card was hacked is it worth getting another?
I am in my 80's enjoyed my Credit Card for the vouchers I received. (I always paid the balance at the end of each month.) In May of this year I discovered that Card also was 'covering' 2 other Credit Card companies and the hackers opened accounts in those. OK my money was refunded but I decided there and then not to use…
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Virtual Visa Debit cards - are they worth it?
Having been a member of Nielsen IQ for a long time, I have accrued quite a few points to convert. I have exchange points for Amazon vouchers in the past, but have noticed that you can also get a virtual visa debit card from them. This is shown as being acceptable at anywhere that accepts Visa debit cards. Before I go ahead…
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Revolut pre paid card
Hi I have a Revolut pre paid card for travel. Just heard this is changing to bank account. I don't want another bank account does anybody know if these is any option to keep this pre paid card or do I need to close account. The MSE Website is still showing the option for this as a pre paid card
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Stalled (?) application for an HSBC credit card
I need a new credit card and HSBC was the highest-placed contender on the MSE recommendation list. I have good credit and was 100% pre-approved on the MSE ranking. I filled out the application and got a screen at the end that said (I am probably paraphrasing) "thank you for your application, we'll review it and respond…
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Declined Section 75 claim. No valid DCS link
I hope that someone can help. I was tricked by a roofing company into paying £2500 for 30 minutes work. I later complained to my credit card company that I had been promised a 25 year guarantee for the work but didn't receive it. They declined to raise a Section 75 claim as there was a fourth party involved. The roofing…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
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10 September at 2:03PM
