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Virgin Money Credit Card Limit App Error

Haengbok
Haengbok Posts: 18 Forumite
Part of the Furniture Combo Breaker
edited 14 February at 1:38PM in Credit cards

A long story short. I have 2 virgin credit cards.

I increased my credit card limit on credit card 1 from £7100 to £9000 in the app. Successful.

When I navigated back to the homescreen the limit was still £7100

However, credit card 2 limit was REDUCED from £11500 to £9000! It is showing as -£500.

Obviously there has been an error. They've reduced the balance on card 2 when I completed an increase on card 1.

In addition the numbers don't add up as credit card 2 has a balance of £10,800 on a £9000 limit now. Which is -£1800 not -£500. Also they've taken £2.5k off the limit. Pure random numbers.

I rang Virgin and they said I must have made a mistake. I did not!

I'm at a loss as I'm now over the limit and worried about promotional rates being removed, as well as fees.

What can I do?

Comments

  • Altior
    Altior Posts: 1,846 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    Download the latest formal 'paper' statements.

    There was a thread on here from a few months ago where the forumite was outlining some duff data in their Virgin CC app.

    The statements are the 'source of truth'.

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