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Useful guides from MoneySavingExpert.com Do I need a business bank account?Coronavirus Self-Employed & Small Limited Company Help
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How to receive payment as self-employed Tutor?
After being made redundant from a small school that is closing, I am starting up as an individual tutor. I was anxious about giving out my main current account details to clients for payment, so rang Nationwide to ask about setting up a second current account only to be told that they don't allow business through current…
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Changing Accountant
Hi, hoping someone can help. I've run my now very small limited company for about 17 years and getting close to retirement. Had the same accountant for all that time but who has also recently retired and sold the business to one of these firms who have multiple branches. Unfortunately you can never get to speak to anyone,…
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Business Banking Switch
Hi All I've searched through the forum but can't see an answer to this. Santander is closing my local branch, so I am considering a move to Ulster Bank for 2yrs free transactions etc etc. I know the switching service takes 7 days, but my question is - is there an overlap period between the two accounts for invoices already…
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Running small business from home - home insurance? Business insurance? Both?
Hi! I started a small 3d printing Etsy business which has some what taken off. I have registered the company as a sole trader. My home insurance is up for renewal and I'm not sure what I need. Obviously I will get home insurance, but does this need to cover the business too? Or do I get standard home insurance and get…
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Non domestic rates
I have just received a letter from my local council asking to pay non domestic rates on a property I once was renting 13 years ago. I don't have any of the paperwork for that long ago but I am also confident the dates don't match when we vacated the unit. The council say they had previous tried to collect in 2013 however…
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A training company took a deposit and says it is non-refundable
A business training company has talked me into paying a £1000 deposit for a training. The date was supposed to be the end of March, beginning of April this year and I was available on those dates - the sales person knew about it. I also told the sales person then why I am not available on other dates (I am a wedding…
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Device insurance
Does anyone have any good recommendations for business device insurance? Specifically a handful of MacBook Pros. Currently have cyber, public liability, etc through Hiscox but wondered if there are better/other recommendations specifically for tech devices?
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Business address/virtual office recommendations please
I have set up a LTD copany under my home address which has been inactive fore a copel of years. I am now looking to start trading. As I work for mhome and on the computer and telephone only,I need to register my business at the differemnt address to my home one as I don;t want any client;s etc knocking up my door. So…
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Considering doing my own accounting …
Hello ! I’m after some advice. I’m currently self employed / sole trader . I have a business which is a shop where I also employ 2 members staff who are both on payroll I also do some uber driving . I’ve always had an Accountant but recently been considering doing my own accounts just to reduce my costs as business is…
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Dealing with British Gas as a micro business customer
This discussion was created from comments split from: British Gas Poor Customer Service 2025.
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Money claim for bin services
Hello, I was wondering if anyone can help us out with this, We entered into a verbal agreement with a waste bin management company over the phone but we did not sign the contract. We emailed them to cancel it because we couldn’t wait couple weeks for them to deliver the bins When doing the agreement over the phone the bins…
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Energy broker disputes
Buisness Reduction Services ( NW) I am seeking help and wondering if anyone has experienced or resolved a dispute with Buisness Reduction Services ( NW) and PreAction resolution reached, acting on their behalf . At 0717 I had a cold call from a private number . I had just recieved keys to begin work setting up my first…
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Internet for office - minimal use - recommendations
I only need internet for one hour, sometimes 2, a week for zoom meetings in the office I rent for half a week. Is there any way I can do this more cheaply than paying business internet rate? Like phone hotspot or anything else?
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Southern Water false meter readings and an inflated bill
I'm wondering if anyone else has had a similar situation. I received a bill from Southern Water stating that they took a meter reading on 1 September. The reading they had was quite low considering we used more water than normal that period. I also didn't recall seeing a Southern Water van at all on the day they took the…
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Partnership liabilities
I've run a small business for the last 20 years with my husband. It's a 50/50 partnership but with no legal agreement. For various reasons I have reached a point where I want to leave the business partnership. What is the process for dissolving a partnership (OH will then set up a Ltd Co to continue the business)? We have…
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Side Hustle Tax Question
I started a side hustle on ebay that has slowly grown over time. Initially it was designed to pay for the hobby (3D printing) and that is really it. Under the new digital tax sharing scheme I have now gone over the threshold for the tax year at which point HMRC/ebay are deeming that my hobby sales are a "business". I have…
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Haggling business Insurance
Does anyone know if direct line will reduce business insurance renewal quotes if you call them? Increase this year is ridiculous. When I called them about car insurance last year they reduced it without question. I stupidly contacted them via whatsapp this time around which is obviously an even easier way for them to tell…
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Non refundable deposit
Hi All, The forum team advised me to post here Just before I explain my issue. I live in Scotland. Apologies about the length of this post Our son (25) runs a very small website design business. All his customers are local people who are very happy with his service. He has multiple disabilities and struggles with…
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Google SEO
Our business has been trading a year and we are now looking to grow - its a plumbing sole trader business and I would like to get more interest from google. Spoke to a couple of tradies (electricians and roofers) who obtain almost all there work via getting a decent rank on google searches. I am aware of what SEO is but Id…
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how to fill Self assessment Page 13, Benefits from your employment
Page 13 of 15: Benefits from your employment - use your form P11D(or equivalent infomation) 9 Company cars and vans shall I fill the BIK total amount: £1200 Many Thanks
