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Non domestic rates
I have just received a letter from my local council asking to pay non domestic rates on a property I once was renting 13 years ago. I don't have any of the paperwork for that long ago but I am also confident the dates don't match when we vacated the unit. The council say they had previous tried to collect in 2013 however…
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A training company took a deposit and says it is non-refundable
A business training company has talked me into paying a £1000 deposit for a training. The date was supposed to be the end of March, beginning of April this year and I was available on those dates - the sales person knew about it. I also told the sales person then why I am not available on other dates (I am a wedding…
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Device insurance
Does anyone have any good recommendations for business device insurance? Specifically a handful of MacBook Pros. Currently have cyber, public liability, etc through Hiscox but wondered if there are better/other recommendations specifically for tech devices?
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Business address/virtual office recommendations please
I have set up a LTD copany under my home address which has been inactive fore a copel of years. I am now looking to start trading. As I work for mhome and on the computer and telephone only,I need to register my business at the differemnt address to my home one as I don;t want any client;s etc knocking up my door. So…
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Dealing with British Gas as a micro business customer
This discussion was created from comments split from: British Gas Poor Customer Service 2025.
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Internet for office - minimal use - recommendations
I only need internet for one hour, sometimes 2, a week for zoom meetings in the office I rent for half a week. Is there any way I can do this more cheaply than paying business internet rate? Like phone hotspot or anything else?
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Southern Water false meter readings and an inflated bill
I'm wondering if anyone else has had a similar situation. I received a bill from Southern Water stating that they took a meter reading on 1 September. The reading they had was quite low considering we used more water than normal that period. I also didn't recall seeing a Southern Water van at all on the day they took the…
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Partnership liabilities
I've run a small business for the last 20 years with my husband. It's a 50/50 partnership but with no legal agreement. For various reasons I have reached a point where I want to leave the business partnership. What is the process for dissolving a partnership (OH will then set up a Ltd Co to continue the business)? We have…
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Side Hustle Tax Question
I started a side hustle on ebay that has slowly grown over time. Initially it was designed to pay for the hobby (3D printing) and that is really it. Under the new digital tax sharing scheme I have now gone over the threshold for the tax year at which point HMRC/ebay are deeming that my hobby sales are a "business". I have…
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Haggling business Insurance
Does anyone know if direct line will reduce business insurance renewal quotes if you call them? Increase this year is ridiculous. When I called them about car insurance last year they reduced it without question. I stupidly contacted them via whatsapp this time around which is obviously an even easier way for them to tell…
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Non refundable deposit
Hi All, The forum team advised me to post here Just before I explain my issue. I live in Scotland. Apologies about the length of this post Our son (25) runs a very small website design business. All his customers are local people who are very happy with his service. He has multiple disabilities and struggles with…
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how to fill Self assessment Page 13, Benefits from your employment
Page 13 of 15: Benefits from your employment - use your form P11D(or equivalent infomation) 9 Company cars and vans shall I fill the BIK total amount: £1200 Many Thanks
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Is there more benefit of becoming a Limited Co versus sole trader (Jan 2026)?
Hi Forumites! Happy new year!! I have recently been made redundant - so with all my skills have decided to start my own business. I've read that the tax rules have changed as well as the cost of compliance, means there is now a smaller gap now to being a sole trader versus Ltd Co (tax wise) and actually, you are able to…
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Tax increase as a percentage of earnings.
We all the talk about fiscal drag due to static personal tax allowances I would like to know if I am alone in seeing the percentage increase from when I was working to what it is now that I am retired? When working my combined tax and national insurance deductions were around the 40% mark of my monthly earnings. Now that I…
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Should I change year end date re MTD?
Hi, I am already using MTD and wonder whether it might be a good idea to change the year end for my husband's business (Sole Trader turnover £50k) from 31st December to 5 April. Thoughts please? Thank you in advance.
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Building website for small business
I'm currently trying to help my wife set up her business. We are currently looking at setting up the website however I'm aware of several providers where you can design your own. Does anyone have any recommendations on which on to use? I've gone through a number and not sure which to go for. I was thinking about Wordpress…
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Holiday rental property help
Hi, we would like some help regarding the best way to set up a holiday rental business. Currently, we have a home property with no mortgage, which is worth about £350K (but no rental potential). We also have some savings which we could put towards a business. If we wanted to purchase a bigger place with rental potential,…
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Sole trader into Partnership
Hi! 👋 Just wondering, if my wife and I are both sole traders and would like to join into a partnership, what would need to be done apart from creating a new business? 🧐 I was trying to find some advice online on the gov.uk site, but only found that we need to create a new business as a partnership and carry on normally,…
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Sumup Air payment settings
Using the sumup air device and the phone app. After inputting the amount on the checkout page and pressing 'charge' it takes you to the payment methods page where you select the card reader or payment link. Is there a way to remove the payment methods page and make all payment by the card reader only? If you are doing…
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Course attendee wants refund due to absence
I run a course that that runs for a few months, and one person attended for the first few weeks but then messaged to say they were unable to attend due to illness, and would update me on when and if they would be back but didn't. The course was fully booked and I was unable to offer the spot to anyone else. And now after…
