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Problems linking Zettle card reader to PayPal
I don't know if anyone can offer any useful suggestions, I'm only getting scripted replies from PayPal, even when I phone. I'm involved in running the local Flower and Craft Show. It's a small event, we're not a Registered Charity, nor a Company Limited by Guarantee. The most official thing about us is our NatWest…
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Advertising as a local electrician ...How?
I went it alone nearly 20 years ago as a small electrical firm(most 4 employees at peak)commercial and Domestic. These days I am just slowly getting older and winding down to retirement, but healthy and still loving it apart from a recent 18 months of illness that has now past. In the last 12 years I have had an insane…
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Southern Water complaints
As the owner of a small community based coffee business, my business has been virtually pushed to the wall by Southern Water. In November 2024, I reported a burst water main at the site of a previous major pipe refurbishment in Portsmouth. The extensive repairs lasted some 4 months and were being undertaken by Southern…
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Southern Water false meter readings and an inflated bill
I'm wondering if anyone else has had a similar situation. I received a bill from Southern Water stating that they took a meter reading on 1 September. The reading they had was quite low considering we used more water than normal that period. I also didn't recall seeing a Southern Water van at all on the day they took the…
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How to distribute business savings and who to use?
Hi I have a small business and currently have £400k in the account and only need £30k as a float so need to move my money so its protected but also getting the best interest rates. Ive read about Flagstone and wondered if this is the best way to go or to have a number of accounts up to £85k in order that the money is…
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ADEXA CATERING ARE COWBOYS!!!!
Can anyone help / advise? After much trying, 3.5 hours on hold when their contact number is in use and not closed for staff training, only to be told that my order hadn’t even been dispatched after 10 days, countless emails, online form submissions and live chats I still cannot get any sense. After still waiting over 3…
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Sumup Air payment settings
Using the sumup air device and the phone app. After inputting the amount on the checkout page and pressing 'charge' it takes you to the payment methods page where you select the card reader or payment link. Is there a way to remove the payment methods page and make all payment by the card reader only? If you are doing…
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Going self-employed - a few questions
Hi there, I have a few questions about going self employed. 1) If I register as
self employed under my own name can I work 2 separate self employed
jobs? eg...firstly as a gardener and secondly as an artist? I would
probably be doing 5-10 hrs per week gardening, the artwork is much
more sporadic, a few hours per month. 2)…
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HMRC and stopping payroll
Limited business with 2 employees (both directors). Not much activity recently so wish to stop paying salary for both directors for a few months. Do I need to tell HMRC, and if so what route please? Thank you
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Claiming money back off card machine charge- help 🙏
Good morning, I’m looking for some advice. Several years ago, I signed up to Clover Card Machine Services for my very small hair salon. A company called FISERV is also involved (I believe they are the merchant services provider). At the time, one of their operators helped me set up the machine as I’m not very technical.…
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Dell refusing to replace brand new faulty laptop
Hi, Unfortunately I ordered a brand new top-of-the-range Dell laptop around 5 weeks ago, as a business customer. It eventually arrived and it became immediately apparent the machine is unfit for purpose; it has pixel lines running through the screen making design work impractical and most applications are incredibly…
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Making Tax Digital for Income Tax
My accountant has retired and I'm in the process of sourcing a new one but proving harder than I thought. Having been picked to be questioned by HMRC's market research on the above, I've been trying to source a new software package to trial but have input my requirements on the Govt website and worked through the majority…
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Residents Management Company Credit Score
Hi, we’re a small (7 flats) RMC on a variable energy tariff for the communal lighting and fire alarm system. We are paying nearly £3 a day standing charge. We asked our supplier to move us to a fixed contract but they said our credit score was too poor. I use Credit Karma to track my personal score but how can we do…
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Small Business With a Large Charge Back and no recourse on Shopify
I have a small business on shopify and I have just have a customer do a chargeback after me doing a partial refund of $2000 and calculating the costs of shipping before paying the final amount as she refused delivery so in this instance i thought it fair to charge this as it is in my refund policy that shipping will be a…
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Tax query...
Hello, hopefully someone can help or maybe point me in the right direction please. If a company buys cars to lease to other companies, ie: as a car hire/lease company, what are the tax rules on the purchase and what they can claim. Are they the standard rules, so the same as if they bought the car to use or for an employee…
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Using part of my house as a shop
Hi, I would like to use the hall in my house as a shop. It opens onto the street (there are shops further along and one opposite). The hall measures 2.25m by 3.25 m out of 189 m squared for whole property. I want to sell yarn and fabrics so would not have a high volume of bulky deliveries or customers. I would run it my…
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Registering Business and Keeping Details Offline.
I'm starting up a very modest small business from home later this month as sole trader. As my home borders some insalubrious properties and areas I need for my business details to be kept offline. I'm concerned when I register my business with HMRC my details might be online. It would pose a security risk to my property. I…
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Tried Budgeting to Avoid Debt, but It Didn’t Work for Me
I set up a budget using apps, tracked my income, and wrote down every expense. Initially, it worked fine, but over time, I found it really hard to stick to. Unexpected expenses kept popping up—whether it was an urgent repair, an impromptu night out, or even just impulse buys when I felt stressed. It became overwhelming,…
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Companies House Registration
I’m not sure if this is the right forum to advise me? I am one of a dozen of local artists and makers - a mix of amateurs and semi-professionals. We are forming a not for profit group called Chew Creatives, run on a voluntary basis. We are not a registered charity. We do not charge a membership fee. We are also a nomadic…
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Beating business savings interest rates with Money Market Funds
I'm posting this partly to share what I've worked out and partly in case anyone has any comments to add. At the time of this post, the best instant access savings rate for businesses seems to be about 3.15% (Recognise Bank). One way to get a lot higher rate than this is for the business to buy a money market fund (MMF)…
