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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Saving, saving...still saving!
Hello MSE-land, it has been quite some time! I had a regular diary in DFW for a few years (might still be linked in my signature - Going, going... still going!) which helped me get debt-free whilst living on a modest income. Since then, I've luckily been able to stay out of debt, but have never been able to get any real…
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Saving lots in pots!
Ok so i have been deliberating whether or not to start a diary, and have now decided its time to jump in. I have been on these boards for years, but only just starting posting and reading reguarly this year. i have found so much kindness and support for each other on here and that is why I come on and read. Plus many of…
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My very ambitious way to get £60k in 48 months…
Investment strategy for 23/24 Majority of this plan to gain at least another 60k in savings is self managed. I need help to see what the best way moving forward to gain my goal. Mg appetite to risk is huge, a guy who works in financing does not want me as a client as - what he is doing I’m doing already. - his fees…
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Atrixa's Saving Diaries
Hello everyone! I'm 26 years old and currently renting a 1 bed flat in the North East of England. Due to not having a great income, I always thought I'd be renting forever but luckily, the North East has some of the most affordable (If you can call anything over £50k "affordable") properties in the country that aren't…
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Time to build my future
So at the beginning of September I finally became debt free - apart from my mortgages, and my debt free diary helped me so much so I thought I’d try and keep it going in order to build some savings. In terms of savings, I am setting up an emergency fund of £1k, and I am setting up a regular saver to overpay mortgage when I…
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Nearly 60 - where did that time go?
https://forums.moneysavingexpert.com/discussion/6176755/need-to-organise-budgeting-and-saving-more-effectively This is the thread that I originally posted in the Budgeting thread and Moving Forwards made the excellent suggestion that I popped along here. My updated savings are below, but next payday is 28th of the month,…
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The Happiness Fund.
I am going to copy over all my posts about my new kitchen or lack of it!!!! I am changing my thread name back to a more saving focussed one so I don't get distracted.:j Addendum: I have changed the name again as I am planning to chill out now I have savings and am going to continue to save for happy times. lol.
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Saving for a firey future
Hi everyone, I was a regular on this forum many years ago and the tips and support helped me clear lots of debt including a 2k overdraft and plenty of credit card debit. I ran up most of that buying my ex out of our property. Got a lodger, sold everything got a second job and then met my now husband. He was super…
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From £6000 ----> £9000 in 2023.
EDIT May 2023 - I have reached my £6000 goal and this is being tucked away in a high interest easy access CHIP account. I am re-jigging my goal to fill my sink funds now including a possible amazing dream. Onwards to £9000. EDIT January 2023 - my original goal was £2600, then £6000 in 2022. I managed this and propped…
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I can see the light at the end of the tunnel, now my saving journey begins!
I am nearing the end of my debt free journey with just 48 days to go before I reach financial freedom! Its been a long time coming and I have hit many bumps on the road to get here. As I am close to paying off the last part of my debt I have been thinking about what to do and how I can get there in terms of my goals when I…
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How much have you saved???
Just a quick comment about this section of the forum. I visit here from time to time interested in how people save, sometimes from lower incomes. However, people rarely seem to talk abut figures, amounts saved and how they achieve them. Maybe I am missing the point of this part of the forum. Many of the posters write…
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Cosy blanket
I just wanted to introduce myself and tell you a bit about my thoughts and goals. I normally spend time on the MFW bored and have been putting money towards overpayments on my mortgage but I have in the last few weeks come to the realisation that before I continue I need to ensure we have a nice cosy security blanket and a…
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Living life on my terms..
Over recent years I've come to realise that I need to start living life on my own terms and to stop trying to meet other peoples/societies expectations. For a while, I was constantly putting myself under unnecessary pressure in many areas of my life, thus creating extra additional stress that then started to affect my own…
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Magazine subscriptions
My first post, sorry if I don't know the conventions. If you took advantage of a very attractive introductory magazine postal sub (70% or more off) and were annoyed to be kicked off the reduced run-on price, when far better offers were still being offered to new subscribers, you could try this. Let the sub lapse, buy the…
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30yo savings
I’m 30, run my own business, I’m constantly worrying about money! Even more so now as I’ve just purchased a new car which I need for work and my personal life. My entire savings are 16k (after buying the car) and I also have assets in a classic car and motorbike adding to around 20k. Am I doing ok or should I really have…
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2023 Challenge!
Hello savers! As a forum ambassador for this board I thought it would be a good idea to have ourselves a little saving challenge. Everyone here is so supportive and encouraging and I’d like to keep that going with a little added competitiveness 😀 there won’t be a physical prize as such but there will be a monthly…
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Get a grip !
.....25/11/2018 ...... I have decided to update as its been ages since I started this thread and so much has changed including my priorities..... We gained a puppy after starting this thread and although she is a handful she has given me something to focus on and to get up for each day. DS split from one long-term gf and…
