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Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
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Saving lots in pots!
Ok so i have been deliberating whether or not to start a diary, and have now decided its time to jump in. I have been on these boards for years, but only just starting posting and reading reguarly this year. i have found so much kindness and support for each other on here and that is why I come on and read. Plus many of…
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Goals, hopes and dreams
I have £2750 saved in a regular saver that matures in June. Also month to month about £600 on one credit card and £800 on another credit card that I'm paying off at £100 a month. I'll stick all this in a signature some other time. I have a job which I will hopefully pass probation on in April. My goals are to put the…
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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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A year of saving but maybe also spending a bit too!
Hi, I've been reading the forum for about 5 years, but only starting posting today. Life has changed a lot in that time, financially. I've been a full time working single parent for years and years. Up until the end of 2020 I was receiving UC to top up my income. However a really supportive boss pushed me to aim for a…
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The Happiness Fund.
I am going to copy over all my posts about my new kitchen or lack of it!!!! I am changing my thread name back to a more saving focussed one so I don't get distracted.:j Addendum: I have changed the name again as I am planning to chill out now I have savings and am going to continue to save for happy times. lol.
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Health and savings journey
I'm a 40 year old male. I hope to add another £30k to my investments through the rest of 2025. This will come from regular monthly saving. I also aim to improve my health by changing eating habits, exercising regularly and reducing body fat over the year. I'm currently weighing approximately 77kg and approximately 21% body…
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Saving For Early Retirement
Hello, Currently have a diary on DWF board, feel this will be a better place to be as I am currently saving for early retirement! We are mortgage and debt free. Mr D has his savings, he is very good at saving, we have joint savings and I am starting to build up my saving after being in debt for most of my adult life. So I…
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Invest or save
Good morning all I am investing money on a regular basis although it is a small amount. Here is my position. I have £50,000 premium bonds. I have £20,000 in cash ISS for this years allowance. I have about another £10,000 in chip cash prize account. I have also been investing £250 in a stocks and shares run by CHIP. I plan…
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Did I really need to buy deer food?! My 'concentrating on saving' diary
Yesterday I decided after a discussion with dh about my spending on deer food and a bin to keep it in (despite them seeming perfectly happy with the bird food and peanuts that i put down several times a day) that I'm probably not being as money-saving as I should be!! I need to make much more of an effort with my savings…
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A place to hold myself accountable
Up until 4 years ago I wasn’t able to save anything and all my money went on my DD, bills and who knows what else. Then lockdown happened and I stopped spending money on anything. My DD stopped her extra curricular activities which was a massive amount to add to the pot. Fast forward to today, I’m mortgage free since 2022…
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My very ambitious way to get £60k in 48 months…
Investment strategy for 23/24 Majority of this plan to gain at least another 60k in savings is self managed. I need help to see what the best way moving forward to gain my goal. Mg appetite to risk is huge, a guy who works in financing does not want me as a client as - what he is doing I’m doing already. - his fees…
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From £6000 ----> £9000 in 2023.
EDIT May 2023 - I have reached my £6000 goal and this is being tucked away in a high interest easy access CHIP account. I am re-jigging my goal to fill my sink funds now including a possible amazing dream. Onwards to £9000. EDIT January 2023 - my original goal was £2600, then £6000 in 2022. I managed this and propped…
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No more debt, now what? Searching for happiness.
So here's my old debt diary Getting rid of that debt in 24 — MoneySavingExpert Forum I've paid off the debt and am working on changing my habits to make sure I don't run up any more and more importantly spent intentionally and feel in control of my money. I record all my spends and work to a zero budget. This month things…
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Arrietty's Acorns
Hello, I think we're past the 'happy new year' stage now and as we don't know each other yet I'll just dive right in, say 'hello' again and declare that I NEED to be on this board. I've been dipping in and out of here for a while now and debating with myself as to whether I should start my own savings diary; whether it…
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Life after debt.
Morning, I have been on the DFW board since Jan 2017 and finally became debt free in April 2021. I found I no longer fitted there a few months ago , and some things didn't sit right with me so closed my diary. Have decided this is the place for me now. Semi retired working two days a week, age 61 living alone in HA flat so…
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Making a budget (and sticking to it!)
Hello fellow savers! I think this is the best board to post my new diary now that we are mortgage-free. Having paid off the mortgage about a year ago, we thought we were saving towards early retirement for DH (he is 6 years older than me) but life threw us a curve ball and he has had to take a new job for the sake of his…
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Intentionally spending my time and money
27th May edit - after some sensible people on the pensions board reminding me not to be too restrictive now for the unknown future, I've decided to change my approach and rename my thread. My aim now is to use this thread to establish my "number" and reflect each week to make sure I'm spending my time and money in line…
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I find it hard to spend
I have a problem and I feel its affecting my life. I find it difficult to spend money. Ive always been bought up to be a saver - count the pennies and the pounds will take care of themselves kinda thing. It's worked OK so far. Im 44. Married with 3 children (now teenagers). No mortgage. expensive car on the drive. Over…
