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Now for a healthier, wealthier me
Hello everyone 👋 Today I have paid my final debt repayment and because having my diary on the Debt Free Wannabe boards has been so valuable in keeping me accountable and focussed, I figured that having a savings diary would be a good idea as my next step. About me - For those I’ve not yet met, here’s a bit about my…
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Escape to the country & living off savings
Copied over from my old diary Hello again from Yorkshire 😁 The move from the south coast went well but it has been hectic since I got here. Spending has been budgeted for van hire £250 diesel £90 train fare for DS to get home £30 new boiler £3600 living room light £32 kettle & toaster £40 New bath towels (sale) £6 Living…
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Saving For Early Retirement
Hello, Currently have a diary on DWF board, feel this will be a better place to be as I am currently saving for early retirement! We are mortgage and debt free. Mr D has his savings, he is very good at saving, we have joint savings and I am starting to build up my saving after being in debt for most of my adult life. So I…
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Arrietty's Acorns
Hello, I think we're past the 'happy new year' stage now and as we don't know each other yet I'll just dive right in, say 'hello' again and declare that I NEED to be on this board. I've been dipping in and out of here for a while now and debating with myself as to whether I should start my own savings diary; whether it…
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Solar panels with storage battery and EV before and after
Before
the solar panels and the EV we were paying £120 to £150pcm for
electricity, which is around ££1,500-£1,600 per year. In September
2023 the EV arrived and the bills went more than £200 to £220pcm. I
am on Octopus Intelligent Go and the EV charges at 7p per 1kW. After
the solar installation of 9 panels and 10kWh Solar…
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Moving forward and upwards
I decided today to bite the bullet and start a saving for a deposit diary. Moving away from my other diary as that served its purpose for that part of my life. Its now time to focus on my next goal, buying my own home, for that I need a 15% deposit. For nearly three years I've been saving my pennies, saving chunks of my…
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Did I really need to buy deer food?! My 'concentrating on saving' diary
Yesterday I decided after a discussion with dh about my spending on deer food and a bin to keep it in (despite them seeming perfectly happy with the bird food and peanuts that i put down several times a day) that I'm probably not being as money-saving as I should be!! I need to make much more of an effort with my savings…
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£35 into my bank from Money Saving Expert
So checking my bank this morning and I have recieved £35 form MoneySavingExpert. Surprised, only thing I can think of is maybe from when I switched energy suppliers, but thay was back in April. Thank you MSE
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M&S Sparks rewards
Im loyally scanning my sparks cards when I spend my hard earned cash in M&S but not sure I've ever had any good rewards as a result? Random discounts to things I cant buy in my FoodHall... anyone else in same boat? Im just gonna stop scanning soon. First world problems I know, but I'm interested if anyone is finding this a…
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The Happiness Fund.
I am going to copy over all my posts about my new kitchen or lack of it!!!! I am changing my thread name back to a more saving focussed one so I don't get distracted.:j Addendum: I have changed the name again as I am planning to chill out now I have savings and am going to continue to save for happy times. lol.
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PHOTOGRAPHERS - Flickr Pro Discount
I just went to cancel my Flickr Pro account because I don't use it that much at the moment, and at the 'Cancel' stage I was offered a 50% discount to remain. I took this so that I could retain access to the 1000's of images I have put there (it saves a massive disc drive hunt if I ever need one of them). If only I'd known…
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printer inks
This is just to warn people about getting caught out in
signing up to schemes by Epson for their ink cartridges which they claim
will save money. In my case I have paid
over £100 and received only one set of inks (after my initial purchase when I
bought their printer and paid extra for cartridges at that time). Furthermore…
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Saving lots in pots!
Ok so i have been deliberating whether or not to start a diary, and have now decided its time to jump in. I have been on these boards for years, but only just starting posting and reading reguarly this year. i have found so much kindness and support for each other on here and that is why I come on and read. Plus many of…
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Goals, hopes and dreams
I have £2750 saved in a regular saver that matures in June. Also month to month about £600 on one credit card and £800 on another credit card that I'm paying off at £100 a month. I'll stick all this in a signature some other time. I have a job which I will hopefully pass probation on in April. My goals are to put the…
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Intentionally spending my time and money to FIRE and move to Yorkshire
17th April 2025 - another resurrection and change of direction! I've made a decision that once a couple of milestones/dates have passed, then I will move up north to Yorkshire. Will be at least five years from now. 27th May edit - after some sensible people on the pensions board reminding me not to be too restrictive now…
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A year of saving but maybe also spending a bit too!
Hi, I've been reading the forum for about 5 years, but only starting posting today. Life has changed a lot in that time, financially. I've been a full time working single parent for years and years. Up until the end of 2020 I was receiving UC to top up my income. However a really supportive boss pushed me to aim for a…
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Health and savings journey
I'm a 40 year old male. I hope to add another £30k to my investments through the rest of 2025. This will come from regular monthly saving. I also aim to improve my health by changing eating habits, exercising regularly and reducing body fat over the year. I'm currently weighing approximately 77kg and approximately 21% body…
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Invest or save
Good morning all I am investing money on a regular basis although it is a small amount. Here is my position. I have £50,000 premium bonds. I have £20,000 in cash ISS for this years allowance. I have about another £10,000 in chip cash prize account. I have also been investing £250 in a stocks and shares run by CHIP. I plan…
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A place to hold myself accountable
Up until 4 years ago I wasn’t able to save anything and all my money went on my DD, bills and who knows what else. Then lockdown happened and I stopped spending money on anything. My DD stopped her extra curricular activities which was a massive amount to add to the pot. Fast forward to today, I’m mortgage free since 2022…
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My very ambitious way to get £60k in 48 months…
Investment strategy for 23/24 Majority of this plan to gain at least another 60k in savings is self managed. I need help to see what the best way moving forward to gain my goal. Mg appetite to risk is huge, a guy who works in financing does not want me as a client as - what he is doing I’m doing already. - his fees…
