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Petrol Card v Millage Allowance
Good evening, I receive a monetary allowance to buy my own car. I also have the choice of having a fuel card or a mileage
allowance. Can you help me decide / understand what is the best
option for me to take? I will do around 20k business miles a year. Thanks
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Savings in ISA and income support
Hi. I am on income support. I've been saving money in my ISA account. It is about £16,000. Will that affect my benefit? What is the amount transfer limit?
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There still may be trouble ahead .....
Around this time last year a redundancy threat at work shocked me into actually looking at my finances properly, and it wasn't a pretty sight. I'm now officially debt-free, but have no savings. I'm now in a new department at work, with a new manager, colleagues and ways of working which is all a bit stressful and I'm not…
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2020 Needs and wishes
I've decided to start a new diary for 2020, hopefully focusing my mind more on what I want and need to achieve this year. My fiance (swoon), the knitted Welshman (KW) and I got engaged on fireworks night last year, and at present, have very little saved for our wedding. We have a joint savings account with £150 in it so…
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Average amount of savings for a 30 year old...
Ok, so I know this question depends very much on circumstance, but I'm trying to get a general picture of what is considered 'average' in terms of how much a 30 year old (no mortgage) has. I'm almost 30, and slowly getting out of debt, but have a VERY minimal amount of savings. I've always been boom/bust when it comes to…
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How I am thrifty with my pennies in 2020
I am in my fifties and I like to save and get a bargain where I can. I save coins so I will post here how much I save each day. What discounts I have found eg yellow stickered, % off etc and where from. Coins I save for a rainy day ; 1p - 7p 2p- 5p- 5p 10p- 20p 20p- 20p 50p-50p £2- NSD for 2020 = 5 Hopefully see a few of…
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TU Clothing Saving
TU Clothing is my favorite online store I always shop from there because they always offer a big amount of discounts on all products for all category. Currently they're offering upto 70% off on site wide, you can get this offer at voucherhunt.co.uk
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Dreams and wishes....
Hello! Hoping that if I start being even more sensible about saving by accounting for myself on here, I'll get to where I want to be faster.... A bit about me: My lovely DD, Miss Kittikins, and I live with my parents in their house, where I grew up. We've been there for 4 years and I think we all need our own space most of…
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2019 Savings
These are the savings I’ve made so far this year by following MSE tips : Free cinema ticket with Meerkat Movies Saving £6:90 British Airways Sale Saving £601 ( that’s £86 off a city break & £ 515 off a week’s AI ) Also saved my parents £670 off their AI holiday - but won’t include that in my total. Two Together Railcard…
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Staying in the black 2020
Shiny new diary - simply hope to make good decisions to make sure there are enough pennies in the bank to cover the bills. Also I’ve found that when the spending is under control, so too is the diet! Not even waiting until the new year - no time like the present!
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Trying to make the sensible choice
Hello forum, Long time reader here but new to posting. Trying to stay on the straight and narrow money wise - hoping this is the right place to keep track. Starting off on a high - no spend day today! Now to organise my thoughts about what exactly I want to achieve. Nothing like a goal or two to focus your efforts!
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Hello everyone
Hello everyone I am a new member I am really happy to meet you all
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24 Year Old Savings
I'm new here and was really keen to create a diary of my savings. I'm going to try keep my posts detailed yet still concise and factual. I appreciate comments, tips, advice, feedback etc as I never discuss my finances with anyone publicly so it's nice to do it anonymously on a forum. * 24 years old * Graduated university…
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All change, All change
So, some time ago, I got out of debt and set myself a £20,000 house deposit goal. True to life, I got there some years on, only to find that I'm to be made redundant this year, so all thoughts of housebuying went out of the window. Ok. I have kicked myself for not getting to the goal sooner, as I've frittered away money on…
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Car tax
Hello... I wonder if anyone can help me, please? In April this year I moved house. In all the stress of moving, I didn't realise my car tax was due to be renewed on the 1st May. I'd not received the reminder at that point...and it didn't go to my new address when I changed my details. I received a letter from DVLA to say…
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22 year olds mission to Buy first house solo
Hi everyone! im 22 and 23 in a couple of weeks, just wanted to share my journey so far. I have 16k in savings. Spread over various bank accounts trying to get the most out of my money. I have a LISA which i will be maxing out in March 2020. I still live home with my parents which I am grateful for as my rent is only £150 a…
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Anyone had any success with Buyacar.co.uk
Hi I ordered a new car from Buyacar back in June. The usual 8 - 10 weeks went out through the window and I am now expecting to take delivery on Monday 17th. My intention is to purchase my vehicle by CC which the company are more than aware of. (0% don't fret) My problem is that no matter how many times I have asked the…
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Little steps: My saving diary
Hi everyone, I'm a returning poster and previously wrote about my battle to save money here In the time between my last post and this one, I spent a year working for a family who had zero respect for me, which pushed me into taking a risk on moving away and then 2 years working as a live in nanny 250 miles away from home.…
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Need perspective, help and advice
Hi everyone I am new to this forum but having been lurking and following for sometime and found it extremely helpful and insightful. Apologies if I am posting this in the correct thread. Basically I am 30years old and really feel behind the curve in terms of debt/saving and investment. However this also feels like a…
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The Gibberish trek to a deposit!
Hi everyone, I've been lurking here for a few months but thought I'd set up my own thread to help me keep track of my savings and also to provide myself with motivation from other money savers! So I'm 22, graduated from university a year ago and have since been in a full time job in my desired field woo! Anyhow myself and…