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The quit smoking fund
As of today, I have quit smoking; to put it bluntly, paying £12 for a 30g pouch of rolling tobacco is just absolutely ridiculous and I don't know why I keep doing it. Addiction to be honest. So, here we go, I'm going to keep track here of how much I'm saving from not smoking. On average, I'd go to the shop and spend £12…
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Don't accept change of address fees from any company when you move.
So. We moved house and had 20 plus companies to contact with our change of address. Time consuming but it has to be done. Our Car insurance company had long queues and their chat line let you fill a change of address form in, then said it wasn't available. After several attempts with the same thing happening, got peed of…
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Saving for a Deposit in Brighton and Hove
Hi All, An avid reader of MSE and I thought like everyone else here, I would benefit from starting this thread to keep myself accountable for saving towards this goal. My original goal a couple of years ago was £20,000 for a flat deposit. Based on house prices in Brighton/Hove, the extra fees and furniture required. The…
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Dolly's Savings Stashes....
So does anyone else have several little stashes saving for things way in advance or is that just me I thought now that it is coming up to the new tax year I would start myself a new thread to keep a track of all my savings stashes so that I can keep the focus on topping them up each month and not borrowing from them I…
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Doing it on my own: bobobski's house deposit diary
Spending my Christmas break reading further around the forums is becoming a yearly tradition for me, and this year it's brought me to this forum (I usually stick to the essential money section). I'm in a very up-y down-y part of my life and thought keeping a quasi-public diary would help keep me accountable. So, to start…
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My road to financial freedom
Hello! In this post I will keep track of my savings and investments, and I would love to receive your tips and feedback. I am from Barcelona, Spain, I'm 24 years old. I am studying social work, and I work as a waiter in a restaurant in Barcelona. I live with parents and save everything I can, but also help at home. If any…
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My attempt to be a super saver
I had no idea that this board existed! In theory, I should be a whizz at saving money but in reality I am not. I ended last year with £2k in my savings account. For some, this is a huge amount but, for me, it isn't so great. I have a permanent FT job and I earn £32k a year. I live with my fella but we keep separate…
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The Next Chapter: Our Dream House Fund
So, I've been married for two weeks now (which was the most fun, amazing day), a wonderful honeymoon in The Maldives, and now back at home, going back to work on Monday — yep, the honeymoon is definitely over! The next step for us is to continue saving for a deposit of our first home. Now, a little secret: I spent more…
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Saving in yourself - best investment
I've found out that the best investment is neither in the bank, your wallet nor other material things but yourself. People do different things, at different times and places just to make money but often forget that they need to invest in themselves first. The truth is many wealthy people in the society were able to put…
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It pays to shop around for Insurance
Hi, I had to let you know about how much I have saved and that's all because of MSE. My car insurance was due for renewal at the end of May with Tesco. I called them to see if they could bring the quote of £466 down or if they could match it with a quote I found using your site. They would not budge so, I cancelled the…
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Admiral car insurance
I've been with Admiral for 5 years claim free and haggled them down £90 for car insurance renewal in a pleasant 10 minute phone call using the cheapest quote from a comparison site (and pretending it included the same extras that Admirals policy does) Called them again today to see if they could reduce it any more, they…
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The Wedding Fund
Hi, I'm Laura. I've spoken about my wedding fund on the debt free wannabe board but I thought I'd make a diary dedicated to saving. I'm saving for one thing in particular this year - my wedding. I'm getting married on 5 November 2017, to my wonderful fianc! Tom. We've been together ten years so it was about time! We were…
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Open Up to Me - A Savings Diary
I thought I would start this as a kind of New Year's Resolution. I do have friends IRL but given their situations if I start complaining to them about my situation they might resort to physical violence. My situation: I'm 25, I have a permanent, full time job that I love which appears to have good prospects for promotion.…
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£100
PCNs... Thank you Martin Lewis I downloaded a template and adapted it a little to my circumstances and within 48 hours the Civil Enforcement Ltd 'phone to pay' company cancelled my charge they had sent me. It was for a 'wait' of just over 12 minutes on a private piece of land (in Stroud, Glos) that did indeed have signs up…
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Graduate Saving Strategies
Hi, I am currently in my first graduate job and looking forward to the future! I have started to think about savings, mortgages, direct debits, money management in general etc. I am simply looking for advice and tips! and will post my own every week! I currently have a Save to Buy ISA into which I am depositing the maximum…
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Time for Change...
Hello all, long time lurcher first time poster. I have decided its time for a change; It is time to start saving money for mine and my girlfriends future. I'm 24 and currently work as a Commercial Analyst on £22k a year (Fancy name not so fancy pay check) and my girlfriend is currently studying Psychology at Uni so money…
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smoking no more
stopped smoking(30 a day between us) and drinking(twice a week) one month ago, i transferred the cash daily that i spent on ciggys/wine(bank statement is a mess lol) into an online saving account = £590!!! I also cancelled sky(£50pm) i sold my second motorbike(£4500) and only insure the one now(£30 pm saving)! I have saved…
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No Debt! Saving to buy a Flat/Apartment.
Hi, Welcome to my thread. This is my first time doing a Savings Diary. I paid off all my debt last Friday! 😄😄😄😄 So now at the age of 24, I want to start saving money and buy myself a Flat/Apartment next year. I'm currently single (casually looking for Boyfriend). My job is a secret. 😊 I'm not the best at saving because I…
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The 'I'm not buying anyone presents' savings diary
After a very stressful and almost penniless Christmas 2016 I've decided not to be the same this year when it comes to birthday and Christmas gifts. I find myself blowing Decembers money on the children's presents, family presents and end up struggling (and still paying for things even in January). Birthdays throughout the…
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The Marvellous Meticulous Savings Diary
I have so many things I need to save for I'm not even sure where to start! I'll start my diary with ideas of what my savings can be used for but will decide eventually :D BIG THINGS - Deposit to buy the house I am in now - New car as new as possible as sick of unreliable bangers - Renovation of the whole house and garden…
