-
Somewhere to keep track!
Mortgage-free Glee! not yet drat Debt-free and Proud! so the weather is nice this time of year... Car Insurance Carver! I use the MSE guide every year - this year I picked wrong as their service was just too awful lol lesson learnt Home Insurance Hacker! Follow the steps like a slave! I won, I won, I won! About 8 years ago…
-
How much do you earn and able to save a month?
Just Intrested in how much everyone is able to save a month after rent, bills etc. I'm currently able to save £400 a month after rent, bills and food. Some months it can be a struggle with unexpected bills. I earn about £1400 a month.
-
How have you saved on every day spending?
Hi MSE'ers! I'm relatively new to the world of MSE but absolutely love what it stands for and seeing my bank balance hold its own. I have read lots of diaries and challenges and whilst I am not in a position to be saving £1,000s a year, I went through the numbers last night and in the last 2 years, my husband & I have…
-
Myteeduck's Savings Diary - £16,000 Goal!
Hi This is my new savings diary. Basically I need £16,000 as fast as I can. I have a car which I am in negative equity with and I owe £15K on it. I would like to do my next year of AAT - Level 3 - as soon as I can and I need £1K for this. I understand that due to my income and my disposable income, I will probably reach…
-
Nikadi's Saving Log - trying to keep myself accountable!
I lurk more often than not but thought I'd set out somewhere where I could keep track of our savings as I'm rubbish at popping on regularly and keeping up with the We're Saving For A Deposit thread! I have apparently had a savings diary in the past, but that was 3 years ago and got abandoned and closed! I'm 27, DH is 28.…
-
Kids Pass charges on account before trial finished
I advise anyone who took advantage of the Kids Pass deal to check their bank account. I signed up on 31st August and paid the £1 only to find that I'd been debited £39.99 on 3rd October. I've contacted to ask for a refund but suggest you check in case you leave it too late.
-
Hello, I haven't save a penny but I desperately need to!
Hello, I need help and was going to email MSE until I found an article that stated they don't have the staff power to respond so to post on here for help. I want to be a money saving expert but I don't know where to start and because I've never really had to deal with this before, it's a lot overwhelming! Anyway here is…
-
MSE News: Eat neighbours' food for free + 21 more hacks
Including Amazon delivery trick, free roaming, iPhone 7 saver, free credit score...Read the full story: 'Eat neighbours' food for free + 21 more hacks' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
-
Dolly's Deposit Diary........
Hey peeps, I am 32 years old in debt & I am realising now that it is time to sort my life out, become debt free & get on the property ladder. This will be a long diary, the way things are going at the moment I will be looking to buy a house in the year 2020. I am going to split my goals up annually & then monthly to make…
-
AA renewal rip off
I recently got an AA breakdown insurance quote of £113.50. This covers roadside and relay with a complementary home start. I went onto the AA web site and found I could get the same cover for £105 and if I take off the complementary home start It would go down to £69. I rang them and the best renewal they could offer was…
-
Transfer of a 1 year fixed rate ISA
Hi, I'm 7 months into a 1 year ,1.93% fixed rate isa with Shawbrook bank but because of BREXIT im anticipating a reduction in the base rate by at least 0.25% before my account matures. So, my question is should I / could I transfer now into a 5 year ,2% fixed rate ISA with Halifax or Nationwide and take, what I believe…
-
Diary of DrCee: Moving House for Health and Wealth
Hi all! I hope you are well. I am DrCee (not that kind of Dr) and I am trying to save some pennies to move house. I currently live in rural Oxfordshire with my husband MrCee and this is no longer practical for us. I was recently diagnosed with epilepsy and now I can't drive. Our village bus service was axed by a Cabinet…
-
Energy savings thank you
I finally got round to reviewing my energy suppliers today and am so pleased I did - I've saved £333 over the year and this means I can now buy the thermostat system we have wanted with the savings we will make Thanks for a brilliant website and great weekly newsletter :beer:
-
Saved £106K with MSE
Having decided to overpay my mortgage instead of paying less each month when the interest rate dropped I have just made the redemption payment and I reckon I've saved £106,112 by paying it off in 11.5 years. :j I switched to to a tracker mortgage at the end of my fixed term and then In December 2010 I cancelled my Direct…
-
SOA - Suggestions/Scrutiny
So, the new financial year is almost here and I thought I'd do a review of 15/16 expenditure before setting budget targets for next year (this is a personal budget). Below is my SOA, averaged out for all of the last financial year (15/16) so doesn't take into account how variable income and expenditure can be…
-
Saving for the big day - 3rd June 2017
I'm a long time lurker on this wonderful forum and have spent many hours reading through people's diaries, savings, dfw and mfw. I find it a great way to pick up tips for how we can shave a few £'s off our monthly spends. My OH and I got engaged in May 2015 and have now set a date and booked our venue, very exciting! We…
-
Mind Game's Savings Diary
Hello and welcome to my savings diary. I'll be listing money I save off things bought on sale and freebie things as well as money I receive and put aside. Total since 21/03/16: £93.91
-
Kitty's FTB deposit diary
Hi all! :wave: This is going to be my house deposit savings diary to help keep me on track and accountable for all my spending! A little background on me: I'm 31 and currently live in London in rented accommodation with my best friend. I have never had a problem with saving money, I have just never really felt ready to…
-
His emails have saved me hundreds!
So I thought I really hve to post to say that signing up to these emails has been so beneficial! From the top of my head here's a few things I've followed through on: Got the Halifax clarity card so I could use it abroad without any additional charges - I now keep it open and use it for online purchases for protection and…
-
Scrounger Saves 10k+ a year.
Scrounger Saves 10k+ a year. I get roughly £15000 a year in welfare and a extra £5000 if I do less than 16 hours work a week. I have a down-syndrome related disability without the physical abnormalities. I can't drive well so I am limited to finding work within my local area which is a rural village but there is a…
