No Debt! Saving to buy a Flat/Apartment.

chanda_2

Hi,

Welcome to my thread. This is my first time doing a Savings Diary.

I paid off all my debt last Friday! 😄😄😄😄

So now at the age of 24, I want to start saving money and buy myself a Flat/Apartment next year. I'm currently single (casually looking for Boyfriend).

My job is a secret. 😊

I'm not the best at saving because I love shoes, clothes, handbags and all things expensive, so I'm writing this diary so I can keep track off my spending and resist all temptations.


Currently I have £40.00 😁, and my goal is to reach £5,000.00 by Xmas.
I plan to take it step by step.

So I just to need to save another £4,960.00. I'm feeling very optimistic about this new journey in my life.

Thanks for reading.

xx

chanda_2

Today has been a busy day, with repairs happening at the house!

Monday's are always so busy!

No spend today, ate food from home, it helps to do a big food shop and meal plan every day, it crazy to think I used to go out to restaurants 4 times a week, and now I'm lucky if I go 2 times a month.

I also added £5 to my savings so currently have £45.00 with £4.955.00 remaining ��

savingwannabe

Hello well done on cutting back on restaurant meals and saving money. I had to thank your post the other day and run but I meant to say welcome to the thread. :beer::j:T:D

chanda_2

Yeah I saw that! ��

Thank you for the welcome.

It was hard to cut back on restaurants as it's easier to have someone else cook for me ��, especially in this cold weather, I get lazy having to stand behind the stove.

chanda_2

So I've booked a Market Research this Sunday for half an hour paying £50.00 ��

I plan to head to the bank on Monday to add £20.00 to my savings, put £10 on my Oyster Card and the remaining £20 I'm going to put towards a new phone.

I don't have a smartphone which is quite embarrassing because of my age. I found a nice smartphone online at Tesco for £34.00 so I'm not far off.

savingwannabe

Well done on your market research. I only have a smart phone as Mrs 3dogs' husband gave me his when he passed away. Then steve gave me a posh one when he upgraded. You are not alone. I can't believe how expensive they are!!!! I only use what's app and try not to text from it. When I do I use Tesco Top ups.

chanda_2

Thanks.

I know all my friends have the iPhone 7, but they pay contract which I think is a waste of money.

chanda_2

Slow day today, spent £4 on KFC for dinner. It's hard not to buy the odd fast food during the week with this crap weather, it rained almost all day today.

Only managed to put £2.10 in my savings so new total is £47.10 so that leaves £4952.90 left.

chanda_2

My market research that was happening this Sunday got Cancelled.

I was looking forward to some extra cash. It hasn't been my week.

My new savings total is £51.24 so £4,948.76 left.

savingwannabe

oh dear. Fingers crossed something will turn up. At least you saved some money. I only save money on payday.

chanda_2

So I bought a new SmartPhone yay! It arrives tomorrow and then I have a shoot on Thursday.

I'm self-employed so I'm trying to save money all the time, which makes me think I should have more money then I should but then things always come up.

Halloween is round the corner, and two birthdays coming up soon!

I also took out some money from my savings so I'm back to £40.00.