-
Lala's FTB Saving Diary
Hi everyone! :wave: I hope everyone has had a lovely Christmas & New Year! :santa2: I lost track of my previous diary during Christmas as everything was so hectic, so here I am; at the start of a new year & a brand-new diary which has previously helped and will help me manage my money! To start things off; my two biggest…
-
Living Payday to Payday
Decided to start a little diary for myself here to keep track of my money incoming and outgoing for the next few months. My thoughts are often a bit of a jumble and it helps to write it down! I'm 26 and own a home (with mortgage) with my OH and a cheaply-run car (paid off). 2 little cats who are the undisputed loves of my…
-
Money makover
Did a bit of DIY on finances when I was off just after New Year. 1/ Sky-was paying £31, OH & son are Formula F1 fanatics so managed to haggle down to £16 for Sky HD F1 channel & a few other channels. 2/ Talk Talk, phone line, calls & broadband, was paying £30 a month. Got free call to landlines & mobiles (with the offer to…
-
MSE code saving!
Just ordered these trainers for dog-walking. http://www.hi-tec.co.uk/…/r200-womens-running-trainer-A0054… Only £14.19 inc, delivery with a code from MSE!! Happy bunny! :j
-
Could have saved £14.00 by booking Hotel direct.
Hi, I would just like to pass this tip on, Have just had a mini break and a family visit to the Isle of Man, but i spent £154.00 booking for 4 nights for the hotel, which I thought was the absolute best price on Laterooms.com, and trip advisor, but in fact, when we got to the hotel, we noticed on the sign in the foyer,…
-
New Year, new savings goals..... right?
New Year, new blog, right? Well almost – I’ve been playing around with the idea for a couple of months now – but – figured it was easier to keep track from January onwards, so have a look and feel free to join in if you want! I’m sure that like most people (if not all) I’ve always wanted more money, whether it’s for…
-
Six month saving challenge
Hello all, newbie here! I am currently saving to go travelling in June. I will be working at a summer camp in New York for two months, travelling across the states for another month and then hopping over to Australia for around a year (unless I find a secure job). I have already saved £3.5k from August alone and I am…
-
Journey to... adulthood?
This year I'll turn the grand old age of 21 (yeah I know, I'm not THAT old but I feel it!). The past year has made me grow up loads. In short: got engaged, moved out and had a baby! My longer term goal is move out of rented accommodation and have our own mortgage by the age of 30. Owning my own house eventually is one of…
-
List of aims for the rest of 2015
Morning all! My previous post (titled the same) was deleted; I think in error as there was a hugeeee spam attack and my post was just before the spam. I'm going to start where I left off :D SO: Job interview this morning, eeeeeekk!! :eek: Very nervous as I know I could be AMAZING at this job & I want it so badly! Going to…
-
Deposit Diary
I dont really expect anyone to read this or any future posts. Its more of a way of keeping myself accountable of savings/spending but if you fancy keeping me company on my journey then I wont say no :) A little about me; Single, 28, 2 children, self employed (but due to start paid employment end Sept) living in a private…
-
My Saving Journey - Supporters Welcome
Hey Everyone, I'm relatively new to MSE Forums and just wanted a place to record my successes and failures in a bid to get debt free and start saving for a house and a new (to me) car. If anyone has advice or would like to follow my journey please do!! I often feel like i have a thrifty angel on one shoulder and a spending…
-
pay off debts, save an emergency fund & a house deposit in 7 years (part 1)
Hi I'm not sure where to post this as it comes under an umbrella of categories. our expenditure on paper is a few pound less than our income. we currently have some debt (£1500) and the main reason for the debt is due to never having an emergency fund. Im about to start my studies and when youngest starts school will look…
-
thanks mse - money back from NPower
Hi MSE - this Is my FIRST TIME ON THE FORUM. I HAVE BEEN READING YOUR NEWSLETTER FOR 2 YEARS & last week , after changing suppliers (I used your cheap energy club to switch to the best deal), I rang my old company - quoted my account no & asked about my balance. I was £186 in credit, I should get it in 30 days, hopefully…
-
25 and need to sort my life out
So, I turned 25 a few months ago and can't stop thinking I should be further along in life than I currently am. I'm working towards a house deposit. I have currently saved: £27,883 in my ISA (getting on average £30 a month) £5,228 in my current account (I really should do something with this) I get just over £1560 per…
-
Bradeastham savings
Hi everyone, This seems a fun thing to do and I'm hoping everyone's encouragement will help me on my journey. I started my first job at the beginning of the year and have always been okay with any money I had but I have never really kept track, well I have been with my girlfriend for over 6 years now and while she is in…
-
Turning 32, time to get it together!
Well, I will be one year older tomorrow x and whilst my life has changed dramatically for the better, the savings side needs some work! On my 31st birthday I had a massive row with my sister. It ended up with me storming home alone but was a turning point in my life. She's harsh but fair, my sister, and everything she said…
-
Complained to vodafone, saved £186
After taking out a contract with vodafone at £21pm, I soon realised that I was being charged £26pm. I swiftly called customer services and was told I would be contacted for £35 refund. After not getting a call, I rang them and was told that I wouldn't get anything. Infuriated I vowed to keep calling until I got a refund.…
-
Cashback and insurance
Whilst I have been changing insurance providers yearly I have only just started following the guides. My record was a year or so ago, I managed to get my house insurance for free :) Split the contents and buildings to 2 different companies and got cashback for both equal to the cost :) sadly most of the cashback now has to…
-
Nathalie's Moving-Out Fund
Welcome to my thread for my moving-out fund! The rules are: - I receive around £900 per month in benefits. - £450 per month goes to my father to help with the rent. - I will put £225 into savings each month. - The remaining £225 will be used for travel, food, and other necessities. From now on, I will only buy books,…
-
Resolute
Righto. 25 year old who's life is just completely stagnant, when there is no godly reason why it should be. So started July 1st and did a complete life overhaul. Going to try and use this to just keep a track of where I'm up to. I graduated in 2012, just, coming out backwards through a bush would be putting it mildly. Took…