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Cashback and insurance
Whilst I have been changing insurance providers yearly I have only just started following the guides. My record was a year or so ago, I managed to get my house insurance for free :) Split the contents and buildings to 2 different companies and got cashback for both equal to the cost :) sadly most of the cashback now has to…
Nathalie's Moving-Out Fund
Welcome to my thread for my moving-out fund! The rules are: - I receive around £900 per month in benefits. - £450 per month goes to my father to help with the rent. - I will put £225 into savings each month. - The remaining £225 will be used for travel, food, and other necessities. From now on, I will only buy books,…
Resolute
Righto. 25 year old who's life is just completely stagnant, when there is no godly reason why it should be. So started July 1st and did a complete life overhaul. Going to try and use this to just keep a track of where I'm up to. I graduated in 2012, just, coming out backwards through a bush would be putting it mildly. Took…
New car savings
Just bought a new Hyundai 120 New Generation and Hyundai have an Affinities Scheme which is designed to help new buyers save cash. Thanks to a close relative having a Civil Service Pension, I was able to save a whopping £1,888 on the list price which enabled me to buy the 5yr Annual Service package, which will save me even…
Moonbean reporting for duties!
Hello , I'm not really new to MSE as I've had two past accounts on here but i've never really sed them to stay on track or anything & I just had problems with logging in and things. I know it's a little late in the year to make a drastic change to my life but for me personally it is the right time. I have a job, a good…
Saved on my car insurance with MSE
I'm a happy person. Car insurance bill came in ( plus RAC). Had gone up by £60. Followed MSE website and went on the different search websites compare the market etc and LVE kept coming up as the cheapest. (Strangely the three sites came up with the same site but with different prices!!) I then rang up my old insurance…
Savings Diary
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Saving for the Mortgage
I'm in a very sweet position. :beer: Friends have bought a house for me using a revolving credit account and have given me the option of buying it off them at the same price that they purchased it at by January 2016. :j I've been making monthly payments into the credit account and whatever I pay into the account will be…
Minxy's- making money and mischief
Hi I post other places on the site, but I seem to have goals/tasks/challenges etc at the moment that fit under many sections. I have decide to post my own diary, of my goals, tasks, challenges and achievements. Instead of posting on 101 threads or clogging up specific threads with unrelated things. I give 2 warnings if you…
Saving for a house
I've been a stalker to this forum for a while, in particular this section and have decided to do a diary of my own just to really see how I'm going and a little motivation tool. I currently have around £13.1k saved between four accounts and hoping to make it to at least £20k for a deposit. I'm very fortunate that by living…
My Money/saving adventure!
Hey all, After reading a few threads of others in other situations and finding them interesting and inspirational, I thought it was about time I started putting down my journey with money's so far. Maybe it will help me focus, maybe others will get something from it, or maybe it will just be something that will keep me…
Roses' Savings Diary :)
I'm 21 and I have a VERY big goal. :rotfl: I currently live with my parents and aim to save £12,000 or more a year. My salary is very low (but I don't have any qualifications and I like my jobs). Monthly Incomings 2015 (approximate/average):* £650 1st job (currently taxed, but shouldn't be - will get tax rebate, then…
New Years' Resolutions - Which are you doing?
What's it about? You've probably made stacks of resolutions by now but may need some help sticking to them? Tons of people are on this Forum day in, day out supporting each other in their goals throughout the year, not just January. :) With their help and support we're much more likely to stick to them. What to do? If you…
I have saved over £163 with martin's tip on Sky TV
Martin was right about prompting Sky TV into giving loyal customers a discount if they think you are thinking about leaving. It was so easy. I just rang Sky TV pressed the option for "Leaving Sky" and told the adviser that I had received a quote from Virgin which was much cheaper than my present Sky subscription and I was…
Saving for my Future
Hi everyone! I'm new to MSE forums and want to hold myself accountable for my savings as such, and I'm open to any advice anyone would like to give me! :) I turned 26 last month. Recently single (as of January). Was previously renting with my long-term boyfriend and in January, I moved out and found my own privately rented…
Starting my Life Over
So far this year my life has turned completely upside-down... My husband, who had been my partner for nine years and married for just six months, told my he has been sleeping with a younger woman (I'm only 28!) he met online, and despite not pursuing that relationship further, he does not want to be married anymore. So…
Turning point at 30- life and savings dream?
HI Guys, I am 30 years old (well nearly, in a few months). I have up until now been a teacher and now am thinking of a career change. The demanding nature of the job slowly is destroying what is left in me. I have about 20k in savings in the bank. And quite a big student loan of 26k that is still gradually being paid off.…
Just saved £1,084.47
http://www.boots.com/en/Boots-StayDry-Pants-For-Men-Large-96-Pants-8-x-12-Pack-_1715400/ Managed to get offer 17 times.
Is anyone starting from scratch???
Heya, I've been reading a lot of savings diaries on here over the weekend but it has daunted me a little....as a lot of them already have a large amount of savings to start with! Is anyone starting saving from scratch, literally £0? Because thats where I am at the moment and I feel a little useless now haha! Im 23 and rent…
Saving for a house to call home..
Hi :hello: I've had a saving's diary before but due to ill health and lots of changes I fell behind on posting and neglected it :( So here I am starting a fresh with lots of motivation to spur me on to save all my pennies to have a house to call home... So here's a little about me - I'm twenty two, live with my mum, dad…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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