Moonbean reporting for duties!

Hello , I'm not really new to MSE as I've had two past accounts on here but i've never really sed them to stay on track or anything & I just had problems with logging in and things.

I know it's a little late in the year to make a drastic change to my life but for me personally it is the right time. I have a job, a good relationship with my parents (it wasn't all too great to be honest) and now, I have a partner. So for me, it's the perfect time for me to focus on myself and my goals.

I'm literally starting my Money saving / life changing journey from scratch.
I have 3 accounts:

[CA]Current account – All regular spending, Bills & income are used from there.
[RD]Savings Account #1 Rainy day – doesn't have a specific use but the goal is to save £1,000 in there
[EF]Savings Account #2 Emergency Fund – Not to be used for everyday. Goal is to have £1,000 in there preferably before my rainy day fund.

September Saving Accounts totals:
RD: £40.00 / £1,000
EF: £40.00 / £1,000

I created this thread to keep track of my spendings,challenges,tasks,weaknesses,failures,successes etc...
I am taking part in a few challenges here on MSE,
but I'll also keep a section of the challenges on this thread too,
so It's easier to follow.

Supporters are welcome.

  1. Save £1,000 in Emergency fund
  2. Save £1,000 in Savings Account
  3. Have 12 months worth of completed NSD’s
  4. Stay within budget for 6 months
  5. Switch to a cheaper mobile phone tariff
  6. Save £5 for every goal completed on my 101 things in 1001 days
  7. 1 week spend free
  8. Do 3 things a week to save money in general
  9. Sort taxes out
  10. Watch all of my DVDs before buying new (going to be tough!)
  11. Create a list of 100 ways I can save money & do at least 50 of them.
:xmassmile EF: £10/£2,700 :xmassmile Fun:£10/£1,000 :xmassmile SPC#054 = £9.00 / £100.00 :xmassmile
:rudolf:DEC NSD: 2 / 20:rudolf:


This discussion has been closed.
Meet your Ambassadors


  • All Categories
  • 341.7K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.2K Spending & Discounts
  • 233.9K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards