Moonbean reporting for duties!

124 Posts
Hello , I'm not really new to MSE as I've had two past accounts on here but i've never really sed them to stay on track or anything & I just had problems with logging in and things.
I know it's a little late in the year to make a drastic change to my life but for me personally it is the right time. I have a job, a good relationship with my parents (it wasn't all too great to be honest) and now, I have a partner. So for me, it's the perfect time for me to focus on myself and my goals.
I'm literally starting my Money saving / life changing journey from scratch.
I have 3 accounts:
[CA]Current account – All regular spending, Bills & income are used from there.
[RD]Savings Account #1 Rainy day – doesn't have a specific use but the goal is to save £1,000 in there
[EF]Savings Account #2 Emergency Fund – Not to be used for everyday. Goal is to have £1,000 in there preferably before my rainy day fund.
September Saving Accounts totals:
RD: £40.00 / £1,000
EF: £40.00 / £1,000
I created this thread to keep track of my spendings,challenges,tasks,weaknesses,failures,successes etc...
I am taking part in a few challenges here on MSE,
but I'll also keep a section of the challenges on this thread too,
so It's easier to follow.
Supporters are welcome.
Goals
I know it's a little late in the year to make a drastic change to my life but for me personally it is the right time. I have a job, a good relationship with my parents (it wasn't all too great to be honest) and now, I have a partner. So for me, it's the perfect time for me to focus on myself and my goals.
I'm literally starting my Money saving / life changing journey from scratch.
I have 3 accounts:
[CA]Current account – All regular spending, Bills & income are used from there.
[RD]Savings Account #1 Rainy day – doesn't have a specific use but the goal is to save £1,000 in there
[EF]Savings Account #2 Emergency Fund – Not to be used for everyday. Goal is to have £1,000 in there preferably before my rainy day fund.
September Saving Accounts totals:
RD: £40.00 / £1,000
EF: £40.00 / £1,000
I created this thread to keep track of my spendings,challenges,tasks,weaknesses,failures,successes etc...
I am taking part in a few challenges here on MSE,
but I'll also keep a section of the challenges on this thread too,
so It's easier to follow.
Supporters are welcome.
Goals
- Save £1,000 in Emergency fund
- Save £1,000 in Savings Account
- Have 12 months worth of completed NSD’s
- Stay within budget for 6 months
- Switch to a cheaper mobile phone tariff
- Save £5 for every goal completed on my 101 things in 1001 days
- 1 week spend free
- Do 3 things a week to save money in general
- Sort taxes out
- Watch all of my DVDs before buying new (going to be tough!)
- Create a list of 100 ways I can save money & do at least 50 of them.
:xmassmile EF: £10/£2,700 :xmassmile Fun:£10/£1,000 :xmassmile SPC#054 = £9.00 / £100.00 :xmassmile
:rudolf:DEC NSD: 2 / 20:rudolf:
:rudolf:DEC NSD: 2 / 20:rudolf:
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