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Santander- No Response
HI, I've used MSE template for compensation claim to a couple of Finance companies. Black Horse have been brilliant and regularly in touch. Santander though, no acknowledgement - nothing, sent numerous emails to 2 different emails and then Customer Service to request advice in lack of response. Anyone else had this...and…
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MSE News: Car finance redress scheme likely delayed until at least 2027
The financial regulator's major car finance mis-selling redress scheme, originally planned to start in July this year, is facing yet another delay. But in the meantime, it's still best to get your complaint in now, which you can do for FREE using our DIY car finance reclaim tool… Read more: Car finance redress scheme…
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Previous Surname
Hi all. I have had 8 different cars since 2007 and don't have all of the associated paperwork. I've emailed the most recent ones a couple of years ago with the details I had but the one's that responded said I had no claim. Since then, I know there are more grounds to claim on. I've tried the Experian tool to try and get…
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Blue Motor Finance in Administration
Afternoon! So, Blue Motor has gone into administration. I have been informed that the insolvency practitioners are aware of my claim under the redress scheme, and thats about it! How is this likely to work now? I assume that I am now just a normal creditor and I will get pennies in the pound if the redress scheme goes…
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Mis-selling car finance
This discussion was created from comments split from: The Dry Cleaners have Ruined My Husband's Suit.
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Stellantis Finance
Got a response today for a complaint i put in with a Motor Finance agreement. The agreement was taken out in 2013 (details from equifax) with Northridge. They merged with Stellantis in 2021 and response from them was. Contact details haven;t changed. have i any redress? This could be for a number of reasons, including: The…
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TOYOTA REJECT MY CLAIM - THEY SAY THEY HAVE NO RECORD OF AN AGREEMENT
Almost exactly a year ago, I wrote to Toyota Finance, using the tools on the "Money Saving Expert" website. I used the format recommended, asking if my agreement had any form of commission and if so to treat the communication as a formal complaint etc. I took out a loan back in 2017 to purchase a Toyota Prius. I have a…
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PCP claim Nissan
Hello, we have made 2 direct claims with Nissan and today we have received an email for Courmacs Legal for us to complete a form. We are suspicious as on their website it is showing 51% charge. They seem to have our account numbers and know email addresses so does anyone know if Nissan have instructed Courmacs or is this a…
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MSE News: Car finance redress scheme faces further legal challenges
The financial regulator's major car finance mis-selling redress scheme, confirmed in March, will face legal challenges from three lenders, it's been confirmed. MoneySavingExpert.com founder Martin Lewis says some delays now look "inevitable" – but with lots still uncertain, it remains crucial to get your complaint in now,…
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Scam email from MotoNovo?
Im fairly sure it is....thoughts Hi (Removed by Forum Team), Thanks for getting in touch. We’ve received your enquiry about motor commission. We’ve reviewed your request, but we don’t have enough information to complete our identification and verification checks. To allow us to review this again, please submit a new…
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Car finance compensation cancellation fees
I stupidly signed up with 2 different solicitors for the car finance compensation claim. I've chosen 1 firm to work with but now worried about the other firm charging me a cancellation fee, not knowing how much it will be is stressful as I'm on low income. Unfortunately I haven't kept any records or dates and my emails…
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Personal view on the Car Compensation Scheme
I have a DCA that has been confirmed back in 2024 using Martin's template, There is nothing clear or definitive if we are getting the compensation I read somewhere it could be 2028 or 2027 no one knows, The way I see it , the compensation scheme will be tied up it appeals , we thought the compensation would of started this…
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MSE News: Car finance redress scheme to face legal challenge
The major car finance mis-selling redress scheme, confirmed by the financial regulator last month, is now facing a legal challenge over claims that it will leave drivers "out of pocket". The group behind the case says the scheme could still launch while the level of redress is reviewed, but this remains to be seen. In the…
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Car Finance Redress
Has anyone got any thoughts on the motor finance redress scheme? Is it just me, or do these delays feel like a tactic to drag the process out? What frustrates me is that the finance companies have been allowed to challenge things at this stage when they had the opportunity to raise objections during the consultation…
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Financial mis-selling complaint- HD Law
Hello all, I am a bit concerned. I clicked through on a link that came through one of one of my newsletters to register to see if I was eligible for the financial mis-selling complaints. Initially it went through make a pcp claim, I just wanted to check eligibility and put in vehicle details. Then I am being contacted a…
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Car finance claim - finance company is now dissolved
I had financing through Fortis Lease UK Retail Limited years ago. I completed the ML form and sent it off. This organisation was bought by the BNP Paribas group and it has now been dissolved. BNPLS responded saying as much and stating they were unable to help. I then used AI to generate a response to this asking them to…
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I am unsure if I've been missold car finance
Hi, I'm unsure if I've been missold car finance but I'm receiving text messages from one company anyway. Are they simply fishing for business or did they legitimately get my name from some financial records somewhere? fwiw the company is "Panda PCP" Thanks!
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DCA Black Horse Finance problems
I bought a Porsche back in May 2007, Ive contacted Black Horse Finance, given them my name DOB Address Bank Account details Chassis number Agreement number When and where purchased They have responded cant find my agreement Whats going on, clearly these car companies are simple not going to pay a penny!
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Help with car finance claim
This discussion was created from comments split from: Forum Highlights 6th Feb: planes, Pot Noodles & Premium Bonds.
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Response from Vauxhall Finance
I've had a response (of sorts) from Vauxhall Finance. My finance agreement dates from 2005. The response reads: After making a reasonable and proportionate search of our records (and making due enquiries with appropriate third parties), we've not yet found out if we paid a commission to the dealer and, if so, whether it…