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Multiple Cars from Multiple Dealers - too many to remember
Since 2007 we as a couple must have gone through at least 15 or 16 cars I think, all on finance, but there is no way I have any paperwork backwards from even 2022, never mind 2007 - I've seen an advert on youtube that says you can enter your name, and get all car finance deals that you've taken out, but I've got a feeling…
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Mis-selling car finance query
I purchased a car in HP (or PCP) in 2006, however this date stated is outside the eligible dates given (from April 2007 onwards). Where do you think I stand with this?
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Can Close Brothers just simply say they cant find my agreement from 2009
Close Brothers have replied with a request for date of birth, vehicle reg, current and previous addresses.as they are unable to find my agreement. Ive already sent these details. Theyve ended the email with 'Unfortunately if we still cant find the agreement we are unable to proceed with your enquiry' Is there a specific…
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Radio Silence from Black Horse and BMW Finance
I used the MSE template to send inquiries to Black Horse (1 agreement) and BMW Finance (3 agreements) in Feb 2024. Both companies initially responded to say they had received the inquiry and couldn't give a timescale on when they would respond. Black Horse were sending me a 'holding pattern' email every month saying they'd…
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Car Finance Mis-selling Claim - Mercedes Benz
Hi I have completed Martins claim form and sent it to Mercedes. I got a response back in February and I have heard nothing at all since (I will paste response below). Is this normal? Or should I chase it up? I know Martin has published a list of how the companies have handled it so far however Mercedes is not on there.…
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MotoNovo, DCA and the Claim Tool
Hi, I am working through my finance deals and I had one with MotoNovo, in the tool on the App it says not to bother with MotoNovo as they didn't use DCA (I am paraphrasing here) but when I scroll down to the bottom it talks about response times and it shows the response times for customers who did have DCA which was 77% of…
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Citroen - Reclaim Car Finance
Hi, Has anybody found a contact email address for Citroen Finance? On the confirmation that the finance was closed letter, the email address listed was ukcustomerservices@mpsa.com. I sent the email to this address a week ago but have had no reply yet. In addition, I also emailed the new citroen finance company STELLANTIS…
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Toyota don’t have my details?!
Can anyone help please? I am trying to see if I can claim car finance from PCP. i have a lot of information for my PCP but not the agreement. Toyota have come back saying as it was over 10 years ago (JUST) , they don’t hold my details for data protection. Does anyone have any ideas or support where I can go from here??
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Ford hasn’t responded to 3 emails about a discretionary payment
I used the MSE tool to email Ford about whether there was a discretionary payment months went by I still hadn’t heard off them I’ve sent them another 2 since and I’ve emailed them asking why I hadn’t received an email or letter saying whether or not I had a discretionary commission payment. Other companies myself and…
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Contacted by Johnson Law Firm..
..After I used the MoneySaving expert template to contact MotoNovo regarding a previous finance deal, I was then contacted by Johnson Law firm to say they were dealing with my claim? I have since respond to Johnson's as they requested my personal details, but it's just occured to me they possibly snaffling business and…
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No response from Close Bros.
I had car finance in 2009 and no longer have the paperwork - I settled it in full with a one off payment in 2014 (unfortunately from a bank account which is now closed so i cant go back to check). I ve emailed them using the template letter and the only response ive had is that they cant find an agreement and to send more…
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DCA Hyundai finance
Hi. I just want to add that Hyundai Finance confirm that DCA was in place. I am still waiting to hear back from BMW as they are " responding to large volumes" and nothing back since April. Thanks MSE as templates massive help. Regards Di
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Black Horse DCA - Two Conflicting Letters
What a mess! Submitted my DCA info request to Black Horse earlier this year (a couple of times via two different email addresses), had a letter back confirming there was a DCA (Tesla) on my agreement number so they converted it into a complaint pending FCA outcome. Last week (several months later), another copy of the same…
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Multiple Finance / Multiple Addresses Tool Help
Hello - after some assistance please! I have 9 finance agreements (8 of which I have the finance a/c number for..I also have all the registrations - all with Ford Credit Europe) and I’m a bit stuck on the address section of the tool. Below current address it asks if my address is the same as when I took out the motor…
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Work Vehicle
Hi there, I am a self employed support worker and I use a vehicle solely for work purpose. We use my wife's car when I'm not at work. My work car has failed its MOT badly and isn't cost effective to repair. I wondered if I was to get a new car on finance how much I could claim back? I haven't got a car in mind yet but for…
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Which company for car finance reclaim
Hi everyone I recently submitted a form to notify the finance company about car finance. I did this using claim247, as this mentioned money saving expert in the title. However I then recieved a e mail from bott & Co solicitors stating they have sent a letter to my finance company. Is this the right company to use are they…
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Black Horse offered payment - what to do?
I am helping my elderly neighbour to reclaim against Black Horse who have yesterday sent a letter acknowledging her claim. The letter states that in 2011 they extended the term of her motor finance agreement for 48 months and that they didn't take into account her next payment therefore charged more than they should. They…
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Discretionary Commission confirmed on one car but not the other
My husband and I bought two cars at the same time from Mercedes. We both took out PCP deals through the same finance company. Mercedes have said discretionary commission was paid on my husbands car but said it wasn’t paid on mine. This seems odd that it was only paid on one. Any ideas on how we can challenge this?
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Car Finance Claim - Finance Company Taken Over
Hi, a newbie here, I am submitting a car finance claim letter for the PCP I had on a car back in 2008. The finance company I had the contract with was ALPF Ltd, but it looks like they no longer exist and were acquired by Santander, so can I still submit a claim to Santander?
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Stellantis email update
Today I received an email from Stellantis Good Afternoon, Stellantis Financial Services UK Please find attached our Final Responses in regard to your recent complaint. The password to access the contents has been supplied previously. Yours Sincerely, Customer Relations It came from a different email address to that I had…