-
DCA's
I have used the MSE letter & have had replies with updates from Black HorseI am still paying till 2027 if I get a refund do I carry on paying the same amount each month or will it be reduced?
-
Car finance claim - PROBLEM SOLICITORS???
I made a claim for mis-sold finance from the same company that was later investigated by the FCA who stopped them being able to take on new clients. Now it is at the point where I am being contacted by their in-house solicitors to start the claim. The FCA mentioned that the claims company had been guilty of 'misleading…
-
Car finance and agreement refunds
Hi, my ex (not married) supported me to buy a car in 2006 by signing the finance agreement, which included PPI. All related documents are in my name and I paid the amount in full. Am I entitled to the compensation if he states in writing that he agrees to any refunds being processed in my name? Thanks in advance.
-
Barclays Response
Had a response back from Braclays concerning my complaint. They accept that there was Discretionary Commission connected to my loan agreement and this was paid to Available Car. They do not uphold my complaint on the basis that I reveived the lowest rate on interst available (between 4.05% and 15.00%). The commission was…
-
CAR FINANCE SCANDAL
About the car finance scandal, It's just been released that people who leased there cars can now claim back money from the finance company that financed there purchase or lease, does anybody know whether this includes cars leased on the mobility scheme.
-
Looking to claim but have since got married - what name do I use
Hi, I've had 2 PCP agreements which I'm looking to claim against but both of them were in my maiden name. I'm completing the form via MSE but I don't know whether I need to claim in my current surname or my previous one that the agreements were taken out in. There's boxes to put your previous address when you took out the…
-
I can't remember any of my details - Help!
I bought a car online with finance in 2014. I later sold the car and paid the finance off and I have the vehicle details. However, I can't remember who I had the finance with or who I bought the car off. All I can remember is that I went online, filled in my details and then they gave me a list of cars and the finance…
-
Creditplus Car Finance
I took out car finance from Creditplus and have submitted my claim to them. However they have replied saying that "Jump Finance Ltd purchased the trading name of Creditplus from the administrators of Whichdeal Ltd, which was the company that dealt with your finance. Whichdeal Ltd is no longer trading and we do not have…
-
Black Horse - response at last - but not helpful
After 19 months I eventually got a reply to my MSE template request about DCA. Black Horse have told me that there was no DCA agreement in place on my agreement but that they did pay the dealer commission ("which is shown below") and they may also have paid other commissions due to their relationship with the dealer. This…
-
TOYOTA REJECT MY CLAIM - THEY SAY THEY HAVE NO RECORD OF AN AGREEMENT
Almost exactly a year ago, I wrote to Toyota Finance, using the tools on the "Money Saving Expert" website. I used the format recommended, asking if my agreement had any form of commission and if so to treat the communication as a formal complaint etc. I took out a loan back in 2017 to purchase a Toyota Prius. I have a…
-
Toyota car finance. Pc
I had two PCP with Toyota. I complained directly to them. The response I got was They did not pay any commission to the dealer for my introduction to them. And the final response was. Because no commission was paid to the dealer for my introduction to them then they do no uphold my complaint. Is that the end of it for…
-
Any Black Horse replies?
Hello, I just wondered if anybody had contacted Black Horse and had a response? I contacted them in Jan before this started getting publicity and then again more recently using the MSE template and haven’t had a response or an acknowledgment at all. I simply wanted to know, not complain, whether my Tesla PCP had any…
-
I don’t believe it!
I put my claim in and the finance agreement attached. I did exactly as Martin advised. Got multiple letters every 28 days blah blah. But today I got a letter saying no commission was paid to the dealer. i find it hard to believe that NO commission was paid by Black Horse to Jaguar for a new F Pace. Any one else think they…
-
Car Finance Commission - Ford Credit Europe Response
I have just emailed my complaint to Ford Credit and immediately got a response saying - "If you have not yet made a complaint to the Ford Motor Company Customer Care Centre, please contact them on the below methods, as we are not able to raise this complaint on your behalf." So do i also have to reach out to the above for…
-
Car finance mis-selling claim telephone calls
Regarding the mis-selling of car finance that has been heavily advertised. I logged a claim over 3 years ago, but, no doubt due to the advertised opportunities, I am being inundated with telephone calls from companies wanting to act on my behalf. As I type this it is around 3pm on a weekday afternoon and already today I…
-
DCA claim
Hi, I recently received a email from the solicitor that they have filed a complaint on my behalf to the finance company. I could not recall appointing this solicitor firm to represent me, however when I contacted them I was told that they received my details and a signature from a claims management company. I remember…
-
car finance misselling question
Purchased a car in 2008 on finance via the dealer with GE Money, I have all the paperwork etc. GE Money were brought out/Taken over by I think Santander, can I still register a claim? If i can who with what is left of GE Money? or whoever brought that part of the business, in which case can any one confirm who it would be…
-
Finance in Daughters name but I paid on my bank account
Help needed please. I bought a car around 2008/9. I could not get finance as I was on benefits at that time. My daughter in law got the finance in her name. We then changed ownership to me and I paid the account (HP) through my bank account each month. Can I claim undeclared commission. All monetary transactions was on my…
-
Toyota Finance - silence so far
Using the excellent MSE tool. I contacted Toyota via email ( commissioncomplaints@toyota-fs.com) Initially, I couldn’t find my agreement number, but went ahead as I had a finance date and dealership name. About a week after sending this email to Toyota, I then found the agreement number and wrote another email to them. I…
-
Zero interest finance or not?
I emailed – see below- the Money Saving Expert forum team and the response was:- We deal with issues reported to us from the Forum via our report button. Unfortunately due to the volumes of messages we receive every day the Forum Team aren't able to respond to individual messages. So here is my question:- Hello to you at…
