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2004 Car Mis-Selling Redress
Hi guys. I see the earliest official redress date is from 2007. I was definitely mis-sold finance for a new car in 2004 and still have all the original paperwork. Is there any way I can get redress? Your advice would be much appreciated.
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Black Horse Finance reclaim
Hi everyone, I'm a newbie and hoping that someone will be able to guide me. My late husband had car finance from May/June 2007 from Black Horse until he died in 2012. I contacted them last June ('25) and since then I have been going round and round in circles where they just ask the same questions and I provide the same…
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Car Finance Checkers
I've had a couple of car finance agreements in the past, one of which I have already filled out a claim form for reclaiming car finance from 2018. However, I cannot remember or find details of one I had before this one. It would have been around 2012. I have installed the Equifax, Experian and Transunion apps, and not one…
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Car finance deal deposit not taken off
Hi I’m checking my 2009 car finance agreement for DCA (confirmed to apply to my agreement), I also found that the £500 deposit I paid was not accounted for in the finance agreement. I.e. my finance agreement was £500 too much. Will this be dealt with as part of my DCA complaint or do I need to raise a separate complaint?
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Motor Finance Agreement Claim
Hi, We send the email raising a complaint about the Motor finance Agreement, using the template on the MSE website. The finance company sent us the following back, Please note you already have an open complaint with Claim Lion Law under the reference 147519.001/AL/LEO. If you wish to raise the complaint with us directly…
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Land Rover ( black horse)
I keep getting e mails from black horse we’re looking into my DCA claim and will update in 28 days, but also had an e mail from Land Rover saying based on your information we’ve not found my agreement involved DCA’s, they do have the agreement number and date. So am I correct in thinking I’m not going to receive anything
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Blackhorse Car Finance Complaint
I have found out that the only way to register a complaint re Car Finance with Blackhorse is to complete an online form. I have the Finance Agreement Registration number but they wont let me go any further without the car vehicle registration number and the dealership details. As some of my Agreements date back to 2007 and…
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Car Finance for Motability?
Do the same rules apply for car finance for Motability? Thanks Nick
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Confirmation of timeframe of when agreements were made and can be claimed for
On a recent video of Martin's, he says you can put a complaint in for any purchase between 6th Apr 2007 up to 1st Nov 2024. Last year when the tool came out here, I used it to complain to BMW and got an email back that said: Following a review of your agreement xxxxxxxx for your BMW with registration XXXXXXXX, I can…
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Do I need to send another letter?
At the start of this I used the template to lodge a complaint, now the letter has changed do I need to send the updated one in addition to my original please?
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Car finance claim
Hey! Does anyone have a claim to make from NRAM? Curious to know how you’ve gone about it as NRAM no longer exists! Thanks 😊
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Blackhorse Car Finance Complaint
I am looking for the email address to register my complaint re Car Finance with Black Horse. Can anyone help?
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Late husbands car finance claim
Please can anyone advise how to do a car finance claim which my late husband had from 2010. I have no information anymore about this as he passed in 2018. The car was a Kia & he was with Lloyds bank but I don't know what finance he used...any advise grateful..Thanks.
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multiple vehicles- car finance
I went to Ford and got finance for a new car back in 2005 & then have been able to swop the car for a new ford nearly every year right up until covid (new agreement etc each time) can I claim for every vehicle? and what if I can't remember the reg & do not have the paperwork for each vehicle?.
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Car finance reclaim for someone who has died.
I have used the reclaim tool very successfully, and found quite a few agreements on the "my equifax" app. My question is for a friend whose husband had quite a few cars on finance in his name, but sadly passed away in 2015. How can she find any agreements in his name? Does she sign up with myequifax with his details? Thank…
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Car finance claim
Hi I received a call from a solicitors apparently who id never heard of but I guess because I'd been searching fir previous cars. They said if I've applied myself to individual car lenders and have any agreement (I havent) with a legal firm my claims will be null and void. One. Us this true, and two. I haven't instructed…
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PCP claim & Consumer Rights Solicitors
I signed up with Pearl Legal in June 2022 to progress my PCP claim against Black Horse Finance. They passed my case onto Crystal Clear Law, who then passed me to Consumer Rights Solicitor. Inbetween I used the free complaints letter on MSE to go direct to Black Horse, who confirmed that my loan had been subject to a DCA.…
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BMW finance, receiving emails about other peoples agreements
Hi, I had a car that was financed through BMW Finance and raised a claim as suggested by Martin using the tool this site provided. I am now getting emails from both Mini and BMW about finance agreements and registrations that have no association with me, however the name on the email does match. I've previously replied to…
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Returned vehicle before loan was completly paid
We purchased a Motorhome back in 2009 on black horse finance, it was a 10 year agreement. About 5 years in we hit a bad patch financially and handed the Motorhome back to the finance company. We then had to pay a final payment to cover the shortfall after they sold the Motorhome. I have just submitted a complaint to them…
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Discretionary commission - car finance reclaim
If I bought a car at another home address after 2007 do I need to put in the old address to view it on Equifax?
