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Late Husband car in PCP
I know the registration of the vehicle but can’t find any relevant paperwork relating to the loan agreement do cannot remember the finance company. Obviously I can’t access this information from his credit record as he’s deceased. Is there any other way I can find the information?
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Car misselling
I’ve leased cars for over ten years and I read that leasing now comes into the category of misselling . How can I check this is true for sure? Ps I don’t want to use a misselling no win no fee company.
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Can I claim for my late husband
Hello My late husband was a motorcyclist and in the past has had numerous bikes on HP with Black Horse, Moto Novo, and Close Brothers. He has also had cars both with Ford but not sure what finance company they use. Unfortunately, I cant remember the registrations for the motorbikes but can remember the registrations for…
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GE Capital car finance misselling
Hello, Just wondering if anyone else took out a car loan with GE Capital finance and is trying to check if they were missold. I bought a car with their f8nance in 2005 and have all the details but the company no longer exists. Is anyone else in this position? Thanks
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Right to terminate car finance has incorrect figure
I’m new to this so if I’m in the wrong place forgive me !! So I have had finance on 5 cars with the same dealer over the years my last car left me with negative equity of 5k , I swapped vehicles and after two years of payments I’ve been offered a company car, so I looked at my agreement and I had paid over right to…
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Claim help - ex registered keeper
Hi everyone, just wondering if I can make a claim, even though an old car was in ex's name? The finance came out of my account but he was the registered keeper. I got the PPI as I had a better credit score but I didn't drive. If I claim would they try and contact him? Tia.
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Having accidentally made duplicate claims for PCP commission two years apart
Hi My husband has accidentally signed up with two different companies two years apart through the Martin Lewis free link to look into the same historic potential undeclared PCP commission for one of our vehicles. We are now concerned about potential charges from either of the companies if one completes the work and manages…
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Car Special Deals
I want to highlight an under reported car finance scam. We bought a used Volvo from a Volvo dealer. For Black Friday they offered, £750 contribution, GAP insurance (ca £250 p.a.) Volvo on call and free servicing for 2 years (ca £700) so a total around £2k for 2 years. They then rejected the finance (despite good credit…
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Car finance reclaim
Hi. My daughter in law’s dad took out car finance on her behalf nearly 5 years ago. He died in 2022 and she’s continued making the payments. Would she still be able to apply to reclaim any overpaid interest?
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Car finance mis-selling claim telephone calls
Regarding the mis-selling of car finance that has been heavily advertised. I logged a claim over 3 years ago, but, no doubt due to the advertised opportunities, I am being inundated with telephone calls from companies wanting to act on my behalf. As I type this it is around 3pm on a weekday afternoon and already today I…
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PCP claim Nissan
Hello, we have made 2 direct claims with Nissan and today we have received an email for Courmacs Legal for us to complete a form. We are suspicious as on their website it is showing 51% charge. They seem to have our account numbers and know email addresses so does anyone know if Nissan have instructed Courmacs or is this a…
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Do I trust Santander?
I used the car finance tool on this site to write to Santander. i received the answer: “ After reviewing our records, we can confirm that there was no DCA in place between us and the credit broker relating to your finance agreement” Do I take this on face value and accept the answer? Robert
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Toyota Finance DCA GDPR
I had 4 cars from Toyota Finance from 2012 - 2019. I contacted them regarding any potential DCA using the MSE template, they did respond and after a bit of back and forth with different pieces of information they claimed they couldn't progress my enquiry due to GDPR and required a Registered keeper details (for example,…
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No details
Hi all just wanted to ask about the car finance claims I can’t remember the car registration or company names I even reached out to the DVLA and had no luck. I don’t want to lose money to the companies who claim for you and heard that the courts were looking into reaching out to people? Is this likely to happen and can I…
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DCA - Final reply from Ford
I put a claim in for a car I purchased in 2008. I do also have another claim which i haven’t had a final response for yet. This is what their final reply consisted of. I have no paperwork for it so I generally have no idea what was included in the contract. - Findings of my investigation After reviewing your case, we have…
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I am seeking guidance on DCA complaints, can anyone help?
I've followed the Martin Lewis DCA guidance and used the tool to complain to Santander for 1 finance agreement and to motonovo for 3 finance agreements. Santander replied by email saying that my finance agreement did include a DCA and it will be investigated etc etc and I won't hear by 4th December at the earliest (of…
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DCA - deceased
Wonder if you can help. My mum had car agreements in place. Prior to her passing she had been looking into this and received a letter from black horse to confirm one or more agreements involved DCA. The finance was in Mums name but the money came of the house money. Therefore would my Dad still be able to go forward with…
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Anybody Help!
I sent an email to Stellantis Financial Services concerning a claim for hidden discretionary commission, they replied saying they would be in touch and a few weeks later I received an email asking for more information which I gave them. Stellantis replied asking for further information and when I replied an email was sent…
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Car finance claim - Cant remember any details other than registration number
Hello, We had a car on finance some years ago from a small local garage (which is no longer trading) around 2008-2009 i think. I cant find any paperwork for it & can't remember the name of the finance company, the only thing i still remember is the registration number. I do remember the interest on the finance was…
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Car Finance DCA application help please
Yesterday I filled out the form as advised here and received a letter by return to send to the original finance company. It is a 2010 Nissan Note that I'm still driving. I got a quick reply saying they will look into it and then less than a day later saying; Thank you for your email in relation to any possible…
