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Check Finance Letter
I received a legitimate looking letter this morning from Check Finance regarding compensation on previous car finance. I did have a car loan 16 years ago so stupidly scanned the QR code, completed the details and sent a picture of my driving licence. After doing a bit of googling (which I know I should have done before!)…
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Finding an old car registation
I am looking to contact my finance provider about claiming back undisclosed commission, as per Martin's advice, but using his online form, I get stuck at 'enter car registration' as I don't know it or have any old records to source, and the form won't let me progress any further. I know the dealer, their address, the…
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Mis-sold car finance now being contacted about solicitors
Hello, I followed MSE instructions regarding last year the ongoing car finance dispute and received confirmation from my finance provider (from 2015) that it applies to me. Now all of a sudden I keep getting repeated calls about my claim from a company saying that my claim was passed to solicitors called Kingsnorth…
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DCA Confusion
I have followed your information about the DCA situation since it started. I just read the transcript of the interview with Martin and Adrian Childs about the DCA situation. I have read this over and over and now I’m more confused than before. I have lodged a total of 7 complaints. All have come back as positive (i.e that…
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mis sold finance - what happens now?
Hi - new here so i will try keep it brief. I filled in the finance checker on MSE, 1 of my 4 finance agreements came back as misold - all 4 were VAG, but only the Audi one came back as mis sold. Happy up to now. Then around 3 weeks ago i was called by a lady, told i would be contacted by a solicitor to give me info on my…
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Old car Details
Hey there not sure if I posted in the Right Group I'm just wondering what could help me I'm looking how I could find my old car details so I could make a claim these are passed seven years on my bank so can't find them on there any help would be Great
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Car Finance - Claim Firm signed up - advice for terminating
Hello, first - apologies for adding another car finance claim company post, I know the forum's inundated... I've had a look, but haven't found an answer online. Thanks in advance if anyone's able to offer some advice :smile: There's a lot of text below - huge thanks if anyone even takes the time to read it! TLDR - signed…
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Got this response from car dealership after my initial email….
Hello, I used the template on here last night to contact the dealer that I purchased my finance vehicle with in 2011. I’ve just recieved this response from them ‘ I can advise that the finance house was Santander Consumer UK Ltd, however due to time passed and data protection, we no longer have the file as it will have…
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Garage admits car was purchased from them in 2015 but can't say who the finance was with
Purchased new Ford from Ford main dealer in 2015. I wrote to them asking who the finance was with since I didn't have the paperwork. They replied confirming car was sold to me but said they no longer hold the data requested. My bank transactions don't go back far enough to look at standing orders or direct debits. Have…
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PCP Claim - CR Solicitors
Hello, i have recently completed the PCP form claiming back for car insurance from martins website. I am now getting emails and texts from CR Solicitors. Are they part of the claim or are they a scam? Thanks for any info
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Capital Bank (City Road, Chester)
Hello, has anyone had any dealings in the past with this bank? It was owwned at the time by Bank of Scotland so not sure if was absorbed into Black Horse Finance. They no longer operate from Chester offices. Many thanks for anything you may know.
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Next step Black Horse Finance
He team, I had a reply from Black Horse finance that no DPA was used on my Jaguar PCP car finance. How do I do if the response is correct as reading on other forums and news feeds they did use them. What are my next steps?
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scaled discretionary commission and fixed commission to the retailer
I have submitted a number of vehicle claims and received the following replies 1)After checking our records, we can confirm that we did pay scaled discretionary commission to the retailer. We'll treat your email as your complaint. My question is .....I assume "Scaled DCA" is DCA ? but have never heard anyone mentioned…
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discretionary commission arrangement response
Hello, I made a complaint using the template supplied on the money-saving website quite a few months ago. After months of emails saying theyre looking into it, I've now had a reply saying my finance did include a DCA. My question is, on the email theres a link if I want to submit a complaint, however, I thought I already…
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Claims Company
I signed up to a claims company in the summer on the off chance I had a claim after my own attempt was rejected. That too was rejected so I thought "oh well". Now they are emailing me again to say they are continuing with my claim with regards the new court ruling. Can they do this? I have asked them to tell me how and…
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Car finance compensation
I have bought 3 car cars through the same garage in the time frame mentioned for compensation. I have the registrations of the cars but not the account details, do you need the account details ? The garage was originally Benfield but they were bought out by Lookers, will that matter? TIA
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Mis-sold car finance
I've read Martin's blog on here about mis-sold car finance but I am totally confused as to when to make a complaint? Throughout his writing he says put in a claim, then further through it he says wait until early next year. This trend happens on several occasions throughout the blog. I've emailed the team but they can't…
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DCA's
I have used the MSE letter & have had replies with updates from Black HorseI am still paying till 2027 if I get a refund do I carry on paying the same amount each month or will it be reduced?
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Car finance claim - PROBLEM SOLICITORS???
I made a claim for mis-sold finance from the same company that was later investigated by the FCA who stopped them being able to take on new clients. Now it is at the point where I am being contacted by their in-house solicitors to start the claim. The FCA mentioned that the claims company had been guilty of 'misleading…
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Car finance and agreement refunds
Hi, my ex (not married) supported me to buy a car in 2006 by signing the finance agreement, which included PPI. All related documents are in my name and I paid the amount in full. Am I entitled to the compensation if he states in writing that he agrees to any refunds being processed in my name? Thanks in advance.