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Report Bank Charges successes and failures
Please report your Bank Charges Reclaiming Successes/failures since the Supreme Court decision in Nov 2009 here REMEMEBER BY DOING THIS YOU ENCOURAGE OTHERS WHO MAY BE TOO SCARED TO RECLAIM How to report your success/failure: 1. Click reply to enter you story. 2. Report your story in the following format: * Bank name: *…
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Reclaim Bank & Credit Card Charges sticky
💳 Here are some Forum threads you might find useful: * Credit Card Reclaiming Success Stories * Report Bank Charges successes and failures * Bank Charges Reclaiming Guide discussion * Credit Card Reclaiming Discussion 💷 And here's some relevant content from MoneySavingExpert.com: * Reclaim bank charges * Reclaim packaged…
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FOS vs Small Claims
Simple thread - (not sure if one has ever done before). After alot of deliberation and getting more and more increased knowledge of the law (due to a seperate legal matter i am pursing) - my question is simple. Is worth even going to the FOS at all - or better going stragiht to Small claims? Every review of FOS is…
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old bank charges
Hi just a quick question, before the old bank charges claiming stopped, husband had racked up lots of charges 2006-2010 approx, we tried claiming bit was refused, can't remember what date refusal was, anyway he now has a ADHD and Impulse control disorder diagnosis within last 10 months (explains a lot) wondering if this…
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Fraud excess
I unfortunately was recently scammed by someone over holiday cottage rental. I made what I thought was suitable checks - verified the property existed etc .. spoke to the woman at length via Facebook messenger checked out the website etc. all seemed plausible. Paid £180 deposit .. discovered a couple of weeks later was a…
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Financial Ombudsman and Section 140A judicial review claims
Hi, I just wondered if anyone had any updates and/or general information on judicial review claims challenging how the FOS deal with complaints under section 140A of the consumer credit act? Brief background with regards to why I'm interested - I submitted a complaint against my bank to the FOS in August 2025, which was…
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Credit Card Scam - Bucharest
Hello All, New to the forums and just wondered if I could get some guidance. My nephew (28) and a group of his friends went to Bucharest for the weekend. It did involve a lot of alcohol. On his return, he found that £2700 had been taken from his Monzo card and £270 had been taken from his Santander card. One of his friends…
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TSB unauthorised overdraft
I’ve recently had contact from a debt collector about an unauthorised overdraft of £800 on an old account I had… so old I don’t have any details for and didn’t come up on a credit search when I started a new job. TSB claim there is nearly £800 overdraft used which was unauthorised yet how can they have allowed me to use so…
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Bank charges on fee free account
I have a NatWest fee free basic bank account. Unable to have an overdraft, credit cards etc.. on disability benefits which only get paid when DWP or UC days. I am being charged £1.55 every month I'm guessing for for few years, defo last 12 months. Why am I being charged for them taking money out the bank that's not there…
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US equivalent to section 75
Does anyone have any knowledge of what protection the US has similar to section 75 in the UK? Even a good link would help. My friend in California bought an iPhone on Amazon Renewed from a seller there (so not sold or shipped by Amazon). The seller stated that it was sent by FedEx and provided a tracking number. FedEx…
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Paypal currency conversion
Hi, not sure if this is the right thread but here goes! I have a GBP paypal account but I earn an amount of money in USD. After a google search I opened a Wise account to try to reduce the money lost to currency conversion. I couldn't find a way to link the Wise US account details to Paypal so I linked the card details…
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I am undergoing a case with Financial Ombudsman due to issue with monzo
Hi guys, I was wondering your experience and knowledge with Financial Ombudsman. I was scammed by a seller sold me a counterfeit good, when I returned it the seller claimed they didn't receive it and it was posted to another address, I have all the evidence pointing that the parcel was posted with proof of postage. I did a…
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Misleading information
This is a long complex issue but the main points are:- in April 2024 we received a telephone call from our mortgage company. Informing us that our account is unregulated (as it started in March 2004) and they would have to redress the account and we would not be disappointed with the amount of compensation we would receive…
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Can I get balance transfer fees cancelled
hi I was banking with hsbc for around 5 years and had account and credit card. Around 2 years ago they closed my account without explanation. Apparently they don’t have to. Branch manager said he couldn’t understand why as no suspicious activity on my account. i have a really great credit rating and can borrow large…
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Chargeback challenged due to what I now believe to be wrong advice
Bear with me. We have used our local travel agent (Baldwins, Tenterden) for many years and fully trusted them. As we would be away on one holiday when the balance for our next holiday was due, we paid the balance early. When we returned the travel agent was in all sorts of trouble and closed abruptly. We contacted the tour…
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Very Store / Mail Order Account
Hello, I am in a bit of a financial mess and just starting to look at how I can dig myself out of it 🙈 I have a Very Store Card that I want to pay off first, as it has the highest interest rate. I owe around £490 on it. I have noticed that there are several late payment charges of £12 on the account. Do you think I can…
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ImpaktClaims.Co.Uk - Missold Credit Claims
Hi, Hope you're all well, I've been recommended a company called Impaktclaims.co.uk, to deal with potentially being mis-sold credit, my friends used them and they managed to clear some credit cards for him, i'm just a little bit weary of sharing information with them. www.impaktclaims.co.uk/ I'm wondering if anyone had…
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Reclaiming Monthly fees for current accounts "Natwest Rewards and Santander 1-2-3 Lite"
Hi, I have two cashback bank accounts, which I use to earn a few pounds each month. The Santander 1-2-3 Lite account and the Natwest Rewards account. Both accounts have a £2 fee which I've always just accepted as part of the account, as typically I earn £5 monthly in rewards/cashback, so the monthly fee, just reduces the…
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Rolled over direct debit
I have recently re-negotiated my mortgage and car, both payments have previously left my bank on the 1st of every month unless it is a weekend or a bank holiday. I logged into my online banking this morning to discover that neither payment had been taken but were both listed in my future outgoings for 1st July. I rang my…
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Can I reclaim bank fees for an overseas transaction?
I recently bought a guitar from the United States; a bargain, so it seemed. I accept that I pay customs duty and VAT. No problem with that. However, in making my payment through my bank, they charged me 2.95% on the cost of the transaction, plus a further, one off fee of £9.50. I accept the £9.50 as an admin fee, although…
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Unreceived Barclays ATM withdrawal from Revolut Card
Hello, I need some advice. A month ago (April 2nd) I made 3 consecutive withdrawals of £500 from my Revolut Business debit card at a Barclays ATM. The first withdrawal was successful. However, on the second withdrawal I did not receive any money, but a message on the screen that my request could not be fulfilled. I assumed…
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Now TV Payments Reclaim
Hi Today, I spotted that I've been paying Now TV £9.99 per month since at least August 2023. I did have a Now TV membership that I thought I'd cancelled and have found the below message (in italics) from them that seems to confirm that, although, as you can see, the message is about having cancelled an add-on, Boost, that…
