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Report Bank Charges successes and failures
Please report your Bank Charges Reclaiming Successes/failures since the Supreme Court decision in Nov 2009 here REMEMEBER BY DOING THIS YOU ENCOURAGE OTHERS WHO MAY BE TOO SCARED TO RECLAIM How to report your success/failure: 1. Click reply to enter you story. 2. Report your story in the following format: * Bank name: *…
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Reclaim Bank & Credit Card Charges sticky
💳 Here are some Forum threads you might find useful: * Credit Card Reclaiming Success Stories * Report Bank Charges successes and failures * Bank Charges Reclaiming Guide discussion * Credit Card Reclaiming Discussion 💷 And here's some relevant content from MoneySavingExpert.com: * Reclaim bank charges * Reclaim packaged…
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Unauthorised payments
In the month of december 2023 I found 6 payments on my bank statement that I knew nothing about. I had not authorised them or even recognised their names. I reported them to my bank and hoped I would be reimbursed, it came to over £100. I am a pensioner with only my state pension to live on, so £100 is a lot for me to…
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Duplicate Payment Amex
I recently paid for a service with an Amex via chip & pin. This was two separate transactions of around £3000 and £250. When i got home i realized there was an additional duplicate pending payment for each of the transactions. I waited until this transaction was approved before contacting the merchant. They said there was…
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BARCLAYS FEES
Hi there, I wonder if you can help me please. Barclays have been charging me additional fees for years for a TECH Pack and a Holiday Insurance. I've never used either of them and to be hones I never paid much atttention to it until I just received a statement of my Annual Fees which are £342 for the year for something I've…
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Remove or keep overdraft
Hi, I have consistently been in my overdraft for many years now but am not being charged interest as I’m on a very low income at the moment. I have 2 overdrafts dating back about 10 years, the first is £900 and second is £300. I’m due to inherit a bit of money and wanted to sort out my financial position. Once the…
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International fees warning
Is everyone aware that banks can pass an international transfer through any other bank in order to get it to your UK account? That means you end up paying the other bank's fees rather than the fees stated by your own bank. We had a payment that would have incurred a £2 fee at BoS that passed via Barclays who took £10. If…
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Mortage charges from years ago
Or mortage was £170,000 we got into financial troubles and my husband had to go bankrupt. We were lucky and got to keep a roof over our head at the time, to be fair to the bank, there was months we just could not pay the mortgage. This happened on and off over a couple of years. Thankfully out mortgage was more than what…
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Lloyds bank overdraft interest
In 2020-2022 the following happened: * I was outside the UK * I have a Lloyds current account, which was in credit * It was not my main account, but at the time was funding a small monthly credit card bill * Sometime during this time my phone was cut off by Three, due to being outside the UK too long, which meant I was…
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Charges
I am looking for some help , I have lived in my overdraft since probably 2009 , have always had bank charges and direct debits going unpaid charges too . So turned to credit cards ran them up trying to get through , eventually got on to payment plans to try to clear them . Ten or so years on still paying the payment plans…
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santander
hi all can anyone advice, i'm reading on sky news that santander lost a court case today with commision paid to garages on car loans anyone got any info on this, i got a loan in 2013 with them car loan, wondering if i have a case
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Reclaiming bank charges
Is it too late to reclaim bank charges ? I have basically lived in my overdraft since 2008 can I still claim ? What do I ask the bank for a list of charges or my past statements? How far will they let you claim back for ? Any help would be greatly appreciated. Thanks
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Sk:n Liquidation Omni Capital Finance
Hi I signed up to a 6 month interest free agreement with Omni Capital Retail Finance for a block of 6 laser hair removal treatments through Sk:n Clinic Cambridge. I have just found out that Sk:n have gone into liquidation and ceased trading. I have only had one treatment and still owe £500+ on the loan. I called Omni who…
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Early repayment charge
Hi I have a loan that was originally set up with Yorkshire Bank and has now transferred to virgin. My loan agreement does not mention a 58 day interest charge that Virgin now implement when paying off a loan early. Can I dispute this as my term and conditions shouldn't have changed as applied before the merger and the YB…
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Data Breach by TSB
The wife and I had a joint account. A few years ago we seperated our accounts. They seperated our current account but left the savings account joint for some reason, sending the statement for it in both names. I complained and they apologised and paid me a small amount of money. Recently, she signed up for Internet banking…
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Overdraft charges Halifax Bank
I’m looking into my brothers finances who has been in debt for over 10 years. He has just had a court order for debt from a current account for £1500 that was sold to PRA. Looking at this group I requested the bank statements and a summary of charges. He had a £2000 overdraft but was earning £1400 in 2014 looking at the…
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Car Finance
Hi! Could anyone tell me who Car Craft used for finance in 2004? 🙏 😊
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Think money monthly bank charges
Hi there , I was informed by a friend who works in banking that you can reclaim monthly bank charges if you were forced into using a certain bank . In 2010 , I entered into a trust deed and was forced by Gregory Pennington to use Think money going forward for my banking . I’ve been paying £15.95 now for all these years per…
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Uber Magalu !?!?!
Anyone recognise this !?!?
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Reclaim Packaged bank charges TSB
I am needing information regarding a TSB account opened 1986. How can I find out if i had to pay a monthly fee. It seems TSB merged with LLoyds. How do I find out what my agreement with them was and did they include monthly fees and how would I know as they have now split the new TSB has my account, and having complained…
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Think Money
I was previously with think money for two/three years after switching via topcashback.com I was never informed of a a monthly £10 charge when joining think money and when I queried it, I was told it would help build up my credit rating which was very low at the time. I don't bank with them anymore and I read an article on…
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Bank charges on HSBC account from 2000
Hi, I’m a bit late but can I reclaim overdrawn charges from HSBC going back to 2000 or have I missed this? Thanks
