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Charges
I am looking for some help , I have lived in my overdraft since probably 2009 , have always had bank charges and direct debits going unpaid charges too . So turned to credit cards ran them up trying to get through , eventually got on to payment plans to try to clear them . Ten or so years on still paying the payment plans…
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santander
hi all can anyone advice, i'm reading on sky news that santander lost a court case today with commision paid to garages on car loans anyone got any info on this, i got a loan in 2013 with them car loan, wondering if i have a case
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Reclaiming bank charges
Is it too late to reclaim bank charges ? I have basically lived in my overdraft since 2008 can I still claim ? What do I ask the bank for a list of charges or my past statements? How far will they let you claim back for ? Any help would be greatly appreciated. Thanks
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Sk:n Liquidation Omni Capital Finance
Hi I signed up to a 6 month interest free agreement with Omni Capital Retail Finance for a block of 6 laser hair removal treatments through Sk:n Clinic Cambridge. I have just found out that Sk:n have gone into liquidation and ceased trading. I have only had one treatment and still owe £500+ on the loan. I called Omni who…
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Early repayment charge
Hi I have a loan that was originally set up with Yorkshire Bank and has now transferred to virgin. My loan agreement does not mention a 58 day interest charge that Virgin now implement when paying off a loan early. Can I dispute this as my term and conditions shouldn't have changed as applied before the merger and the YB…
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Data Breach by TSB
The wife and I had a joint account. A few years ago we seperated our accounts. They seperated our current account but left the savings account joint for some reason, sending the statement for it in both names. I complained and they apologised and paid me a small amount of money. Recently, she signed up for Internet banking…
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Overdraft charges Halifax Bank
I’m looking into my brothers finances who has been in debt for over 10 years. He has just had a court order for debt from a current account for £1500 that was sold to PRA. Looking at this group I requested the bank statements and a summary of charges. He had a £2000 overdraft but was earning £1400 in 2014 looking at the…
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Car Finance
Hi! Could anyone tell me who Car Craft used for finance in 2004? 🙏 😊
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Think money monthly bank charges
Hi there , I was informed by a friend who works in banking that you can reclaim monthly bank charges if you were forced into using a certain bank . In 2010 , I entered into a trust deed and was forced by Gregory Pennington to use Think money going forward for my banking . I’ve been paying £15.95 now for all these years per…
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Uber Magalu !?!?!
Anyone recognise this !?!?
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Reclaim Packaged bank charges TSB
I am needing information regarding a TSB account opened 1986. How can I find out if i had to pay a monthly fee. It seems TSB merged with LLoyds. How do I find out what my agreement with them was and did they include monthly fees and how would I know as they have now split the new TSB has my account, and having complained…
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Think Money
I was previously with think money for two/three years after switching via topcashback.com I was never informed of a a monthly £10 charge when joining think money and when I queried it, I was told it would help build up my credit rating which was very low at the time. I don't bank with them anymore and I read an article on…
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Bank charges on HSBC account from 2000
Hi, I’m a bit late but can I reclaim overdrawn charges from HSBC going back to 2000 or have I missed this? Thanks
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Help please
I'm sorry if this is in the wrong place I changed banks recently and provided two digits the incorrect way around it my employer, my wage obviously didn't go into my new bank. I've spoken to employer who state the bank I'm with need to look into it, but my bank are flat out refusing to, telling me my employer needs to look…
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Income and expenditure
I have been referred to Money Wellness by Step change to look at DRO or bankruptcy. I am in a deficit on the income and expenditure but when going through the expenditure it is coming out I am in a surplus with Money Wellness. They said it is because of my childcare costs. My average childcare cost is £400. Some months…
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Facebook, PayPal and a hacked account that ran ads.
Not sure if this is the right forum but wondering if anyone could help or been through similar. A few weeks ago my Facebook account was hacked, I had a business page attached to it which I hadn't used much in a long time but had a Meta ads account I used mainly for Instagram. The hacker got into my account and set up some…
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Can I get a refund?
I have tried to claim for flights we have had to cancel because of new medical condition (and not covered by existing travel insurance) and flight operator terms state 'we do not provide any refunds' so credit card has said can't get a refund through Mastercard chargeback scheme. Can I now request a refund through 'clause…
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unexplained £200 charge
Booked a property in March. Owner failed to grant us access and Booking.com cancelled and refunded the cost.However while I was checking that monies had been returned I noted that initial payment had been put back into account bur there was now a charge of £ 201.21 being lodged against my credit card being claimed by…
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Bank charges letter
I just came across this thread. So in March 2020 I left a job after 6 years. The job I went to suddenly changed as it was affected by the pandemic. I was very worried about my job security. The 1 week that you had to have been in employment to be eligible for furlough, I had opted unknowingly to have 1 week unpaid leave…
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TEMPLATE
Hi I recently read about reclaiming bank charges on MSE was there a template letter for doing this? If not, can anyone give me the link to this article. It was recent and on the same email as reclaiming PPI for car finance. Thanks
