We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Bank charges on HSBC account from 2000

Hi, I’m a bit late but can I reclaim overdrawn charges from HSBC going back to 2000 or have I missed this?  Thanks

Comments

  • dunstonh
    dunstonh Posts: 120,605 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    2babyboys said:
    Hi, I’m a bit late but can I reclaim overdrawn charges from HSBC going back to 2000 or have I missed this?  Thanks
    You are very late.   The banks won the court case on charges back in 2009.

    Nowadays, you can only complain about current financial hardship cases (where they may consider recent and current charges) or incorrect application of charges.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • 2babyboys
    2babyboys Posts: 117 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    if its this far back then I'm pretty sure I did claim this at the time, sorry
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.