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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Moving with partner and 2 kids
Hey, So my partner got a really good job in Somerset, and it doesn't make sense to live apart and only see each other on a Saturday and a little bit on Friday before he has to travel back down. (I should mention we currently live in Cambridge). the area he is looking at is Weston super mare/bridgewater/Yatton? has anyone…
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Claiming child benefit guide discussion area
This thread is specifically to discuss the content of the Claiming child benefit guide: Make sure you're not missing out on £100s or £1,000s in child benefit or on national insurance contributions that go to your state pension
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Formula when out all day
Hi, What do everyone do when you want to go out all day but your baby needs feeding? I was breastfeeding for the first 2 months ( I intended to breastfeed all year but didn’t work out for me ) and at the time I booked a day out in September to a theme park 3hr drive from our house one way. Now, that the baby is on formula.…
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Ex still on mortgage.
I'm posting this on behalf of my Sister in law as she's not sure where she stands. She split from ex husband 10 years ago. He left her for someone else and stopped paying all bills. They divorced but never did a financial settlement. She remained in the house with the three kids and covered all the mortgage & bills on her…
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Power of attorney - do they have to act in my interests?
Entirely hypothetical issue, am I worrying unnecessarily? I've been doing some housekeeping about affairs recently and as part of that have appointed my wife as attorney for both financial and health (she's done the same with me, we both have siblings as reserve attorneys). Looking at the requirements for an attorney, it's…
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The knock on effects of Separation and Divorce
I'm after some advice, i know this forum is not for legal advice but want to get some general feedback. I am separated with my wife and am looking to divorce shortly. I have moved out of the family home as she is not working and i am working full time so she is doing more childcare. Based on this she has updated the…
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Divorce Advice!
Hi! Looking for some early advice/tips. Long story short my wife and myself are getting a divorce. 13 years together, 3.5 married. 3 kids (1 14 stepdaughter, 6 boy and 2 girl both mine) Childcare we have no issues - both happy to coparent 50/50 and very amicable. Debt - no major debt other than a car loan circa £15k being…
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Money Moral Dilemma: Should we give two of our daughters cash in lieu of paying for their weddings?
This week's MoneySaver who wants advice asks... Our youngest daughter is getting married and we've offered to foot most of the bill for the wedding, which will be around £20,000. We have two other daughters, who have both made it clear they don't plan to wed at all. Should we gift them the same amount in lieu of being able…
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Power of Attorney & investing
Hi all, new to MSE and needing a few different bits of advice but starting with this first. I hope I can explain myself clearly and make some sense with my tired old brain. 😊 My mum has dementia and has recently moved in with us, leaving her house empty. We plan on renting that out via an agent for her. Mum also has enough…
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Teenagers Pocket Money
Do parents of teenagers give them 'pocket money' these days, and if so what's the going rate and what do you expect them to pay for? My other half doesn't give her son (14) pocket money as such, but she pays for things as and when required. She is not on the breadline, but she's a single parent (she and I are financially…
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Conflicting views around online dating
I had a discussion with a work colleague today on dating apps and he told me of a different viewpoint that normally perpetuates through the Internet and the media. This was mirrored by several other people. There are two viewpoints I see. The first one is where you see most men being largely ignored on the apps, women get…
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Cheap Ancestry membership
Just renewed at about 1/2 of going rate These are for 12 months too Annual Worldwide for £89.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24532&rType=11 Annual UK Premium for £59.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24531&rType=11 There is the…
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Power of Attorney mother spending lots of cash
My 94 yr old mother is spending large amounts of cash, around £300 or more a week. This is on top of all her bills which are on direct debit and food shopping which I organise. Each week I give her £200 cash for her cleaner and spending money but she is drawing out at least £100 more. She goes out regularly to get her hair…
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Money Moral Dilemma: How do I persuade my children to pay rent once they're home from university?
This week's MoneySaver who wants advice asks... When my two children move back home after they graduate, I'm going to charge them the going rate for renting rooms in the area. They'll get perks - laundry, Wi-Fi, cooked meals - and space to work out their next step in life. They're refusing to pay, but I think if I don't…
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Ex Partner Wants to Sell House
Hi, Not sure if this is in the correct section, but any advice would really help. Current situation is that I have a mortgaged property with my ex partner, who moved out about 3-4 years ago. I currently live there on my own with our children, aged 9 and 11. When he moved out, he stopped paying the mortgage and bills, which…
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What's fair in terms of £ when I move into my husband's inherited family home?
We have a pre and post nup in place outlining what's mine is mine, what's his is his and what's ours is ours. In due course my husband will inherit his mortgage free family home from his parents. It's habitable but needs a six figure sum spending on it to bring it up to scratch. There may not be enough inherited money to…
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30 hours free childcare payments & PAYE - Help!
Hi all - Hoping someone can help as my accountant is away and I have an urgent issue to sort. My wife is a director of my limited company along with myself - we pay ourselves each month but not through PAYE, and at the end of the year these are set aside as dividends. We recently became parents and are filling out a form…
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Last Power of Attorney replacement attorneys
I am using the governments online portal to create my LPA What I am trying to achieve is -My spouse as LPA -If my spouse is not able then relative A as a replacement -If relative A is not available then relative B as replacement I have filled in the details on the website and am happy with the primary LPA but am not sure…
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No contact with son
I lost custody of my son to his dad when I went through a mental health breakdown and he reported me to social services. Social services agreed for my son to live with his dad whilst they carried out their assessments despite me raising concerns with them about this. In the end they supported my son living with his dad…
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Inheritance tax and home ownership
My husband is not named on our home deeds - I am the sole owner, now with no mortgage. In our wills we leave everything to one another. We are in our 60s and he has an illness which is not yet debilitating but will become so. Before his diagnosis, a lawyer had suggested that we get his name added to the house deeds (as…