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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Passport renewal for elderly mother
My mother's passport has expired, she is 81 and lives in a care home. Sadly it's unlikely she will ever travel again though she would of course love to do so, both her cognitive and physical state means it's not viable or a good idea. Would there be any reason not to renew my mothers passport or would it be fairly…
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Child Benefit salary eligibility
Hi there We have just had our first child so are new to the child benefit application. I am the highest earner and work in a Sales role where my basic salary is £55k and I have a commission pot of £30k which comes into play when I hit 100% of monthly and quarterly targets. So I’m currently not sure whether to submit £55k…
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Buying out wife
I am currently going through a divorce with no children involved. I am a 52 year old looking to buy out partners share of property but am struggling to get a mortgage on affordability. The property has been valued at £280000 with an existing mortgage of £65000 so would be looking to borrow an additional £107000, the most I…
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Scottish cohabitation,partner wants payout without entitlement
Hi, I own the house we live in. We are unmarried and in separate bedrooms. The mortgage is solely in my name and he has been paying half for 5.5 years as well as half of small repairs and maintenance like gas boiler services etc. Our relationship has ended and he wants half of the equity (around 80k). I don't think he is…
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Pension suggestions for my 25 year old daughter who is self employed
Hi My daughter left Uni and went straight into a self employed role as a make up artist. She is now 25 and because she doesn't earn a massive amount her NI is not compulsory so she hasn't paid any. I am worried about her having no pension when she gets to my age and wonder if anyone has any suggestions where she should…
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Divorce - Honesty is not the best policy?
Hi Folks, I was wondering if you could help, I am going through a very bad divorce with a narcissistic abusive ex wife. We have finally exchanged voulantry Form E's and whilst I've been fully honest with mine she has lied on every page. It's clear she has funelled money to different accounts and people to hide her assets…
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Where did the cheap Calpol alternatives go?
Hey All, With baby triplets, when we get a cold (as now :-1: ) we get through 60ml of Calpol today so with a 100ml bottle at £3.50 it soon adds up. Obviously if it's needed I'll pay for it, but knowing I'm paying 3x the price for the brand is frustrating when we get through so much. About a year ago I could get Galpharm or…
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Suggestions on managing tax for elderly mother?
My recently widowed mother currently has capacity, but would rather leave me to take care of most of her financial affairs. Her husband had a tax adviser who was filing their returns for them for most of their lives. He's now retiring (but has done their 22/23 returns), so I'm going to take over her stuff. How would you…
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The other parent demands access and equal decision making in respect of Junior ISA / SIPP accounts
Hi all - apologies for a long read. I have a Junior ISA and a Junior SIPP for both my children (older primary school aged). I contribute a regular amount every month to each, and now, that they are older, also use it as an educational tool to explain about the importance of savings, how pensions work, and different types…
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Care home fees after inheriting 50% of property
Hi All, I think I know the answer to this situation but the Internet isn't giving many answers after hours and hours of research. Hopefully. If anyone else finds themselves in this situation this thread may show up on Guugle.
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Clean Break
Hi peeps, read a few threads on this one but wondered if there any legal eagles on here that can offer a little more clarification it would be greatly appreciated... Some detail: Very amicable divorce, applied through .gov website jointly. 30 years married in England No dependent children (one 19 & the other 23, both…
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Child's birthday money
I'd appreciated comments on the following: I normally give £40 to £60 to each of my two grandchildren on their birthday and at Christmas. Both are under six years of age. However, I feel reluctant to give this amount. It's usually in excess of a month before I have any communication from their parents about coming over…
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Money Moral Dilemma: Should we pay for my eldest stepdaughter to go on holiday with us?
This week's MoneySaver who wants advice asks... I live with my husband and our five-year-old daughter, and we have a 16-year-old stepson who lives with us a couple of days a week, a 19-year-old stepdaughter at university and a 20-year-old stepdaughter who has just bought her first home. Last time we went away, we paid for…
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House valuation for asset following divorce
Hello all, I am currently going through a divorce and we have had an average house valuation of £375k. Without going into the finances too much my wife's solicitor has taken 3% of the total house value off the assets to be split and has informed me that this would be the cost of sale for the house, stamp duty etc. My wife…
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LPA - Instructions if one joint attorney dies to allow the LPA to continue.
I am trying to complete a Finance LPA and a Health LPA. I have the same problem with both.I am the donor. My wife is the attorney. If she is not fit, then my three adult children take over as replacement attorneys. I have written an instruction allowing them to take some decisions jointly and some severely. So far so good.…
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What’s your earliest financial memory?
Yesterday Martin Lewis asked: "What’s your earliest financial memory? Perhaps it was a coin from the tooth fairy under the pillow? Lunch money to school in a backback? Finding a penny (or spending one)." I'd like to hear the Forum's long-ago stories. Let's have 'em, please. 💷
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Filling in Form A
Has anyone got experience of this please? We need to fill it in with 'intention to dismiss' or similar wording. We have a consent order drawn up with the intention of each of us getting 50% equity in our jointly-owned home, ex husband is paying regular child support now. We are agreeing not to have any claim on each others…
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Financial settlement for divorce Help
Received conditional order but due to financial stuck at moment Dad 40 years old, works full time Ex wife 40 years old was a stay at home mum looking after out kids 19 year’s marriage Dad wage: over 30k year (gross) 1 residential property (in my sole name and sole mortgage) very high interest only mortgage, monthly payment…
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Apostille service for 9+ documents. Cheapest option?
Evening All I need to get a bunch of documents apostilled (birth certificates, DBS certificate etc.). It looks like there will be at least nine items, all of which need a separate apostille (a group apostille is not permitted). Looking at the .GOV site for this, it seems to be £30 per document plus a minimal courier charge…
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Divorce house agreement
Hi, Me and wife are divorcing. We married not in UK, but bought a house. Now we are divorcing and we agree what house and mortgage are going to be mine( She receives house and flat in my home country). What is the easiest and cheap way to separate? My house is on our both names and we have 2x mortgages against house and we…
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