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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Last Power of Attorney replacement attorneys
I am using the governments online portal to create my LPA What I am trying to achieve is -My spouse as LPA -If my spouse is not able then relative A as a replacement -If relative A is not available then relative B as replacement I have filled in the details on the website and am happy with the primary LPA but am not sure…
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Money Moral Dilemma: How do I persuade my children to pay rent once they're home from university?
This week's MoneySaver who wants advice asks... When my two children move back home after they graduate, I'm going to charge them the going rate for renting rooms in the area. They'll get perks - laundry, Wi-Fi, cooked meals - and space to work out their next step in life. They're refusing to pay, but I think if I don't…
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Deferred Payment Scheme is this a cheap way to borrow?
Parent is going into Nursing home soon. The property will be used to fund this. We are exploring options. Seems like the Gov Deferred Payment Scheme is our preferred option. Anyone have experience of this, I guess there isnt a more cost effective way to borrow the funds? We wouldnt get it cheaper with a bank it seems (gov…
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Power of Attorney
Please would someone help me. Via our solicitors, I am dealing with an Attorney who is acting on behalf of her husband. The Power of Attorney was done when the husband had capacity but has now lost capacity. The POA states that he has complete control over his affairs whilst he has capacity - his wife can only do what she…
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How Food Brings Families Together at Big Life Moments
Whenever there’s a major family event, be it a wedding, anniversary, or even just a big reunion, food always seems to play a central role. It’s not just about feeding people, it’s how we connect across generations and share traditions. In some of our recent plans, we looked into London event catering services not just for…
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Cheap Ancestry membership
Just renewed at about 1/2 of going rate These are for 12 months tooAnnual Worldwide for £89.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24532&rType=11 Annual UK Premium for £59.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24531&rType=11 There is the…
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Relative connections - scam?
hi, posting this on behalf of my father who is in his late 80s, for whom i look after all admin etc. He received a letter from 'Relative connections' - they claim to be a professional tracing company who are contacting him on behalf of a client (unspecified) and asking him to contact them to verify who he is whereupon they…
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Mums finances. Sister thinks I am up to something.
A little while ago my sister asked me to assist more with helping my aging Mum which was fair as she did a lot and I only did stuff if my sister couldn’t do it. Recently my mum became unwell and made me aware of her finances. She had £21k in a current account earning zero interest. She receives state pension topped up…
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Divorce financial settlement calculation help
Currently in the process of trying to reach a financial settlement, and have clashed on how the calculation for the pot should be split. We have agreed one party will receive more equity instead of a pension share in order to compensate for the differences in pots. The property will shortly be sold and in round terms there…
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Money Moral Dilemma: Should I give some of my lottery winnings to the person who gave me the ticket?
This week's MoneySaver who wants advice asks... A relative always puts a lottery ticket in family and friends' birthday cards. In my most recent card, I won a decent sum of money on the ticket - should I keep it, or tell them about it and offer to deal them in on the winnings? Unfortunately the MSE team can't answer Money…
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Harrison’s private client solutions
Good afternoon. Just a quickish one, if anyone has had this before; I’ve had nothing like this before. A relative has died leaving the estate with no one to inherit it. So this company finds these estates and look through family trees, then I presume, take a percentage before dividing what’s left if anything. I know the…
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Daughter finishing primary - very emotional
Haven't posted in a while, but need somewhere to talk about this. I developed a very emotional side to me after losing my dad and his brother in a sort of traumatic way 4 years ago - I don't think I've completely recovered from the grief / shock. I'm a father to two girls, with my eldest finishing Primary school tomorrow,…
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Physio / convalescence for 90 year old mother in Brent
Hi, Up til May my mother had lived at home with carers helping and a sharer (Two Generations) living there and offering up to 10 hours of companionship per week. She would go up and down the stairs to the bathroom her bedroom etc. She has had dementia for a few years but was generally doing ok. She came down with a UTI and…
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Separation Agreement house
Property Settlement – Second Opinion Requested Hi everyone, I’m looking for some feedback on a property agreement that both of us have mutually agreed to. This relates to a jointly owned property (let’s call it Property X). Here’s what we’ve put together: * The property is jointly owned and currently has a mortgage of…
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Divorce and splitting assets
When you get married does your wife automatically inherit 50% of what you have? What’s the criteria? So she can just get all that wealth just by signing a marriage certificate and being a wife? Does it work other way around?
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Financial settlement - panicking
Hi, this is going to be long so apologies for that. My husband has left me within the last month after a period of mental abuse/cheating. Last year, he also revealed to me that he had been hiding £15K of credit card debt from me which we paid off with some extra borrowing on a remortgage (he has since taken a loan out and…
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POA and Executor
I have a complicated history with my family. My brother was the golden child. He and I took over the family business but our relationship broke down due to his inability to work! I sold my half to him after he wouldn't sell to me. We have not spoken in 20 years. My parents have always been a little scared of him and always…
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Power of attorney and family
5 years ago, My husband and I moved in with My Mum and Dad because he had Alzheimer’s disease and my Mum couldn’t cope as she had severe mobility issues Mum and Dad had power of attorney for each other, my sister and I had power of attorney for both of them When we first moved in my Dad had some capacity and agreed to us…
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School Holiday Fines
Hi all, we have a new School Holiday Fines guide, and we'd love to hear your feedback. Just click reply below to share any info. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks for your help, MSE Megan F
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Pension offsetting is this correct?
Hi Folks, I am currently going through a divorce and we have agree to offset my pension against some of the other equity (house, cash etc). I will give broad figures to illustrate my question and any and all advice or comments would be great received. House equity £358,000 Cash £70,000 Using my latest pension benefits…
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A place for dads with kids of all ages to discuss parent MoneySaving matters.
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